Texans Credit Union Plano TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Texans at Spring Creek, your trusted partner in financial well-being since 1953. Located conveniently at 101 W Spring Creek Pkwy Ste 733, Plano, TX 75023, we pride ourselves on being a community-focused credit union dedicated to serving our 127,832 members. With total assets exceeding $2.2 billion, we offer a wide range of financial products designed to meet your needs, whether you're looking for personal banking solutions or business services. At Texans, our commitment goes beyond just numbers. We understand the importance of community and strive to make a positive impact through every interaction. With over $42 million in total deposits and an impressive loan portfolio of 61,099 loans and leases, we are well-equipped to support your financial goals. Our leadership team, led by CEO David Frazier and Board President George Consolver, brings years of experience and a deep commitment to our members' success. Whether you have questions about opening an account or need assistance with loans, our friendly staff is here to help. While you can always visit us at our branch location, please note that any official correspondence should be sent to the same address: 101 W Spring Creek Pkwy Ste 733, Plano, TX 75023. We invite you to explore the services we offer from checking and savings accounts to auto loans and credit cards with rewards. Visit us today or call us at 972-348-2710 for personalized assistance. Together, let's achieve your financial dreams!

Branch History & Mission

Welcome to the vibrant history and mission of Texans at our Spring Creek branch located in beautiful Plano, TX. Since our doors first opened in 1953, we have been committed to serving our community with a blend of financial expertise and heartfelt dedication. Over the years, we've grown significantly, now proudly boasting a membership of over 127,832 individuals who trust us with their financial needs. Our total assets have reached an impressive $2,219,444,712, reflecting our strong position in the community and our commitment to providing reliable financial services. Located at 101 W Spring Creek Pkwy Ste 733, near local landmarks that make Plano a thriving hub, our branch is easily accessible for all members. We also offer convenient services such as ATM availability and drive-thru banking to ensure your experience with us is as smooth as possible. For any official correspondence, please note that you can reach us at the same address. At Texans, our mission goes beyond just providing banking services; we aim to empower our members through education and support while fostering a sense of community. We believe in building lasting relationships with those we serve and are dedicated to helping them achieve their financial goals. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. We understand the importance of modern conveniences. That's why we have embraced technology with features like online banking and mobile payments. Our commitment to accessibility extends further with ADA compliance initiatives ensuring everyone can benefit from our services. Community outreach is at the heart of what we do. We actively engage in partnerships that uplift our neighborhood and provide support where it's needed most. Whether it's sponsoring local events or offering financial literacy programs, we are dedicated to making a positive impact in Plano. As you consider joining us at Texans, know that you will become part of a family that prioritizes your needs and aspirations. We invite you to visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM or give us a call at 972-348-2710. Discover the many benefits of being a member at Texans! Join us today and take the first step towards achieving your financial dreams. For more information about membership eligibility or to open an account, visit our website.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring everyone can visit us comfortably. If you're driving, you'll find ample parking available right outside our entrance.

Get in Touch!

Ready to experience the ease of banking with Texans? Feel free to give us a call at (972) 348-2710 or drop by during our operating hours. We can't wait to meet you and help with all your financial needs!

Operating Hours

We're here when you need us! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. This gives you plenty of options to come in and take care of your banking needs at a time that works best for you.

Services Offered

At Texans, we offer a wide range of services tailored to fit your lifestyle. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, our drive-thru service makes quick transactions easier than ever for those on the go. Don't forget about our ATM availability; we have ATMs on-site for your convenience, allowing you to make withdrawals and check balances anytime.

Member Eligibility

Becoming a member of Texans feels like joining a family that truly cares about your financial well-being. If you're wondering if you can join us, the good news is that our eligibility criteria are quite simple and inclusive. Generally, anyone who lives, works, worships, or attends school in the Plano area is welcome to apply! We believe in building a supportive community where everyone can access financial services tailored to their needs. Plus, as a member, you'll enjoy exclusive benefits such as competitive rates on loans and savings accounts, personalized service, and access to a variety of resources designed to help you succeed financially. Ready to take the next step? Opening an account with us is straightforward and can be done online or in-person at our branch located at 101 W Spring Creek Pkwy Ste 733 Plano Tx 75023. If you have any questions or need assistance during the process, feel free to call us at (972) 348-2710. For detailed eligibility criteria, check out our website at http://WWW.TEXANSCU.ORG/about/membership. We can't wait to welcome you into the Texans family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having efficient payment processing can set you apart. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing online payments, our tools are designed to enhance your customer experience and streamline your operations. If you're ready to take your business to the next level, visit us at 101 W Spring Creek Pkwy Ste 733 Plano Tx 75023 in Plano, TX, or call us at (972) 348-2710. Let's work together to create a brighter future for your business!

Tailored Loan Options for Your Business

Imagine having the financial backing to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services allow for easy withdrawals and balance checks without stepping into the branch. For those days when you prefer personal interaction but still want to save time, our basic drive-thru banking offers quick access for deposits, withdrawals, and other simple transactions. At Texans, we're not just about transactions; we're about building relationships within our community. If you're ready to take control of your finances or have any questions regarding our services, give us a call at (972) 348-2710 or visit us today at 101 W Spring Creek Pkwy Ste 733 Plano Tx 75023. Join us at Spring Creek where your financial well-being is our top priority!

Business Banking Services

For local businesses, we provide comprehensive business banking solutions that include merchant services and business loans. Your business deserves the best financial tools, and we are committed to helping you succeed by offering tailored financial products that fit your unique needs.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Manage your accounts anytime, anywhere with just a few clicks or taps on your phone. You can easily check balances, transfer funds, or pay bills through our user-friendly platform. Plus, with mobile payments, making transactions is more straightforward than ever.

Personal Banking Solutions

When it comes to managing your money, we offer a variety of checking and savings accounts designed to help you save for the future. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can make your dream car a reality. We understand that life sometimes throws unexpected expenses your way; that's why our personal loans and debt consolidation services can provide you with the financial relief you need. Additionally, if homeownership is on your mind, our mortgage loans and refinancing options are available to help guide you through the process smoothly. Plus, don't forget about our rewarding credit cards, which come with great perks that can enhance your purchasing power.

Digital & Online Banking

Key Features

With our online banking, you can check balances, pay bills, and transfer money all from the comfort of your own home. Our user-friendly interface makes it easy to navigate through your accounts, and you can rest assured knowing that your information is protected with top-notch security measures. For those who prefer using their smartphones, our mobile application brings all these features right to your fingertips. Enjoy the freedom of banking anytime, anywhere, including making mobile payments with just a few taps. Plus, you can send money quickly through person-to-person transfers, allowing you to share funds effortlessly with friends or family. Another great feature is the ability to receive e-statements, which means no more waiting for paper statements in the mail. This not only saves trees but also gives you immediate access to your financial records whenever you need them. And if you're concerned about signing documents remotely, our electronic signature authorization makes it simple and secure. No matter what time of day it is, our 24/7 online banking services ensure that you're always connected to your finances. We aim to provide an accessible and efficient banking experience tailored to meet your needs. Experience the future of banking today with Texans!

Financial Strength

At Texans, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which is built on trust, transparency, and a commitment to serving our community. With a net worth of $238,043,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $491,703,930 in share certificates and $209,249,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $222,264,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we offer $25,429 in used auto loans and have a total of $1,521,391,974 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $5,666,797, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our institution is further highlighted by our total share accounts of 214,173, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texans is your trusted partner. Visit us at 101 W Spring Creek Pkwy Ste 733 Plano Tx 75023 or call (972) 348-2710 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,538,265 in used vehicle loans and $302,234,710 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle of your choice.

Credit Lines

For those who need extra flexibility, our credit lines totaling $833,955,554 provide a safety net for unexpected expenses or larger purchases. These lines are designed to give you peace of mind while keeping your budget intact. We also have refinancing options available for many of our loan products, ensuring that you can adjust your financial commitments as needed. Our branch is located at 101 W Spring Creek Pkwy Ste 733 Plano Tx 75023 in Plano, TX. If you have any questions about our loan offerings or would like to discuss eligibility options, feel free to call us at (972) 348-2710. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,753,412, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $19,816,742 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all listed loan offers are fair and transparent. You can trust that the rates you see reflect the most current information available from legitimate lenders.

TEXANS CREDIT UNION - Plano, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Plano, TX (75023)