Texans Credit Union Allen TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Texans Credit Union, your trusted financial partner located at 406 W McDermott Dr, Allen, TX 75013. Since our establishment in 1953, we've been committed to serving our community with integrity and dedication. With a thriving membership of over 127,832 individuals, we focus on providing personalized banking solutions that cater to your unique needs. At Texans, we understand that financial matters can be overwhelming. That's why our friendly team is here to guide you through various services, whether it's opening a checking account or securing an auto loan. Our total assets stand strong at an impressive $2,219,444,712, reflecting our stability and commitment to your financial wellbeing. While members can visit us at our Allen branch for all their banking needs, official correspondence should be directed to the same address: 406 W McDermott Dr, Allen, TX 75013-2708. We take pride in offering a comprehensive range of services including personal banking, auto loans, mortgages, and business banking options. With $42,289,110 in total deposits and a net worth of $238,043,530, we have the resources to support you every step of the way. Led by our dedicated CEO David Frazier and Board President George Consolver, we believe in fostering strong relationships with our members. Our team of 277 employees is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us at Texans Credit Union today! Whether you're looking for financial advice or want to explore our products online at TexansCU.org, we're here for you. Call us at 972-348-2600 and experience the difference of being part of a credit union that truly cares about its members' success.

Branch History & Mission

Welcome to Texans, a credit union with a rich legacy that began in 1953. Located at 406 W McDermott Dr, Allen, TX 75013, our branch has been serving the community for decades. Over the years, we have grown significantly and now proudly serve over 127,000 members. With total assets amounting to an impressive $2,219,444,712, Texans is committed to providing exceptional financial services tailored to meet the diverse needs of our members. At Texans, we believe that our mission goes beyond just banking; it's about building a stronger community. We aim to empower our members through comprehensive financial education and support. Our services include personal banking like checking and savings accounts, auto loans, mortgage options, and business banking solutions. We focus on creating lasting relationships with our members by offering competitive rates and personalized service. While members can visit us at our main branch address in Allen, official correspondence should be sent to 406 W McDermott Dr, Allen, TX 75013-2708 if different from the branch address. As part of our commitment to accessibility and convenience, we offer ATM services and drive-thru banking for quick transactions. Our operating hours are designed with your busy schedule in mind: Monday to Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. We also embrace modern technology with online and mobile banking options that allow you to manage your finances anytime and anywhere. Our member-centric approach ensures that you receive not just products but real solutions designed for your financial well-being. At Texans, we strive for more than just growth in numbers; we aim for meaningful impact within the Allen community through various outreach programs and partnerships. We believe that together we can achieve greater things. We invite you to join us on this journey! Experience the benefits of being part of a credit union that truly cares about its members. For more information or to become a member today, please call us at 972-348-2600 or visit our website at Texans Credit Union. Join us as we continue our mission of providing financial peace of mind while supporting each other every step of the way!

Branch Location & Accessibility

Accessibility Features

At Texans, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services. Ample parking is available right outside the entrance, allowing you to park close to the door.

Operating Hours

We understand that life can get busy, so we've tailored our hours to fit your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and even on Saturdays from 9:00 AM to 1:00 PM. Whether you need help with personal banking or have questions about loans and credit cards, our friendly staff is here for you during these hours.

Services Offered

At our Allen branch, we offer a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we have something for everyone. Plus, our drive-thru service makes it easy for you to handle deposits or withdrawals without leaving your vehicle. For those who prefer automated banking solutions, we also have an ATM available for quick cash withdrawals and balance checks whenever you need them. If you need assistance or want to learn more about becoming a member of Texans Credit Union, feel free to give us a call at 972-348-2600. We invite you to come visit us at our Allen branch where friendly service meets financial expertise!

Member Eligibility

At Texans, we believe that becoming a member is about joining a community that cares. If you live, work, worship, or attend school in the Allen area, you're already on your way to enjoying the benefits of membership! We welcome everyone who meets these simple criteria. Plus, as a member of Texans, you'll gain access to a range of financial services designed to support your goals, whether that's saving for a new car, buying a home, or simply managing your day-to-day banking needs. Getting started is easy! You can find all the details about eligibility and the steps to open an account by visiting our website at http://WWW.TEXANSCU.ORG/about/membership . If you have any questions or need assistance along the way, feel free to give us a call at (972) 348-2600. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for various needs.

Merchant Services That Simplify Transactions

Imagine having a reliable partner who streamlines your payment processes. Our merchant services make it easy for you to accept payments from customers, allowing you to focus on what matters most growing your business. With fast processing and accessible reporting tools, you can track sales and manage cash flow effortlessly. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Allen, TX. Join us at Texans, located at 406 W Mcdermott Dr Allen Tx 75013, and discover how our services can help turn your business vision into reality!

Comprehensive List Of Services

ATM & Drive-Thru Access

For those who prefer face-to-face interactions or need quick access to cash, our branch features a basic drive-thru service for deposits, withdrawals, and simple transactions. Plus, with ATM access available right here at 406 W Mcdermott Dr Allen Tx 75013, withdrawing cash or checking balances is just a few taps away. At Texans, we're more than just a credit union; we're part of the Allen community. With dedicated staff ready to assist you and comprehensive services designed for every aspect of life, we're excited to support you on your financial journey. If you have any questions or need assistance, feel free to reach out at (972) 348-2600 or visit us at 406 W Mcdermott Dr Allen Tx 75013. Ready to get started? Explore more about what we offer by visiting our website: https://www.texanscu.org/ .

Business Banking Services

If you're a business owner in need of banking solutions, our business banking services include merchant services and business loans that can help you grow and sustain your enterprise. We're invested in your success just as much as you are!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why at Allen, we've embraced online and mobile banking options that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers at your fingertips, staying on top of your finances has never been easier.

Credit Cards with Rewards

To enhance your purchasing power, we offer credit cards with rewards that fit your lifestyle. Whether it's earning points on everyday purchases or enjoying cash back on specific categories, our cards are designed with our members in mind.

Home Financing

For those looking to purchase a home or refinance their existing mortgage, our mortgage loans provide great options tailored to fit your unique situation. We know that buying a home is one of the biggest decisions you'll ever make, and we're here to guide you every step of the way.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effectively. Imagine having an account that not only keeps your funds safe but also offers competitive interest rates to grow your savings. We understand that life can be unpredictable, which is why our personal loans and debt consolidation options are here to help you navigate those financial bumps in the road.

Vehicle Financing

If you're considering a new car or need financing for a used vehicle, our auto loans and vehicle financing services can get you on the road without hassle. With flexible terms and competitive rates, we make it easy for you to drive away in the car of your dreams.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, making it easy for you to sign documents digitally without the hassle of printing and mailing. Plus, with e-statements available, you'll receive monthly statements electronically, reducing paper waste while keeping your records organized and accessible. Want to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. And if you're looking for quick payment options, our mobile payments feature lets you make transactions directly from your smartphone. Speaking of smartphones, don't forget about our user-friendly mobile application! It's packed with features that make banking on the go easy and efficient. You can manage your accounts, pay bills, and even deposit checks right from the palm of your hand.

Security and Support

We prioritize your security by incorporating advanced protection measures into all our online services. Your personal information is safe with us, so you can bank confidently. At Texans, we're committed to providing support whenever you need it. If you have questions or need assistance with any of our digital services, don't hesitate to reach out to us at (972) 348-2600. Experience the future of banking today with Texans where convenience meets reliability!

Financial Strength

Commitment to Growth

With $222,264,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $25,429 in used auto loans and $1,521,391,974 in total loans and leases. Our $14,877,291 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 262 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 214,173, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Texans is your trusted partner. Visit us at 406 W Mcdermott Dr Allen Tx 75013 or call (972) 348-2600 to learn more about how we can help you achieve your financial goals.

Secured Savings

Members' savings are secured through $491,703,930 in share certificates and $209,249,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $238,043,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,072 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these primary loan products, we have various lines of credit available totaling $833,955,554, which can help you navigate larger purchases or consolidate existing debt. Our friendly team is here to guide you through the application process and explain refinancing or eligibility options that may apply. Our commitment at Texans Credit Union is not just about providing loans; it's about offering solutions that empower our members. For more information or to start your loan application process today, feel free to reach out at 972-348-2600 during our operating hours: M-R 9:00am-5:00pm; F 9:00am-6:00pm; Sat 9:00am-1:00pm. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,538,265 in used vehicle loans and $302,234,710 in new vehicle loans already helping members get on the road. We provide financing solutions tailored to your needs whether you're purchasing a brand-new model or a reliable used vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $86,753,412, making buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $19,816,742 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected costs while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that users receive fair and transparent offers. Each loan listing is carefully vetted to ensure it comes from legitimate financial institutions, allowing for trustworthy comparisons.

TEXANS CREDIT UNION