Texas Dow Employees Credit Union Garland TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texas Dow Employees in Garland, TX! Located at 1920 Northwest Hwy, our branch has been serving the community since 1954, dedicated to providing a safe and supportive banking environment. With over 379,058 members and total assets amounting to a remarkable $4,835,296,940, we are proud to be a reliable financial partner for both individuals and businesses. At Texas Dow Employees, our mission goes beyond just banking; we're committed to making a positive impact in the community. Our members trust us not only for our competitive rates on loans over 207,297 loans and leases totaling an impressive value but also for our comprehensive financial services. Whether you need personal banking solutions, auto financing, or business loans, our team is here to help you every step of the way. While you can visit us at 1920 Northwest Hwy, please note that official correspondence should be sent to the same address: 1920 Northwest Hwy, Garland, TX 75041-4834. We understand that your time is valuable; that's why we offer convenient services such as online banking, mobile payments, and an ATM for quick access to your funds. Under the leadership of CEO Isaac Johnson and Board President David Sikora, our dedicated team of 878 employees is always ready to assist you with friendly service and expert advice. Our strong net worth of $481,391,425 reflects our commitment to financial stability and member satisfaction. Curious about how we can support your financial goals? Feel free to reach out at 800-839-1154 or visit us online at TDECU.org for more information. We're excited to welcome you into the Texas Dow Employees family!

Branch History & Mission

Welcome to the Texas Dow Employees branch, a proud part of our community in Garland, TX. Since opening our doors in 1954, we have built a legacy of trust and support for our members. With over 379,000 members today and total assets exceeding $4.8 billion, we have grown from humble beginnings into a vital financial resource for individuals and families alike. Located at 1920 Northwest Hwy, Garland, TX 75041, our branch is easily accessible and surrounded by local landmarks that connect us to the heart of the community. Our dedicated team is here to provide personalized service during our operating hours from Monday to Friday, 9:00 am to 5:00 pm. We also offer convenient drive-thru banking and ATM services for those on the go. At Texas Dow Employees, our mission is clear: we are committed to empowering our members through exceptional financial services while actively supporting the community around us. We strive not only to provide competitive checking and savings accounts but also to offer tailored auto loans, mortgage options, personal loans, and credit cards with rewards that fit your lifestyle. Our commitment extends beyond banking; we believe in giving back to our community through various outreach programs and partnerships. We aim to make a positive impact on the lives of those we serve by promoting financial literacy and providing resources that help individuals achieve their goals. As technology evolves, so do we. Our digital banking services ensure that you can manage your finances anytime, anywhere whether through online banking or our mobile app. You can also enjoy features like e-statements and person-to-person payments for added convenience. If you need assistance or have questions about your financial journey, don't hesitate to reach out. You can contact us at 800-839-1154 or visit us in person. While you can find us at 1920 Northwest Hwy, please send any official correspondence to 1920 Northwest Hwy, Garland, TX 75041-4834 if that's different. Join us today at Texas Dow Employees Credit Union, where your financial well-being is our priority! Experience firsthand the benefits of being part of a member-focused organization that truly cares about your future. Visit our website to learn more about membership eligibility and open an account online!

Branch Location & Accessibility

Welcome to the Texas Dow Employees branch, located at 1920 Northwest Hwy in Garland, TX. Our convenient location makes it easy for you to manage your finances right in the heart of the community. Whether you're stopping by for personal banking or seeking assistance with loans and services, we're here to help! While members can visit us at this address, official correspondence should be sent to our mailing address at 1920 Northwest Hwy, Garland, TX 75041-4834. We're proud to serve the vibrant city of Garland in Dallas County, where you'll find us near well-known landmarks that make it easy to locate us. Our branch is designed with accessibility in mind. We offer ample parking options and ADA-compliant facilities, ensuring that everyone can access our services without any hassle. If you're looking for a quick transaction, take advantage of our drive-thru banking option for deposits and withdrawals without leaving your car. We understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy for you to find a time that fits your schedule. Need cash or want to check your balance? Our ATM is available on-site for your convenience. At Texas Dow Employees, we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and personal financing options. Our friendly team is ready to assist you with any questions you may have. Ready to experience exceptional service? We invite you to visit our branch or give us a call at 800-839-1154. Let us help you achieve your financial goals today!

Member Eligibility

Becoming a member of Texas Dow Employees is like joining a friendly neighborhood where everyone looks out for each other. If you're curious about joining us, you'll be glad to know that eligibility is quite straightforward! You can become a member if you live, work, or attend school in the communities we serve. We also welcome family members of existing members, making it easier for you to share the benefits of membership with your loved ones. At Texas Dow Employees, we pride ourselves on offering personalized services and competitive rates that help you achieve your financial goals, whether it's saving for a dream vacation or financing a new car. Ready to take the next step? Opening an account with us is simple! Just visit our website at http://www.tdecu.org/enroll-in-digital-banking/ for easy online enrollment. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 839-1154. For more details on eligibility and to ensure you meet the criteria, check out our dedicated page at http://www.tdecu.org/membership/why-join-tdecu/. We're excited to welcome you into our community at 1920 Northwest Hwy Garland Tx 75041!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to expand their operations, invest in new technology, and hire additional staff. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions that help bridge the gap for many startups and established companies alike. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses across the region.

Merchant Services That Make Sense

In addition to loans, our merchant services offer practical tools that make everyday transactions easier for your business. Imagine having access to payment processing solutions that allow you to accept credit cards seamlessly or online payments that enhance customer convenience. Our services are designed to streamline your operations so you can focus on what you do best running your business. Visit us at 1920 Northwest Hwy Garland Tx 75041, Garland, TX, or call us at (800) 839-1154 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For small business owners, we offer tailored business banking solutions including merchant services and business loans. We know how important it is for businesses to thrive, and our dedicated team is here to support your entrepreneurial journey.

Credit Cards

Our credit cards come with rewards that add value to every purchase. Imagine earning points on groceries or gas that can be redeemed for exciting rewards or cash back. It's all about making your spending work for you!

Digital Banking Convenience

In today's fast-paced world, managing finances online is more important than ever. With our online and mobile banking features, you can handle transactions, pay bills, and check balances anytime, anywhere. Plus, our ATM services ensure that cash withdrawals are just a few clicks away.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions or quick transactions, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. You can also take advantage of our ATM services for easy access to cash and balance checks. At Texas Dow Employees, we're more than just a financial institution; we're part of your community. If you're ready to explore any of these services or have questions about what we offer, please don't hesitate to reach out at 800-839-1154. Visit us today and see how we can help meet your financial needs!

Home Financing

Buying a home is one of the biggest decisions you'll ever make. With our mortgage loans and refinancing options, we guide you through the process so you can find a loan that meets your needs. Whether you're purchasing your first home or looking to refinance an existing loan for better terms, we are here to help every step of the way.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking options are designed with you in mind. Imagine having a checking account that fits your lifestyle perfectly whether it's for managing daily expenses or saving for that dream vacation. Our savings accounts help you grow your funds while offering easy access when you need it.

Personal Loans

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide quick access to cash when you need it most. It's like having a safety net ready for those moments when things don't go as planned.

Vehicle Financing

Need a new car? Our auto loans and vehicle financing options allow you to hit the road in no time. We offer competitive rates and flexible terms, making it easier for you to drive away in the vehicle of your choice without breaking the bank.

Digital & Online Banking

Key Features

Our mobile application makes banking even simpler. You can access all your account details right from your smartphone. Plus, with features like mobile payments, sending money to friends or family has never been easier with our person-to-person transfer options. Need to sign a document quickly? Our electronic signature authorization allows you to handle paperwork without the hassle of printing and scanning. We also provide e-statements for those who prefer going paperless, making it easy to track your financial history while helping the environment too! All these features are designed with your convenience in mind, allowing you to manage your money efficiently and securely. Whether you're on the go or relaxing at home, our user-friendly services ensure that managing your finances is straightforward and stress-free. At Texas Dow Employees, we're dedicated to providing you with the tools you need for real-time account management and peace of mind. Explore all that digital banking has to offer by visiting us online today!

Financial Strength

Commitment to Growth

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and $4,137,927,475 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Transparency

With total share accounts reaching 677,513, we have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, demonstrating our commitment to supporting the needs of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1920 Northwest Hwy Garland Tx 75041 or call (800) 839-1154 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your business. We're committed to supporting local businesses and helping them thrive in today's competitive market.

Credit Cards and Personal Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. Whether you're consolidating debt or making a major purchase, our personal loan options can provide the support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, making buying or refinancing simple. We are here to guide you through the process and find a solution that fits your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we have options available. Our team is ready to discuss your eligibility and help you find solutions tailored to your unique situation. At Texas Dow Employees, we're dedicated to providing personalized service and competitive products that meet your needs. You can reach us at (800) 839-1154 or visit us at our branch located at 1920 Northwest Hwy Garland Tx 75041, Garland, TX. For more information on our loan offerings and how we can assist you further, please visit our website at TDECU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh is designed to help users navigate their loan options with confidence. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to industry standards guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, which helps ensure that users can trust the information presented. Additionally, LendMesh stands out because there are No Sponsored Listings; lenders are not prioritized based on paid promotions. This commitment to unbiased results means that users can focus solely on finding the best loan for their needs. LendMesh also provides Real-Time Rate Comparisons, offering up-to-date loan rates from multiple institutions. This feature allows users to make informed decisions without having to sift through outdated or unreliable information. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for an efficient way to compare loans without the hassle, consider using LendMesh's tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*