Tennessee Valley Credit Union Chattanooga TN | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Tennessee Valley, your trusted financial partner located at 7442 Commons Blvd, Chattanooga, TN 37421. Since our establishment in 1936, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With over 167,363 members and assets totaling an impressive $2,779,579,673, we are proud to be a cornerstone of the Chattanooga area. At Tennessee Valley, we understand that every financial journey is unique. That's why we offer a wide range of services designed to meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and even business banking options. Our total loans amounting to 61,412 reflect our dedication to supporting you at every stage of life. Your financial security is paramount. With total deposits reaching $621,723,995 and a net worth of $394,993,089, you can rest assured that your money is in safe hands. Plus, our cash reserves stand at $38,821,085, ensuring that we are well-equipped to meet your needs promptly and efficiently. Leadership plays a vital role in our mission. Under the guidance of CEO Todd Fortner and Board President David Longmire, our dedicated team of 539 employees is here to provide exceptional service and support. We're not just about numbers; we're about building relationships within the community and fostering an environment where everyone can thrive financially. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 7442 Commons Blvd, Chattanooga, TN 37421. If you have any questions or need assistance, don't hesitate to give us a call at 423-634-5200. We invite you to explore what Tennessee Valley has to offer. Whether you're looking for personal loans or want to learn more about membership benefits, visit our website at tvfcu.com. Your journey toward achieving your financial goals starts here!

Branch History & Mission

Tennessee Valley has a rich history that began in 1936, when our doors first opened to the vibrant community of Chattanooga, TN. Over the years, we have grown alongside our members, building a legacy of trust and commitment. Today, we proudly serve over 167,000 members with total assets exceeding $2.77 billion. Our branch is located at 7442 Commons Blvd, conveniently situated near popular local landmarks, making it easy for our members to access the services they need. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community support. We believe in empowering our members through accessible banking solutions such as personal accounts, auto loans, mortgages, and business banking options. At Tennessee Valley, we strive to create an inclusive environment where everyone feels valued and heard. While members can visit us at 7442 Commons Blvd, official correspondence should be sent to the same address. Our operating hours reflect our dedication to serving you better: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 7:00 a.m. to 7:00 p.m. We also offer convenient ATM access and drive-thru banking for quick transactions. As we move forward into the digital age, we are committed to enhancing our member experience with features like online and mobile banking. We're not just about numbers; we're about people. Our partnerships with local organizations allow us to give back to the community that has supported us for decades. Join us at Tennessee Valley and discover how we can help you achieve your financial goals while being part of a caring community focused on growth and support. Experience the benefits of membership today! For more information or to become a member, call us at 423-634-5200 or visit our website at tvfcu.com.

Branch Location & Accessibility

Convenient Access

At Tennessee Valley, we understand that convenience is key. That's why we offer ample parking and are proud to be fully ADA compliant, ensuring that everyone can access our services without hassle. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our team is here to help. Plus, with drive-thru banking available, you can take care of your banking on-the-go without ever leaving your vehicle!

Get in Touch

We invite you to visit us at the Tennessee Valley branch or give us a call at 423-634-5200 if you have any questions or need further information. Our dedicated team is excited to serve you and help you reach your financial goals. Come see us today!

Operating Hours

We strive to accommodate your busy schedule with flexible operating hours. Our lobby is open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and Fridays extend until 6:00 p.m. If weekends work better for you, feel free to visit us at our drive-thru service on Saturdays from 7:00 a.m. to 7:00 p.m. We're here when you need us!

Services Offered

At our Tennessee Valley branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. We also provide online and mobile banking services for those who prefer managing their accounts digitally. Whether you're looking for cash withdrawal services via ATM or need assistance with basic transactions at our drive-thru, we've got you covered!

Member Eligibility

At Tennessee Valley, we believe that everyone deserves a financial partner who truly cares. Becoming a member is your first step toward joining a supportive community that prioritizes your needs. If you're living, working, worshiping, or attending school in the Hamilton County area, you're eligible to join us! It's as simple as that no complicated requirements or hoops to jump through. You'll not only gain access to a variety of financial services tailored for your lifestyle but also enjoy the benefits of being part of a member-focused organization. Ready to get started? Opening an account is easy! Just visit us at 7442 Commons Blvd, Chattanooga, TN 37421, or give us a call at 423-634-5200 for more information. For full details on eligibility criteria and to ensure you have the most up-to-date information, check out our membership page at https://www.tvfcu.com/about-us/become-a-member.html. We can't wait for you to join our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to simplify your transactions and improve customer satisfaction. Our merchant services offer reliable payment processing solutions that make it easy for you to accept payments from customers, whether they're shopping online or in-store. With user-friendly options, you can focus more on running your business and less on managing payments. Visit us at 7442 Commons Blvd Chattanooga Tn 37421 in Chattanooga, TN or call us at (423) 634-5200 to learn how our business banking solutions can support your goals. Let's take the next step towards your success together!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. This funding can empower you to purchase new equipment, expand your facilities, or invest in marketing strategies that drive growth. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

Small business owners will appreciate our business banking services, including merchant services and business loans. We understand that running a business requires reliable financial support; hence, we work closely with you to find solutions that suit your specific needs.

Credit Cards & Rewards

Our credit cards come with rewards that can enhance your everyday purchases. Whether you're buying groceries or planning a big trip, earning rewards makes each transaction more valuable.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms that allow you to manage your finances on the go. You can easily check balances, transfer money between accounts, or pay bills all from the comfort of your home or while out shopping. With ATM access available for cash withdrawals and balance checks, plus basic drive-thru banking for deposits and simple transactions, we've made it easier than ever to handle your banking needs efficiently.

Get in Touch

If you're ready to explore how Tennessee Valley can assist you in achieving your financial goals, don't hesitate to reach out! Call us at 423-634-5200 or visit us online at tvfcu.com. Our friendly team is here to help you navigate through all our available services tailored just for you.

Personal Banking Services

We understand that managing your finances can be overwhelming, which is why our personal banking services are designed with you in mind. If you're considering opening a checking or savings account, we have various options that cater to different lifestyles and financial goals. You might want to save for a vacation or simply ensure you have easy access to your funds; our accounts provide flexibility and security. For those planning to purchase a vehicle, our auto loans and vehicle financing options make it simple and affordable. Imagine driving off in your dream car without the stress of complicated financing this is what we aim for at Tennessee Valley. If homeownership is on your horizon, our mortgage loans and refinancing options offer competitive rates and personalized service. We guide you through the process, helping you find the right fit for your budget. Additionally, if debt has been weighing you down, consider our personal loans and debt consolidation services. We can help streamline your payments into one manageable monthly installment.

Digital & Online Banking

Key Features

One of the great benefits of banking with us is the availability of e-statements. Gone are the days of paper clutter; enjoy the convenience of accessing your statements digitally whenever you need them. Plus, if you prefer a more streamlined approach to signing documents, our electronic signature authorization makes it easy to complete transactions securely from anywhere. Managing payments is easier than ever with our mobile payments feature. You can make purchases directly from your smartphone, making shopping quick and hassle-free. And don't forget about our mobile application! It's user-friendly and packed with features to help you keep track of your finances on the go. If you need to send money to friends or family, our person-to-person transfers let you do just that instantly. It's a simple way to share expenses or gift money without any fuss. At Tennessee Valley, we prioritize security alongside convenience. Our systems are designed to protect your information while providing you with an easy-to-use interface for managing your accounts effectively. Whether you're checking balances or making transactions, rest assured that your financial data is safe with us. In today's fast-paced world, having control over your finances is essential. With all these tools available at Tennessee Valley, we aim to empower you to take charge of your financial journey effortlessly!

Financial Strength

At Tennessee Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation allows us to support you with confidence. With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,913 in used auto loans and a total of $1,964,905,649 in loans and leases available for our members. While our current net income is $0, this reflects our focus on investing back into the credit union to enhance services rather than just generating profit. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $6,760,717. Total Share and Deposit Accounts: 291,539, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 7442 Commons Blvd Chattanooga Tn 37421 or call 4236345200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as affordable as possible.

Commercial Loans

For business owners, our outstanding commercial loans totaling $254,890,768 provide the capital needed to grow and expand your business. We know how important it is for businesses to have access to funding that can help them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Personal Loans and Credit Lines

For those who need extra cash for personal expenses or debt consolidation, we offer unsecured credit lines totaling $374,691,369. These flexible options allow you to manage your finances more effectively without the burden of high-interest rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently, there are no available loans in this category. Our focus remains on providing you with quality service and assistance tailored to your needs. We encourage you to explore refinancing options if you're looking for better rates on existing loans. Eligibility criteria can be found here, and for those ready to take the next step in achieving their financial dreams, you can start your application here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions about our loan offerings or would like personalized assistance, feel free to reach us at 423-634-5200 or visit us at 7442 Commons Blvd Chattanooga Tn 37421. Let's work together toward achieving your financial aspirations!

Loan Aggregator

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