Texans Credit Union Mckinney TX | Best Auto Loans & Business Banking

Introduction

Welcome to Texans, your trusted partner in financial well-being! Located at 3174 S Hardin Blvd, McKinney, TX 75070, our branch has been serving the community since 1953. With a strong commitment to our members, we proudly support over 127,800 individuals who have chosen us as their financial home. At Texans, we're not just about numbers; we're about people. Our total assets of over $2.2 billion and deposits exceeding $42 million reflect the trust placed in us by our members. We offer a variety of services tailored to meet your needs, including auto loans, personal banking, and business banking solutions. In fact, we currently manage 61,099 loans and leases, helping you achieve your financial dreams. Under the leadership of CEO David Frazier and Board President George Consolver, our team of 277 employees is dedicated to providing exceptional service. Whether you prefer to visit us in person or connect online through our website at texanscu.org, we are here for you every step of the way. While members can visit us at 3174 S Hardin Blvd, official correspondence should be sent to the same address for your convenience. If you have questions or need assistance, don't hesitate to reach out at 972-348-2900. Join us at Texans today and experience the difference a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Commitment

Texans believes in giving back. We regularly engage in community outreach programs and partnerships aimed at improving the lives of those around us. Whether it's financial literacy workshops or local sponsorships, we are here not just as a bank but as a pillar of support for McKinney and its residents. As we continue to grow and adapt to the changing landscape of banking, we remain committed to ensuring that all members feel valued and heard. Join us today at Texans! Experience the benefits of membership firsthand by visiting our branch or checking out our website at TexansCU.org. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Texans has evolved into a robust credit union with total assets exceeding $2.2 billion. Our journey reflects not just financial growth but also an unwavering dedication to supporting our members and the community at large. Over the years, we have expanded our services and embraced innovative technologies to ensure that banking remains accessible and straightforward for everyone.

Our Mission

Our mission is simple yet profound: to empower our members to achieve their financial goals while fostering community well-being. We offer a wide range of personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. But beyond just financial transactions, we strive to create lasting relationships built on trust and support. While members can visit us at 3174 S Hardin Blvd Mckinney Tx 75070, official correspondence should be sent to 3174 S Hardin Blvd, McKinney, TX 75070. We understand that convenience matters; that's why we provide ATM access and drive-thru banking for quick transactions. Our operating hours are designed with your schedule in mind Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 1 PM.

Branch Location & Accessibility

Accessibility Features

At Texans, we prioritize making banking easy for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure all members can visit without any hassle. Ample parking is available right outside the branch, making it convenient for you to stop by.

Connect With Us

Have questions or want more information? Feel free to give us a call at 972-348-2900. We look forward to welcoming you into our branch soon! Whether you're stopping by for a quick transaction or planning a longer visit to discuss your financial goals, Texans is here for you every step of the way.

Operating Hours & Services

We understand that your time is valuable. That's why we offer flexible operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our friendly team is here to help you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Need quick access? We have an ATM on-site and a drive-thru service for deposits and withdrawals. While members can visit us at 3174 S Hardin Blvd, official correspondence should be sent to the same address as our mailing address: 3174 S Hardin Blvd, McKinney, TX 75070.

Member Eligibility

At Texans, we believe that everyone deserves a financial partner who truly cares about their well-being. Becoming a member is straightforward and welcoming. If you live, work, or attend school in the Mckinney area, you're likely eligible to join our community! We also invite family members of existing members to apply, ensuring that the support and benefits extend through your loved ones. For more detailed eligibility criteria, feel free to visit our website at http://WWW.TEXANSCU.ORG/about/membership . Once you're ready to take this step, opening an account with us is simple. Just visit us at our branch located at 3174 S Hardin Blvd Mckinney Tx 75070 or explore the online account opening process by clicking here: https://apply.openmytexansaccount.org/store/productcategory?productcategoryid=txcucheckingaccountcategory . If you have any questions or need assistance, don't hesitate to call us at (972) 348-2900. We're excited to welcome you into the Texans family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also provide flexible financing solutions with $0 in non-member commercial loans, ensuring that more businesses have access to the capital they need.

Practical Merchant Services

In addition to loans, our merchant services offer practical solutions for daily operations. Imagine streamlining your payment processes so you can focus on what matters most: running your business. With tools that simplify transactions, you can enhance customer experiences and boost sales effortlessly. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us at Texans, located at 3174 S Hardin Blvd Mckinney Tx 75070, where your success is our mission! For more information, call us at (972) 348-2900 or visit our website here.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? At Texans, we provide competitive auto loans and vehicle financing options tailored to fit your budget. With flexible terms and affordable rates, getting behind the wheel of your dream vehicle has never been easier.

Business Banking Services

For business owners, Texans provides essential banking solutions such as merchant services and business loans. We understand that running a business requires financial flexibility and support, so we are here to help you thrive in today's market.

Convenient Banking Access

Accessing your accounts is simple with our ATM services available 24/7 for withdrawals and balance checks. Additionally, enjoy the convenience of drive-thru banking for quick deposits and simple transactions without leaving your vehicle. We invite you to experience the friendly service at Texans where community matters most. If you have any questions about how we can assist you further or would like to explore our full range of services in more detail, please don't hesitate to reach out at (972) 348-2900 or visit us online at Mckinney-eldorado. Your financial well-being is our priority!

Credit Cards with Rewards

With our credit cards offering rewards on everyday purchases, you can earn points towards travel, cash back, or other perks while managing your spending effectively. Enjoy the benefits of responsible credit use without the hassle.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our mortgage loans come with attractive rates and personalized service. Our experienced staff will guide you through the process, ensuring you find the right loan that fits your lifestyle.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, or you need assistance with your existing accounts, we've got you covered. Our personal banking services offer everything from basic checking accounts to high-yield savings options that can help you grow your money over time. Imagine managing your finances effortlessly through our online and mobile banking platforms, which make it easy to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans for various needs, including debt consolidation. Whether it's for home improvements or medical bills, our straightforward application process helps you get the funds you need quickly.

Digital & Online Banking

Key Features

Security is a top priority for us at Texans. We offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements, which not only help the environment but also keep your financial information organized and easy to access. For those who love using their smartphones, our mobile application brings banking right to your fingertips. Make mobile payments effortlessly and enjoy person-to-person transfers without any hassle. Whether you need to send money to a friend or pay for a service quickly, we've got you covered. With our tools designed for real-time account management, you can feel confident knowing that you have complete control over your finances. At Texans, we're committed to providing accessible banking solutions that fit seamlessly into your lifestyle. Join us today and experience the convenience of digital banking!

Financial Strength

Commitment to Growth

With $222,264,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $25,429 in used auto loans and $1,521,391,974 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $14,877,291, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 262 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 214,173, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texans is your trusted partner. Visit us at 3174 S Hardin Blvd Mckinney Tx 75070 or call (972) 348-2900 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $491,703,930 in share certificates and $209,249,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $238,043,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,538,265 in used vehicle loans and $302,234,710 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or pre-owned vehicle, our team is here to guide you through the process.

Credit Lines and Refinancing Options

In addition to these offerings, we have competitive credit lines available totaling $833,955,554. Whether you need additional funds for an unexpected expense or are looking to consolidate debt, our credit lines can be an effective financial tool. For those who may need it, we also offer refinancing options across various loan products, allowing you to potentially lower your monthly payments or secure better terms. We invite you to visit us at 3174 S Hardin Blvd Mckinney Tx 75070 in Mckinney, TX, or give us a call at (972) 348-2900 during our operating hours: M-R 9:00am-5:00pm, F 9:00am-6:00pm, Sat 9:00am-1:00pm. Our knowledgeable team is ready to assist you with any questions and help you find the right loan product for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,753,412, make buying or refinancing simple. We provide personalized support to help you navigate the mortgage process and find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,816,742 in loans helping members manage their finances effectively. This option provides convenience for everyday purchases while allowing you to build credit at the same time.

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TEXANS CREDIT UNION