Texas Dow Employees Credit Union Katy TX | Top Checking & Auto Loans

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 24250 Cinco Ranch Blvd, Katy, TX 77494. Established in 1954, we have proudly served our community for decades, becoming a vital resource for over 379,058 members. At Texas Dow Employees, we believe in putting our members first, providing tailored financial solutions that empower you to achieve your goals. With total assets exceeding $4.8 billion and total deposits of $465,436,271, we stand as a robust institution committed to your financial well-being. Our offerings include everything from personal banking services like checking and savings accounts to specialized loans for vehicles and mortgages. We understand that everyone's financial journey is unique, and our dedicated team is here to guide you every step of the way. Led by our CEO, Isaac Johnson, and Board President, David Sikora, our knowledgeable staff of 878 employees is ready to assist you with all your banking needs. Whether you're looking for advice on loans or need help managing your savings, we're here to ensure you receive the best possible support. While members can visit us at our branch location, official correspondence should be sent to the same address: 24250 Cinco Ranch Blvd, Katy, TX 77494. If you have questions or need assistance, don't hesitate to reach out at 800-839-1154. Join us at Texas Dow Employees Credit Union where your financial future matters! Visit our website at www.tdecu.org or stop by our branch today to learn more about how we can help you thrive financially.

Branch History & Mission

Community Commitment

Texas Dow Employees is more than just a credit union; we are your neighbors. We actively engage in community outreach efforts, building partnerships with local organizations that share our values. From sponsoring events that promote financial literacy to supporting local charities, we believe in giving back and making a difference where it matters most. In today's fast-paced world, we understand the importance of digital accessibility. That's why we offer online banking services that allow members to manage their finances anytime, anywhere. With features like mobile payments and electronic statements, banking with us is not only convenient but also secure.

Join Us Today!

We invite you to experience the benefits of being part of Texas Dow Employees Credit Union. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Explore what membership can offer by visiting us online at tdecu.org or stop by our branch today! Together, let's build a brighter financial future for you and your family.

Mission Statement

Our mission is straightforward: we aim to enrich the lives of our members by offering quality financial products and exceptional service. We believe that everyone deserves access to fair banking solutions that can help them achieve their financial goals. By focusing on personal connections and community support, we strive to make a positive impact in Katy and beyond. While members can visit us at 24250 Cinco Ranch Blvd, official correspondence should be sent to the same address since it serves as both our branch and mailing location. We invite you to reach out at 800-839-1154 during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 12 PM.

Our Journey

Since our inception, Texas Dow Employees has focused on providing personalized banking services tailored to the unique needs of our members. Our journey began with a handful of dedicated members who shared a vision of accessible and affordable financial services. Over the years, we've embraced growth and innovation while staying true to our mission: to empower our community through financial education and support. As we celebrate each milestone from expanding our range of services to implementing advanced digital banking options we remain committed to fostering strong relationships within the community. Our drive-thru service enhances convenience for those on the go, while our customer-centric approach ensures that every member feels valued.

Branch Location & Accessibility

Accessibility Features

At our Texas Dow Employees branch, we prioritize accessibility. Our location is fully ADA compliant, ensuring that all members can navigate our space comfortably. There are ample parking options available right outside our doors, making it simple to access our services. If you prefer to use drive-thru banking, we have that covered too! Our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Call to Action

Ready to take the next step? We invite you to visit us at our Katy location or give us a call at 800-839-1154. Our dedicated staff is eager to help you with all your banking needs! Come experience the community-oriented service that makes Texas Dow Employees Credit Union stand out.

Operating Hours

We understand that life gets busy, which is why we offer convenient operating hours to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM, or stop by on Saturday from 10:00 AM to 12:00 PM. We're here when you need us!

Services Offered

At Texas Dow Employees, we provide a wide range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, our friendly team is ready to assist you with any financial goals. Although we currently do not offer ATM services at this branch, our drive-thru will handle all your basic transactions smoothly. While members can visit us at 24250 Cinco Ranch Blvd for all banking inquiries, please note that official correspondence should be sent to the same address for convenience.

Member Eligibility

Becoming a member of Texas Dow Employees feels like joining a welcoming family where your financial wellbeing is the priority. If you're curious about eligibility, you'll be pleased to know that anyone who lives, works, or worships in the areas we serve can join us! That means if you're part of our vibrant community around Katy and beyond, you're already on your way to enjoying all the benefits we offer. At Texas Dow Employees, we believe in supporting our members with personalized services tailored to their needs, whether it's for checking accounts, loans, or financial advice. The process of becoming a member is straightforward and inviting. You can learn more about the specific eligibility requirements by visiting our website at http://www.tdecu.org/membership/why-join-tdecu/. Once you feel ready to take that step, opening an account is just as easy; simply check out http://www.tdecu.org/enroll-in-digital-banking/ for details on how to start. If you have any questions or need assistance, don't hesitate to call us at (800) 839-1154. We look forward to welcoming you into our community at 24250 Cinco Ranch Blvd Katy Tx 77494!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we understand that managing payments is crucial for any business. Our merchant services simplify transactions, allowing you to accept payments seamlessly whether you're online or in-store. Imagine having a reliable partner like Texas Dow Employees to handle your payment processing, so you can focus on what matters most growing your business. Explore how our dedicated team at Texas Dow Employees can help you thrive today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our Business Banking services are crafted to support your entrepreneurial journey. From Merchant Services to help facilitate transactions smoothly, to Business Loans designed to fuel your growth ambitions, we're here every step of the way.

Digital Convenience at Your Fingertips

In today's fast-paced world, we know how important it is to have access to your finances on-the-go. That's why at Texas Dow Employees, we provide robust Online & Mobile Banking features. You can manage accounts, pay bills, and transfer funds all from the comfort of your device. Our digital banking tools also allow for easy ATM & Cash Withdrawal Services whenever you need cash on hand.

Flexible Loan Options

For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services provide flexible borrowing solutions that can ease financial stress. Plus, our Credit Cards with Rewards offer not just purchasing power but also benefits that reward you for spending wisely.

Home Financing Made Easy

Thinking about purchasing a home? Our Mortgage Loans & Refinancing services are here to guide you through the process. We aim to make homeownership accessible, offering various loan options that suit different budgets and lifestyles. If you're already a homeowner, refinancing could save you money on your monthly payments let us help you explore this option!

Personal Banking Solutions

We understand that everyone has unique financial needs. That's why at Texas Dow Employees, we offer Personal Banking options that include both Checking and Savings Accounts. These accounts help you keep track of your finances effortlessly while enjoying competitive interest rates. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing solutions make it simple and straightforward to drive away in your dream car without breaking the bank.

Simplified Transactions

For those who prefer face-to-face interactions, our branch offers basic Drive-Thru Banking, making it easier for you to conduct deposits, withdrawals, and simple transactions without leaving your vehicle. At Texas Dow Employees, we prioritize making banking easy and accessible for everyone. Visit us at 24250 Cinco Ranch Blvd Katy Tx 77494 in Katy, TX or call us at (800) 839-1154 to learn more about how we can assist you with any of these services. We look forward to helping you reach your financial goals!

Digital & Online Banking

Key Features

For those looking for added convenience, our mobile application makes banking even simpler. You can enjoy features like mobile payments and person-to-person transfers directly from your smartphone. Imagine sending money to a friend or family member instantly without needing to visit a branch! And if you prefer electronic transactions, our electronic signature authorization allows for quick approvals without any hassle. We also provide e-statements, which means no more paper clutter in your mailbox your account statements are just a click away! This not only keeps things organized but also enhances security by reducing the risk of sensitive information being compromised. At Texas Dow Employees, we're committed to making your banking experience not only accessible but also user-friendly. Our digital services are designed for everyone, so whether you're tech-savvy or just getting started with online banking, you'll find everything easy to navigate. Join us today and discover how simple managing your finances can be!

Financial Strength

Growing Membership Trust

The trust our members place in us is evident with 677,513 total share accounts, showing a strong and growing member base that relies on us for their financial needs. Additionally, the funds available for lending and investments stand at $0 net shares, emphasizing our dedication to lending within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 24250 Cinco Ranch Blvd Katy Tx 77494 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is further illustrated by our $0 net income, which allows us to focus on providing value rather than profits. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Future

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in the $30,540 in used auto loans and the impressive $4,132,927,475 in total loans and leases available to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a plan that fits your budget. Plus, if you're considering refinancing your current auto loan, we have options available to help you save even more.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your business. We understand the unique challenges faced by businesses today and are here to help you navigate those waters. At Texas Dow Employees, we pride ourselves on our commitment to serving our community with integrity and transparency. For more details about our loan offerings or to discuss eligibility options tailored for you, please don't hesitate to reach out at (800) 839-1154. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want more information about what we offer, we're here to help!

Credit Lines and Personal Financing

For those looking for flexibility, our total credit lines loans amounting to $1,723,343,200 can provide the support you need for various financial needs. Additionally, we offer unsecured credit card loans with a total of $216,819,955, helping members manage their finances effectively without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We aim to make the process straightforward and transparent, so you feel confident every step of the way.

Loan Aggregator

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