Tennessee Valley Credit Union Etowah TN | Best Auto Loans & Online Banking

Introduction

Welcome to Tennessee Valley, your trusted partner in financial services located at 841 Us 411 N, Etowah, TN 37331. Established in 1936, we have proudly served our community for decades, building strong relationships with our 167,363 members. At Tennessee Valley, we believe in providing personalized financial solutions that empower you to achieve your goals. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 23697, Chattanooga, TN 37422. As a member-focused credit union with total assets of $2,779,579,673 and total deposits of $621,723,995, we are dedicated to enhancing the financial well-being of our members. With a committed team of 539 employees, we aim to create a welcoming environment where every member feels valued and understood. Under the leadership of our CEO, Todd Fortner, and Board President, David Longmire, we are continuously striving to offer innovative products and services. We provide everything from personal banking options like checking and savings accounts to loans for vehicles and homes. Our commitment to service excellence is reflected in our robust lending portfolio of 61,412 loans and leases. At Tennessee Valley, we understand that access to your money is crucial. That's why we offer convenient online and mobile banking services alongside traditional ATM access. Whether you're looking for help with debt consolidation or seeking the best rates on auto loans, we're here to guide you every step of the way. Ready to take control of your financial future? Visit us today or give us a call at 423-634-3600. Let's work together towards achieving your dreams!

Branch History & Mission

Tennessee Valley has a rich legacy in the heart of Etowah, TN, having opened its doors in 1936. Over the decades, our credit union has grown alongside our community, becoming a trusted financial partner for more than 167,000 members. Located at 841 Us 411 N, we are easily accessible and proudly serve residents in the surrounding areas. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community support. We believe that every member deserves personalized attention and resources to help them achieve their financial goals. This commitment drives us to offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. At Tennessee Valley, we also prioritize innovation and accessibility. Our members enjoy convenient access to online and mobile banking platforms, allowing them to manage their finances anytime, anywhere. We are proud to maintain ADA compliance, ensuring that all our facilities are welcoming to everyone. While we do not currently offer drive-thru services, our ATM is available for quick transactions. We take pride in our community involvement as well. By partnering with local organizations and supporting various outreach efforts, we strive to make a positive impact beyond just financial transactions. Our history is woven into the fabric of Etowah, and we aim to continue this tradition by nurturing relationships that matter. As you explore your financial options, we invite you to join Tennessee Valley Credit Union. Experience firsthand the benefits of being part of a community-focused organization dedicated to your success. For more information or assistance, please contact us at 423-634-3600 or visit our website at tvfcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Our branch is just a short drive from popular local spots, making it a breeze to drop by. We are close to the scenic Etowah River and not far from the bustling downtown area, where you can enjoy shopping and dining before or after your visit. We prioritize accessibility for all our members, with ADA-compliant facilities ensuring everyone can reach us without any hassle.

Get in Touch

Have questions or want more information? Feel free to give us a call at 423-634-3600. Our team is ready to help you navigate your banking needs. We invite you to stop by our Etowah branch today your financial well-being is just around the corner!

Parking and Hours

We provide ample parking right outside our entrance, so you won't have to worry about finding a spot during your visit. Our lobby hours are designed with your schedule in mind; we're open Monday through Friday from 7 AM to 7 PM. If you need assistance outside of regular hours, we also offer ITM (Interactive Teller Machine) services from 10 AM to 7 PM.

Services Offered

At the Tennessee Valley Credit Union, we take pride in offering a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we are here to support your financial journey. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Tennessee Valley means joining a welcoming community that truly cares about your financial well-being. If you live, work, or worship in our service area, or have an immediate family member who is already a member, you're eligible to join us! We believe in making banking personal and accessible, so we encourage anyone who meets these simple criteria to consider membership. Not only do our members enjoy competitive rates on loans and savings, but they also benefit from personalized services designed to help you achieve your financial goals. Getting started is easy simply visit us at 841 Us 411 N Etowah Tn 37331 or give us a call at (423) 634-3600 for more information. You can find detailed eligibility requirements on our website at https://www.tvfcu.com/about-us/become-a-member.html, where you'll see how straightforward it is to become part of our family. When you're ready, check out the account opening process at https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadz3cfy1jv8z3poficvjx10c6fgqnm98gmbxcv6dxtxc5c_lqjrlkpglzqqys9p4now. Join us today and experience the advantages of being part of Tennessee Valley!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers whether they prefer cash, credit, or mobile payments all while keeping track of transactions easily. Our services enable you to focus on what you do best: running your business. Visit us at 841 Us 411 N Etowah Tn 37331 in Etowah, TN or call us at (423) 634-3600 to learn more about how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide tailored banking solutions like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the challenges you face and are committed to supporting your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options so you can manage your accounts anytime, anywhere. Our services include ATM and cash withdrawal features that allow you to access your money easily whether it's checking balances or withdrawing cash. At Tennessee Valley, we're more than just a financial institution; we're a community-focused credit union dedicated to helping our members thrive. If you have questions about any of our services or want to learn more about becoming a member, don't hesitate to call us at 423-634-3600. Join us today and experience the difference! For more information on how we can serve you best, visit us at tvfcu.com.

Home Financing

When it comes to homeownership, Tennessee Valley offers mortgage loans and refinancing options that cater to your specific financial situation. We understand that buying or refinancing a home can be daunting, which is why our team is ready to guide you through each phase of the process. Imagine turning your dream home into reality with competitive rates and personalized service from our experts.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. Imagine having a flexible checking account that allows you to manage your expenses effortlessly. With us, you can also take advantage of auto loans and vehicle financing options that make purchasing a new car a smooth experience. Whether you're in the market for a brand-new ride or need financing for a reliable used vehicle, we're here to assist you every step of the way.

Personal Loans & Credit Options

Need some extra cash? Our personal loans are perfect for debt consolidation or unexpected expenses. Plus, don't forget about our credit cards with rewards! These cards not only offer convenience but also let you earn points on everyday purchases making every swipe count toward something special.

Digital & Online Banking

Enhanced Accessibility

Need to send money to a friend? Our person-to-person transfers feature lets you do this quickly and easily, making it simple to settle up after lunch or share expenses for group outings. And if you're looking for convenience in payments, our mobile payments option allows you to make purchases directly from your mobile device. With Tennessee Valley's online banking services, managing your finances has never been easier or more efficient. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with confidence. From real-time account management to easy fund transfers, we've got everything you need right at your fingertips. Join us today at Tennessee Valley and experience the freedom of digital banking!

Key Features

One of the standout features is our mobile application, which makes banking on the go easier than ever. Whether you're checking your balance or making a quick transfer, everything is just a tap away. Plus, with e-statements available, you can say goodbye to paper clutter and easily access your account statements whenever you need them. Our commitment to security is top-notch. We offer electronic signature authorization, allowing you to sign documents securely without the hassle of printing or mailing them. This means faster processing for loans and other important transactions, giving you peace of mind.

Financial Strength

Commitment to Growth and Innovation

With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $19,913 in used auto loans and a total of $1,964,905,649 in loans and leases supporting your financial goals across various sectors.

Growing Membership Base

We're proud to serve a growing member base with a total of 291,539 share accounts. This strong membership demonstrates the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 841 Us 411 N Etowah TN 37331 or call 423-634-3600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us. We have $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 504 full-time employees and 35 part-time employees; our knowledgeable team is always ready to assist you.

Solid Financial Health

With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we provide options that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $254,890,768 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and aim to support their financial success with personalized solutions. Our loan offerings come with refinancing options for those looking to adjust their existing financial commitments or explore eligibility criteria that fit their needs. To find out more about how we can assist you further or to start your application today, visit Tennessee Valley or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here with Tennessee Valley; let us help you take that next step!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, making buying or refinancing simple. We are dedicated to guiding you through the mortgage process so that you can settle into your dream home with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding unsecured credit card loans available, our services are designed to help you manage your finances effectively when the opportunity arises.

Loan Aggregator

Building Trust Through User Experiences

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that every loan offer you see is fair and transparent, giving you confidence in your choices. LendMesh offers several key benefits to users: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.