Texans Credit Union Dallas TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Texans at Preston & Forest, where your financial well-being is our top priority! Located at 5925 Forest Ln Ste 100, Dallas, TX 75230, we are proud to have served our community since 1953. With a strong commitment to our members, we currently boast a vibrant membership of 127,832 individuals who trust us with their financial needs. At Texans, we believe that banking should be personal and accessible. That's why we offer a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, our goal is to help you achieve your financial dreams. With total assets exceeding $2.2 billion, our credit union has the strength and stability to support your journey. Our dedicated team, led by CEO David Frazier and Board President George Consolver, is here to provide exceptional service and guidance every step of the way. We understand that each member's financial situation is unique, which is why we take the time to listen and create personalized solutions just for you. While you can visit us at our branch, if you need to send official correspondence, please use our mailing address: 5925 Forest Ln Ste 100, Dallas, TX 75230. We invite you to discover how Texans can make a positive impact on your life! Feel free to reach out at 972-348-3900 or explore our website at texanscu.org for more information about our services and offerings. Whether you're looking for a new loan or simply want to open an account, we're here to help you every step of the way!

Branch History & Mission

Looking Ahead

As we continue forward, Texans remains focused on enhancing member experience through digital advancements and personalized service. From online banking and mobile payments to innovative loan options like auto financing and credit cards with rewards, we are here to support your financial journey every step of the way. Join us at Texans today! Experience firsthand how our values align with your financial aspirations. Discover the benefits of membership and let us help you navigate your path towards financial well-being. For more information or assistance, feel free to reach out at (972) 348-3900 or visit our website at Texans Credit Union. Together, let's build a brighter future!

Our Journey

From humble beginnings, Texans was founded with a vision to provide accessible financial services tailored for the local community. Over the years, we have expanded our offerings significantly, ensuring that whether you need personal banking solutions or business loans, we've got you covered. Our journey reflects not just growth in numbers but also an increase in trust and relationships built within the community. Located conveniently near major landmarks in Dallas, we invite you to visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We are proud to offer ATM availability and drive-thru banking services for your convenience.

Our Mission

At Texans, our mission is clear: we aim to empower individuals and families by providing them with the tools they need for financial success. We believe that everyone deserves access to quality financial products and services that can help them achieve their goals. This commitment extends beyond just transactions; it includes supporting local initiatives and engaging in community outreach efforts. While members can visit us at 5925 Forest Ln Ste 100 Dallas Tx 75230, official correspondence should be sent to 5925 Forest Ln Ste 100, Dallas, TX 75230. We are dedicated to making a positive impact in Dallas through partnerships with local organizations and programs that uplift those around us.

Branch Location & Accessibility

Get in Touch!

Have questions? Don't hesitate to give us a call at 972-348-3900! We look forward to welcoming you at Texans and helping you achieve your financial goals. Come see us today!

Nearby Landmarks

Located near bustling spots like the NorthPark Center and the iconic Dallas Country Club, our branch is easy to find and reach. With ample parking available, you can come in without any hassle. We also ensure that our facilities are accessible to all members, with ADA-compliant features including ramps and designated parking spaces.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our friendly staff is here during these hours to assist you with a range of services.

Services Offered

At Texans, we provide a variety of banking options tailored just for you. From checking and savings accounts to auto loans and mortgages, we have what you need for your financial journey. Our drive-thru service makes it even easier for quick transactions like deposits and withdrawals without leaving your car. Plus, with ATM availability right on-site, accessing your funds has never been more convenient. While members can visit us at 5925 Forest Ln Ste 100 Dallas Tx 75230, official correspondence should be sent to the same address as our mailing address: 5925 Forest Ln Ste 100, Dallas, TX 75230.

Member Eligibility

At Texans, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Becoming a member is simple! If you live, work, or worship in the Dallas area or have a family member who is already a member, you're eligible to join us. We welcome individuals from all walks of life and are excited to help you start your journey with us. To learn more about specific eligibility details, feel free to visit our website at http://WWW.TEXANSCU.ORG/about/membership . Joining is not only easy but also rewarding! As a member of Texans, you'll gain access to exclusive products and services designed just for you, including competitive rates on loans and personalized support from our friendly team. If you're ready to open an account, it's just a click away! Check out the details on how to get started at https://apply.openmytexansaccount.org/store/productcategory?productcategoryid=txcucheckingaccountcategory . For any questions or assistance, don't hesitate to reach out to us at (972) 348-3900. We can't wait to welcome you into our family at Texans, located at 5925 Forest Ln Ste 100 Dallas Tx 75230!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we strive to create opportunities for our members and the wider community. Imagine securing the funds you need to purchase new equipment or hire additional staff. Though we haven't funded any member or non-member commercial loans yet, we're ready to help when the time comes.

Merchant Services Made Easy

Running a business means managing daily transactions smoothly. Our merchant services simplify payments, allowing you to focus on what matters most serving your customers. From credit card processing to online payment solutions, we provide tools that help keep your cash flow steady and your operations efficient. Located at 5925 Forest Ln Ste 100 Dallas Tx 75230 in Dallas, TX, our team is here to guide you through tailored solutions that fit your business model. If you're ready to take the next step in your business journey, give us a call at (972) 348-3900. Let's grow together!

Comprehensive List Of Services

Accessibility and Support

We believe that everyone should have access to their finances when they need them most. Our branch at 5925 Forest Ln Ste 100 Dallas Tx 75230 is equipped with friendly staff ready to assist during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to reach out at (972) 348-3900 if you have any questions or need assistance. At Texans, we are here to support your financial goals every step of the way. Explore our comprehensive services today by visiting us online at Preston & Forest or stop by our branch! We look forward to serving you!

Business Banking Services

For entrepreneurs and small businesses, our business banking services include essential offerings like merchant services and business loans. This means you can access the funds needed to grow your venture while benefiting from specialized support that understands your business's unique challenges.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we pride ourselves on offering robust online and mobile banking features. With just a few clicks or taps on your smartphone, you can manage accounts, transfer funds, pay bills, and even deposit checks remotely. And if you prefer traditional banking methods, our branch provides basic drive-thru services for deposits and withdrawals along with ATM access for quick cash needs.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your finances effectively. Imagine having a checking account that fits your lifestyle, whether it's for everyday spending or saving for future goals. Our auto loans and vehicle financing options make it easy for you to get behind the wheel of your dream car without straining your budget. We also provide mortgage loans and refinancing, allowing you to find a home that suits you perfectly while ensuring you get the best rates available. If you're facing unexpected expenses or want to consolidate debt, our personal loans can be a lifesaver. Plus, don't forget about our credit cards with rewards, which not only offer convenience but also earn you points on purchases you already make.

Digital & Online Banking

Go Mobile

For those on the go, our mobile application is a must-have tool for managing your finances from anywhere. Whether you're shopping or simply running errands, our mobile payments feature allows you to make quick transactions right from your phone. It's convenience at your fingertips!

Key Services for Your Convenience

Our online banking system allows you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money quickly? Our person-to-person transfers make it simple to send cash to friends or family without the hassle of writing checks or handling cash. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Security You Can Trust

At Texans, we prioritize your security. Our digital banking services are built with strong security measures in place, ensuring that your personal and financial information stays safe while you're online. In summary, whether you're at home or out and about, our digital banking services give you the power to manage your finances effortlessly. Join us at Texans and experience a smarter way to bank today!

Stay Informed with E-Statements

Say goodbye to paper clutter! We provide e-statements so you can view your account statements online anytime. This not only helps the environment but also keeps your financial information organized and easily accessible.

Financial Strength

Growing Trust

We currently have a total of 214,173 accounts entrusted to us by our valued members, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texans is your trusted partner. Visit us at 5925 Forest Ln Ste 100 Dallas Tx 75230 or call (972) 348-3900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $491,703,930 in share certificates and $209,249,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong performance is reflected in our $14,877,291, showcasing our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $222,264,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,429 in used auto loans and $1,521,391,974 in total loans and leases.

Solid Financial Foundation

With a net worth of $238,043,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,538,265 in used vehicle loans and $302,234,710 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, allowing you to lower your monthly payments or reduce your interest rate.

Credit Lines

Need extra flexibility? Our credit lines allow you to borrow as needed while only paying interest on what you use. With a total of $833,955,554 available in credit lines, you can have peace of mind knowing funds are available when unexpected expenses arise. For any inquiries or to start your loan application today, feel free to reach out to us at (972) 348-3900. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Texans, we prioritize transparency and are committed to helping our members navigate their financial journeys with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,753,412, make buying or refinancing simple. We offer personalized guidance throughout the process to ensure you understand all aspects of your mortgage.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $19,816,742 in loans helping members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making them an excellent choice for everyday purchases or emergencies.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers that reflect current market conditions. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, which fosters trust and clarity in the lending process. Additionally, LendMesh does not use sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform aims to provide unbiased results so users can easily identify the best options available. Real-time rate comparisons are another significant advantage of using LendMesh. The platform continuously updates loan rates from multiple institutions, ensuring that users have access to the most recent information as they navigate their borrowing choices. This timely data helps individuals make smarter decisions about their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the positive impact LendMesh has had on borrowers looking for better financial solutions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TEXANS CREDIT UNION