Tennessee Valley Credit Union Dayton TN | Best Auto Loans & Business Banking

Introduction

Welcome to Tennessee Valley, your trusted partner in financial services located at 3475 Rhea County Hwy, Dayton, TN 37321. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. With a growing membership of 167,363, we pride ourselves on providing personalized banking solutions tailored to your needs. At Tennessee Valley, we understand that financial decisions can be daunting. That's why we're here to help you every step of the way. Our total assets exceed an impressive $2,779,579,673, ensuring that we have the strength to support your financial goals. With over $621,723,995 in deposits and a robust loan portfolio of 61,412, we are well-equipped to assist you with everything from personal loans to business financing. While members can visit us at our Dayton branch for all their banking needs, please send any official correspondence to our mailing address: PO Box 23967, Chattanooga, TN 37422. Our friendly staff is ready to assist you during lobby hours from Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Friday until 6:00 p.m., with convenient drive-thru service available from Monday through Saturday starting as early as 7:00 a.m. Under the leadership of our CEO, Todd Fortner, and Board President, David Longmire, we strive for excellence in service and community engagement. With a dedicated team of 539 employees, we are committed to making a positive impact in Dayton and beyond. We invite you to explore our wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and much more. For inquiries or assistance, feel free to call us at 423-634-8400 or visit our website at Tennessee Valley. Join us today and discover how Tennessee Valley can be your ally in achieving financial success!

Branch History & Mission

Welcome to the Tennessee Valley Credit Union's Dayton Branch, where our rich history and strong community ties have shaped our mission since we opened our doors in 1936. Located at 3475 Rhea County Hwy, Dayton, TN 37321, we have been dedicated to serving our members with integrity and compassion for over eight decades. As one of the largest credit unions in the area, with a total membership of 167,363 and total assets reaching an impressive $2,779,579,673, we have grown significantly since our founding. Our journey began with a simple goal: to provide affordable financial services to our local community. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgage refinancing, business banking services, and much more. We are proud of our legacy and continue to strive for excellence in everything we do. At Tennessee Valley Credit Union, our mission is clear: we aim to empower individuals and families by offering tailored financial solutions that meet their needs while fostering a sense of community. We believe in supporting our members not just through financial services but also through active community engagement. Our outreach efforts have strengthened relationships within the community and provided essential resources to those who need them most. While members can visit us at 3475 Rhea County Hwy for all their banking needs, official correspondence should be sent to PO Box 23967, Chattanooga, TN 37422. Our branch operates with convenient hours; you can find us open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and our drive-thru service available Monday through Saturday from 7:00 a.m. to 7:00 p.m. In addition to traditional banking services, we embrace technology with features like online and mobile banking for seamless access to your accounts anytime. With ATM availability on-site and drive-thru options for quick transactions, we ensure that your banking experience is as convenient as possible. We invite you to join the Tennessee Valley Credit Union family today! Experience how we can help you achieve your financial goals while being part of a community-focused organization that genuinely cares about its members' well-being. Call us at 423-634-8400 or visit our website at tvfcu.com for more information on membership eligibility and how you can get started on your journey with us. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Tennessee Valley, we prioritize accessibility for all members. Our branch includes ADA-compliant features like ramps and designated parking spaces to ensure everyone can navigate our facilities with ease. Plus, with ample parking available right outside our doors, you won't have to worry about finding a spot when you visit.

Call to Action

We invite you to stop by the Tennessee Valley branch today! If you have any questions or need assistance, don't hesitate to call us at 423-634-8400. Let us help you achieve your financial goals!

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays until 6:00 p.m. Need quick service? Our drive-thru is available Monday through Saturday from 7:00 a.m. to 7:00 p.m., making it easy to conduct simple transactions without leaving your car.

Services Offered

At Tennessee Valley, we offer a range of services designed to help you manage your finances effectively. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are equipped to support your financial journey. Additionally, our drive-thru banking allows for deposits and withdrawals with ease. If you're ever in need of an ATM, you're in luck! We provide ATM access at our branch for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Tennessee Valley, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is easy! If you live, work, or worship in Rhea County, or are related to someone who does, you're likely eligible to join us. Membership opens the door to a variety of benefits including competitive rates on loans and savings accounts, personalized service, and access to financial education resources designed just for you. For the most up-to-date information about eligibility requirements, feel free to check out our dedicated page at Tennessee Valley Membership Eligibility. Ready to take the next step? Opening an account at our branch located at 3475 Rhea County Hwy, Dayton TN 37321 is straightforward! You can begin your application online by visiting this link, or give us a call at 423-634-8400 if you have any questions. We're excited to welcome you into our family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine having the ability to process payments quickly and securely, allowing you to focus on what truly matters growing your business. Our merchant services provide everything from credit card processing to online payment solutions, ensuring that you can serve your customers efficiently. Visit us at 3475 Rhea County Hwy Dayton Tn 37321 in Dayton, TN, or call us at (423) 634-8400 to discover how we can support your business's financial journey. Let's build a brighter future together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? We provide access to ATMs where you can withdraw funds and check balances without any hassle. Our drive-thru service also allows for quick deposits and withdrawals if you're in a hurry. We invite you to visit us at 3475 Rhea County Hwy, Dayton TN 37321 or give us a call at 423-634-8400 for more information about how we can assist you with these services. Join the Tennessee Valley family today your financial future starts here!

Auto Loans & Vehicle Financing

Thinking about upgrading your ride? With our auto loans and vehicle financing options, we make it easy for you to get behind the wheel of your dream car. Whether you're looking for a new vehicle or refinancing an existing loan, we offer competitive rates that can save you money.

Business Banking

For our business members, we offer merchant services and business loans that cater specifically to entrepreneurs. Whether you're launching a startup or expanding an established business, we have the tools and resources you need to succeed.

Credit Cards with Rewards

Earn rewards while you spend with our credit cards! They not only provide the convenience of cashless transactions but also offer great benefits like cashback or points redeemable for travel and merchandise.

Digital Banking Features

At Tennessee Valley, we embrace technology to enhance your banking experience. With online and mobile banking, you can check balances, transfer funds, and pay bills from the comfort of your home or on-the-go. Our app even supports mobile payments for added convenience.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans. We guide you through the process, whether you're buying your first home or refinancing an existing mortgage for better terms. Our experts will help you find the right solution that meets your unique needs.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. For example, if you're saving for a vacation or a new home, our savings accounts offer competitive rates that can help you reach your goals faster. Need quick access to cash? Our checking accounts come with easy online and mobile banking options, making it simple to manage your money anytime and anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, our personal loans can help. We also provide debt consolidation options that allow you to combine multiple debts into one manageable payment, making it easier to stay on track.

Digital & Online Banking

Enhanced Security and Convenience

We prioritize your security with features like electronic signature authorization for safe transactions and mobile payments that let you make purchases securely from your phone. Plus, our e-statements ensure that your sensitive information stays protected while giving you instant access to important documents. Whether you're managing day-to-day expenses or planning for the future, Tennessee Valley's digital and online banking services provide the tools you need for real-time account management and financial peace of mind. Join us today and experience how simple banking can be!

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our mobile application is here to help. Available for download, it offers all the features you need right at your fingertips. From checking your account balance to making person-to-person transfers with ease, our app puts you in control of your money wherever you are.

Online Banking Features

With our user-friendly online banking platform, you can access your accounts anytime, anywhere. Simply visit https://www.tvfcu.com/ to get started! Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. You can even enjoy electronic statements for quick access to your financial documents no more waiting for paper statements in the mail!

Financial Strength

Commitment to Member Growth

With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $19,913 in used auto loans and a total of $1,964,905,649 in loans and leases, we support members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 3475 Rhea County Hwy Dayton Tn 37321 or call 423-634-8400 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total share accounts stand at 291,539, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our auto financing solutions can help make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $254,890,768 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities; that's why we work closely with entrepreneurs to find suitable financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. We are here to assist you in making informed decisions about your housing needs.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our loan products, our team is ready to assist you every step of the way. We believe in making finance simple and straightforward for all our members. Our commitment extends beyond just providing loans; we aim to empower our members through financial education and support. You can reach us at 423-634-8400 for more information on how we can help you achieve your financial goals today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an easy way for you to handle unexpected expenses without breaking the bank.

Loan Aggregator

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