Texans Credit Union Carrollton TX | Best Auto Loans & Business Banking

Introduction

Welcome to Texans, your trusted partner in financial well-being located at 3601 N Josey Ln, Carrollton, TX 75007. Since our establishment in 1953, we have proudly served our community, growing to a strong membership of over 127,832 individuals who rely on us for their banking needs. With total assets reaching an impressive $2,219,444,712, we are committed to providing you with the best financial services while ensuring your money is safe and sound. At Texans, we understand that each member has unique financial goals. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, and mortgage refinancing. Our focus extends beyond just transactions; we strive to make a positive impact in our community by supporting local initiatives and being actively involved in events that matter to you. Under the leadership of our CEO, David Frazier, and Board President, George Consolver, our dedicated team of 277 employees is here to assist you with any inquiries or support you may need. Whether you're looking for guidance on loans where we currently manage 61,099 loans or wanting to know more about our competitive rates on deposits totaling $42,289,110, we've got you covered. If you need to reach out to us, feel free to call us at 972-348-3260 during our convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at our branch location for all your banking needs, please direct any official correspondence to the same address listed above. We invite you to explore what Texans can do for you today! Visit our website at texanscu.org for more information or come see us in person. Your financial future starts here!

Branch History & Mission

At Texans, we take pride in our rich history and unwavering mission to serve our community. Established in 1953, our Carrollton branch has been a cornerstone of financial support for the people of Carrollton, TX. Located at 3601 N Josey Ln, this branch has grown alongside its members, adapting to their needs while maintaining a strong focus on community values. Over the years, Texans has evolved significantly. From our humble beginnings to becoming a trusted financial institution with total assets exceeding $2.2 billion and a membership base of over 127,000 individuals, we've always prioritized the well-being of our members. Our dedicated team is here to provide personalized service that makes banking easier and more accessible for everyone. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community. We believe that everyone deserves access to quality financial products, from checking accounts and auto loans to mortgages and credit cards with rewards. We strive not only to meet the financial needs of our members but also to contribute positively to the communities we serve through various outreach initiatives. While members can visit us at 3601 N Josey Ln Carrollton Tx 75007, official correspondence should be sent to 3601 N Josey Ln, Carrollton, TX 75007. Our branch is open Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm, making it convenient for you to reach us whenever you need assistance. With ATM availability and drive-thru banking options, Texans is committed to providing customer-centric solutions that fit your lifestyle. We also embrace digital advancements such as online banking and mobile payments, ensuring that you can manage your finances securely and efficiently from anywhere. As we look ahead, we remain dedicated to building strong partnerships within our community and enhancing the lives of those we serve. Join us at Texans today and experience the difference that comes from being part of a credit union that truly cares about you and your financial future. Together, let's achieve more!

Branch Location & Accessibility

Convenient Access and Amenities

At Texans, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can easily access our facilities. For your convenience, we also offer ample parking right outside the branch, making it simple for you to pop in whenever you need assistance.

Drive-Thru and ATM Services

For those on the go, our drive-thru service makes it easy to handle quick transactions without leaving your vehicle. Plus, we have an ATM available so you can access your funds anytime you need them. While members can visit us at 3601 N Josey Ln for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you at our Carrollton branch soon! Stop by or call us today; we're excited to assist you with all your financial needs.

Operating Hours Tailored for You

We understand that life can be busy! That's why we have flexible operating hours designed to fit your schedule. Join us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. If you need assistance outside these hours, don't hesitate to give us a call at 972-348-3260.

Member Eligibility

At Texans, we believe that everyone deserves access to a supportive financial community, and becoming a member is the first step! To join us at our Carrollton branch located at 3601 N Josey Ln Carrollton Tx 75007, you simply need to meet a few friendly criteria. If you're living, working, worshiping, or attending school in certain areas, you're likely eligible! We welcome individuals from various backgrounds and appreciate the unique perspectives they bring. For those interested in learning more about the specific eligibility details, please check out our website at http://WWW.TEXANSCU.ORG/about/membership. Opening an account with us is as easy as pie! You can begin your journey towards membership by visiting our account opening page here: https://apply.openmytexansaccount.org/store/productcategory?productcategoryid=txcucheckingaccountcategory. If you have any questions along the way or need assistance, feel free to give us a call at (972) 348-3260. We can't wait to welcome you into the Texans family!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business smoothly with reliable payment solutions. Our merchant services help you accept payments easily, whether it's through credit cards or mobile transactions. This means more convenience for your customers and faster revenue flow for you. When you partner with us, you're not just getting a service; you're gaining a trusted ally dedicated to your success. Located at 3601 N Josey Ln Carrollton Tx 75007 in Carrollton, TX, we invite you to explore how our tailored services can help your business thrive. For more information, give us a call at (972) 348-3260 or visit our website at https://www.texanscu.org/.

Comprehensive List Of Services

Convenient Digital Solutions

In today's fast-paced world, convenience matters. That's why we've invested in robust online and mobile banking platforms. You can manage your accounts anytime, anywhere whether it's checking your balance, transferring funds, or paying bills on the go. Our ATM and cash withdrawal services ensure that accessing your funds is quick and easy. If you prefer handling transactions face-to-face, our basic drive-thru banking provides a simple way to complete deposits, withdrawals, and other straightforward transactions without leaving your vehicle.

Join Us Today!

At Texans, located at 3601 N Josey Ln Carrollton Tx 75007, we're committed to serving our members with comprehensive financial solutions that fit their lives. If you have any questions or need assistance choosing the right service for you, don't hesitate to call us at (972) 348-3260. Visit us today and discover how we can help you achieve your financial goals!

Personal Banking Made Easy

We understand that managing your finances can be challenging. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Whether you need a place for everyday spending or saving for future goals, we have the right account for you. When it comes to financing your dream vehicle, look no further than our auto loans and vehicle financing options. We strive to offer competitive rates that make driving away in your new car a reality. Additionally, if you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans and refinancing services are here to assist you every step of the way.

Support for Your Financial Journey

Sometimes life brings unexpected expenses. With our personal loans and debt consolidation services, we provide flexible solutions that can help ease financial burdens. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases. For those who own businesses or are just starting out, our business banking services include essential tools like merchant services and business loans designed to support your entrepreneurial dreams.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.texanscu.org/, allows you to check balances, pay bills, and transfer funds with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, you can enjoy the convenience of mobile payments, letting you use your smartphone for purchases wherever you go. For those who prefer managing their finances through an app, we offer a user-friendly mobile application. This app provides all the features of online banking in the palm of your hand, ensuring that you can stay connected to your finances wherever life takes you.

Security and Convenience

Security is our top priority. With electronic signature authorization, signing documents digitally has never been easier or safer. You also have the option to receive e-statements instead of paper ones, reducing clutter while keeping your information secure. We strive to provide our members with accessible and real-time account management tools that fit into their busy lives. Whether you're making payments or reviewing transactions, our digital banking services at Texans are designed for your convenience. Join us today and experience the ease of managing your finances with our comprehensive digital banking solutions!

Financial Strength

Members' Savings Secured

Members' savings are secured through $491,703,930 in share certificates and $209,249,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational performance is reflected in our $14,877,291, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $222,264,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,429 in used auto loans and $1,521,391,974 in total loans and leases.

Strong Capital Foundation

With a net worth of $238,043,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts at 214,173 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texans is your trusted partner. Visit us at 3601 N Josey Ln Carrollton Tx 75007 or call (972) 348-3260 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

Our offerings don't stop there. We provide various personal loans for debt consolidation and everyday needs, as well as business banking solutions tailored for entrepreneurs. If you're considering refinancing options, our dedicated team can assist you in exploring eligibility and navigating the process efficiently. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions regarding our loan products or how we can assist you further, feel free to reach out at (972) 348-3260 or visit us at 3601 N Josey Ln Carrollton Tx 75007 in Carrollton, TX. We're here to help you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,538,265 in used vehicle loans and $302,234,710 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $86,753,412, make buying or refinancing simple. We provide personalized support to help you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

For those looking to manage expenses more effectively, we also offer flexible terms on unsecured credit card loans, with a total of $19,816,742 in loans helping members take control of their finances. Enjoy the benefits of having an affordable credit card that fits your lifestyle without the stress of high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden fees or misleading terms. Each listing is carefully vetted to provide a clear view of the available options.

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