Texas Dow Employees Credit Union Edna TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas Dow Employees, your trusted partner in financial services located at 624 S Wells St, Edna, TX 77957. Since our establishment in 1954, we've been dedicated to empowering our members with personalized banking solutions and a strong sense of community. With over 379,058 members benefiting from our services, we take pride in fostering relationships that matter. At Texas Dow Employees, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to comprehensive auto loans and mortgage refinancing. Our total assets of $4,835,296,940 reflect our commitment to stability and growth for our members. Our leadership team, led by CEO Isaac Johnson and Board President David Sikora, is devoted to ensuring that every member feels valued and supported. Whether you're looking for a loan or need assistance managing your finances, we're here for you. For any official correspondence, please send it to our mailing address: 624 S Wells St, Edna, TX 77957-3742. With a total deposit base of $465,436,271, we prioritize the security of your funds. Additionally, our net worth stands at an impressive $481,391,425, showcasing our financial health and resilience. We invite you to experience the difference of being part of a community-focused credit union. Reach out to us at 800-839-1154 or explore more on our website here. Visit us today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our mission extends beyond just financial transactions; it encompasses a genuine commitment to community enrichment. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Whether it's sponsoring local events or supporting educational initiatives, Texas Dow Employees believes in giving back. As technology continues to advance, so do we. With one ATM available on-site and drive-thru banking options for quick transactions, we ensure that our members enjoy both convenience and flexibility when managing their finances. We invite you to join Texas Dow Employees today! Experience the benefits of being part of a credit union that values its members and is dedicated to fostering a strong community. Together, let's work towards achieving your financial goals while making a positive impact in Edna and beyond. For any questions or assistance, feel free to reach out at 800-839-1154 or visit us online at tdecu.org.

Our Story

Over the years, we have achieved significant milestones that reflect our commitment to our members and their financial well-being. As a member-focused credit union, we understand the importance of building strong relationships within our community. Our mission is straightforward: to empower our members through accessible financial solutions and support their aspirations by offering a range of products tailored to meet their needs. In addition to traditional banking services such as checking and savings accounts, we also offer auto loans, mortgages, personal loans, and business banking solutions. We strive to enhance your banking experience with modern conveniences like online banking and mobile payments. Our dedication to providing ADA-compliant facilities ensures that everyone can access our services comfortably. While members can visit us at 624 S Wells St in Edna for all their banking needs, official correspondence should be sent to the same address for convenience. We invite you to experience our friendly service during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM.

Branch Location & Accessibility

Convenient Access

At our Edna branch, we understand that accessibility is key. Our building features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. We also provide ample parking space right outside the branch, so you can quickly hop in and out without any hassle. For those on the go, we offer drive-thru banking services for quick transactions like deposits or withdrawals.

Get in Touch

If you have questions or need assistance, don't hesitate to reach out! You can contact us at 800-839-1154. We're excited to welcome you into our community where your financial well-being is our priority. Stop by today or give us a call; we look forward to serving you!

Operating Hours

We aim to accommodate your busy schedule with our flexible operating hours. Our lobby is open from 9:00 AM to 5:00 PM Monday through Friday, and we're here to serve you on Saturdays from 10:00 AM until noon. Whether you need assistance with personal accounts, loans, or other services, our friendly staff is ready to help you during these hours.

Services Offered

As part of Texas Dow Employees Credit Union, we proudly offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have options for everyone. Need cash? Our ATM is available for your convenience, providing easy access for withdrawals and balance checks.

Member Eligibility

At Texas Dow Employees, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easier than you might think! If you live, work, or attend school in our service area, you're likely eligible to join us. We also welcome family members of current members, which means your loved ones can benefit from our services too. Our membership offers fantastic advantages like competitive rates on loans and savings, personalized financial advice, and access to a range of banking products tailored just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at http://www.tdecu.org/membership/why-join-tdecu/. When you're ready to take the next step, opening an account with us is simple! Just visit our online platform through this link: http://www.tdecu.org/enroll-in-digital-banking/. If you have any questions or need assistance, don't hesitate to give us a call at (800) 839-1154. We look forward to welcoming you to the Texas Dow Employees family and helping you achieve your financial goals right here at 624 S Wells St Edna Tx 77957!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local coffee shop that wants to streamline payments for their customers. Our merchant services make this possible by offering easy-to-use payment solutions that help businesses operate smoothly. From credit card processing to mobile payments, we provide the tools necessary for owners to focus on what they do best serving their customers. Located at 624 S Wells St Edna Tx 77957 in Edna, TX, we are here to support your business journey every step of the way. Let's grow together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services are available for easy withdrawals and balance checks whenever you need them. Plus, enjoy basic drive-thru banking for deposits and simple transactions without leaving your car. At Texas Dow Employees, we strive to make banking as easy and accessible as possible for all our members. If you have questions about any of our services or want to learn more about how we can assist you on your financial journey, don't hesitate to reach out! Give us a call at (800) 839-1154 or visit us today at 624 S Wells St Edna Tx 77957 in Edna, TX. We're excited to help you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options can help you drive off in the vehicle you desire. We understand that purchasing a car is a significant decision, which is why we offer personalized loan solutions that fit your budget. With straightforward terms and competitive rates, you'll be on the road in no time.

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to helping businesses thrive in our community.

Credit Cards with Rewards

Take advantage of our credit cards with rewards programs! Earn points on every purchase that can be redeemed for travel, merchandise, or cash back. It's a great way to get more out of your everyday spending while enjoying the flexibility and security of using credit responsibly.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to meet your needs. We know that finding the right mortgage can feel overwhelming. That's why our experienced team is here to guide you through every step, ensuring that you find the best solution for your financial situation.

Online & Mobile Banking

Enjoy convenient access to all these services with our online and mobile banking features. You can manage your accounts anytime, anywhere whether it's transferring funds between accounts or paying bills with just a few taps on your smartphone.

Personal Banking

Our personal banking services include checking and savings accounts designed for your everyday needs. Whether you're managing daily expenses or saving for future goals, we offer competitive rates and flexible options to help you succeed. Imagine having a checking account that fits seamlessly into your lifestyle, making it easy to track your spending and save for those special moments.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can provide you with the funds needed for emergencies or big purchases. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation options. We can help streamline your payments into one manageable monthly payment.

Digital & Online Banking

Key Features

We're proud to offer features like e-statements, which allow you to receive your account statements electronically. This not only helps reduce paper clutter but also provides quick access to your financial history. Plus, with electronic signature authorization, signing documents is as easy as clicking a button no need for printing or mailing. If you're always on the move, our mobile application makes banking even easier. With this app, you can utilize mobile payments, send money through person-to-person transfers, and monitor your accounts right from your smartphone. It's all about making banking work for you!

Security and Support

We prioritize your security with robust measures that keep your information safe while you're banking online. You can have peace of mind knowing that your transactions are protected. Should you ever have questions or need assistance, our dedicated team is just a phone call away at (800) 839-1154. Experience the ease of managing your finances digitally with Texas Dow Employees. Whether you're at home or out and about, we're here to support all your banking needs!

Financial Strength

At Texas Dow Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that you can trust us with your savings and loan needs. With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $30,540 in used auto loans and $4,137,927,475 in total loans and leases, supporting your financial goals across various sectors. Although our reported net income is $0, it reflects our operational efficiency and commitment to providing quality service. We also take pride in having 859 full-time employees and 19 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist. Our net shares available for lending stand at $0, demonstrating the funds we have available to support our members' borrowing needs. With a total of 677,513 share accounts, it's clear that our growing member base trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 624 S Wells St Edna Tx 77957 or call (800) 839-1154 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible options that can fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $342,303,845, providing the capital needed to expand and invest in your business. At Texas Dow Employees, we strive to meet the diverse needs of our members through our various loan products. If you're considering refinancing or want to know more about eligibility options for any of our loans, please don't hesitate to contact us or visit our website at TDECU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020. This could be an excellent opportunity for you to secure a home loan that meets your needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These credit cards come with rewards and are designed to help you make purchases while keeping your budget in mind.

Loan Aggregator

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