Tennessee Valley Credit Union Red Bank TN | Top Auto Loans & Rewards Cards

Introduction

Welcome to Tennessee Valley, your trusted partner in financial wellness located at 3901 Dayton Blvd, Red Bank, TN 37415. Established in 1936, we have proudly served our community for over 85 years, helping our members achieve their financial goals with confidence. With a total membership of 167,363, we are committed to providing personalized services that meet the unique needs of each individual and business. At Tennessee Valley, we understand that your financial journey is important. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our total assets amount to an impressive $2,779,579,673, showcasing our strength and stability. With total deposits reaching $621,723,995, you can trust us to keep your money safe while it grows. We believe in giving back to the communities we serve. Our dedicated team of 539 employees is led by CEO Todd Fortner and Board President David Longmire, who are both passionate about fostering strong relationships with our members. Whether you need assistance with personal loans or business financing, our knowledgeable staff is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 3901 Dayton Blvd, Red Bank, TN 37415-2715. If you have any questions or would like to learn more about how we can assist you on your financial journey, please don't hesitate to reach out at 423-634-3600 or explore our website at tvfcu.com. We invite you to join us as we continue to build a brighter financial future together!

Branch History & Mission

Community Engagement

As part of our dedication to community support, we actively seek partnerships with local organizations and participate in outreach efforts that benefit those around us. We believe that when one person succeeds, we all succeed a philosophy that drives everything we do. Join us on this journey! Experience firsthand how Tennessee Valley Credit Union can be your trusted partner in achieving financial wellness. Explore what we offer today by visiting our website or consider becoming a member by checking eligibility here. Together, let's build a brighter future for Red Bank and beyond!

Our Mission

At Tennessee Valley Credit Union, our mission goes beyond providing banking services; we aim to foster strong relationships within our community. We believe in empowering individuals and families through personalized financial solutions from checking and savings accounts to auto loans and mortgage refinancing. Our goal is to help you achieve your dreams while ensuring that everyone has access to the resources they need. We are proud of our commitment to innovation and inclusivity. With features like online banking, mobile payments, and ADA compliance initiatives, we strive to make banking accessible for all. Whether it's through our ATM services or personal teller machines available Monday through Saturday from 7 AM to 7 PM, we ensure that your banking experience is simple and straightforward.

Our Story

Tennessee Valley Credit Union started its journey in a small room with a few dedicated individuals who shared a vision: to provide affordable financial services and uplift their neighbors. Over the decades, we have transformed from those humble beginnings into a robust institution that prioritizes member satisfaction and community welfare. We invite you to visit us at our branch or reach out via phone at 423-634-3600. While members can visit us at 3901 Dayton Blvd, official correspondence should be sent to our mailing address at 3901 Dayton Blvd, Red Bank, TN 37415-2715. Our location is easily accessible and surrounded by local landmarks that make it convenient for everyone in the area.

Branch Location & Accessibility

Accessibility Features

At Tennessee Valley, we understand the importance of making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and spacious aisles to ensure that all members can navigate our space comfortably. Parking is readily available, so you won't have to worry about finding a spot when you visit us.

Operating Hours

We're here for you during the week! Our lobby hours run from 10:00 a.m. to 7:00 p.m., Monday through Friday. If you need assistance outside of these hours, our personal tellers are available via ITM (Interactive Teller Machine) from 7:00 a.m. to 7:00 p.m. on Mondays through Saturdays.

Services Offered

At Tennessee Valley, we offer a variety of services designed to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or even business banking solutions, we've got you covered! Plus, with ATM availability on-site, accessing your funds is quick and easy. While members can visit us at 3901 Dayton Blvd for all their banking needs, official correspondence should be sent to the same address. Have questions? Feel free to give us a call at 423-634-3600. We invite you to come by and experience the personalized service that makes Tennessee Valley more than just a credit union; it's a community hub where your financial well-being is our priority. We look forward to welcoming you soon!

Member Eligibility

At Tennessee Valley, we believe that becoming a member is like joining a warm and welcoming family. If you're looking to enjoy the perks of our services, it's easy to see if you qualify! Generally, membership is open to individuals who live, work, or worship in our community. We also welcome family members of existing members. It's all about creating a supportive network where everyone can thrive together. You can find the detailed eligibility criteria on our website at this link. Joining us is simple! Just visit our branch located at 3901 Dayton Blvd, Red Bank, TN 37415, or give us a call at 423-634-3600 for any questions you might have. When you're ready to take the next step, you can easily open an account online by following the instructions found here. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify daily operations. Imagine processing payments quickly and securely at your store or online our solutions help streamline transactions so you can focus on what matters most: serving your customers. Located at 3901 Dayton Blvd Red Bank Tn 37415, Red Bank, TN, our team is ready to assist you with all your business banking needs. Call us at (423) 634-3600 or visit our website here to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services ensure easy access to funds with basic ATM functions such as withdrawals and balance checks at your fingertips. With locations across town, accessing your money has never been easier. At Tennessee Valley, we take pride in offering a comprehensive suite of services designed with you in mind. Ready to learn more or get started? Give us a call at 423-634-3600, visit us online at tvfcu.com, or stop by our branch today! Your financial journey starts here!

Auto Loans & Vehicle Financing

If you're dreaming of that new car or need a reliable vehicle, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. With competitive rates and terms, we ensure that getting behind the wheel is both affordable and stress-free.

Business Banking

For those running a business, our business banking services, including merchant services and business loans, are tailored to support your entrepreneurial journey. We understand that managing finances for a business can be complex; therefore, our team is ready to assist with personalized solutions.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. From cashback offers to travel rewards, our credit card options not only provide convenience but also give back as you spend.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or making payments on the go, our digital platforms simplify banking for you.

Home Financing Solutions

Thinking about purchasing a home or refinancing your existing mortgage? Look no further! Our mortgage loans and refinancing options are crafted to meet your unique housing needs. We guide you through every step of the process, making it easier for you to secure your dream home.

Personal Banking

We offer a variety of personal banking options that make managing your finances simple and straightforward. Our checking and savings accounts provide flexible solutions tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. Whether it's for an emergency repair or consolidating high-interest debts into one manageable payment, we are here to help lighten your financial load.

Digital & Online Banking

E-Statements and Mobile Features

In today's fast-paced world, going paperless is not only eco-friendly but also simplifies your financial management. At Tennessee Valley, we offer e-statements so you can access your account information easily while keeping everything organized in one place. You'll receive notifications when your statements are ready, making it simple to stay on top of your finances. For those who prefer managing their money through their smartphones, our mobile application is available for download. You can make mobile payments effortlessly, ensuring that you're never left without cash when you need it most. Additionally, our person-to-person transfer feature allows you to send money to friends and family instantly no hassle required.

Security You Can Trust

Security is a top priority for us at Tennessee Valley. Our online banking services are equipped with advanced security measures to protect your personal information and transactions. You can feel confident knowing that your data is safe while you manage your accounts online. With all these tools at your fingertips, managing your finances has never been easier or more accessible. Join us at Tennessee Valley to experience the benefits of digital banking today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,964,905,649 in total loans & leases showcases our commitment to supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share Accounts: 291,539 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,760,717 underscores our commitment to responsible lending practices while fostering community trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 3901 Dayton Blvd Red Bank Tn 37415 or call 423-634-3600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy to find a loan that fits your budget.

Credit Lines

If you're looking for greater flexibility in managing your expenses or planning a large purchase, our total credit lines available stand at $374,691,369. This can provide you with the peace of mind needed when unexpected costs arise. For business owners seeking capital to grow and expand, our outstanding commercial loans totaling $254,890,768 are available as well. These funds can help you take your business to the next level.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. We can help guide you through the process to ensure you find the right mortgage for your situation.

Refinancing Options

Our team is committed to finding the best financing solutions for you. If you're considering refinancing any of your existing loans or mortgages, we can assist you in exploring eligibility options that may save you money over time. You can reach out to us at our branch located at 3901 Dayton Blvd Red Bank TN 37415, or give us a call at 423-634-3600 during our lobby hours from Monday to Friday from 10:00 AM to 7:00 PM. For added convenience, TVFCU LIVE personal tellers (ITM) are available Monday through Saturday from 7:00 AM to 7:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore our loan offerings further on our website here. Your financial success is just a conversation away!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no unsecured credit card loans available at this time, we aim to create solutions that help members manage their finances effectively.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing is carefully curated to reflect current market conditions, giving users confidence in the accuracy of the information they are viewing.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the options presented are genuine and competitive. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to neutrality means users can focus solely on finding the best rates without being influenced by advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. This feature allows borrowers to stay ahead of fluctuating interest rates. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TENNESSEE VALLEY FEDERAL CREDIT UNION - Red Bank, TN

Type of Loan Offerings

Personal Loans