Texas Dow Employees Credit Union Missouri City TX | Best Auto Loans & Personal Banking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 9109 Sienna Christus Drive, Missouri City, TX 77459. Since our establishment in 1954, we have been dedicated to serving the needs of our members, building strong relationships rooted in trust and community support. With a robust membership of 379,058 individuals and total assets reaching an impressive $4,835,296,940, we are committed to providing you with personalized financial solutions that help you achieve your goals. At Texas Dow Employees, we understand that every member's journey is unique. That's why we offer a wide array of services tailored just for you whether it's personal banking, auto loans, mortgage refinancing, or business banking options. We proudly maintain a healthy net worth of $481,391,425 and total deposits amounting to $465,436,271, ensuring that your finances are in good hands. Our leadership team is here to guide you every step of the way. Under the direction of CEO Isaac Johnson and Board President David Sikora, our dedicated staff of 878 employees is always ready to assist you with expert advice and friendly service. While members can visit us at our branch address for in-person assistance, official correspondence should be directed to the same location. As part of our commitment to innovation and convenience, we offer online and mobile banking services so you can manage your finances anytime, anywhere. Whether you're looking to open an account or explore loan options, we're here to help make your experience smooth and rewarding. Don't hesitate! Visit us today or give us a call at 979-238-8493 to discover how Texas Dow Employees can support your financial journey. For more information about our services or to get started online, check out our website at www.tdecu.org. Your financial future starts here!

Branch History & Mission

Community Focus

We take pride in being actively involved in community outreach programs that strengthen ties within Missouri City and surrounding areas. Our partnerships with local organizations reflect our dedication to creating a better future for all residents. As we continue on this journey together, we invite you to become part of the TDECU family. Experience firsthand the benefits of membership from competitive rates on loans and deposits to personalized service that puts your needs first. Join us today by visiting our website or calling us at 979-238-8493. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, TDECU was founded with a vision to provide reliable financial services tailored for the needs of its members. Over the decades, we have evolved significantly, expanding our offerings and enhancing member experiences through innovative solutions. As technology advanced, so did we; today, members enjoy convenient online banking, mobile payments, and electronic statements that make managing finances easier than ever. Our commitment to providing excellent service is evident in our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM ensuring that we are available when you need us most. Additionally, our ATM availability and drive-thru banking options make transactions quick and hassle-free.

Our Mission

At TDECU, our mission goes beyond just providing financial products. We strive to uplift our community by offering services that promote financial literacy and support local initiatives. By prioritizing personal relationships with our members, we foster an environment where everyone feels valued. Whether you're looking for checking accounts, auto loans, or business banking solutions, our goal is to help you achieve your financial dreams while contributing positively to the community. While members can visit us at 9109 Sienna Christus Drive for all their banking needs, official correspondence should be sent to the same address as it serves both purposes seamlessly.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize making your visit as smooth as possible. We offer ample parking spaces right outside the building, ensuring easy access for all members. For those who may need assistance, our facility is ADA compliant with ramps and accessible entrances available.

Call to Action

We invite you to come by Texas Dow Employees today! If you have any questions or need assistance before your visit, feel free to call us at 979-238-8493. Our team looks forward to welcoming you and helping you navigate all your banking needs!

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 12:00 PM. This flexibility allows you to visit us at a time that works best for you.

Services Offered

At Texas Dow Employees, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, personal loans, and credit cards with rewards our goal is to help you achieve your financial aspirations. Plus, with ATM availability and drive-thru banking options, managing your money has never been easier! While members can visit us at 9109 Sienna Christus Drive for all their banking needs, official correspondence should be sent to the same address.

Member Eligibility

Welcome to the Texas Dow Employees family, where becoming a member means joining a community that truly cares about your financial well-being. If you're looking to make the switch, you'll be pleased to know that eligibility is quite inclusive. You can qualify for membership if you live, work, or worship in certain areas around Missouri City or if you have a family member who is already a member. This means that many people can enjoy the benefits we offer, like personalized service and competitive rates. To learn more about the specific eligibility requirements, feel free to check out our detailed information at this link. Once you confirm your eligibility, opening an account is straightforward! Just visit this page to get started. If you have any questions or need assistance along the way, don't hesitate to give us a call at (979) 238-8493. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers using various methods credit cards, mobile payments, and online transactions all under one roof. This means less hassle for you and a better experience for your customers. Visit us at 9109 Sienna Christus Drive Missouri City Tx 77459, Missouri City, TX to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Planning to buy a new car? Our auto loans and vehicle financing solutions provide competitive rates that make it easier for you to get behind the wheel. Whether it's for a new vehicle or refinancing an existing loan, we're here to help you find the best fit for your budget.

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. If you're looking to grow your business or manage daily operations more efficiently, our team can provide insights and tools tailored specifically for entrepreneurs like you.

Convenient Access

Your time is valuable, which is why we prioritize convenience at Texas Dow Employees. With ATM access available at our branch and throughout the network, withdrawing cash or checking balances is quick and easy. Plus, our drive-thru banking allows you to complete simple transactions without leaving your car perfect for those busy days! Our friendly staff is ready to assist you from Monday to Friday between 9:00 AM 5:00 PM, and Saturdays from 10:00 AM 12:00 PM. For any inquiries or assistance, feel free to reach us at (979) 238-8493. We invite you to explore all that Texas Dow Employees has to offer and see how we can support your financial needs today! Visit us online at Tdecu - Missouri City or stop by our branch we're excited to serve you!

Credit Cards with Rewards

Our credit cards come with rewards that add value to your spending. Imagine earning cash back or points towards travel just by using your card for everyday purchases. It's a great way to make your money work harder for you.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll make. At Texas Dow Employees, we offer mortgage loans and refinancing options that cater to first-time buyers and seasoned homeowners alike. Our team will guide you through the process, ensuring that you understand every step along the way.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with your everyday needs in mind. Imagine easily managing your finances through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills all from the convenience of your smartphone or computer.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can give you the financial flexibility you need, whether it's for medical bills, home repairs, or consolidating debt into manageable payments. We want to help ease your financial stress with straightforward solutions.

Digital & Online Banking

Accessible Anytime

With our digital banking tools at Texas Dow Employees, managing your finances has never been more convenient. Whether it's enrolling in online banking for the first time or accessing e-statements for quicker reference, we've got you covered. Join us today and experience the ease of digital banking designed just for you!

Key Services

Our online banking platform at https://www.tdecu.org/ provides you with everything you need to take control of your finances. You can easily check balances, transfer funds, and pay bills all with just a few clicks. Plus, our user-friendly mobile application makes it even simpler to manage your accounts while you're out and about. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends and family in real-time, making it easier than ever to split bills or share expenses. And with our mobile payments feature, you can make purchases directly from your phone no cash or cards needed!

Security You Can Trust

We prioritize your security. With electronic signature authorization available for many transactions, you can sign documents safely without the hassle of printing and mailing them. Plus, our e-statements help reduce paper clutter while keeping your financial information secure and accessible whenever you need it. Whether you're checking account statements or making payments, rest assured that your information is protected by robust security measures. We strive to keep your data safe so you can focus on what matters most your life.

Financial Strength

Member-Centric Savings Solutions

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our ability to generate income effectively. While our net income currently stands at $0, this allows us to focus on long-term growth strategies rather than immediate profits. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Future Growth

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases available.

Solid Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 9109 Sienna Christus Drive Missouri City Tx 77459 or call 979-238-8493 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. With $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road, you can trust us to support your journey. We also have refinancing options available if you're looking to lower your current auto loan payments.

Business Loans

For business owners seeking capital to grow and expand their operations, we have outstanding commercial loans totaling $342,303,845. We understand that every business has unique needs; thus, we offer personalized solutions that can help propel your business forward. At Texas Dow Employees in Missouri City (9109 Sienna Christus Drive), we pride ourselves on being more than just a lending institution. We're part of your community and committed to providing financial services that truly make a difference. If you have questions or need assistance with our loan offerings, don't hesitate to reach out at 979-238-8493. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our various loan options today and see how we can assist you in achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, making it easy for you to buy or refinance your home. Our team is here to walk you through the eligibility process and ensure you find the right mortgage solution tailored to your needs.

Unsecured Credit Cards

For those looking for flexible financing options, we offer unsecured credit card loans with a total of $216,819,955. These cards are great for managing everyday expenses and building credit without needing collateral. Our credit card terms are designed to be straightforward and beneficial for our members.

Loan Aggregator

Accurate Loan Comparisons

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