Texas Dow Employees Credit Union Lake Jackson TX | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 1001 FM 2004 Rd, Lake Jackson, TX 77566. Since our establishment in 1954, we have dedicated ourselves to providing exceptional financial services tailored to the unique needs of our members. With a thriving community of over 379,058 members, we take pride in our mission to empower individuals and families through reliable banking solutions. At Texas Dow Employees, we manage total assets of $4,835,296,940, ensuring that your money is secure while we help you achieve your financial goals. Our commitment extends beyond just numbers; with total deposits reaching $465,436,271 and a robust net worth of $481,391,425, we are well-positioned to serve our members effectively. Under the leadership of CEO Isaac Johnson and Board President David Sikora, our team of nearly 878 employees works diligently to provide a wide range of services from checking and savings accounts to auto loans and mortgages. We understand that financial decisions can be overwhelming, which is why we're here to guide you every step of the way. While members can visit us at our branch address for personalized service, official correspondence should be sent to the same address: 1001 FM 2004 Rd, Lake Jackson, TX 77566. As a member-driven credit union, we prioritize your needs and aim to make banking accessible and straightforward. If you're looking for a supportive community where you can grow financially, look no further! Feel free to reach out to us at (979) 297-1154 or explore more about what we offer by visiting our website at tdecu.org. Whether you're seeking advice on loans or want to learn more about opening an account, we're here for you! Join us today and experience the difference that comes with being a member of Texas Dow Employees.

Branch History & Mission

Modern Banking Services

In an ever-changing world, we embrace digital advancements to provide convenient access to your accounts. With features like online banking, mobile payments, e-statements, and ATM availability right at your fingertips, managing your finances has never been easier. Plus, for those who prefer face-to-face interactions, our drive-thru service ensures you can quickly handle deposits or withdrawals without leaving your vehicle. While members can visit us at 1001 FM 2004 Rd for in-person service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM official correspondence should be sent to the same address. We invite you to become part of the Texas Dow Employees family. Join us today and experience the benefits of a credit union that truly cares about its members and their financial success. For more information or to open an account online, please visit our website. Let's work together towards a brighter financial future!

Our Mission

The mission of Texas Dow Employees is not just about numbers; it's about making a real impact in the lives of our members. We believe in building long-lasting relationships based on trust and transparency. Our goal is to help you achieve your financial dreams through tailored products that suit your unique needs. We also focus on giving back to Lake Jackson and surrounding areas. Through various outreach programs and partnerships, we aim to uplift our community by supporting local initiatives that enhance education, health, and well-being.

Branch Location & Accessibility

Convenient Access

Finding us is a breeze! Our branch sits just off FM 2004, making it simple to pop in while you're running errands or visiting nearby landmarks. With ample parking available and features like ADA-compliant ramps, we ensure that everyone can access our services without hassle.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 979-297-1154. We're eager to assist you with all your banking needs. Visit us today at Texas Dow Employees in Lake Jackson where member service comes first!

Hours Designed for You

We know your time is valuable. That's why we offer convenient operating hours from Monday to Friday, from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 12:00 PM. This flexibility means you can visit us when it best suits your schedule.

Services Tailored to Your Needs

At Texas Dow Employees, we provide a wide variety of services designed with you in mind. From checking and savings accounts to auto loans and mortgage financing, we are here to support your financial journey. For those who prefer quick transactions, our drive-thru banking service is available for deposits and withdrawals, ensuring that your banking experience is smooth and efficient. And if you're on the go, don't forget about our ATM availability! You can access cash whenever you need it with ease.

Member Eligibility

Joining the Texas Dow Employees family means stepping into a community that truly cares about your financial well-being. At Texas Dow Employees, we welcome individuals who live, work, worship, or attend school in certain areas of Brazoria County. This means that if you have connections to our vibrant community, you're likely eligible to become a member. Not only will you gain access to a variety of financial products tailored for your needs, but you'll also enjoy the friendly service and support that comes with being part of our credit union family. For detailed eligibility requirements, feel free to check out our resource at http://www.tdecu.org/membership/why-join-tdecu/. Opening an account is simple and straightforward! You can get started by visiting us online at http://www.tdecu.org/enroll-in-digital-banking/ or giving us a call at (979) 297-1154. We're here to help you every step of the way as you embark on this exciting journey with us at Texas Dow Employees, located at 1001 Fm 2004 Rd Lake Jackson Tx 77566.

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing, enabling you to focus on what matters most growing your business. Imagine a busy Saturday where customers can easily pay for their purchases with a quick tap of their card or phone. Our solutions streamline transactions, enhance customer satisfaction, and keep your cash flow healthy. Located at 1001 Fm 2004 Rd Lake Jackson Tx 77566, Lake Jackson, TX, we're here to help you thrive. Reach out today at (979) 297-1154 to learn more about how our business banking and commercial services can empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Matters

We believe in making banking accessible for everyone. Our branch provides basic ATM access for simple transactions like withdrawals and balance checks. If you prefer face-to-face interactions, our drive-thru service offers quick solutions for deposits and simple transactions.

Business Banking Solutions

For our business members, we offer tailored solutions including merchant services and business loans. We recognize that running a business comes with its own set of challenges, and we're here to help make managing finances smoother.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can check your balance, transfer money, and pay bills from anywhere at any time using our user-friendly app or website. Our ATM services ensure you have access to cash when you need it most, while our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Get in Touch!

We invite you to experience all that Texas Dow Employees has to offer! If you're ready to take control of your financial future or have any questions about our services, please don't hesitate to reach out at 979-297-1154. Our friendly team is here to assist you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. Join us today at Texas Dow Employees, where your financial goals become our priority! For more information about membership eligibility or to open an account online, visit us at TDECU.

Personal Banking Made Easy

When it comes to personal banking, we have you covered with various options. Whether you're looking for checking and savings accounts to manage your day-to-day finances or need help with auto loans and vehicle financing for your next car purchase, we've got the tools to support you. Our mortgage loans and refinancing options are ideal for those looking to buy a home or lower their current mortgage payments. Plus, if you're facing unexpected expenses, our personal loans and debt consolidation services can provide the relief you need.

Rewards and More

Our credit cards with rewards are perfect for those who love to earn while they spend. Enjoy benefits like cashback or travel points that add value to your everyday purchases.

Digital & Online Banking

Key Services

With just a few clicks on our website at https://www.tdecu.org/, you can take advantage of our 24/7 online banking services. This means you can check balances, pay bills, and transfer funds whenever it's convenient for you. And if you're looking to send money to friends or family, our person-to-person transfer feature makes it quick and easy. Our mobile application offers an intuitive way to manage your finances right from your smartphone. You can make mobile payments securely and even set up electronic signature authorization for added convenience when signing important documents. Plus, with e-statements available, you can easily keep track of your transactions without the clutter of paper statements.

Security and Ease-of-Use

Security is a top priority for us at Texas Dow Employees. We utilize advanced measures to protect your personal information while ensuring a user-friendly experience. Our features are designed not just for tech-savvy users but for everyone making banking accessible for all members. Managing your accounts has never been easier! With real-time updates and notifications, you'll always know what's happening with your money. We believe that banking should empower you, giving you control over your financial decisions without unnecessary stress. In summary, whether you're looking to pay bills, manage accounts, or send money to loved ones, Texas Dow Employees has the tools to help you do it all smoothly and securely. Start exploring our digital banking options today!

Financial Strength

Commitment to Innovation

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases available.

Growing Member Base

We currently have a total of 677,513 share accounts, showing a strong and growing member base that trusts us with their finances. This trust reinforces our mission to support you every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1001 Fm 2004 Rd Lake Jackson Tx 77566 or call 979-297-1154 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, ensuring you have access to competitive rates and flexible terms.

Credit Lines

For those who prefer flexibility in borrowing, our credit lines totaling $1,723,343,200 provide members with quick access to funds when needed. This product is ideal for managing unexpected expenses or funding personal projects. If you're considering refinancing options or want to know more about eligibility requirements for any of these products, please don't hesitate to ask. Our team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Texas Dow Employees Credit Union, we are dedicated to supporting your financial journey with services that fit your lifestyle and budget. Come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We strive to make the process straightforward and affordable so you can focus on what truly matters your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. This option allows you to enjoy convenience while making purchases without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to make informed choices without hidden surprises.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the true market landscape. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to choose the best option for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*