Texas Dow Employees Credit Union Cypress TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas Dow Employees (TDECU), your trusted partner in financial wellness since 1954. Located at 20510 West Rd Ste 1100, Cypress, TX 77433, we are committed to serving our growing community of 379,058 members with a range of personalized banking solutions. Whether you're looking for a reliable savings account, an auto loan, or mortgage options, our dedicated team is here to help you achieve your financial goals. At TDECU, we take pride in our strong foundation. With total assets amounting to an impressive $4,835,296,940, and total deposits reaching $465,436,271, we have the stability and resources to support you every step of the way. Our commitment extends beyond traditional banking; we believe in making a difference in our members' lives and the communities we serve. Our CEO, Isaac Johnson, along with Board President David Sikora, leads a passionate team of 878 employees who are eager to assist you with your financial needs. We provide an array of services tailored for both personal and business banking from checking and savings accounts to credit cards with rewards, auto loans, and much more. While members can visit us at our Cypress location for all their banking needs, official correspondence should be sent to the same address for convenience. If you're curious about what we offer or want to explore membership benefits further, please don't hesitate to reach out at 800-839-1154 or visit us online at TDECU.org. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Welcome to Texas Dow Employees, where our story is as rich and vibrant as the community we serve in Cypress, TX. Established in 1954, our branch has grown alongside the people of Cypress, evolving from a small credit union into a trusted financial partner for over 379,000 members. Our commitment to providing exceptional service and support has been the cornerstone of our mission. Nestled at 20510 West Rd Ste 1100, we are conveniently located near local landmarks, making it easy for you to visit us. While members can come by our branch at this address, official correspondence should be sent to our mailing address at 20510 West Road Ste 1100, Cypress, TX 77433. Throughout our journey, Texas Dow Employees has remained dedicated to empowering our members with personalized financial solutions. We pride ourselves on offering a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. With total assets exceeding $4.8 billion, we strive to ensure that your financial needs are met with care and expertise. Our mission is simple yet profound: to enhance the lives of our members by providing accessible financial services while actively supporting our community. We believe in giving back through various outreach programs and partnerships that strengthen the fabric of Cypress. Whether it's sponsoring local events or providing educational resources, we are committed to making a positive impact. As we embrace modern advancements in banking technology, we ensure that our services are not only efficient but also user-friendly. Our digital offerings include online banking and mobile payment options that allow you to manage your finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities so everyone can benefit from our services. At Texas Dow Employees, we invite you to experience the difference that comes from being part of a community-focused credit union. Join us today and discover how we can help you achieve your financial goals while being an active part of the Cypress community. For more information or assistance, feel free to reach out at 800-839-1154 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 12 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Texas Dow Employees at our Cypress location! Conveniently situated at 20510 West Rd Ste 1100, Cypress, TX 77433, our branch is easy to access for all your banking needs. Whether you're a long-time member or new to our community, we're here to provide exceptional service in a friendly atmosphere. Located near local landmarks and easily accessible via major roadways, our branch serves the vibrant community of Cypress in Harris County. Parking is available right outside the entrance, ensuring that your visit starts off hassle-free. We've designed our space with accessibility in mind, featuring ramps and ADA-compliant facilities to welcome everyone. At Texas Dow Employees, we know how busy life can be. That's why we offer convenient operating hours from Monday through Friday, 9:00 AM to 5:00 PM and Saturdays from 10:00 AM to 12:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans and mortgages, our knowledgeable staff is ready to assist you during these hours. For added convenience, we have ATM services available on-site for quick cash withdrawals and balance checks. While we do not have a drive-thru service at this location, our team is committed to providing fast and efficient service inside the branch. If you have any questions or would like more information about our offerings, feel free to give us a call at 800-839-1154. We invite you to stop by Texas Dow Employees in Cypress today we look forward to helping you achieve your financial goals!

Member Eligibility

Welcome to the wonderful community at Texas Dow Employees! Joining us is not just about opening an account; it's about becoming part of a supportive family that cares about your financial well-being. To become a member, you'll need to meet a few simple eligibility criteria. If you live, work, or worship in certain areas, or are related to someone who does, you're likely eligible! For those looking for specific details on eligibility, feel free to visit our eligibility page. Opening an account with us is straightforward and welcoming. You can begin the process online by visiting our account opening page here. If you have any questions along the way, don't hesitate to reach out at (800) 839-1154. We're excited to help you start your journey with Texas Dow Employees, located at 20510 West Rd Ste 1100 Cypress Tx 77433, where your financial goals become our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that simplify payment processing for your business. Imagine having a reliable way to accept payments from customers whether they pay by card or mobile app. This means more sales and happier customers, allowing you to focus on what you do best: running your business. Visit us at 20510 West Rd Ste 1100 Cypress Tx 77433 in Cypress, TX, or give us a call at (800) 839-1154 to learn more about how our business banking services can help you thrive!

Comprehensive List Of Services

Business Banking

For our members who are entrepreneurs or business owners, we offer comprehensive business banking services. From merchant services that streamline payment processing to various types of business loans, we are here to support your business goals.

Conclusion

At Texas Dow Employees in Cypress, TX, we're dedicated to supporting you every step of the way on your financial journey. Our comprehensive list of services from personal banking and loans to business solutions ensures that we have what you need under one roof. We invite you to explore how we can assist you today! For more information or to get started with any service, visit us online at TDECU or give us a call at 800-839-1154. Your financial success starts here!

Credit Cards

In today's world, having a credit card can be beneficial. Our credit cards with rewards not only offer purchasing power but also let you earn points on your everyday spending, making it rewarding to use!

Digital Banking Features

In addition to traditional banking services, we embrace technology to enhance your banking experience. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the comfort of your home or while on the go. Plus, our ATM and cash withdrawal services ensure that accessing your money is simple and convenient.

Loans and Financing

Thinking about buying a new car? With our auto loans and vehicle financing, we make it easier for you to hit the road with confidence. If homeownership is on your mind, our mortgage loans and refinancing options can help make your dream home a reality. For those unexpected expenses or consolidating debt, consider our personal loans tailored to fit your budget.

Personal Banking

We understand that personal banking is at the heart of your financial journey. That's why we offer a variety of checking and savings accounts designed to help you manage your finances effortlessly. Whether you're looking to save for a vacation or need easy access to cash, our accounts provide flexibility and convenience.

Digital & Online Banking

At Texas Dow Employees, we understand that your time is valuable. That's why we've designed our digital and online banking services to be both convenient and secure, allowing you to manage your finances from anywhere, at any time. With just a few clicks, you can access a range of services tailored to fit your busy lifestyle. Our online banking platform offers 24/7 access to your accounts. You can check balances, transfer funds, and even pay bills without the need to visit a branch. If you prefer managing your banking on the go, our mobile application is here for you. It provides all the features of online banking right in the palm of your hand, including easy navigation and real-time updates about your account. One standout feature is our ability to send money quickly and easily through person-to-person transfers. Whether you're splitting a bill with friends or sending money to family, it's simple and fast! Plus, with our electronic signature authorization, signing documents has never been easier or more secure. We also offer e-statements to keep you organized without the clutter of paper. This way, you can view your statements anytime and anywhere while reducing your environmental footprint. And for those who enjoy contactless payments, our mobile payments feature allows you to make purchases with just a tap on your phone. At Texas Dow Employees, we prioritize your security and ease of use in every service we offer. Our digital banking tools provide peace of mind while giving you full control over your finances. So why wait? Experience the convenience of modern banking today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 677,513, showing a strong and growing member base that trusts us with their finances. This trust enables us to maintain robust net shares available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 20510 West Rd Ste 1100 Cypress Tx 77433 or call 800-839-1154 to learn more about how we can help you achieve your financial goals.

Member Savings and Growth

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, indicating our commitment to maintaining a balanced budget while continuing to provide competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.95% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $30,540 in used auto loans and a total of $4,137,927,475 in loans and leases.

Loan Offering

Additional Resources

If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please reach out to us at (800) 839-1154. Our knowledgeable team is ready to assist you in finding the right solution for your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 20510 West Rd Ste 1100 Cypress Tx 77433, Cypress, TX, or check out our website at https://www.tdecu.org/ for more information on how we can help you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in your dream car.

Business Financing

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to scale an existing one, we are here to support your aspirations with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We can guide you through the process and help you understand your eligibility for refinancing, so you can secure a favorable rate that fits your budget.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These cards come with features designed to help you track spending and earn rewards while providing a safety net during unexpected times.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers tailored to their needs. By focusing on verified data, LendMesh ensures that all loan offers come from legitimate financial institutions.