Tennessee Valley Credit Union Ooltewah TN | Top Checking & Quick Auto Loans

Introduction

Welcome to Tennessee Valley, your trusted partner in financial growth and community support. Nestled in the heart of Ooltewah at 1667 Ooltewah Ringgold Rd, TN 37363, our branch has been serving members since 1936. With a strong commitment to our community, we proudly support over 167,000 members with a total asset base of $2,779,579,673. At Tennessee Valley, we understand that banking is about more than just numbers; it's about relationships. Our dedicated team is here to provide personalized service and innovative financial solutions tailored to your needs. Whether you're looking for auto loans, mortgages, or everyday banking services, our experts are ready to help you navigate your financial journey. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 1667 Ooltewah Ringgold Rd, Ooltewah, TN 37363. Our CEO, Todd Fortner, along with Board President David Longmire, leads a passionate team of 539 employees who are dedicated to ensuring your experience is exceptional. We value transparency and trust; that's why we maintain a robust net worth of $394,993,089 and keep an impressive cash reserve of $38,821,085 for your peace of mind. We're not just about transactions; we're about building futures together. As part of our mission to strengthen the community, we offer various services from personal banking to business loans. Our commitment is reflected in our total deposits of $621,723,995, empowering us to support you better. Ready to take the next step? Visit us today or give us a call at 423-634-3600. Let's work together toward achieving your financial goals! For more information about our services and membership eligibility, check out our website at Tennessee Valley.

Branch History & Mission

Welcome to the Tennessee Valley branch, a cornerstone of the Ooltewah community since 1936. Our journey began with a simple yet powerful vision: to provide exceptional financial services while fostering a sense of belonging and support among our members. Over the years, we have grown from our humble beginnings into a thriving credit union with over 167,000 members and total assets exceeding $2.77 billion. Located at 1667 Ooltewah Ringgold Rd, Ooltewah, TN 37363, our branch is not just a place for transactions; it's a hub for connection and empowerment. With easy access to nearby landmarks, we are here to serve you during our lobby hours from Monday to Friday, 10:00 a.m. to 7:00 p.m., and ITM hours from Monday to Saturday, 7:00 a.m. to 7:00 p.m. Our mission at Tennessee Valley is clear: we strive to enhance the financial well-being of our members while contributing positively to our community. We believe in the power of collaboration and support offering products like personal banking accounts, auto loans, mortgage refinancing, business banking solutions, and much more. Each service is designed not just to meet your needs but also to help you achieve your financial dreams. In addition to traditional services, we've embraced modern technology with features such as online and mobile banking, making it easier for you to manage your finances on-the-go. Our commitment extends beyond just banking; we actively engage in community outreach programs aimed at uplifting those around us. While members can visit us at 1667 Ooltewah Ringgold Rd, official correspondence should be sent to 1667 Ooltewah Ringgold Rd, Ooltewah, TN 37363 if needed. As we look ahead, we invite you to join us in this journey. Experience the supportive environment and comprehensive services that have defined Tennessee Valley for nearly nine decades. Become part of something bigger your future starts here! Reach out today at 423-634-3600 or visit our website here to learn more about how we can assist you in achieving your financial goals.

Branch Location & Accessibility

Welcome to the Tennessee Valley branch located at 1667 Ooltewah Ringgold Rd in beautiful Ooltewah, TN! Nestled conveniently near local favorites and easy access points, our branch is designed with your needs in mind. Whether you're running errands or just passing by, we're here to provide you with friendly service and all your banking needs. While our physical location is at 1667 Ooltewah Ringgold Rd, official correspondence can be sent to the same address. You'll find us close to several community landmarks, making it easy to pop in for a quick visit. We take pride in offering ample parking and ensuring our facilities are accessible for everyone, including ADA-compliant features that make your experience as comfortable as possible. Our branch hours are designed for your convenience. Visit us Monday through Friday from 10:00 a.m. to 7:00 p.m., and if you need assistance on Saturdays, our TVFCU LIVE personal tellers are available from 7:00 a.m. to 7:00 p.m. These extended hours mean you can manage your banking when it works best for you. At Tennessee Valley, we offer a variety of services tailored to meet your financial goals. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards our team is dedicated to helping you find the right solutions. And for those on the go, we have an ATM available for quick cash withdrawals and balance checks. Ready to experience exceptional banking? Feel free to call us at 423-634-3600 or stop by our branch today! We look forward to welcoming you into the Tennessee Valley family!

Member Eligibility

At Tennessee Valley, we believe that everyone deserves the opportunity to be part of a supportive community that prioritizes your financial well-being. Becoming a member is easy! If you live, work, worship, or attend school in Hamilton County or surrounding areas, you're likely eligible to join us. We welcome individuals and families who are looking for personalized banking solutions, whether you're saving for a new home, financing a vehicle, or simply wanting better service. To learn more about the specific eligibility criteria and see if you qualify, check out our detailed guide at this link. Once you find that you're eligible, opening an account with us is straightforward. You can start your membership journey online by visiting this page. If you have any questions along the way, feel free to give us a call at 423-634-3600. We're excited to welcome you to the Tennessee Valley family and help you achieve your financial goals!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to run your business efficiently. Our merchant services provide seamless payment solutions that make transactions smoother for both you and your customers. This means quicker checkouts and enhanced customer satisfaction, allowing you to focus on what matters most growing your business. Ready to take the next step? Visit us at 1667 Ooltewah Ringgold Rd Ooltewah Tn 37363 in Ooltewah, TN, or call us at (423) 634-3600 to learn more about how we can support your business dreams!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, Tennessee Valley offers business banking solutions including merchant services and business loans. We recognize the hard work that goes into running a business, which is why we aim to support your goals with financial products that make sense for small businesses.

Convenient Access Anytime

In today's fast-paced world, convenience is key. That's why we provide ATM services for quick cash withdrawals and balance checks. Plus, our ITM (Interactive Teller Machine) service is available Monday through Saturday from 7:00 AM to 7:00 PM for those who prefer face-to-face interaction without stepping inside the branch.

Credit Cards That Reward You

Looking for a credit card that offers more than just a way to make purchases? Our credit cards come with rewards that can help you earn back while spending on things you already buy!

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options make it easy for you to drive off in the vehicle you desire. With competitive rates and flexible terms, getting behind the wheel has never been more accessible. If homeownership is on your mind, our mortgage loans and refinancing services are here to guide you every step of the way.

Get in Touch Today!

Our team at Tennessee Valley is eager to assist you with any questions or concerns about our services. Feel free to call us at 423-634-3600 or visit us in person at 1667 Ooltewah Ringgold Rd, Ooltewah, TN 37363. Explore how we can help enhance your financial journey today!

Personal Banking Made Easy

We understand that managing your money can sometimes feel overwhelming. That's why at Tennessee Valley, we offer personal banking options like checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds anytime through our online and mobile banking features. You can check balances, transfer money, and pay bills right from your phone or computer.

Support When You Need It Most

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options provide financial relief when you need it most. Whether it's for medical bills or a home renovation, we're ready to assist you with straightforward solutions.

Digital & Online Banking

Convenient Online Banking

With our comprehensive online banking platform, available at https://www.tvfcu.com/, you can check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services ensure that your financial needs are met whenever they arise.

E-Statements for Easy Record Keeping

Say goodbye to paper clutter! With e-statements available at Yes, you can access your statements anytime and anywhere. This not only helps in keeping track of your finances but also contributes to a greener planet. In summary, whether you're using a computer or a mobile device, Tennessee Valley provides you with secure, easy-to-use tools to manage your money efficiently. Join us today and experience banking that works for you!

Mobile Banking Made Simple

Stay connected with our mobile application, which is user-friendly and packed with features that make banking a breeze. You can manage your accounts right from your smartphone. Plus, enjoy the convenience of mobile payments to make purchases without needing cash or cards.

Secure Transactions

Your security is our priority. With features like electronic signature authorization, you can confidently sign documents digitally. We also offer person-to-person transfers, allowing you to send money to friends and family quickly and easily no need for cash or checks!

Financial Strength

A Growing Member Base

Our success is mirrored by our growing member base. We proudly report a total of 291,539 share accounts, which shows the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 1667 Ooltewah Ringgold Rd Ooltewah Tn 37363 or call (423) 634-3600 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we have $19,913 in used auto loans and $1,964,905,649 in total loans and leases.

Member Savings Focused

Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. Whether you prefer financing for a brand-new model or a reliable used vehicle, we've got you covered.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $254,890,768 provide the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses in their journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180. We guide you through the process so that securing a mortgage feels straightforward and accessible.

Personal Loans & Credit Lines

In addition to auto and mortgage loans, we provide personal loans that can help consolidate debt or cover unexpected expenses. With $374,691,369 in total credit lines available, we ensure our members have access to funds when they need them most.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently totaling $0, these options assist members in managing their finances effectively without the need for collateral. At Tennessee Valley, our goal is to make financing accessible and understandable for everyone. If you're interested in refinancing options or have questions about eligibility for our various loan products, feel free to reach out. You can contact us at 423-634-3600 or visit us at 1667 Ooltewah Ringgold Rd Ooltewah TN 37363 for more information. Explore our website at Tennessee Valley for additional details about our offerings and how we can support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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