Tennessee Valley Credit Union Terminals Carteret NJ | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Terminals, your trusted financial partner located at 90 Tennyson St, Carteret, NJ 07008. Since our establishment in 1967, we have proudly served our community with a commitment to excellence and personalized service. With a total membership of 75 and assets amounting to an impressive $868,793, we are dedicated to supporting your financial needs and helping you achieve your goals. At Terminals, we understand that banking is about more than just transactions it's about building relationships. Our CEO, Donald Skrocki, along with Board President Audrey Skrocki, lead our small yet passionate team of dedicated professionals who strive to provide exceptional service. Whether you're looking for personal banking options like checking accounts and auto loans, or business banking solutions, we're here for you. While members can visit us at our branch, official correspondence should be sent to the same address: 90 Tennyson St, Carteret, NJ 7008. We are proud of our financial strength, reflected in our total deposits of $247,535 and a net worth of $339,078. These figures demonstrate our stability and ability to serve you effectively. Our services include everything from mortgage loans and refinancing to credit cards with rewards tailored for you. If you're considering a loan or need assistance managing your finances, look no further! Our friendly team is ready to assist you during lobby hours from Monday to Friday, 9 AM to 5 PM. Ready to take the next step? Call us today at 732-541-1373 or visit us in person. Let's work together toward your financial success!

Branch History & Mission

Join Us

As we continue to grow, we invite you to be part of our story. Experience firsthand how Terminals can help you achieve your financial goals while supporting a credit union that genuinely cares about its members and the community. For any inquiries or assistance, please don't hesitate to reach out at 732-541-1373. Together, let's build a brighter future!

Our Evolution

Our branch is located at 90 Tennyson St, Carteret, NJ 07008, a site easily accessible to those in the area. Over the years, we have embraced various changes and advancements while staying true to our core values. We understand that financial needs evolve, and that's why we continually adapt our services. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we strive to meet the diverse needs of our community. Our dedicated team operates from Monday to Friday, 9 AM to 5 PM, ensuring that you can reach us during convenient hours. Although we currently do not offer ATM or drive-thru services, our focus remains on providing personalized assistance tailored to each member's situation.

Our Mission Statement

At Terminals, our mission goes beyond just offering financial products; it's about fostering community support and building lasting relationships. We believe that everyone deserves access to quality financial services regardless of their background. Our commitment extends into various outreach initiatives aimed at improving the lives of those around us. We are proud of our partnerships within the community that help us promote financial literacy and support local events. Whether you're looking for guidance on managing your finances or seeking assistance with loans, we're here for you every step of the way.

Branch Location & Accessibility

Welcome to the Terminals located at 90 Tennyson St Carteret Nj 07008 in the vibrant community of Carteret, NJ! Our branch is nestled conveniently, making it easy for you to access all your banking needs. Whether you're heading to work or running errands, you can stop by and find us right near popular landmarks that locals know and love. If you're planning a visit, you'll find ample parking available, ensuring your trip is hassle-free. We are committed to accessibility for all our members, with features like ADA-compliant entrances and ramps so everyone can feel welcome. Our friendly team is here to assist you during our convenient operating hours from Monday to Friday, 9 AM to 5 PM. If you have any questions or need assistance with your banking services, don't hesitate to call us at (732) 541-1373. At Terminals, we offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While we currently do not have ATM services or drive-thru banking available, our staff is always ready to help you with cash withdrawal services right inside the branch. For any official correspondence, please send it to our mailing address: 90 TENNYSON ST, CARTERET, NJ 7008. We invite you to come by and discover how Terminals can serve your financial needs better. Your journey towards financial wellness starts here!

Member Eligibility

Joining the Terminals family is an exciting step towards a more supportive banking experience. Here, we believe that everyone deserves access to quality financial services, and becoming a member is easier than you might think! If you live, work, or worship in the area around our location at 90 Tennyson St Carteret Nj 07008, you're likely eligible to join us. We welcome individuals from all walks of life, and our commitment to community means you'll be part of a caring network that prioritizes your needs. To learn more about specific eligibility requirements and what it takes to become a member, feel free to visit our detailed guide at . Opening an account with us is straightforward and opens the door to numerous benefits like personalized service and competitive rates. If you have any questions or need assistance during the process, don't hesitate to reach out at (732) 541-1373. We're excited to have you on board!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you're a retail shop or a service provider, our solutions help you accept payments easily and securely, allowing you to focus on what matters most growing your business. Visit us at 90 Tennyson St Carteret Nj 07008 in Carteret, or give us a call at (732) 541-1373 to learn more about how we can help you achieve your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our location, we still ensure that cash withdrawal services are available through various partner networks. You can rest assured knowing there are convenient ways for you to access cash when needed. At Terminals, we are committed to serving our members' diverse financial needs with personalized service. If you'd like to learn more about any of these offerings or if you have specific questions regarding how we can assist you further, don't hesitate to reach out at (732) 541-1373. Our friendly staff is ready to help!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are designed to put you behind the wheel without breaking the bank. We understand that buying a vehicle is a significant investment, so we offer competitive rates and flexible terms that can be adjusted to suit your budget.

Business Banking

For entrepreneurs, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. Running a business comes with its own set of challenges, and we're here to provide support through financial products designed specifically for business needs.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine using your credit card for groceries or gas and receiving rewards that you can redeem for travel or cash back it's like getting paid for spending!

Mortgage Loans & Refinancing

Homeownership dreams are within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we provide guidance every step of the way. Our experienced team will work with you to find the best mortgage solution tailored to your situation.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds from the comfort of your home or on-the-go, our digital banking features ensure easy access to your money.

Personal Banking

For individuals seeking reliable banking options, our Personal Banking services include Checking & Savings Accounts that help you manage your finances effectively. Imagine having a checking account that fits seamlessly into your daily routine, allowing you to make purchases with ease while also saving for future goals.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our Personal Loans & Debt Consolidation services can help ease the burden. By consolidating multiple debts into one manageable payment, you can regain control over your financial situation and work towards a debt-free future.

Digital & Online Banking

Key Services

With our online banking platform, accessible at , you can take control of your financial life with just a few clicks. Although we currently do not offer features like electronic signatures or e-statements, you can still enjoy basic account management through our online services. Keep an eye on your balance, check transaction history, and transfer funds effortlessly. For those looking to send money directly to friends or family, we currently do not support person-to-person transfers. Similarly, mobile payment options are not available at this time. We also do not have a dedicated mobile application; however, our website is mobile-friendly for those who prefer using their smartphones.

Security and Support

While we may lack some advanced features, we prioritize your security with every transaction. Our systems are designed to protect your personal information and provide a safe environment for online banking activities. Although there are no 24/7 online banking services available yet, our team is here to assist you during business hours. At Terminals, we strive to make banking as easy as possible. As we continue to grow and enhance our digital offerings, we remain committed to providing you with the tools you need for effective account management. Visit us today or check out our website for more information on how you can make the most of your banking experience!

Financial Strength

At Terminals, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is reflected in our strong financial standing, which you can trust to support your banking needs. With a net worth of $339,078, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further showcased by having $339,078 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $14 in used auto loans and $653,734 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our current net income is $0, it reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 0 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. Net Shares (funds available for lending and investments) stand at $0, demonstrating the liquidity we have to meet your needs. Moreover, with a total of 74 share and deposit accounts, it's clear that more members are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Terminals is your trusted partner. Visit us at 90 Tennyson St Carteret Nj 07008 or call (732) 541-1373 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $307,933 in used vehicle loans and $40,460 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our loan options are tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently have no Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through various options that suit your needs. We believe that homeownership should be accessible and straightforward.

Personal Finance Solutions

Managing everyday expenses can be challenging, which is why we also offer unsecured credit card loans. With $0 in total loans helping members manage their finances effectively, our flexible terms make it easier for you to stay on top of your spending while building credit.

Refinancing and Eligibility Options

If you're considering refinancing existing loans or want to explore eligibility options for any of our loan products, our knowledgeable staff is here to help. We can walk you through the process and find solutions that work best for your individual circumstances. At Terminals, we're dedicated to providing personalized service and ensuring that you find the right loan product for your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us at 90 Tennyson St Carteret Nj 07008 or give us a call at (732) 541-1373 today! Let's take the next step together toward achieving your financial dreams.

Loan Aggregator

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