TERMINALS FEDERAL CREDIT UNION - Carteret, NJ

Welcome to Terminals, your trusted financial partner located at 90 Tennyson St, Carteret, NJ 07008. Since our establishment in 1967, we have proudly served our community with a commitment to excellence and personalized service. With a total membership of 75 and assets amounting to an impressive $868,793, we are dedicated to supporting your financial needs and helping you achieve your goals. At Terminals, we understand that banking is about more than just transactions it's about building relationships. Our CEO, Donald Skrocki, along with Board President Audrey Skrocki, lead our small yet passionate team of dedicated professionals who strive to provide exceptional service. Whether you're looking for personal banking options like checking accounts and auto loans, or business banking solutions, we're here for you. While members can visit us at our branch, official correspondence should be sent to the same address: 90 Tennyson St, Carteret, NJ 7008. We are proud of our financial strength, reflected in our total deposits of $247,535 and a net worth of $339,078. These figures demonstrate our stability and ability to serve you effectively. Our services include everything from mortgage loans and refinancing to credit cards with rewards tailored for you. If you're considering a loan or need assistance managing your finances, look no further! Our friendly team is ready to assist you during lobby hours from Monday to Friday, 9 AM to 5 PM. Ready to take the next step? Call us today at 732-541-1373 or visit us in person. Let's work together toward your financial success!

Welcome to the Terminals located at 90 Tennyson St Carteret Nj 07008 in the vibrant community of Carteret, NJ! Our branch is nestled conveniently, making it easy for you to access all your banking needs. Whether you're heading to work or running errands, you can stop by and find us right near popular landmarks that locals know and love. If you're planning a visit, you'll find ample parking available, ensuring your trip is hassle-free. We are committed to accessibility for all our members, with features like ADA-compliant entrances and ramps so everyone can feel welcome. Our friendly team is here to assist you during our convenient operating hours from Monday to Friday, 9 AM to 5 PM. If you have any questions or need assistance with your banking services, don't hesitate to call us at (732) 541-1373. At Terminals, we offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. While we currently do not have ATM services or drive-thru banking available, our staff is always ready to help you with cash withdrawal services right inside the branch. For any official correspondence, please send it to our mailing address: 90 TENNYSON ST, CARTERET, NJ 7008. We invite you to come by and discover how Terminals can serve your financial needs better. Your journey towards financial wellness starts here!

Joining the Terminals family is an exciting step towards a more supportive banking experience. Here, we believe that everyone deserves access to quality financial services, and becoming a member is easier than you might think! If you live, work, or worship in the area around our location at 90 Tennyson St Carteret Nj 07008, you're likely eligible to join us. We welcome individuals from all walks of life, and our commitment to community means you'll be part of a caring network that prioritizes your needs. To learn more about specific eligibility requirements and what it takes to become a member, feel free to visit our detailed guide at . Opening an account with us is straightforward and opens the door to numerous benefits like personalized service and competitive rates. If you have any questions or need assistance during the process, don't hesitate to reach out at (732) 541-1373. We're excited to have you on board!

At Terminals, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable services is reflected in our strong financial standing, which you can trust to support your banking needs. With a net worth of $339,078, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $3,903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our strength is further showcased by having $339,078 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $14 in used auto loans and $653,734 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Although our current net income is $0, it reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 0 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. Net Shares (funds available for lending and investments) stand at $0, demonstrating the liquidity we have to meet your needs. Moreover, with a total of 74 share and deposit accounts, it's clear that more members are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Terminals is your trusted partner. Visit us at 90 Tennyson St Carteret Nj 07008 or call (732) 541-1373 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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