Tennessee Valley Credit Union Ooltewah TN | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Tennessee Valley, your trusted financial partner located at 6007 Relocation Way, Ooltewah, TN 37363. Since our establishment in 1936, we have been dedicated to serving our community and fostering financial well-being for our members. With a thriving membership of over 167,000 individuals, we pride ourselves on offering personalized banking solutions tailored to meet your needs. At Tennessee Valley, we are not just about numbers; we are about people. Our total assets stand at an impressive $2,779,579,673, which reflects our commitment to stability and growth. We also manage total loans and leases amounting to 61,412, alongside deposits totaling $621,723,995 a testament to the trust our members place in us. Our leadership team, including CEO Todd Fortner and Board President David Longmire, is deeply committed to ensuring that every member feels valued and supported. Whether you're looking for checking accounts, auto loans, or mortgage options, our team is here to help you navigate your financial journey with confidence. While members can visit us at our physical location for all their banking needs, official correspondence should be directed to the same address: 6007 Relocation Way, Ooltewah, TN 37363. We invite you to take advantage of our various services designed to make banking easier and more accessible. From online banking to ATM access and drive-thru services available Monday through Saturday, we strive to provide convenience in every aspect of your banking experience. Ready to take the next step? Call us at 423-634-7900 or visit our website at Tennessee Valley today! Join us as we continue to build a brighter financial future together.

Branch History & Mission

Community Commitment

Our dedication goes beyond banking; it's about building relationships within our community. We actively participate in local events and initiatives aimed at improving the lives of those around us. By partnering with schools and nonprofits, we strive to create a positive impact that resonates throughout Ooltewah. While members can visit us at 6007 Relocation Way, official correspondence should be sent to the same address for consistency. Our team is here for you during lobby hours from Monday to Friday from 9:00 a.m. - 5:00 p.m., with extended hours on Friday until 6:00 p.m. For your convenience, our drive-thru service operates from 7:00 a.m. - 7:00 p.m., Monday through Saturday. In closing, we invite you to join Tennessee Valley Credit Union and experience firsthand the benefits of membership in an institution that truly cares about its community. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 423-634-7900 or visit our website at tvfcu.com.

Our Mission

At Tennessee Valley, our mission is clear: to empower our members through sound financial solutions and community support. We believe that when our members succeed, the entire community thrives. Our range of services includes personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also offer business banking services tailored to meet the needs of local entrepreneurs. We pride ourselves on innovation and accessibility. With features like online banking, mobile payments, and ATM access available 24/7, managing your finances has never been easier. Additionally, we are committed to ADA compliance, ensuring that all members can fully engage with our services.

Branch Location & Accessibility

Welcome to Tennessee Valley, your friendly neighborhood credit union located at 6007 Relocation Way in Ooltewah, TN. Nestled in the beautiful Hamilton County, our branch is conveniently situated near popular local spots, making it easy for you to stop by for all your banking needs. Whether you're heading home from a day out at nearby parks or running errands, we are here to serve you. At Tennessee Valley, we prioritize accessibility and convenience. Our branch features ample parking and is fully compliant with ADA standards, ensuring that everyone can enjoy our services without hassle. If you prefer banking on the go, we offer an ATM on-site for quick cash withdrawals and balance checks. Plus, our drive-thru service allows you to complete basic transactions without leaving your vehicle perfect for busy days! We understand that your time is valuable, which is why our lobby hours are designed to fit your schedule. We're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and even Saturday from 7:00 a.m. to 7:00 p.m. Feel free to give us a call at 423-634-7900 if you have any questions or need assistance we're always happy to help. While members can visit us at our branch address, official correspondence should be sent to the same location at 6007 Relocation Way, Ooltewah, TN 37363. We invite you to come visit Tennessee Valley today! Experience personalized service and discover how we can support your financial journey with offerings like checking and savings accounts, auto loans, mortgages, and more. We look forward to welcoming you into our community!

Member Eligibility

At Tennessee Valley, we believe that becoming a member is like joining a warm, welcoming family where your financial needs are met with care and attention. To qualify for membership, you'll need to be part of our community in some way whether that's living, working, or attending school in the areas we serve. It's our way of ensuring that we can provide you with personalized service and support. If you're eager to learn more about what it takes to join us, please check out our detailed eligibility criteria at https://www.tvfcu.com/about-us/become-a-member.html. We're excited to help you take this important step toward achieving your financial goals! Opening an account with us is a breeze! Simply visit us at our Ooltewah branch located at 6007 Relocation Way Ooltewah Tn 37363, or give us a call at (423) 634-7900 for any questions you might have. You can also start the application process online through this link: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadz3cfy1jv8z3poficvjx10c6fgqnm98gmbxcv6dxtxc5c_lqjrlkpglzqqys9p4now. Join us today and experience all the wonderful benefits of being part of the Tennessee Valley family!

Business Banking & Commercial Services

Practical Merchant Services

Alongside our loan offerings, we also provide essential merchant services that simplify daily operations. Imagine having a reliable way to accept payments from customers this means quicker transactions and happier clients. Our services are designed to help you focus more on running your business and less on managing finances. If you're ready to take your business to the next level, visit us at 6007 Relocation Way Ooltewah Tn 37363 in Ooltewah, or call us at (423) 634-7900 to learn how we can help your business thrive!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. We know how essential it is for businesses to thrive, which is why our team is ready to assist you with tailored financial solutions that support growth.

Convenient Banking Access

We also prioritize convenience with our Online & Mobile Banking services, making it easy for members to manage their accounts from anywhere at any time. Additionally, our ATM & Cash Withdrawal Services ensure that accessing cash is quick and hassle-free. Whether you're stopping by for basic drive-thru banking or utilizing our ATM services for withdrawals and balance checks, we aim to make each interaction smooth and pleasant. As part of our commitment to serving Ooltewah residents, Tennessee Valley invites you to explore all these valuable services in person or by calling us at 423-634-7900. Join us today and discover how we can help enhance your financial well-being!

Credit Cards with Benefits

Our Credit Cards with Rewards give you more than just purchasing power; they reward you for spending wisely. Imagine earning points on everyday purchases that lead to cash back or travel rewards it's just another way we help enhance your financial journey.

Home Sweet Home

For those looking to purchase or refinance their home, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We understand that buying a home is one of the most significant investments you'll make. Our knowledgeable staff will work with you to find the best mortgage solution tailored to your budget and lifestyle.

Personal Banking Solutions

Navigating personal finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that helps you manage your day-to-day spending while earning interest on your savings. Our accounts are user-friendly and accessible through online and mobile banking platforms, allowing you to monitor your funds wherever you are.

Personal Loans for Any Purpose

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those costs head-on without added stress. Whether it's consolidating debt or funding a special project, we're here to provide the support you need.

Vehicle Financing Made Easy

If you're in the market for a new car, our Auto Loans & Vehicle Financing options make it simple and stress-free. With competitive rates and flexible terms, financing your next vehicle has never been easier. Picture yourself driving off in that new car while knowing you've made a smart financial choice with our help.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're on the go, our mobile application makes it even easier to manage your money right from your smartphone. Whether you're checking your balance or making payments, everything is just a tap away. One of the standout features is our electronic signature authorization, allowing you to sign documents safely and conveniently without needing to visit a branch. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter. Need to send money quickly? Our person-to-person transfer feature enables you to send funds directly to friends or family in seconds. And if you're looking for ways to pay without cash or cards, our mobile payments option lets you make purchases right from your phone, giving you flexibility and ease in everyday transactions.

Security and Accessibility

At Tennessee Valley, we prioritize your security. Our online banking system uses advanced encryption technology to protect your personal information while ensuring that all transactions are safe and secure. You can feel confident knowing that your financial data is protected. We believe that banking should be straightforward and accessible for everyone. That's why we've crafted our digital services with user-friendliness in mind. Whether you're tech-savvy or not, you'll find navigating our platform intuitive and easy. In summary, whether you're at home or out and about, Tennessee Valley offers the tools you need for effective account management right at your fingertips. Join us today and experience the convenience of modern banking!

Financial Strength

At Tennessee Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your finances are in safe hands, and our impressive financial strength speaks volumes about our reliability as your trusted credit union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $19,913 in used auto loans and an impressive $1,964,905,649 in total loans and leases across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continually offer competitive loan rates and solid financial products for our members. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,760,717. Total Share Accounts: 291,539, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 6007 Relocation Way Ooltewah TN 37363 or call 423-634-7900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used car, our team is here to guide you through the process.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $254,890,768, providing the capital needed to expand operations or invest in new projects. We're committed to supporting local businesses and helping them thrive in today's competitive environment. Whether you're interested in auto financing or exploring mortgage options, our dedicated team at Tennessee Valley is ready to assist you every step of the way. Don't hesitate to reach out at 423-634-7900 or visit us at 6007 Relocation Way Ooltewah TN 37363 for more information about how we can serve your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, allowing you to take the next step toward owning your dream home. If you're considering refinancing your current mortgage, we can assist you with eligibility options tailored to your situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. Although currently there are no unsecured credit card loans issued yet, our future offerings will help members manage their finances effectively when they become available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect actual market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*