Texar Credit Union New Boston TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texar, your trusted financial partner since 1951! Located at 513 James Bowie Dr, New Boston, TX 75570, we have been serving our community with dedication and care for over seven decades. With a strong membership base of 29,754 members, we pride ourselves on being more than just a credit union; we are a vital part of the lives and businesses in New Boston and beyond. At Texar, we understand that financial needs can vary greatly from one individual to another. That's why we offer a wide range of services tailored to meet those needs from checking and savings accounts to auto loans, mortgage loans, and business banking solutions. Our commitment to providing exceptional service is reflected in our total assets of $458,309,823 and total deposits amounting to $40,053,947. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 513 JAMES BOWIE DR, NEW BOSTON, TX 75570-2321. With the leadership of CEO Kelly Mitchell and Board President Paul Cothren, our dedicated team of 71 employees is here to help you navigate your financial journey with confidence. Whether you're looking for personal loans or exploring options for your business, Texar is ready to support you every step of the way. Join us today and experience the Texar difference! For more information or assistance, feel free to call us at 903-223-0000. We look forward to welcoming you into our family! For additional details about our offerings, please visit our website at Texar Credit Union.

Branch History & Mission

At Texar, our roots run deep in the heart of New Boston, Texas. Founded in 1951, we have proudly served our community for over seven decades. Located at 513 James Bowie Dr, we are easily accessible for all members and neighbors. As a credit union dedicated to enhancing the financial lives of our members, we've grown from a small group to an impressive family of 29,754 members today. Our journey has been one of commitment, trust, and continuous improvement. Over the years, Texar has achieved remarkable milestones that reflect our dedication to providing exceptional financial services. With total assets amounting to $458,309,823, we have established ourselves as a reliable partner in personal and business banking. Our mission is clear: to offer comprehensive financial services that empower individuals and strengthen our community. We believe in supporting local initiatives and fostering relationships that uplift those around us. Our operating hours are designed with your convenience in mind Monday through Friday from 9:00 AM to 5:00 PM, with extended drive-thru hours from 8:00 AM to 6:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. We also offer an ATM for quick access to your funds. While members can visit us at 513 James Bowie Dr, official correspondence should be sent to 513 JAMES BOWIE DR, NEW BOSTON, TX 75570-2321 if different. At Texar, we ensure that our facilities are ADA compliant so everyone can enjoy a comfortable banking experience. In addition to traditional banking services like checking accounts, auto loans, mortgages, and personal loans, we are proud of our digital advancements. Members can benefit from online banking and mobile payment options that make managing finances easier than ever before. Community outreach is at the core of what we do. We partner with local organizations and support initiatives that make a difference in New Boston and beyond. By joining Texar, you become part of a community-focused organization that genuinely cares about its members. We invite you to experience the Texar difference for yourself! Join us today and discover how we can help you achieve your financial goals while being an active participant in our vibrant community. For more information or assistance, please call us at 903-223-0000 or visit our website at www.gotexar.com.

Branch Location & Accessibility

Convenient Access and Features

At Texar, we prioritize accessibility. Our branch is equipped with features like ADA-compliant ramps, ensuring everyone can access our services comfortably. We also offer ample parking right outside the building for your convenience.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM. Need to run errands on the weekend? Our drive-thru service is open on Saturdays from 9:00 AM to 12:00 PM, making it easy for you to manage your finances on the go.

Services Offered

Texar provides a range of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. If you prefer banking from home, our online and mobile banking options allow you to manage your account anytime, anywhere. Plus, with an ATM available on-site, cash withdrawals and balance checks are quick and convenient. If you ever have questions or need assistance, don't hesitate to reach out! Give us a call at 903-223-0000. We look forward to welcoming you to Texar's New Boston branch soon!

Member Eligibility

At Texar, we believe that everyone deserves a chance to thrive in a supportive community, and becoming a member is your first step toward financial empowerment. If you live, work, or worship in the New Boston area, you're already on the right track! Our membership is open to individuals who share our values and want to benefit from our wide range of services. Whether you're looking for personal banking options, auto loans, or simply a place where your money can grow, Texar is here for you. Opening an account is straightforward just visit us at 513 James Bowie Dr New Boston Tx 75570, or give us a call at (903) 223-0000 for more information. We encourage you to check out our eligibility criteria at http://WWW.GOTEXAR.COM/personal/membership-application to see how easy it is to join our family. Once you're on board, you'll enjoy personalized service and a wealth of resources tailored just for you. Join us today and discover all the advantages of being part of Texar!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services provide practical tools that make everyday transactions easier. Imagine being able to accept payments seamlessly from customers using various methods whether it's credit cards, mobile payments, or online transactions. This flexibility not only enhances customer satisfaction but also boosts your bottom line. Located conveniently at 513 James Bowie Dr New Boston Tx 75570 in New Boston, TX, we're here to partner with you in your journey towards success. For more information on how we can help your business grow, reach out to us at (903) 223-0000 or visit our website here.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $82 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $20,025,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Our physical location at 513 James Bowie Dr New Boston Tx 75570 in New Boston, TX features both an ATM and basic Drive-Thru Banking, allowing you to conduct deposits, withdrawals, and other simple transactions quickly and efficiently. Whether you're in a rush or prefer face-to-face interactions, we've got you covered. In conclusion, we invite you to explore all that Texar has to offer. With our wide array of financial products and services designed with you in mind, we're here to help you achieve your financial goals. For more information or assistance, feel free to reach us at (903) 223-0000 or visit us online at New Boston. Let us be part of your financial journey!

Business Banking

For entrepreneurs and small business owners, our Business Banking services include everything from Merchant Services to Business Loans, giving you the tools necessary to thrive in today's market. We understand the unique challenges businesses face and are here to support your growth every step of the way.

Credit Cards

Looking for rewards on your everyday spending? Our Credit Cards with Rewards allow you to earn points on purchases that can be redeemed for various benefits. It's a great way to make the most out of your spending while enjoying exclusive perks.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Texar, we offer comprehensive Online & Mobile Banking services. Manage your accounts anytime, anywhere through our user-friendly platform. You can easily check balances, transfer funds, and even use person-to-person payment options all from the comfort of your own home or on-the-go.

Loans and Financing

When it comes to making significant purchases, our Auto Loans & Vehicle Financing make it simple to drive off in your dream car without straining your budget. Alongside this, we offer Mortgage Loans & Refinancing, ensuring you can secure a home loan that fits your life. If you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation options provide flexible terms tailored to your situation.

Personal Banking

For those managing everyday expenses or planning for future goals, our Personal Banking options are perfect. We provide Checking & Savings Accounts that help you manage your finances with ease. Imagine having a dedicated account where your savings grow while you enjoy the convenience of online banking and mobile payments. You can also set up e-statements to keep track of your transactions effortlessly.

Digital & Online Banking

Key Features

Security is a top priority for us. That's why we offer electronic signature authorization to ensure your transactions are safe and verified. You can also enjoy the convenience of e-statements, which allow you to receive your account statements electronically no more waiting for paper copies! For those who prefer using their smartphones, our mobile application provides a full suite of banking features right in the palm of your hand. You can make mobile payments easily and quickly without having to pull out your wallet. Additionally, our person-to-person transfer feature allows you to send money to friends and family instantly perfect for splitting bills or sending gifts. Whether you're at home or on the go, Texar is here to support your banking needs with accessible and user-friendly solutions. We invite you to explore all that our digital banking services have to offer today!

Financial Strength

A Growing Community

Our community is thriving with total share accounts reaching 39,922, showcasing the trust our members place in us with their finances. Net Shares available for lending and investments stand at $1,150,745, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texar is your trusted partner. Visit us at 513 James Bowie Dr New Boston Tx 75570 or call (903) 223-0000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in You

With $67,954,338 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $3,634 in used auto loans and $245,057,146 in total loans and leases, we support members' financial goals across various sectors. Our performance reflects operational efficiency as shown by our current $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Member Savings Security

Members' savings are secured through $161,534,451 in share certificates and $29,501,771 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $68,268,027, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of $1,489 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,080,751 in used vehicle loans and $12,284,512 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used vehicle, we can help you find the right financing option.

Commercial Loans

For business owners, our outstanding commercial loans totaling $20,025,024 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you every step of the way. At Texar, we also offer refinancing options for those who want to lower their monthly payments or consolidate debt into one manageable loan. If you're considering applying for any of our loan products, visit us at 513 James Bowie Dr New Boston Tx 75570 in New Boston, TX, or give us a call at (903) 223-0000 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all our loan offerings today and see how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,250,367, make buying or refinancing simple. We offer flexible terms to ensure that you can secure your dream home without breaking the bank.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. With a total of $5,590,523 in loans available, our credit cards come with flexible terms that help you handle your finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers are fair and transparent, allowing you to compare loans without hidden agendas or unexpected surprises.

TEXAR FEDERAL CREDIT UNION