Texas Dow Employees Credit Union Houston TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 428 W 19th St, Houston, TX 77008. Since our establishment in 1954, we have been dedicated to serving our community with integrity and care. With a total membership of 379,058, we pride ourselves on being more than just a credit union; we are a family that supports each other in achieving financial goals. At Texas Dow Employees, we understand that banking is about building relationships. Our branch boasts total assets of $4,835,296,940 and total deposits reaching $465,436,271. We are here to help you navigate your financial journey, whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. With a robust portfolio of 207,297 loans and leases available, we strive to provide solutions that fit every member's unique needs. Our leadership team is committed to fostering an environment of trust and transparency. Led by CEO Isaac Johnson and Board President David Sikora, our staff of 878 employees is ready to assist you Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. While members can visit us at our branch location, official correspondence should be sent to the same address: 428 W 19th St, Houston, TX 77008. If you have any questions or need assistance, don't hesitate to reach out at 713-426-2010 or explore our services online at tdecu.org. Join us today and experience the difference a community-focused credit union can make in your financial life!

Branch History & Mission

Join Us!

As we look towards the future, Texas Dow Employees continues to uphold its legacy of trust and service excellence. We invite you to become part of our growing family. Experience the benefits of membership with us today! Visit our website at tdecu.org for more information on how you can join or open an account online. Let's build a brighter financial future together!

Our Evolution

Located at 428 W 19th St, Houston, TX 77008, our branch is more than just a place to conduct transactions; it's a hub for community connection and support. As we expanded our services beyond traditional banking, we embraced digital advancements to make banking easier and more accessible for everyone. Today, members can enjoy features like online banking, mobile payments, and electronic signatures making their banking experience as smooth as possible. While we take pride in our technological growth, our commitment to our community remains steadfast. We are dedicated to offering personal banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions. We also offer basic drive-thru services and ATM access for added convenience. Our branch is equipped with ADA-compliant facilities to ensure everyone can access our services comfortably.

Our Mission

At Texas Dow Employees, our mission goes beyond providing financial services; it's about making a positive impact in the lives of our members and the surrounding community. We believe that when one member thrives, we all thrive together. This guiding principle drives us to engage in outreach efforts and partnerships that uplift those around us. Whether through financial education programs or community events, we strive to be a resource for empowerment and support. While members can visit us at 428 W 19th St, official correspondence should be sent to the same address since it serves as both our branch and mailing location. You can also reach us at 713-426-2010 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 10:00 AM to 12:00 PM.

Branch Location & Accessibility

Convenient Access

At our branch, you'll find ample parking that makes stopping by a breeze. We understand that accessibility is important, which is why our location is fully compliant with ADA standards, ensuring everyone can access our facilities without hassle. If you're on the go, we offer drive-thru banking so you can complete your transactions quickly and efficiently without leaving your vehicle.

Operating Hours

We are here for you Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 12:00 PM. Whether you need assistance opening a new account or have questions about loans, our knowledgeable staff is ready to help during these hours.

Services Offered

Our branch provides a wide range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage options. Need quick cash? Our ATM is available for withdrawals and balance checks whenever you need it. While members can visit us at 428 W 19th St, official correspondence should be sent to the same address as our mailing address remains unchanged. For any inquiries or assistance, feel free to give us a call at 713-426-2010. We invite you to come by and experience personalized service that puts you first. Join us at Texas Dow Employees Credit Union your financial partner in Houston!

Member Eligibility

Becoming a member of Texas Dow Employees feels like joining a caring community where your financial well-being is our top priority. If you're interested in enjoying the benefits of membership, you'll be pleased to know that eligibility is open to individuals who live, work, worship, or attend school in certain areas, as well as their family members. This inclusive approach ensures that many can partake in our supportive services. To learn more about the specific eligibility requirements, please visit this page. Joining is simple! Once you confirm your eligibility, opening an account at Texas Dow Employees is just a few clicks away. You can start the process online by visiting this link. If you have any questions along the way, don't hesitate to reach out at (713) 426-2010; we're here to help you every step of the way. Embrace the advantages of being part of Texas Dow Employees and take control of your financial future today!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments seamlessly, whether in-store or online. Our services help you manage cash flow efficiently, allowing you to focus on what matters most growing your business. Located at 428 W 19Th St Houston Tx 77008, Houston, TX 77008, we invite you to explore how our business banking and commercial services can empower your entrepreneurial journey. Reach out today at (713) 426-2010 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits and withdrawals as well as ATM access for balance checks and withdrawals without stepping inside the branch. Our dedicated team is ready to assist you during lobby hours from Monday through Friday from 9:00 am to 5:00 pm and Saturday from 10:00 am to 12:00 pm. Should you have any questions or want more information about our services, don't hesitate to call us at 713-426-2010. Join us at Texas Dow Employees Credit Union today! Discover how our comprehensive suite of financial services can meet your needs effectively and conveniently. Visit us online at tdecu.org or come see us in person!

Business Banking Services

For small business owners or entrepreneurs, we offer tailored Business Banking solutions that include essential services like Merchant Services & Business Loans. We know running a business can be challenging; that's why we're here to ensure you have access to the resources necessary for growth and success.

Credit Cards and Rewards

Don't forget about our credit card offerings! Our Credit Cards with Rewards program allows you to earn points on everyday purchases, making it rewarding to spend. Use your rewards for travel, merchandise, or cashback it's all about what works best for you!

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms give you easy access to manage your accounts from anywhere at any time. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our ATM & Cash Withdrawal Services make it simple to access cash when you need it most.

Personal Banking Solutions

For those seeking personal banking options, we offer a variety of Checking & Savings Accounts tailored to fit different lifestyles and saving habits. Imagine effortlessly managing your day-to-day expenses while watching your savings grow our accounts make that possible. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help you hit the road with confidence. With competitive rates and flexible terms, financing your dream car has never been easier. When it comes to home ownership, our Mortgage Loans & Refinancing services provide the support you need to navigate one of life's biggest investments. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we've got options to suit various situations. Additionally, our Personal Loans & Debt Consolidation services can help simplify your finances by combining multiple debts into one manageable monthly payment.

Digital & Online Banking

Key Features

One of the highlights of our digital services is the ability to sign documents electronically with Yes. This means no more printing and mailing forms; you can complete transactions quickly and securely right from your device. Plus, you can choose to receive your statements electronically with Yes, helping you stay organized while reducing paper clutter. For those who prefer banking on their mobile devices, our Yes makes it simple to manage your accounts wherever you are. You can also take advantage of our Yes feature, which allows for quick and easy payments directly from your phone. Need to send money to friends or family? With our Yes transfer options, sharing funds has never been easier. Just a few taps on your screen and you're done! In a world where time is precious, having access to reliable online banking services is essential. At Texas Dow Employees, we are committed to providing you with safe and efficient tools for real-time account management. Experience the ease and convenience of digital banking today!

Financial Strength

A Solid Financial Foundation

With a net worth of $481,391,425, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Operational Excellence

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 677,513, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 428 W 19Th St Houston Tx 77008 or call (713) 426-2010 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Your Future

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in the $30,540 in used auto loans and $4,137,927,475 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to helping them thrive. If you're considering refinancing or want to learn more about eligibility options for any of these products, visit our website for detailed information or speak with one of our friendly representatives. For more insights into our performance and offerings, please note that all financial data is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Texas Dow Employees Credit Union, we prioritize your financial well-being by offering diverse loan products designed for your specific needs. Explore our options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We guide you through the process and provide personalized solutions tailored to your needs.

Unsecured Credit Card Loans

Managing daily expenses is easier with our unsecured credit card loans. With a total of $216,819,955 in loans available, we provide flexible terms that allow you to control your finances effectively.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers. Each loan comparison reflects actual rates offered by legitimate financial institutions, eliminating guesswork.