Tennessee Valley Credit Union Hixson TN | Best Auto Loans & Business Banking

Introduction

Welcome to the Tennessee Valley Credit Union's Hixson Branch, where we proudly serve our community with dedication and trust. Located at 5150 Austin Rd, Hixson, TN 37343, we have been committed to supporting our members since our establishment in 1936. With over 167,000 members, we have built a strong foundation based on mutual support and shared success. At Tennessee Valley, we understand the importance of financial well-being. That's why our total assets amount to an impressive $2,779,579,673, enabling us to offer a wide range of services tailored to meet your needs. Whether you're looking for personal banking solutions, auto loans, or even business financing options, we've got you covered. Our branch is not just a financial institution; it's a community hub. We pride ourselves on providing personalized service with a team of 539 employees, all working together under the leadership of our CEO, Todd Fortner, and Board President, David Longmire. Together, they ensure that every member receives the attention and care they deserve. With total deposits reaching $621,723,995 and cash in hand amounting to $38,821,085, you can feel secure knowing your money is in good hands. Our commitment extends beyond numbers; it's about making a positive impact in the lives of our members and the communities we serve. While members can visit us at 5150 Austin Rd, official correspondence should be sent to the same address for convenience. If you're looking for trustworthy financial guidance or simply want to learn more about how we can assist you, don't hesitate to reach out! Call us at 423-634-5400 or visit our website at tvfcu.com today. Join us as we continue to empower individuals and families on their financial journeys!

Branch History & Mission

Welcome to the Hixson Branch of Tennessee Valley, where our legacy began in 1936. Since opening our doors at 5150 Austin Rd, Hixson, TN 37343, we have grown alongside our community, driven by a mission to empower our members through accessible financial services and unwavering support. Over the decades, we've transformed from a small local credit union into a trusted financial partner for over 167,363 members. Our commitment to serving the Hixson area has only strengthened with time. Today, we proudly manage assets totaling $2,779,579,673, ensuring that we can meet the diverse needs of our members from personal banking and auto loans to business financing. At Tennessee Valley, we believe that strong communities are built on collaboration and support. This philosophy is reflected in our mission: to provide financial solutions that enhance the lives of our members while actively contributing to local initiatives and outreach programs. We strive not only to be your go-to place for banking but also a source of positive change within Hixson. Our branch features modern conveniences like ATM access and drive-thru banking to make your experience as smooth as possible. We understand that today's world demands flexibility; hence, we offer comprehensive online and mobile banking options to keep you connected wherever you are. As we look toward the future, our focus remains on fostering relationships with our members and enhancing the services we provide. While you can visit us at 5150 Austin Rd, please note that official correspondence should be sent to the same address as our mailing address: 5150 Austin Rd, Hixson, TN 37343. Join us at Tennessee Valley and experience firsthand how we can help you achieve your financial goals while being part of a community that cares. For any inquiries or assistance, don't hesitate to reach out at 423-634-5400. Together, let's build a brighter future!

Branch Location & Accessibility

Comprehensive Services Just for You

At the Hixson Branch, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our convenient ATM access and basic drive-thru banking for deposits and withdrawals. While members can visit us at 5150 Austin Rd, official correspondence should be sent to the same address as well making it easy to remember!

Connect With Us Today

Have questions or need assistance? Don't hesitate to give us a call at 423-634-5400. We invite you to stop by the Tennessee Valley Credit Union's Hixson Branch today and see how we can assist you on your financial journey!

Easy Access and Nearby Landmarks

Our Hixson location is nestled in a vibrant community, just a stone's throw away from popular spots like the Northgate Mall and local parks. With ample parking available right outside the entrance, visiting us is hassle-free. We also prioritize accessibility; our branch features ADA-compliant ramps and entrances to ensure everyone can access our services comfortably.

Operating Hours That Fit Your Schedule

We understand that life can get busy, so we've tailored our operating hours to better serve you. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., extending to 6:00 p.m. on Fridays for those who might need a little extra time. Plus, our drive-thru service operates from 7:00 a.m. to 7:00 p.m., Monday through Saturday perfect for quick transactions without leaving your car!

Member Eligibility

Joining the Tennessee Valley family means stepping into a welcoming community that truly cares about its members. At our branch located at 5150 Austin Rd, Hixson, TN 37343, we invite you to explore how easy it is to become a member. If you live, work, worship, or attend school in Hamilton County, you're already eligible to join us! We also welcome family members of existing members, making it a great opportunity to share the benefits of membership with your loved ones. Becoming part of Tennessee Valley not only gives you access to a wide range of financial services but also ensures you're supported by a team that prioritizes your needs. To learn more about the eligibility requirements and get started on your journey with us, please visit our detailed guide at Tennessee Valley Membership Eligibility. When you're ready to open an account, simply head over to our application page at Account Opening, or feel free to call us at 423-634-5400 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or expand your operations without the financial strain. Our loans are designed to provide the flexibility you need to seize opportunities when they arise.

Merchant Services

In today's fast-paced world, having reliable payment solutions is crucial for any business. At Tennessee Valley, we offer merchant services that simplify transactions, allowing you to focus on what you do best running your business. Whether it's in-store payments or online transactions, our services help ensure you get paid quickly and securely. If you're ready to take your business to the next level, visit us at 5150 Austin Rd Hixson Tn 37343, Hixson, TN or call us at (423) 634-5400. Let's work together to write the next chapter of your business success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're looking to expand your operations or need support managing cash flow, we're here to support your business goals.

Convenient Access

Accessing your accounts has never been easier! Our branch features an ATM for quick cash withdrawals and balance checks, as well as a convenient Drive-Thru Banking service for deposits and simple transactions without leaving your car. Our operating hours are designed to fit around your busy schedule: visit us Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 7:00 AM to 7:00 PM at the drive-thru. With all these services available at Hixson Branch, we invite you to reach out with any questions or visit us in person. You can call us at (423) 634-5400 or explore more about what we offer on our website here. Let's work together towards achieving your financial aspirations!

Loans and Financing

If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can make the process smooth and stress-free. With competitive rates and flexible terms, owning your dream car is closer than you think. Plus, if you're looking for a home, our Mortgage Loans & Refinancing options will guide you through the journey of homeownership with ease. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services provide quick solutions to help you manage your finances effectively. And don't forget about our Credit Cards with Rewards, which allow you to earn while you spend making everyday purchases even more rewarding.

Personal Banking

We understand that every member's needs are unique. That's why our Personal Banking options include Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds through our Online & Mobile Banking services, allowing you to manage your money anytime, anywhere. Whether you're making a quick deposit or checking your balance on the go, we've got you covered.

Digital & Online Banking

At Tennessee Valley, we understand that managing your finances should be easy and secure, no matter where you are. Our digital and online banking services are designed with you in mind, providing you with the tools you need to stay on top of your financial life. With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away at https://www.tvfcu.com/. Plus, our Mobile Application offers the same great features right at your fingertips. You can manage your accounts on the go, making banking more convenient than ever. Security is a top priority for us. We offer Electronic Signature Authorization, ensuring that your transactions are safe and authorized with ease. Additionally, our members can opt for E-Statements, which not only help you keep track of your financial activities but also contribute to a greener environment by reducing paper waste. Want to send money to friends or family? Our Person-to-Person Transfers feature allows you to do just that quickly and securely. And if you're looking to make payments on the fly, our Mobile Payments Feature lets you pay directly from your mobile device, making everyday purchases simpler. At Tennessee Valley, we believe that banking should fit into your lifestyle seamlessly. Join us today and experience how easy it is to manage your finances with confidence!

Financial Strength

At Tennessee Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can rest assured knowing that our commitment to your financial well-being is backed by strong performance and robust financial data. Our net worth stands at $394,993,089, highlighting our solid financial health. This strength allows us to offer competitive rates, lower fees, and enhanced services tailored to meet your needs. With a net worth ratio of 1421, we have a strong capital foundation that ensures we can continue providing loans and competitive savings rates, even in uncertain economic times. Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding growth opportunities for your hard-earned money. Unlike traditional banks, we prioritize our members' interests; currently, we have no non-member deposits, allowing us to focus all our resources on benefiting you through better loan rates and exclusive perks. With $393,489,388 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. Our lending capacity is significant; we currently manage $19,913 in used auto loans and a total of $1,964,905,649 in loans and leases designed to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to maintain competitive loan rates while providing solid financial products. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable support. In total, we manage 291,539 share accounts, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $6,760,717. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 5150 Austin Rd Hixson TN 37343 or call 423-634-5400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easy for you to drive away with your ideal car. If you're considering refinancing your current auto loan, we have options available to potentially lower your payments even further.

Business Loans

If you're a business owner looking to expand or invest in new opportunities, our outstanding commercial loans totaling $254,890,768 provide the capital needed to grow your business. We understand the unique challenges businesses face and are committed to supporting our local economy. At Tennessee Valley in Hixson, TN (5150 Austin Rd), we're dedicated to providing accessible financial products that empower our members. For more information about our loan offerings or eligibility requirements, please call us at 423-634-5400 or visit us online at tvfcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $142,171,180, making buying or refinancing simple. We provide personalized guidance through the mortgage process to help you find the right loan for your situation.

Unsecured Credit Card Loans

For those who need a bit more flexibility in their spending, we also offer unsecured credit card loans. With total offerings at $0, our credit cards come with rewards that can help you save on future purchases while managing your finances effectively.

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