Texas Dow Employees Credit Union Freeport TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texas Dow Employees, your trusted financial partner located at 1701 N Brazosport Blvd, Freeport, TX 77541. Since our establishment in 1954, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our members. With over 379,058 members and assets totaling an impressive $4,835,296,940, we are dedicated to fostering financial well-being and stability. At Texas Dow Employees, we understand that every member's financial journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our total deposits stand at $465,436,271, reflecting the trust our members place in us. We also maintain a robust loan portfolio with 207,297 loans and leases actively supporting our members' goals. Led by CEO Isaac Johnson and Board President David Sikora, our team of over 878 employees is here to assist you every step of the way. We take pride in being more than just a credit union; we're a community institution that cares about your success. Whether you need help with savings accounts or you're looking for ways to finance your next vehicle purchase, we're here to provide personalized support. For any official correspondence, please send it to our mailing address: 1701 N Brazosport Blvd, Freeport, TX 77541-3515. You can easily reach us at 800-839-1154 or visit our website at www.tdecu.org for more information on how we can assist you. Join us today and discover how Texas Dow Employees can help you achieve your financial dreams!

Branch History & Mission

Commitment to Community

Over the years, we've prioritized community engagement through various outreach initiatives and partnerships that uplift those around us. Whether it's sponsoring local events or offering educational resources on financial literacy, we believe in giving back and supporting our neighbors in every possible way.

Join Us

As we look toward the future, Texas Dow Employees remains dedicated to serving you with integrity and excellence. We invite you to join our growing family and experience firsthand the benefits of membership. Whether you're looking for a new checking account or need assistance with loans and mortgages, we're here for you. For any inquiries or further information about becoming a member, feel free to reach out at 800-839-1154 or visit us online at TDECU.org. Your financial journey starts here!

Modern Banking Solutions

In addition to traditional banking services, we embrace technology to meet the evolving needs of our members. With features like online banking, mobile payments, and electronic signatures available 24/7, managing your finances has never been easier. Our commitment to ADA compliance ensures that everyone can access our services comfortably.

Our Mission

At Texas Dow Employees, our mission is clear: to enhance the financial well-being of our members while contributing positively to the communities we serve. We strive to provide a range of financial services ranging from personal banking and auto loans to business financing all designed with our members' best interests at heart. Our commitment goes beyond mere transactions; we aim to build lasting relationships rooted in trust and transparency.

Branch Location & Accessibility

Welcome to the Texas Dow Employees branch located at 1701 N Brazosport Blvd in Freeport, TX! We are proud to serve our members in this vibrant community, nestled close to local landmarks that make our location easily accessible. Whether you're heading to the nearby Freeport City Park or taking a stroll along the waterfront, stopping by our branch is convenient and straightforward. At Texas Dow Employees, we prioritize your comfort and accessibility. Our branch features ADA-compliant facilities, ensuring that everyone can visit us without any hassle. Parking is plentiful and easy to navigate, making it simple for you to drop in for your banking needs. If you're looking for a quick transaction, take advantage of our drive-thru service, which offers efficient banking right from your vehicle. Our operating hours are designed with your schedule in mind. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 12:00 PM. Whether you're coming in for personal banking services or to discuss auto loans and mortgages, our friendly staff is here to assist you every step of the way. For added convenience, we have an ATM available on-site, allowing you quick access to cash whenever you need it. If you prefer online banking, we offer a comprehensive suite of digital services that you can access anytime. While members can visit us at 1701 N Brazosport Blvd, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to call us at 800-839-1154. We're excited to help you with all your financial needs! Come see us today at Texas Dow Employees where community meets convenience!

Member Eligibility

At Texas Dow Employees, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in the Brazoria County area. If you have a family member who is already part of our credit union, you're also eligible to join! We want to make sure that you feel supported and connected from the moment you walk through our doors at 1701 N Brazosport Blvd Freeport Tx 77541. Joining us brings numerous benefits, including access to personalized financial services and competitive rates on loans and savings accounts. To learn more about the specific eligibility criteria, feel free to visit our detailed page here: http://www.tdecu.org/membership/why-join-tdecu/. When you're ready to take the next step, opening an account is easy just check out our account opening details at http://www.tdecu.org/enroll-in-digital-banking/. If you have any questions or need assistance, don't hesitate to reach out at (800) 839-1154. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify your payment processes. Whether you're a small retail shop or a service provider, our solutions help you accept payments quickly and securely. Picture your customers checking out seamlessly while you focus on what matters most growing your business. At Texas Dow Employees, located at 1701 N Brazosport Blvd Freeport Tx 77541, Freeport, TX, we are dedicated to helping you achieve your goals. Let's work together to take your business further! For more information, call us at (800) 839-1154 or visit our website at https://www.tdecu.org/.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners in the area, we understand that managing finances is crucial to success. Our business banking services, including merchant services and business loans, are designed to support local businesses as they grow and thrive.

Customer-Centric Experience

We pride ourselves on providing friendly service at our branch located at 1701 N Brazosport Blvd Freeport, TX 77541. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle perfect for busy days! You can reach us at 800-839-1154 for any questions or assistance regarding our services. At Texas Dow Employees, we're here to help you navigate your financial journey with confidence. Visit us online at TDECU or stop by our branch today to learn more about how we can assist you with all your banking needs!

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. With our robust online and mobile banking platforms, you can manage accounts, pay bills, transfer funds, and even send money to friends with ease through person-to-person payment options. We also offer ATM services for quick cash withdrawals and balance checks whenever needed.

Flexible Loan Options

Life can throw unexpected expenses your way. That's why we also provide personal loans and debt consolidation services, helping you streamline payments and reduce financial stress. Plus, with our credit cards featuring rewards, you can earn while spending on things you already buy.

Personal Banking Solutions

Managing your money should be straightforward and convenient. At Texas Dow Employees, we offer various checking and savings accounts tailored to fit your lifestyle. If you're thinking about buying a new car, our auto loans and vehicle financing options provide competitive rates to help you get behind the wheel without breaking the bank. For those considering homeownership or refinancing, our mortgage loans can guide you through every step of the process, ensuring you find a plan that suits your budget.

Digital & Online Banking

Convenient Online Access

With our 24/7 online banking services available at https://www.tdecu.org/, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or view your transaction history, everything is just a click away. Plus, our mobile application makes it even easier to manage your finances on the go.

Effortless Payments and Transfers

Need to pay a friend or family member? Our person-to-person transfer feature lets you send money quickly and securely without hassle. And if you're out shopping, our mobile payments option allows you to make purchases right from your smartphone no need for cash or cards.

Secure Transactions

Security is our top priority. With features like electronic signature authorization, you can complete transactions confidently without worrying about unauthorized access. We also offer e-statements for those who prefer going paperless; this not only helps the environment but also keeps your financial records organized and easily accessible.

User-Friendly Experience

We believe that banking should be straightforward for everyone. That's why our online platform is designed with you in mind, ensuring easy navigation and a user-friendly interface. You don't need to be tech-savvy to take advantage of these services; we've made it simple for everyone. At Texas Dow Employees, we're committed to providing our members with tools that enhance their banking experience while ensuring security and ease of use. Explore all that our digital banking options have to offer today!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we ensure that your financial future is in safe hands. Our robust net worth of $481,391,425 reflects our solid financial health, allowing us to offer better rates, lower fees, and enhanced member services. Moreover, our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, which offer stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases. Our operational efficiency is also evident in our performance; this is highlighted by our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together with 677,513 total share accounts, this reflects a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1701 N Brazosport Blvd Freeport Tx 77541 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our dedicated team is here to assist you with the financing process.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand your business operations. We understand that running a business comes with its own challenges, and we're here to help.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We provide personalized support throughout the application process to ensure you find the right mortgage solution for your needs.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we can help guide you through eligibility options tailored to your situation. Our team is ready to assist you in making informed decisions that align with your financial objectives. To learn more about our loan products or start your application process today, please visit us at our branch located at 1701 N Brazosport Blvd Freeport TX 77541, or call us at 800-839-1154. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power while keeping your budget in check.

Loan Aggregator

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TEXAS DOW EMPLOYEES CREDIT UNION - Freeport, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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