Tennessee Valley Credit Union Ocoee TN | Convenient ATM Services

Introduction

Welcome to Tennessee Valley, your trusted financial partner located at 116 White Water Dr, Ocoee, TN 37361. Established in 1936, we have been dedicated to serving our community for over 85 years, helping our members achieve their financial goals with confidence and care. With a robust membership of 167,363 individuals, we take pride in providing personalized banking solutions tailored to meet the diverse needs of our members. At Tennessee Valley, we manage total assets of $2,779,579,673, ensuring that your money is secure and working for you. Our commitment to excellence is reflected in our total deposits of $621,723,995 and a net worth of $394,993,089. We believe that every member deserves access to quality financial services whether you're looking for loans, savings accounts, or expert advice. While you can visit us at our Ocoee location for all your banking needs, official correspondence should be sent to 535 Chestnut St, Chattanooga, TN 37402. Our friendly staff is here to assist you from Monday to Friday between 10:00 a.m. and 7:00 p.m., with a lunch break from 2:00 p.m. to 3:00 p.m., so feel free to stop by or give us a call at 423-634-3600. Under the leadership of CEO Todd Fortner and Board President David Longmire, Tennessee Valley is committed not just to numbers but to people. We understand the importance of community impact and strive to make a positive difference in the lives of our members. Join us today and experience the Tennessee Valley difference! To learn more about becoming a member or to open an account online, visit our website at Tennessee Valley FCU. We look forward to welcoming you into our family!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to join the Tennessee Valley family. Experience the difference that comes from being part of a credit union that truly cares about its members. Discover how we can help you achieve your financial goals while being an active participant in your community. For more information or to become a member today, visit us online at Tennessee Valley or call us at 423-634-3600. Together, let's build a brighter tomorrow!

Our Journey

From humble beginnings in the late 1930s, Tennessee Valley has been on a journey marked by dedication and growth. Over the decades, we have expanded our offerings and services while staying true to our core values: service, integrity, and community involvement. Each milestone reflects our ongoing commitment to making financial services accessible and beneficial for everyone in Ocoee and beyond. As we continue to grow, we have embraced technology without losing sight of personal connection. Our branch offers convenient ATM services and operates during welcoming hours from Monday to Friday, 10:00 a.m. to 7:00 p.m. While members can visit us at our Ocoee location for all their banking needs, official correspondence should be sent to our mailing address at 535 Chestnut St, Chattanooga, TN 37402.

Our Mission

At Tennessee Valley, our mission goes beyond providing financial products; it's about empowering individuals and families. We aim to foster financial literacy and stability within our community by offering personalized assistance tailored to meet diverse needs. Whether it's helping members secure loans or guiding them through budgeting practices, we are here every step of the way. Our initiatives include community outreach programs that support local schools and charities. By investing in local partnerships and activities, we strive to make a positive impact where it matters most.

Branch Location & Accessibility

Easy Access and Parking

Our branch is designed with accessibility in mind. We offer ample parking right in front of the building, ensuring you can easily find a spot without any hassle. Whether you're coming in for a quick ATM transaction or need assistance from one of our team members, we want your visit to be as smooth as possible. Plus, the facility complies with ADA standards, featuring ramps and other accessibility features.

Operating Hours Tailored to You

We know your time is valuable! That's why our lobby hours are set from 10:00 a.m. to 7:00 p.m., Monday through Friday. Please note that we take a lunch break from 2:00 p.m. to 3:00 p.m., during which we pause regular services but remain committed to serving you efficiently when we're open. Feel free to give us a call at 423-634-3600 if you have any questions or need assistance before you come in.

Services at Your Convenience

While we currently offer ATM services only allowing for quick withdrawals and balance checks our team is always eager to help guide you through your options for loans and other financial services available through Tennessee Valley Credit Union. With an ATM on-site, you can access your funds conveniently whenever you need them. Whether you're an existing member or considering joining us, we invite you to visit our Ocoee Food City Branch today! We're here to support your financial journey and look forward to welcoming you soon. If you'd like more information about membership or services, check out our website at tvfcu.com or reach out via phone. See you soon!

Member Eligibility

At Tennessee Valley, we believe that everyone deserves to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in the Ocoee area, you're already eligible to become a valued member of our credit union. We're here to provide you with the financial services that fit your life, from loans to savings options, all designed with your needs in mind. For detailed information about membership criteria, feel free to visit our eligibility page at this link. Getting started is easy! You can open your account online by following the instructions available here. If you have any questions or need assistance during the process, don't hesitate to call us at 423-634-3600. We're excited to welcome you to Tennessee Valley and help you on your financial journey!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies your payment processing. Our merchant services allow you to accept payments seamlessly, whether in-store or online. This ensures your customers have a smooth shopping experience, which can lead to increased sales and customer loyalty. For any inquiries or to explore how we can assist your business further, feel free to reach out at (423) 634-3600 or visit us at 116 White Water Dr Ocoee Tn 37361. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Commitment to Member Service

Our friendly staff at Tennessee Valley are here to assist you with any questions or concerns regarding our services. If you ever need help navigating your financial options, don't hesitate to reach out. You can give us a call at 423-634-3600 during our operating hours from Monday to Friday, 10:00 a.m. - 7:00 p.m., with a lunch break from 2:00 p.m. - 3:00 p.m. At Tennessee Valley, we're more than just a credit union; we're a community partner committed to supporting your financial journey. We invite you to visit us at our Ocoee branch or explore more about what we offer by visiting our website at tvfcu.com. Join us today and discover how we can help you achieve your financial goals!

Digital Solutions for Modern Needs

In today's digital world, having online and mobile banking options is crucial. While we currently provide ATM services only, we're focused on ensuring that our members have a reliable way to handle their transactions efficiently. You can easily check your account details and perform basic transactions through our ATM network.

Everyday Banking Made Easy

One of the primary services we offer is our ATM Services. With basic ATM access available for withdrawals and balance checks, you can quickly access your funds whenever you need them. Imagine being able to check your balance or withdraw cash while on the go it's all part of making your banking experience as convenient as possible. We understand that life can get busy, so having easy access to your money is essential.

Digital & Online Banking

Convenient Transactions

Need to send money to a friend? Our person-to-person transfer service makes it simple to send funds instantly. And if you're looking to make purchases without reaching for your wallet, our mobile payments feature allows you to pay securely using just your phone. In today's fast-paced world, having access to real-time account management is essential. Whether you're at home or out running errands, Tennessee Valley ensures that your banking needs are met efficiently and securely. Explore all these features today by visiting https://www.tvfcu.com/!

Online Banking Features

Our online banking platform offers a variety of features that put you in control. You can easily check your account balances, transfer money, and pay bills all from the comfort of your home or on the go. For those who prefer using their mobile devices, our mobile application is user-friendly and allows you to manage your finances right at your fingertips.

Security and Ease of Use

We prioritize your security with electronic signature authorization, ensuring that your transactions are safe and protected. Plus, with e-statements available, you can keep track of your financial activity without worrying about paper clutter. This feature not only helps you stay organized but also enhances your privacy.

Financial Strength

At Tennessee Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to present our financial strength, which reflects our commitment to serving you effectively while ensuring your assets are secure. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $19,913 in used auto loans and $1,964,905,649 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is evident as well; despite reporting a net income of $0, it highlights our commitment to sustaining operations without compromising service quality. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,760,717. Total Share Accounts stand strong at 291,539, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 116 White Water Dr Ocoee TN 37361 or call 423-634-3600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have flexible terms that can work for you.

Business Financing

For business owners looking to expand or invest in their companies, our outstanding commercial loans totaling $254,890,768 provide the capital needed for growth. We understand the unique challenges businesses face and are here to support you every step of the way. If you're interested in refinancing options or checking your eligibility for any of these products, we encourage you to reach out. You can contact us at 423-634-3600 during our operating hours from Monday to Friday between 10:00 a.m. and 7:00 p.m., with a lunch break from 2:00 p.m. to 3:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our diverse loan offerings can help you take control of your financial future today!

Credit Lines

For those looking for extra flexibility in their finances, we provide credit lines totaling $374,691,369. This option allows you to manage unexpected expenses without the stress of high-interest rates typically associated with other lending sources.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. We offer competitive rates and various terms to ensure you find the right fit for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no active unsecured credit card loans available, this product is designed to help members effectively manage their day-to-day finances when it becomes available.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy is crucial for helping consumers make informed decisions about their financial options.