Texas Community Credit Union Kingsville TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texas Community Federal Credit Union, where we believe in putting our members first. Located at 605 E Caesar Ave, Kingsville, TX 78363, our credit union has been serving the community since 1937. With a strong commitment to helping you achieve your financial goals, we proudly support over 2,500 members with a range of personalized services. At Texas Community, we prioritize trust and reliability. Our total assets of $25,565,408 and total deposits of $3,757,472 reflect our solid foundation and dedication to your financial well-being. Whether you're looking for auto loans or personal banking solutions, we are here to guide you every step of the way. Our experienced team of 11 employees, led by CEO Imelda Garza and Board President Jesus Rios, is passionate about building relationships and providing exceptional service. We understand that each member's needs are unique; that's why we offer tailored solutions that fit your lifestyle. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 605 E Caesar Ave, Kingsville, TX 78363. With a wealth of services including online banking and ATM access, managing your finances has never been easier. Explore how Texas Community Federal Credit Union can make a difference in your life today. Give us a call at 361-595-5538 or check out our website at www.texasfcu.org. Let's work together to secure your financial future!

Branch History & Mission

Welcome to Texas Community, a credit union that has proudly served the Kingsville community since 1937. From our humble beginnings, we have grown into a trusted financial institution, nurturing a legacy built on service, integrity, and community support. Our branch is located at 605 E Caesar Ave, Kingsville, TX 78363 just a short distance from local landmarks that make our town special. Over the years, Texas Community has evolved significantly. What started as a small group of dedicated individuals seeking better financial options has blossomed into a thriving organization with over 2,500 members and total assets exceeding $25 million. We are committed to providing valuable financial services tailored to the needs of our diverse membership base. At Texas Community, our mission is clear: to empower our members through accessible financial solutions while actively contributing to the well-being of our community. We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our goal is not just to help you manage your finances but also to support you in achieving your dreams. While members can visit us at our branch location for all their banking needs open Monday through Thursday from 9:00 AM to 4:00 PM and Friday until 5:30 PM official correspondence should be sent to the same address. We also provide ATM services and drive-thru banking for added convenience. Texas Community prides itself on being customer-centric. We've embraced digital advancements like online banking and electronic statements, making it easier for you to manage your finances anytime, anywhere. We're also committed to accessibility with ADA-compliant facilities ensuring everyone can benefit from our services. Our commitment extends beyond banking; we actively engage in partnerships and community outreach efforts that make a real difference in Kingsville. By supporting local initiatives and participating in events throughout the year, we strive to create lasting positive impacts within our community. Join us today at Texas Community! Experience firsthand the benefits of being part of an organization that truly cares about its members and their future. For more information or to become a member, feel free to reach out at (361) 595-5538 or visit us online at Texas Community Federal Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

We invite you to visit Texas Community Federal Credit Union today! Feel free to call us at (361) 595-5538 if you have any questions or need assistance before stopping by. We're excited to help you achieve your financial goals in a welcoming environment. Your journey toward better banking starts here!

Operating Hours

We understand that life gets busy! That's why we offer flexible hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays until 5:30 PM. Need help outside of traditional hours? Our drive-thru service is available Monday through Friday from 7:30 AM to 5:30 PM and Saturdays from 9:30 AM to 12:30 PM, making it easier than ever for you to bank on your terms.

Parking & Accessibility Features

Finding a spot to park is hassle-free at our location. We offer ample parking options right outside our doors, making it simple for you to pop in for your banking needs. Our branch is fully equipped with ADA-compliant features, including ramps and accessible entrances, ensuring everyone can comfortably access our services.

Services Offered

At Texas Community Federal Credit Union, we pride ourselves on providing a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards that reward you, we've got you covered. Enjoy the ease of online and mobile banking, or visit us for drive-thru banking services for quick transactions. If you're curious about our ATM availability, rest assured that we have ATMs ready for your convenience right at our branch.

Member Eligibility

At Texas Community, we believe that becoming a member is like joining a warm and welcoming family. If you live, work, or worship in the Kingsville area, you're likely eligible to join us! We're here to support you with personalized financial services tailored to your needs. Whether you're looking for savings accounts, loans, or other banking solutions, our community-focused approach ensures you get the best service possible. To find out more about who can join and the criteria we use, feel free to check out our eligibility details at https://www.texasfcu.org/become-a-member. If you're ready to take the next step, simply give us a call at (361) 595-5538 or visit us at our branch located at 605 E Caesar Ave Kingsville Tx 78363. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $202,715, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept payments quickly and securely, allowing you to focus on what matters most running your business. Our services help reduce transaction times and improve cash flow, making it easier for you to manage daily operations. Visit us at 605 E Caesar Ave Kingsville Tx 78363 in Kingsville, TX to learn more about how our business banking solutions can empower your entrepreneurial journey. If you have any questions, feel free to call us at (361) 595-5538. Let's take your business to new heights together!

Comprehensive List Of Services

ATM Services

We also provide ATM access for cash withdrawals and balance checks, ensuring you have easy access to your money when you need it most. With Texas Community Federal Credit Union, banking is not just about transactions; it's about building relationships with our members. We invite you to visit us or explore our website at texasfcu.org to learn more about how we can assist you with all your financial needs. Ready to take the next step? Join us today and experience the difference in personalized service!

Business Banking Services

If you're a business owner, you'll appreciate our business banking solutions. From merchant services that simplify payment processing to business loans that support growth, we are here to help local businesses thrive. We understand the challenges of running a business and aim to provide services that ease those burdens.

Credit Options for Every Need

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. They provide a safety net when you need it most. Plus, our credit cards come with rewards that make everyday purchases even more rewarding. Picture using your card for daily expenses and earning points towards something special!

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts from anywhere at any time. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. For those who prefer face-to-face interaction, we offer basic drive-thru banking services for quick deposits and withdrawals.

Personal Banking Solutions

Managing your finances should be straightforward, and that's why our personal banking services include both checking and savings accounts that cater to different lifestyles. Imagine having the flexibility to access your funds whenever you need them while also earning interest on your savings. Our auto loans and vehicle financing options help you get behind the wheel of your dream car without stretching your budget. Additionally, if you're considering buying a home or refinancing an existing mortgage, we offer competitive mortgage loans that can fit your financial situation.

Digital & Online Banking

At Texas Community, we understand that convenience and security are vital in today's fast-paced world. That's why we've designed our digital and online banking services to make managing your finances easier than ever. Whether you're at home or on the go, you can access your accounts anytime with just a few clicks. Our online banking platform, available at https://www.texasfcu.org/, offers a user-friendly interface that allows you to check balances, transfer funds, and pay bills without any hassle. With 24/7 online banking services, you can stay in control of your finances whenever you need to. Plus, for those who prefer paperless options, we provide e-statements, ensuring you receive your account statements quickly and securely. For members who are always on the move, our mobile application is a game changer. Not only can you access all the features of online banking right from your smartphone, but you can also enjoy person-to-person transfers. This means sending money to friends or family is as simple as a text message no need for cash or checks! Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents safely from anywhere, making transactions quicker while keeping your information protected. You can rest easy knowing that your personal data is safe with us. While mobile payments aren't currently available, our commitment to enhancing your banking experience remains strong. We continuously look for ways to improve and expand our offerings based on what matters most to our members. With Texas Community, managing your money has never been more accessible or secure. Explore all our digital banking services today and experience financial management made simple!

Financial Strength

Growing Member Base

Total Share Accounts: 4,900, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texas Community is your trusted partner. Visit us at 605 E Caesar Ave Kingsville Tx 78363 or call (361) 595-5538 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $7,171,070 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,584,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $3,814,748 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $432 in used auto loans and $18,701,772 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $3,906,909, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,523 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,036,225 in used vehicle loans and $5,034,111 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team can assist you in finding the right fit for your budget.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $202,715 provide the capital needed to grow and expand your operations. We recognize that every business has unique financial needs and are committed to working with you to find the best solutions.

Credit Lines and Unsecured Loans

For those looking to manage their finances more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $146,448 in unsecured credit card loans available, our products are designed to give you the freedom and flexibility to handle unexpected expenses or consolidate existing debts.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore our other financing options to help you reach your homeownership dreams.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our knowledgeable staff at Texas Community is ready to guide you through the process and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information or assistance with your loan needs, please call us at 361-595-5538 or visit us online at Texas Community Federal Credit Union. We're here to support you on your financial journey!

Loan Aggregator

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Texas Community