Tennessee Valley Credit Union Soddy Daisy TN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Tennessee Valley, your trusted partner in financial well-being, located at 9381 Dayton Pike, Soddy Daisy, TN 37379. Since our establishment in 1936, we have proudly served the community with a commitment to providing exceptional banking solutions tailored to meet your needs. With over 167,000 members and total assets reaching an impressive $2,779,579,673, our credit union is dedicated to ensuring that you achieve your financial goals. At Tennessee Valley, we understand that life can bring unexpected challenges and opportunities alike. That's why we offer a variety of services from personal checking and savings accounts to auto loans and mortgage refinancing to help you navigate your financial journey. With total deposits amounting to $621,723,995 and total loans exceeding 61,412, our strong financial foundation ensures that we are here for you when it matters most. Our leadership team, led by CEO Todd Fortner and Board President David Longmire, embodies our mission to serve with integrity and care. Together with our dedicated staff of 539 employees, we strive to create a welcoming environment where you feel valued and supported every step of the way. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 9381 Dayton Pike, Soddy Daisy, TN 37379. Feel free to reach out by phone at 423-634-7800 or send us a fax at 423-634-3588 if you have any questions or need assistance. We invite you to explore how Tennessee Valley can enhance your financial future. Visit our website at tvfcu.com or stop by today we're excited to help you thrive in your financial journey!

Branch History & Mission

Community Commitment

Tennessee Valley is not just about banking; it's about building relationships within the community. Our branch is actively involved in local outreach efforts and partnerships that uplift those around us. We understand that financial education is key to empowerment; therefore, we offer workshops and resources designed to help individuals make informed decisions about their finances. As part of our commitment to modern banking practices, we have embraced digital advancements such as online banking and mobile payments while ensuring ADA compliance so that everyone can access our services comfortably. We invite you to join Tennessee Valley Credit Union today! Experience the benefits of being part of a supportive community-focused institution where your financial goals are our priority. Reach out at (423) 634-7800 or visit us online at Tennessee Valley for more information on how you can become a member and start your journey towards financial success!

Our Mission

Our mission is simple yet impactful: to empower our members by providing exceptional financial services while actively supporting the communities we serve. We believe that everyone deserves access to quality banking solutions that foster financial well-being. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, we strive to meet the diverse needs of our members with integrity and care. While members can visit us at 9381 Dayton Pike Soddy Daisy Tn 37379, official correspondence should be sent to 9381 Dayton Pike, Soddy Daisy, TN 37379 if different. Our operating hours are convenient for all: from Monday to Thursday, we're open from 9:00 a.m. to 5:00 p.m., extending to 6:00 p.m. on Fridays and offering drive-thru services from 7:00 a.m. to 7:00 p.m., Monday through Saturday.

Branch Location & Accessibility

Accessibility and Convenience

We pride ourselves on being accessible for all our members. Our branch offers ample parking with ADA-compliant features such as ramps, ensuring that everyone can visit us comfortably. If you prefer to do your banking from the comfort of your car, our drive-thru service is available, allowing you to make deposits and withdrawals without leaving your vehicle. For those who love the convenience of ATMs, we have one right here at the branch, ready for your use. You can easily check balances and make withdrawals whenever needed.

Get in Touch!

Have questions or need assistance? Don't hesitate to call us at 423-634-7800! We invite you to drop by our branch in Soddy Daisy we're excited to welcome you into our community!

Operating Hours

Our doors are open to serve you during welcoming hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 7:00 a.m. to 7:00 p.m. This means you have plenty of options to visit us when it's most convenient for you!

Services Offered

At the Tennessee Valley Branch, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our team is here to help you navigate your options with ease. We also provide online and mobile banking services for added convenience. While members can visit us at 9381 Dayton Pike Soddy Daisy Tn 37379, official correspondence should be sent to our mailing address at 9381 Dayton Pike, Soddy Daisy, TN 37379.

Member Eligibility

Joining the Tennessee Valley family means becoming part of a caring community dedicated to your financial well-being. To become a member of our Soddy Daisy Branch, located at 9381 Dayton Pike, TN 37379, you'll find that the eligibility criteria are designed to be welcoming and inclusive. We invite individuals who live, work, worship, or attend school in Hamilton County to join us. If you're unsure about your eligibility, don't worry! You can check all the detailed requirements by visiting our website at https://www.tvfcu.com/about-us/become-a-member.html. Opening an account with us is straightforward and rewarding. As a member of Tennessee Valley, you'll enjoy access to a range of financial products and services tailored just for you. Our friendly team is here to help guide you through the account opening process simply reach out to us at 423-634-7800 if you have any questions or need assistance. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services that simplify transactions and enhance customer experiences. Imagine having the ability to accept payments seamlessly, whether online or in-person, allowing you to focus on what matters most growing your business. Our solutions are designed to meet the diverse needs of today's entrepreneurs. Located conveniently at 9381 Dayton Pike Soddy Daisy Tn 37379 in Soddy Daisy, TN, our dedicated team is here to guide you through every step of your financial journey. Give us a call at (423) 634-7800 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, convenience matters. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. You can check balances, transfer money between accounts, and even pay bills with just a few taps on your smartphone. Plus, we provide easy access to ATMs for cash withdrawals and balance checks without the hassle.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions without leaving their cars, our drive-thru banking offers quick services like deposits and withdrawals. It's designed for busy schedules so you can get what you need efficiently.

Final Thoughts

With all these services available at the Tennessee Valley branch located at 9381 Dayton Pike, Soddy Daisy, TN 37379, we invite you to explore how we can assist you in achieving your financial goals. For questions or more information about any of our offerings, don't hesitate to give us a call at 423-634-7800. Let us help you take the next step toward financial success!

Loans and Credit Options

Life often throws unexpected expenses our way. For those moments, our personal loans and debt consolidation services provide flexible solutions to help you manage your finances better. And if you're looking to reward yourself while making purchases, consider our credit cards with rewards, designed to give back as you spend. For small business owners, we offer business banking services, including merchant services and business loans. We believe in supporting local entrepreneurs as they contribute to our community's economy.

Personal Banking

We understand that personal banking is essential for everyday life. That's why we offer checking and savings accounts tailored to your needs. Whether you're setting up your first account or looking for ways to save more effectively, our friendly staff at the Soddy Daisy Branch can guide you through the options. When it's time for a new car, our auto loans and vehicle financing options make it simple and affordable. Picture yourself driving off the lot in a new vehicle while knowing you've secured a great interest rate with us. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can help make that dream a reality.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.tvfcu.com/, you can check balances, transfer funds, and pay bills all from the comfort of your couch. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, making it easier than ever to stay on top of your financial goals. Need to send money quickly? Our person-to-person transfer feature allows you to send cash directly to friends or family with just a few taps on your mobile device. Plus, with our mobile application, available for download, you can manage your accounts right from your phone perfect for those busy days when you're constantly on the move.

Security and Ease of Use

Security is a top priority at Tennessee Valley. We utilize electronic signature authorization for secure transactions, so you can feel confident about every interaction. Additionally, e-statements are available for those who prefer a paperless approach; they're not only environmentally friendly but also make it easy to track your spending over time. And if you're looking to simplify payments even further, our mobile payments feature lets you make purchases directly from your smartphone. It's quick and hassle-free! In summary, whether you're checking balances late at night or sending money during lunch breaks, our digital and online banking services provide accessibility and ease-of-use tailored just for you. Join us today at Tennessee Valley and experience a new level of banking convenience!

Financial Strength

Commitment to Growth

With $393,489,388 in undivided earnings, we continually reinvest in our services to provide you with innovative banking solutions and enhanced security measures. Our lending capacity supports members' financial goals across various sectors with $19,913 in used auto loans and a robust total of $1,964,905,649 in loans and leases.

Focused on Members

Unlike traditional banks, we emphasize benefiting our members. With non-member deposits at $0, our resources are fully directed towards enhancing your experience through better loan rates, lower fees, and exclusive perks. This member-first approach allows us to reinvest in innovative banking tools and stronger lending options.

Growing Member Base

Total Share Accounts: 291,539, showing a strong and growing member base that trusts us with their finances. As a community-focused credit union located at 9381 Dayton Pike Soddy Daisy Tn 37379, we strive to be your trusted partner every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is here to help you achieve your financial goals. Visit us at 9381 Dayton Pike Soddy Daisy Tn 37379 or call (423) 634-7800 to learn more about how we can assist you today!

Operational Efficiency

Our performance is further illustrated by our operational efficiency reflected in our net income of $0. This positions us well to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable team.

Secure Savings Opportunities

Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all; our focus on you means that your savings are secure and working harder for you.

Solid Financial Health

With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle easier than ever.

Credit Lines and Unsecured Loans

We also offer comprehensive credit line options totaling $374,691,369 to provide you with easy access to funds when you need them most. Additionally, our unsecured credit card loans are designed with flexibility in mind though currently totaling $0, we aim to offer solutions that fit your financial lifestyle. For business owners seeking growth opportunities, our outstanding commercial loans total $254,890,768, providing the capital needed to expand and thrive in today's market.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage for better rates, we're here to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to ask about how we can assist you in finding the best rates available. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Tennessee Valley, we're committed to providing transparent information and excellent service so that you can make informed decisions about your finances. Explore all our offerings today at Tennessee Valley and take the first step toward achieving your financial dreams!

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