Texas Dow Employees Credit Union Cuero TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas Dow Employees at our convenient location on 1001 E Broadway St, Cuero, TX 77954! Since our establishment in 1954, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With over 379,058 members and total assets exceeding $4.8 billion, we are dedicated to fostering a culture of trust and reliability. At Texas Dow Employees, we believe that banking should be simple and accessible. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our experienced team is here to help you navigate your financial journey with ease. Led by our CEO, Isaac Johnson, and Board President, David Sikora, our branch operates with a strong focus on member satisfaction and community impact. Whether you need assistance with everyday banking or are looking for ways to grow your savings, you can count on us for personalized support every step of the way. While you can visit us directly at our branch for all your financial needs, please note that official correspondence should be sent to our mailing address: 1001 E Broadway St, Cuero, TX 77954-2148. We invite you to experience the Texas Dow Employees difference! Feel free to call us at 800-839-1154 or explore more about our services at tdecu.org. Your financial well-being is our priority!

Branch History & Mission

Community Connections

Our commitment extends beyond financial services; we strive to be an active part of the Cuero community. Through partnerships and outreach programs, we work diligently to support local initiatives and organizations that make a positive impact on the lives of residents. Whether it's sponsoring local events or providing educational resources about financial literacy, our team is dedicated to uplifting those around us.

Our Mission

At Texas Dow Employees, we believe in empowering individuals and families through sound financial services. Our mission is clear: to provide our members with access to quality banking options while fostering a sense of community and support. We offer a wide range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We are also committed to ensuring that everyone can benefit from our services. Our branch is ADA compliant, providing equal access to all members. Furthermore, we embrace technology by offering online and mobile banking options, making it easier than ever for you to manage your finances from anywhere.

Visit Us Today!

While members can visit us at 1001 E Broadway St Cuero Tx 77954, official correspondence should be sent to 1001 E Broadway St, Cuero, TX 77954-2148 if different. We invite you to reach out at (800) 839-1154 or stop by during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM. Join us at Texas Dow Employees and discover how we can help you achieve your financial goals while being part of a caring community. Experience the benefits of membership today!

Branch Location & Accessibility

Convenient Access and Amenities

At our branch, we prioritize your convenience. We offer ample parking space to ensure that your visit is hassle-free. For those who may need assistance, our facility is equipped with ADA-compliant features, including ramps for easy access. If you prefer a quick stop, take advantage of our drive-thru banking service, perfect for deposits and withdrawals without leaving your vehicle. We also have an ATM on-site, providing you with 24/7 access to cash and balance checks.

Get in Touch

Have questions or need assistance? Feel free to call us at 800-839-1154. We look forward to welcoming you into our branch and helping you achieve your financial goals. Come see how we can support your banking needs today!

Welcoming Operating Hours

Our team at Texas Dow Employees is here to serve you with friendly faces and helpful advice during our operating hours. Visit us Monday through Friday from 9:00 AM to 5:00 PM, or stop by on Saturday from 10:00 AM until noon. We're committed to being available when you need us! While members can visit us at our branch address, official correspondence should be sent to the same address: 1001 E Broadway St, Cuero, TX 77954-2148.

Member Eligibility

Becoming a member of Texas Dow Employees is like stepping into a welcoming community that truly cares about your financial journey. If you're living, working, or attending school in the areas we serve, you're likely eligible to join us! We value everyone who seeks to be part of our family, and our membership is designed to be inclusive and supportive. Whether you're looking for personal banking solutions or resources for your business, Texas Dow Employees has something special for you. To explore the specific eligibility criteria and see if you qualify, feel free to check out more details at http://www.tdecu.org/membership/why-join-tdecu/. Joining is easy! Once you've confirmed your eligibility, you can start the account opening process right away by visiting http://www.tdecu.org/enroll-in-digital-banking/. Our friendly team is here to assist you every step of the way. If you have any questions or need guidance, don't hesitate to reach out at (800) 839-1154. We look forward to welcoming you to our community at Texas Dow Employees, located at 1001 E Broadway St Cuero Tx 77954!

Business Banking & Commercial Services

At Texas Dow Employees, we understand that running a business is both rewarding and challenging. That's why we offer tailored business banking solutions to help you thrive. Whether you're just starting out or looking to expand, our commercial loan products are designed with your growth in mind. Imagine being able to secure the funds needed to purchase new equipment or invest in marketing that drives sales. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services can simplify your payment processes. Imagine accepting payments quickly and securely, allowing you to focus more on what you do best running your business. With comprehensive support at 1001 E Broadway St Cuero Tx 77954, Cuero, TX, we're here for you every step of the way. Let's grow together!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans to help grow your enterprise. We understand the challenges small businesses face, and we aim to support them through tailored financial solutions.

Convenient Digital Banking

With Texas Dow Employees, managing your accounts is hassle-free thanks to our robust online and mobile banking platforms. You can access your accounts on-the-go, make transactions with ease, and even use features like person-to-person payments. Plus, our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Credit Cards and Rewards

Don't forget about our credit card offerings! With rewards programs available, using your card can earn you points for purchases that matter to you. It's not just about spending; it's about getting something back in return!

Drive-Thru and In-Branch Services

For those who prefer face-to-face interactions or need assistance with simple transactions, we offer basic drive-thru banking where you can handle deposits and withdrawals efficiently. Our lobby hours are convenient as well Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM making it easier than ever to visit us.

Get in Touch

We invite you to explore all the services available at Texas Dow Employees. Our friendly team is ready to assist you with any questions or needs you may have regarding our offerings. Call us at 800-839-1154 or visit us online at tdecu.org for more information on how we can help you achieve your financial goals today!

Personal Banking Solutions

Our personal banking services are designed with you in mind. Open a checking or savings account that suits your lifestyle and financial goals. Need a new car? We provide auto loans and vehicle financing options that can help you get behind the wheel quickly. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are here to assist you every step of the way. For those unexpected expenses or plans for consolidation, our personal loans can give you the flexibility you need.

Digital & Online Banking

Key Features

Managing your finances has never been easier! We offer features like electronic signature authorization, which allows you to sign documents securely without the hassle of printing and mailing. Plus, with e-statements available, you can easily view and manage your financial statements right from your device, reducing paper clutter while enhancing security. Our mobile application puts all these tools right in your pocket. With mobile payments enabled, making purchases is a breeze simply tap and go! Want to send money to a friend? Our person-to-person transfer feature makes it simple to share funds instantly.

Security You Can Trust

Your peace of mind is important to us. Our digital banking solutions prioritize security with advanced encryption technologies so that you can bank safely online. Whether you're using our app or website, rest assured that your information is protected. At Texas Dow Employees, we're committed to providing accessible and user-friendly banking solutions. Experience real-time account management at your fingertips with our comprehensive digital offerings because managing your money should be as straightforward as possible. Join us today at https://www.tdecu.org/ and take control of your financial future!

Financial Strength

Commitment to Reinvestment

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $30,540 in used auto loans and an impressive $4,132,927,475 in total loans and leases show our commitment to supporting your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 677,513, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1001 E Broadway St Cuero Tx 77954 or call 800-839-1154 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $481,391,425, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan offerings, we encourage members who may be considering refinancing or exploring eligibility options to reach out. Our team can help assess your current situation and provide guidance on how best to proceed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals or have questions about our services, don't hesitate to contact us at Texas Dow Employees today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. We understand the challenges businesses face and aim to support local entrepreneurs with tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our mortgage specialists are here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. These cards come with various benefits that suit different spending habits and lifestyles.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users receive fair and accurate offers without any hidden agendas. LendMesh stands out in several key areas: - Verified Data: All loan offers are sourced from legitimate financial institutions. This guarantees a level of transparency that is crucial for making informed decisions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to compare options without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make timely decisions that could save them significant amounts over the life of a loan. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness and reliability. If you're looking for a transparent way to compare loans, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.