Tex Mex Credit Union Laredo TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Tex Mex Credit Union, your trusted partner in financial well-being since 1953! Located at 1420 Cedar Ave, Laredo, TX 78040, we pride ourselves on delivering personalized banking services tailored to meet the needs of our community. With a growing membership of over 4,022 individuals, we are committed to fostering a welcoming environment where everyone can achieve their financial goals. As of now, our total assets stand at an impressive $9,483,433, reflecting our strong foundation and dedication to serving you better. We have successfully facilitated 993 loans and leases, helping many members secure their dreams be it through auto loans, personal loans, or mortgages. Our total deposits amount to $14,077, showcasing the trust our members place in us as their financial institution. At Tex Mex Credit Union, we understand that transparency is vital. That's why we maintain a net worth of $2,602,834, ensuring stability and security for all your financial transactions. With $222,447 in cash readily available, we're always prepared to meet your immediate banking needs. Our leadership team, led by CEO David Vega and Board President Cesar Cabello, is dedicated to promoting a culture of service and integrity. Together with our team of 6 employees, we strive to provide exceptional customer service and support for all your financial endeavors. While members can visit us at our branch address for all banking needs, official correspondence should be directed to the same location: 1420 Cedar Ave, Laredo, TX 78040-7956. Ready to explore how we can assist you? Feel free to reach out at (956) 722-1032 or visit our website at http://tmcu.com for more information. Whether you're looking for auto financing or just want a reliable savings account, Tex Mex Credit Union is here for you every step of the way!

Branch History & Mission

Join Us

As we continue to grow and evolve alongside our community, we invite you to become part of the Tex Mex family. Experience firsthand the benefits of membership in a credit union that truly cares about its members. Together, let's achieve your financial goals and strengthen the bonds within our community. For more information about joining us or to explore our wide range of services, please call us at (956) 722-1032 or visit us online at http://tmcu.com. Together, we can build a brighter financial future!

Our Journey

Since our inception, Tex Mex has evolved to meet the changing needs of our members. We started with a small group of dedicated individuals who shared a vision of accessible financial services for everyone. Today, we proudly serve over 4,000 members and manage assets totaling $9,483,433. Our growth reflects not just our commitment to sound financial practices but also our dedication to being a pillar of support within the Laredo community. Our journey has been marked by key milestones that highlight our commitment to innovation and service. We have embraced technology by offering online banking and person-to-person payment options, ensuring that our members can manage their finances conveniently from anywhere. Additionally, we provide essential services such as personal banking accounts, auto loans, mortgage refinancing, and business banking solutions.

Our Mission

At Tex Mex Credit Union, our mission is clear: we strive to empower individuals and families through exceptional financial services while fostering a spirit of community. We believe that everyone deserves access to affordable banking solutions that promote financial health and stability. Our team is committed to delivering personalized service that meets the unique needs of each member. We also recognize the importance of giving back. Through various partnerships and outreach initiatives, we actively contribute to local causes and support community development efforts. Whether it's through financial education programs or charitable donations, we aim to make a positive impact in Laredo. While members can visit us at 1420 Cedar Ave for all their banking needs including ATM access and drive-thru services official correspondence should be sent to our mailing address at 1420 Cedar Ave, Laredo, TX 78040-7956.

Branch Location & Accessibility

Convenient Accessibility

Our location boasts ample parking for all members, ensuring that you can visit us without any hassle. The branch is designed with accessibility in mind, featuring ADA-compliant ramps and facilities so everyone can enjoy our services comfortably. Plus, with a drive-thru available, you can take care of your banking needs from the convenience of your vehicle.

Full-Service Banking Awaits You

At Tex Mex Credit Union, we offer a variety of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing our friendly staff is here to assist you every step of the way. Don't forget about our ATM availability for quick cash withdrawals and basic transactions at any time! While members can visit us at 1420 Cedar Ave, official correspondence should be sent to our mailing address at 1420 Cedar Ave, Laredo, TX 78040-7956. So why wait? Come on down or give us a call at 956-722-1032. We look forward to welcoming you into the Tex Mex family!

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we're here for you Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and even on Saturday from 10:00 AM to 1:00 PM. Whether you need assistance during your lunch break or after work hours, our team is ready to help.

Member Eligibility

Joining the Tex Mex community means more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. At Tex Mex, we believe in making banking accessible for everyone in our community. To become a member, you simply need to meet some friendly eligibility criteria, which are designed to ensure that all our members feel right at home. Whether you live, work, worship, or go to school in the Laredo area, you're likely eligible! For the most detailed and up-to-date information on membership requirements. Once you've determined that you're eligible, opening an account with us is a breeze! Our team is here to guide you through the process so you can start enjoying the benefits of membership at Tex Mex. With a range of services tailored to fit your needs from personal loans to savings accounts we're dedicated to helping you achieve your financial goals. If you have any questions or want to get started today, don't hesitate to call us at (956) 722-1032. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to purchase new equipment, hire additional staff, or even open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine a system where you can easily accept payments from customers, manage transactions efficiently, and keep track of sales all from one platform. This not only enhances customer satisfaction but also helps you focus on what matters most: growing your business. Visit us at 1420 Cedar Ave Laredo Tx 78040 in Laredo, TX, or give us a call at (956) 722-1032 to discover how our tailored solutions can meet your business needs!

Comprehensive List Of Services

Business Banking

If you're a small business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your venture thrive. You can manage transactions efficiently while accessing funds to grow your business.

Convenient Access

We understand that life is busy, which is why we've made banking easier with our online and mobile banking features. Check balances, transfer funds, and pay bills from anywhere at any time right from your smartphone or computer. Plus, our ATM services ensure that cash is never out of reach whenever you need it. For those who prefer face-to-face interactions, we offer basic drive-thru banking for quick deposits and withdrawals. And if you're a member of a partner credit union, take advantage of basic shared branch transactions too!

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also give you points for every purchase that can be redeemed for exciting rewards. Whether it's cash back or travel perks, your spending can benefit you beyond just everyday purchases.

Get Started Today!

At Tex Mex, we're committed to helping you achieve your financial goals with ease and convenience. For more information about any of our services or to speak with a representative, feel free to call us at (956) 722-1032 or visit us in person at 1420 Cedar Ave Laredo Tx 78040. Let us be part of your financial success story!

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money easily. Imagine having a place to deposit your paycheck, where you can also save for that dream vacation or unexpected expenses. With competitive interest rates, saving becomes rewarding. When it comes to financing your next vehicle, our auto loans and vehicle financing options make it simple and affordable. Picture yourself driving off in a new car without the stress of overwhelming payments. We also provide mortgage loans and refinancing solutions so you can secure your dream home or refinance an existing mortgage at a better rate. For those times when life throws unexpected challenges your way, our personal loans and debt consolidation services can help lighten the load. With flexible terms and lower interest rates, you can regain control of your finances.

Digital & Online Banking

Accessibility and Support

With our commitment to accessible banking services, we're here to help you navigate everything from basic transactions to more complex financial needs. If you ever have questions about using our digital services or need assistance, don't hesitate to reach out by phone at (956) 722-1032. In summary, Tex Mex is dedicated to making your banking experience straightforward and efficient through our digital channels. Explore all that we have to offer at http://tmcu.com, and take control of your finances today!

Convenient Transactions

Need to send money to a friend? Our person-to-person transfer service lets you do just that with just a few clicks. It's fast, simple, and eliminates the hassle of cash or checks. While we currently don't support mobile payments or a dedicated mobile application, our website is optimized for mobile use. This means you can manage your accounts from your smartphone or tablet without any fuss.

Key Features

Our online banking platform at http://tmcu.com allows you to easily check balances, transfer funds, and pay bills without stepping foot in the branch. Plus, enjoy the peace of mind that comes with knowing your information is protected with robust security measures. For those who like to keep things paperless, we offer e-statements. This feature not only helps you save trees but also makes it easy to stay organized and track your spending. Simply log in to view or download your statements whenever you need them.

Financial Strength

Committed Team

We also take pride in having 6 full-time employees ready to assist you with personalized service. Our team is dedicated to ensuring you feel valued and supported every step of the way.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tex Mex is your trusted partner. Visit us at 1420 Cedar Ave Laredo Tx 78040 or call (956) 722-1032 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports your financial goals with $109 in used auto loans and $6,107,420 in total loans and leases across various sectors. We strive to empower our members with the resources they need for their aspirations.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. While we have no non-member deposits, this means our resources are dedicated solely to benefiting you through better loan rates and exclusive perks. With $2,670,308 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.

Secure Savings Options

Members' savings are secured through $2,206,396 in share certificates, offering stable and rewarding financial growth opportunities. Though we currently do not have money market shares, our approach remains focused on providing value to our members.

Strong Financial Foundation

With a net worth of $2,602,834, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 27.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,337,063 in used vehicle loans and $248,111 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used one, we have options that will fit your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $131,730 in loans helping members manage their finances effectively. With our credit card options, you can enjoy rewards and benefits that suit your spending habits while keeping your payments manageable.

Credit Lines

If you need access to quick funds for unexpected expenses or planned purchases, consider our credit lines totaling $750,000. This option provides you with the flexibility to borrow as needed while only paying interest on what you use. At Tex Mex, we believe in making financing accessible and straightforward. If you're considering refinancing any of your current loans or exploring eligibility options for our products, please reach out to us at (956) 722-1032. Our knowledgeable staff is here to answer your questions and help you find the best solutions for your financial journey. For more information about our services or to get started with any of these loan offerings, visit us at 1420 Cedar Ave Laredo Tx 78040, Laredo, TX 78,040. We look forward to assisting you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're looking to secure your dream home or refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers for all users.

TEX MEX CREDIT UNION - Laredo, TX

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