Tennessee Valley Credit Union Kimball TN | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Tennessee Valley, your trusted financial partner located at 405 Dixie Lee Center Rd, Kimball, TN 37347. Since our establishment in 1936, we have proudly served our community with dedication and commitment. With a strong membership base of over 167,000 members and total assets exceeding $2.77 billion, we strive to provide exceptional financial services tailored to meet the diverse needs of our members. At Tennessee Valley, we believe that everyone deserves access to quality banking solutions. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our expert team is here to guide you through every step of your financial journey. While members can visit us at our branch location, official correspondence should be sent to the same address: 405 Dixie Lee Center Rd, Kimball, TN 37347. If you have any questions or need assistance, don't hesitate to reach out to us at 423-634-5500. Under the leadership of CEO Todd Fortner and Board President David Longmire, we prioritize member satisfaction and community engagement. With a robust net worth of $394,993,089 and cash in hand amounting to $38,821,085, we're in a solid position to support our members' financial goals. Join us today and experience the benefits of being part of a credit union that puts you first. Explore more about our services on our website here. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Welcome to the Tennessee Valley Credit Union, where our commitment to serving the community of Kimball, TN, has deep roots. Since opening our doors in 1936, we have grown alongside our members, building a legacy of trust and support that continues to flourish. Located at 405 Dixie Lee Center Rd, just a stone's throw away from local landmarks, we pride ourselves on being a cornerstone of the community. Over the decades, we have expanded our services and membership base. Today, we are proud to serve over 167,000 members with total assets exceeding $2.77 billion. This growth reflects not only our dedication to providing exceptional financial services but also our unwavering mission to enhance the lives of our members and the communities they call home. At Tennessee Valley Credit Union, our mission is simple yet profound: we strive to provide accessible financial solutions that empower individuals and families while fostering a strong sense of community. We understand that life can be unpredictable, which is why we offer a wide range of services from personal banking and auto loans to mortgage refinancing and business banking that cater to your needs. While members can visit us at 405 Dixie Lee Center Rd Kimball Tn 37347, official correspondence should be sent to 405 Dixie Lee Center Rd, Kimball, TN 37347 if different. We are also committed to staying current with technology; you can manage your finances easily through online and mobile banking options. Our branch is ADA compliant and includes drive-thru banking for added convenience. We believe in giving back, too! Our partnerships with local organizations allow us to support community initiatives that make a real difference in people's lives. Whether it's sponsoring local events or hosting financial education workshops, we're here to uplift those around us. As we look toward the future, we invite you to become part of our growing family at Tennessee Valley Credit Union. Join us today and experience firsthand how our member-focused approach can help you achieve your financial goals while making a positive impact in Kimball and beyond. For more information or assistance, feel free to reach out at (423) 634-5500 or visit us online at Tennessee Valley Credit Union.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We offer ample parking, including accessible spots for those who need them. The facility complies with ADA standards, ensuring everyone can navigate easily. If you prefer not to enter the building, we also have a drive-thru service available for quick transactions.

Operating Hours

We know that life can get busy! That's why our lobby hours are set from Monday through Thursday from 8:00 a.m. to 4:00 p.m., and on Fridays from 8:00 a.m. to 5:00 p.m. For those who need extra flexibility, our drive-thru is open Monday through Saturday from 6:00 a.m. to 6:00 p.m., allowing you to handle your banking on your schedule.

Services Available

At Tennessee Valley Kimball Branch, we offer a variety of services tailored just for you. Whether you're interested in checking and savings accounts, auto loans, mortgages, or personal loans, our friendly staff is here to help guide you through your options. Plus, with ATM availability right at our location, accessing your funds is quick and hassle-free. Feel free to reach out at 423-634-5500 if you have any questions or need assistance. We invite you to come visit us and experience all that Tennessee Valley has to offer!

Member Eligibility

At Tennessee Valley, we believe that everyone deserves a financial partner who truly cares. Becoming a member is like joining a family where your needs and goals come first. To be eligible for membership at our branch, located at 405 Dixie Lee Center Rd, Kimball, TN 37347, you simply need to live, work, worship, or attend school in our service area. It's as easy as that! Whether you're looking for personal banking solutions or planning for your future, being part of Tennessee Valley means you'll have access to a wide range of services designed with your best interests in mind. Ready to take the next step? Opening an account is straightforward and welcoming. You can find all the details on how to become a member by visiting our eligibility page at this link. If you have any questions or need assistance along the way, don't hesitate to reach out to us at 423-634-5500. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine being able to process payments seamlessly while managing your cash flow efficiently. Our merchant services offer practical solutions that let you focus on what you do best running your business. Visit us at 405 Dixie Lee Center Rd Kimball Tn 37347 in Kimball, TN, or call us at (423) 634-5500 to learn more about how we can support your business journey. Your success is our mission!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our ATM facilities allow you easy access to withdraw cash and check balances without stepping inside the branch. Plus, our drive-thru service provides a quick and efficient way to handle deposits and simple transactions without leaving your vehicle. At Tennessee Valley, we're dedicated to making banking straightforward and accessible for everyone in Kimball and surrounding areas. If you're ready to explore what we have to offer or if you have any questions about our services, don't hesitate to reach out! Call us at 423-634-5500 or visit us online at www.tvfcu.com today!

Business Banking Services

For our business members, we offer comprehensive banking solutions tailored to support your growth. From merchant services that simplify transactions to business loans designed to fuel expansion, Tennessee Valley is here to ensure your financial success as an entrepreneur.

Convenient Online & Mobile Banking

We recognize how important convenience is in today's fast-paced world. With our online and mobile banking services, managing your accounts has never been easier. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go using our user-friendly app.

Credit Cards with Benefits

Who doesn't love rewards? Our credit cards come with perks that can enhance your spending experience while offering additional value. From cash back to travel rewards, using our credit card means more than just making purchases it's about earning benefits along the way.

Financial Support for Everyday Needs

Life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation services are here to help you manage those challenges effectively. Whether it's for a home repair or consolidating existing debts into one manageable payment, we provide solutions that work for you.

Home Financing Options

Buying a home is one of the most significant decisions you'll ever make. At Tennessee Valley, we offer mortgage loans and refinancing options that can help you navigate this important milestone with ease. Our knowledgeable staff will guide you through the process, ensuring you find the right loan for your budget.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique goals. That's why our checking and savings accounts are designed with flexibility in mind. You can choose an account that best fits your lifestyle, whether it's for everyday transactions or saving for special occasions. If you're thinking about buying a new car, our auto loans provide competitive rates and terms that can make owning your dream vehicle a reality.

Digital & Online Banking

Key Services for Your Convenience

Our online banking service is accessible 24/7, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can easily access e-statements, which means no more waiting for paper statements in the mail everything you need is just a click away. Plus, with electronic signature authorization, you can complete important transactions securely without the hassle of printing and mailing documents. If you're looking for even more flexibility, our mobile application puts all these features right in your pocket. You can make mobile payments quickly and securely, ensuring that you never miss a beat in your day-to-day transactions. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that, making it easy to share expenses or pay back a loan with just a few taps.

Security You Can Trust

We prioritize your security at Tennessee Valley. Our digital services are built with robust security measures to keep your information safe while providing you with real-time account management. You can bank with peace of mind knowing that your data is protected. In summary, whether you're checking account balances or sending money to friends, our digital and online banking services are designed with your convenience and security in mind. Experience hassle-free banking today by visiting us online at https://www.tvfcu.com/!

Financial Strength

Commitment to Growth

Our $393,489,388 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Additionally, with $19,913 in used auto loans and over $1.96 billion in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Savings and Investments

Your savings are secure with us. We have $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 291,539 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $6,760,717, further emphasizing our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 405 Dixie Lee Center Rd Kimball TN 37347 or call 423-634-5500 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Are you in the market for a vehicle? Our auto loans come with some of the lowest rates available. We've issued a total of $358,697,719 in new vehicle loans and $355,015,464 in used vehicle loans. This means many members are already enjoying the benefits of our competitive financing options. We also offer refinancing options to make your payments even more manageable.

Business Financing

For those who own businesses, we offer outstanding commercial loans totaling $254,890,768. These funds can be vital for growth and expansion efforts. If you're interested in exploring these options further or have questions about eligibility requirements, feel free to reach out.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, making buying or refinancing simple. We can help guide you through the process to find a loan that fits your budget and future plans.

Total Financial Resources

In addition to these specific loan types, we have total auto loans amounting to $39,826 and total credit lines reaching $374,691,369 at your disposal. Our goal is to ensure you have access to the capital necessary for your personal and business needs. If you're ready to take the next step toward achieving your financial goals or want more information about our products and services like personal banking and online banking options, don't hesitate to call us at 423-634-5500 or visit our website at Tennessee Valley. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with flexible terms on unsecured credit card loans. Although we currently have no outstanding credit card loans issued, our aim is to provide support when you need it most.

Loan Aggregator

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