Texas Dow Employees Credit Union Houston TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Texas Dow Employees at our Champions Forest branch, located at 5503 Fm 1960 Rd W, Houston, TX 77069. Since opening our doors in 1954, we have proudly served a community of over 379,000 members with commitment and care. As a trusted financial partner, we understand that your financial journey is unique. That's why we offer a wide range of services designed to meet the diverse needs of our members. Our total assets stand strong at an impressive $4,835,296,940, reflecting our stability and dedication to your financial well-being. With total deposits reaching $465,436,271, we provide a secure place for your hard-earned money while also offering competitive rates on loans over 207,297 loans and leases are currently in service to support our members' dreams. Led by our passionate CEO, Isaac Johnson, and Board President, David Sikora, our experienced team is here to ensure you receive personalized service every step of the way. We believe in fostering relationships built on trust and transparency. Whether you're looking for auto loans, mortgages, or personal banking solutions, we're committed to helping you make informed decisions. While you can visit us at the address mentioned above for all your banking needs, if you need to send official correspondence, please use the mailing address: 5503 FM 1960 Rd W Ste 108, Houston, TX 77069. We invite you to explore what makes Texas Dow Employees unique by visiting our website at tdecu.org. For any inquiries or assistance, feel free to reach out to us at 800-839-1154. Come see how we can help you thrive financially!

Branch History & Mission

At Texas Dow Employees, our story began in 1954, when we opened our doors to serve the financial needs of our community in Houston, TX. Over the decades, we have grown from a small credit union into a trusted financial partner for over 379,000 members. Our branch is located at 5503 FM 1960 Rd W, conveniently situated near local landmarks that make us easily accessible to all. Our mission is simple yet profound: to empower our members with quality financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking options and support that helps them achieve their financial goals. This commitment drives us every day as we provide personal banking, auto loans, mortgages, and business services tailored to meet the diverse needs of our membership. In addition to our core offerings, we take pride in being actively involved in community outreach. We engage with local organizations and initiatives that uplift and support our neighborhoods. By forging strong partnerships, we work together to create positive change and enhance the lives of those around us. While you can visit us at our branch location for all your banking needs during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM you can also take advantage of our digital advancements. With online and mobile banking options available, managing your finances has never been easier. As part of Texas Dow Employees' growth journey, we now proudly hold total assets of approximately $4.8 billion. This achievement reflects the trust placed in us by our members and underscores our dedication to providing sound financial solutions. If you are looking for a place where your financial well-being matters and where community spirit thrives, we invite you to join Texas Dow Employees Credit Union today. Experience the difference that comes from being part of an organization committed not just to your finances but also to your community's prosperity. For more information on membership or to open an account online, visit our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can visit us comfortably. Plus, with ample parking available, you won't have to worry about finding a spot during your visit.

Operating Hours

We understand that life can get busy. That's why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and we welcome you on Saturdays from 10:00 AM until noon. If you need assistance outside these hours, feel free to reach out via phone at 800-839-1154.

Services Offered

At Texas Dow Employees, we offer a wide array of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you every step of the way. Need cash? We also have ATM access available for quick withdrawals and balance checks. While members can visit us at 5503 FM 1960 Rd W for all their banking needs, official correspondence should be sent to the same address as our mailing address remains unchanged. We invite you to come by our Champions Forest branch today! Let us help you achieve your financial goals with personalized service and support. Your journey toward better banking starts here!

Member Eligibility

Becoming a member of Texas Dow Employees is like stepping into a welcoming community where your financial needs are prioritized. If you're located in or around Houston, TX, you're likely eligible to join us! Membership is open to anyone who lives, works, worships, or attends school in the area, as well as their family members. This inclusive approach means you can enjoy all the benefits of our services, from personal banking to auto loans and more. For detailed eligibility criteria and to see if you qualify, check out our website at http://www.tdecu.org/membership/why-join-tdecu/. Joining is a breeze! Simply visit us at our branch located at 5503 Fm 1960 Rd W Houston Tx 77069, or you can get started online. We're here to help you through every step of the account opening process, making it easy for you to access the resources and support you deserve. If you have any questions or need assistance, don't hesitate to reach out at (800) 839-1154. We're excited to welcome you into the Texas Dow Employees family!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that can streamline your payment processing. Imagine a busy Saturday at your local café having efficient card processing means happier customers and faster transactions. Our solutions can help you manage payments easily, allowing you to focus on what really matters: running your business. Visit us at 5503 Fm 1960 Rd W Houston Tx 77069, Houston, TX, or contact us at (800) 839-1154 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessibility and Support

At Texas Dow Employees, we believe banking should be accessible for everyone. Our Basic ATM Access ensures you can perform essential functions like withdrawals and balance checks without hassle. If you have any questions or need assistance, feel free to reach out to us at (800) 839-1154 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 10:00 AM to 12:00 PM. We invite you to explore all the services we offer at Champions Forest and discover how we can assist you in achieving your financial goals. Don't hesitate visit us today or check out our website at https://www.tdecu.org/ for more information!

Business Banking Solutions

For small business owners, we offer tailored Business Banking services, including Merchant Services and Business Loans. We know that running a business requires reliable financial support, so we're committed to helping your venture succeed.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online and Mobile Banking features. You can manage your accounts from anywhere at any time whether you're checking balances or transferring funds on-the-go. Plus, our ATM services allow for easy cash withdrawals whenever you need them.

Personal Banking Services

We understand that managing your finances can be a challenge. That's why we offer various personal banking options, including Checking and Savings Accounts that fit your lifestyle. Whether you're saving for a vacation or planning for everyday expenses, our accounts are designed to help you reach your goals. Looking for a new car? Our Auto Loans and Vehicle Financing options make it simple to drive away in the vehicle of your dreams. If you're thinking about buying a home, our Mortgage Loans and Refinancing services can guide you through the process, ensuring you get the best rates available. Additionally, if life throws unexpected expenses your way, our Personal Loans and Debt Consolidation solutions are here to help you regain control. And don't forget about our Credit Cards with Rewards perfect for those who want to earn while they spend!

Digital & Online Banking

Enhanced Accessibility

Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. Whether it's splitting a bill or sending a gift, transferring funds has never been simpler. All these services come together to provide real-time account management right at your fingertips. With our commitment to security and user-friendly features, you can feel confident knowing your financial information is safe while enjoying the flexibility and control that digital banking offers. Join us at Texas Dow Employees today and discover how our digital banking solutions can simplify your financial journey!

Key Features

Experience the convenience of online banking with features like electronic signature authorization, making it easier for you to sign documents without the hassle of paper. You can also opt for e-statements, which provide a simple way to keep track of your finances while reducing clutter in your mailbox. Our mobile application is designed for those on the go. With it, you can manage your accounts from your smartphone or tablet, making transactions as easy as a few taps on the screen. Plus, our mobile payments feature allows you to make purchases quickly and securely, so you never have to worry about carrying cash or cards.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 677,513, showing a strong and growing member base that trusts us with their finances. This trust is pivotal for fostering long-term relationships built on mutual benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 5503 Fm 1960 Rd W Houston Tx 77069 or call (800) 839-1154 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $30,540 in used auto loans and $4,137,927,475 in total loans and leases, we support our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide competitive financing options whether you're purchasing a new or used vehicle, making it easier for you to get behind the wheel.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $342,303,845 offer tailored solutions to meet your business needs. If you're interested in refinancing or learning about eligibility options for any of these products, we encourage you to reach out. Our team is here to guide you through the process and ensure you find the best fit for your circumstances. You can contact us at 800-839-1154 or visit our branch located at 5503 FM 1960 Rd W Houston TX 77069. We are open Monday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Texas Dow Employees, we're committed to supporting your financial journey every step of the way!

Credit Lines

For those who need a little more flexibility in managing their expenses, our total credit lines amounting to $1,723,343,200 can provide just that. These lines are designed to give you access to funds whenever you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We aim to make the process straightforward and accessible so that you can focus on enjoying your new space.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. This allows you the freedom to make purchases without worrying about collateral.

Loan Aggregator

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