Texas Dow Employees Credit Union Brazoria TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Texas Dow Employees, your trusted financial partner in Brazoria, Texas! Located at 1601 N Brooks St, Brazoria, TX 77422, we have been serving our community since 1954. With a commitment to providing exceptional financial services and fostering strong relationships, we are proud to support over 379,000 members with a range of offerings tailored to meet their needs. At Texas Dow Employees, our total assets have grown to an impressive $4.83 billion, reflecting our dedication to sound financial management and the trust our members place in us. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have you covered. Our total deposits stand at $465 million, while we maintain a robust loan portfolio of 207,297 loans and leases. Under the leadership of our CEO, Isaac Johnson, and Board President, David Sikora, we strive to create an inclusive environment where every member feels valued. Our team of 878 employees is here to ensure that you receive personalized service every time you visit or reach out. While members can visit us at our branch location, official correspondence should be sent to PO Box 370, Brazoria, TX 77422-5721. We invite you to explore our website at www.tdecu.org for more information on the services we offer or call us at 800-839-1154. Your financial future matters to us let's build it together!

Branch History & Mission

A Commitment to Community

Located at 1601 N Brooks St, Brazoria, TX 77422, our branch is easy to find and conveniently situated near local landmarks that many residents recognize. Our mission is clear: to provide exceptional financial services while supporting our community's growth and well-being. We aim not just to meet the financial needs of our members but also to uplift them through education and outreach programs. While members can visit us at our physical location for personal banking needs, official correspondence should be sent to PO Box 370, Brazoria, TX 77422-5721.

Join Us!

As we look toward the future, we invite you to become a part of our story. Experience the benefits of membership with Texas Dow Employees today! Visit us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 12:00 PM or reach out by phone at 800-839-1154 for more information on how you can join our thriving community. Together, let's build a brighter financial future!

Our Services and Innovations

At Texas Dow Employees, we offer a wide range of services designed with you in mind. From checking and savings accounts to auto loans and business financing options, we strive to provide all the tools necessary for financial success. With digital advancements like online banking and mobile payments available, accessing your accounts has never been easier. We are proud to maintain ADA compliance across all platforms so that everyone can enjoy our services without barriers. Our commitment goes beyond just transactions; it extends into meaningful partnerships within the community. Whether through sponsorships or volunteering efforts, we believe in giving back and creating a positive impact where it matters most.

Branch Location & Accessibility

Welcome to Texas Dow Employees, your friendly neighborhood credit union located at 1601 N Brooks St in the heart of Brazoria, TX. We are conveniently situated near local landmarks, making it easy for you to drop by and take care of your banking needs. Whether you're stopping in after a visit to one of the nearby parks or running errands around town, our branch is here to serve you. At Texas Dow Employees, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities with ramps and designated parking spaces to ensure everyone can enjoy a hassle-free visit. If you prefer to drive through, we have a drive-thru service available for quick and easy transactions. We understand that your time is valuable, which is why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 12:00 PM. Our team is always ready to assist you with personal banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards, and more. For your convenience, we also offer ATM services right here at our branch. You can access cash quickly or check your balance without stepping inside. While members can visit us at 1601 N Brooks St, official correspondence should be sent to PO Box 370, Brazoria, TX 77422-5721. If you have any questions or need assistance before visiting us, feel free to give us a call at 800-839-1154. We invite you to come explore what Texas Dow Employees has to offer! Our friendly staff looks forward to welcoming you and helping you achieve your financial goals.

Member Eligibility

Becoming a member of Texas Dow Employees is like joining a family that genuinely cares about your financial well-being. If you're living, working, or attending school in Brazoria County, or if you have an immediate family member who is already a member, you're warmly welcomed to join us! We believe in supporting our members with personalized services and great benefits. For more detailed eligibility criteria, feel free to explore this link. Opening an account is simple and quick! Just visit us at 1601 N Brooks St, Brazoria, TX 77422, or check out our online account opening process here. If you have any questions, don't hesitate to give us a call at 800-839-1154. Join us today and experience the difference of being part of a credit union that truly values its members!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services tailored for everyday transactions. Imagine having a reliable partner who streamlines payment processing so you can focus on what you do best running your business. Our services enable you to accept various payment methods easily, ensuring your customers have a seamless shopping experience while improving cash flow. Whether you're looking to expand operations or enhance customer service capabilities, Texas Dow Employees is here to provide the financial backing and resources necessary for your success. Visit us at 1601 N Brooks St Brazoria Tx 77422 in Brazoria, TX, or give us a call at (800) 839-1154 to learn more about how we can support your business journey!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $293 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $342,303,845, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our branch features an ATM that allows for quick withdrawals and balance checks without stepping inside. Additionally, our drive-thru service offers basic banking transactions like deposits and withdrawals without leaving your vehicle. At Texas Dow Employees, we strive to make banking as convenient as possible for you. If you have any questions about our services or want assistance with any of our offerings, don't hesitate to reach out! Call us at (800) 839-1154 or visit us during our hours: Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 12 PM. Join us today at Tdecu-brazoria, where we put our members first! Visit our website for more information about how we can help you achieve your financial goals!

Business Banking

For local businesses looking to grow, we provide comprehensive business banking services. This includes merchant services that streamline payments and business loans to help fund your next big project. We believe in supporting our local entrepreneurs because their success contributes to the entire community.

Credit Cards & Rewards

Our credit cards not only offer competitive rates but also come with rewarding perks that make everyday spending more enjoyable. With every purchase, you'll earn rewards that can go towards future travel or shopping making it a win-win for your wallet!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily manage your accounts from anywhere at any time whether it's checking balances, transferring funds, or paying bills with just a few taps on your smartphone.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer various personal banking options, including checking and savings accounts that help you keep track of your day-to-day expenses while also saving for the future. With our auto loans and vehicle financing, you can drive off in your dream car with affordable payment plans tailored just for you. If you're considering purchasing a home, our mortgage loans and refinancing options will guide you through the process, making it simple and stress-free. And for those unexpected expenses or projects around the house, our personal loans and debt consolidation solutions can provide the financial flexibility you need.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.tdecu.org/, you can view your account balances, transfer funds, and pay bills anytime, anywhere. We offer 24/7 online banking services, allowing you to take charge of your financial life whenever it suits you. And if you're looking for an even more convenient way to bank, our mobile application puts all these features right in your pocket. Security is a top priority for us. You can enjoy peace of mind knowing that our system supports electronic signature authorization, making it easier and safer to complete transactions without the hassle of paperwork. Additionally, we provide e-statements so you can keep track of your finances without the clutter of physical statements.

Seamless Transactions

Need to send money to a friend or family member? Our person-to-person transfers feature makes this quick and simple. Plus, if you're out shopping, our mobile payments option allows you to pay directly from your phone, streamlining your shopping experience. At Texas Dow Employees, we believe that banking should fit into your life, not the other way around. With user-friendly options tailored for everyone, managing your money has never been easier or more secure. Join us today and discover how our digital banking services can enhance your financial journey!

Financial Strength

Growing Membership Base

We have a strong community presence with 677,513 total share accounts, showing a growing member base that trusts us with their finances. This reflects the commitment of Texas Dow Employees to nurture relationships built on trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Texas Dow Employees is your trusted partner. Visit us at 1601 N Brooks St Brazoria Tx 77422 or call 800-839-1154 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $1,296,120,436 in share certificates and $277,617,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,308,106, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 859 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Our Community

With $470,600,251 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $30,540 in used auto loans and a total of $4,132,927,475 in loans and leases across various sectors.

Strong Financial Health

With a net worth of $481,391,425, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 995 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer credit lines that total $1,723,343,200, giving you additional flexibility for larger purchases or unexpected expenses. If you are considering refinancing or want to explore eligibility options for any of these products, feel free to reach out to us. Our dedicated team at Texas Dow Employees is here to assist you every step of the way. Call us at 800-839-1154 or visit us at 1601 N Brooks St Brazoria TX 77422 for more information on how we can support your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $626,926,959 in used vehicle loans and $429,263,263 in new vehicle loans already helping members get on the road. We cater to all types of vehicles and offer flexible terms to make your purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $342,303,845 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our tailored solutions can help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $72,108,020, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the home-buying process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $216,819,955 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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TEXAS DOW EMPLOYEES CREDIT UNION - Brazoria, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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