Tennessee Valley Credit Union Chattanooga TN | Low Mortgage Rates & Top Checking Accounts

Introduction

Welcome to Tennessee Valley at our Eastgate Branch, located at 491 Greenway View Dr, Chattanooga, TN 37411. Since our establishment in 1936, we have proudly served our community with a commitment to providing exceptional financial services and support. With over 167,000 members, we focus on creating lasting relationships built on trust and reliability. At Tennessee Valley, we understand that every member has unique financial needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. With total assets exceeding $2.77 billion, and total deposits around $621 million, our strong financial foundation allows us to be there for you when you need us most. Our dedicated team of 539 employees is led by CEO Todd Fortner and Board President David Longmire, who ensure that we remain focused on serving you. We take pride in our ability to offer competitive rates on loans currently totaling 61,412 and a wealth of resources designed to help you achieve your financial goals. While members can visit us at the Eastgate Branch for all their banking needs, official correspondence should be sent to the same address: 491 Greenway View Dr, Chattanooga, TN 37411. If you have any questions or need assistance, don't hesitate to reach out! Call us at 423-634-5100 or explore our offerings online at Tennessee Valley. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Tennessee Valley, a cornerstone of financial support in Chattanooga, TN. Established in 1936, our branch has grown alongside the community, evolving from its humble beginnings into a vibrant financial institution that proudly serves over 167,000 members today. Our commitment to providing exceptional service and fostering financial well-being is at the heart of everything we do. Located at 491 Greenway View Dr, Chattanooga, TN 37411, our branch is easily accessible and surrounded by local landmarks that reflect the rich culture and history of our city. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same mailing address. At Tennessee Valley, our mission is simple yet profound: to empower our members through accessible financial services while actively contributing to the betterment of our community. We believe that everyone deserves a chance to thrive financially. This belief drives us to offer a wide array of services including personal banking, auto loans, mortgage loans, business banking solutions, and innovative online and mobile banking options. Over the years, we've prioritized not just financial growth but also community support. From partnerships with local organizations to outreach programs aimed at educating our members on smart financial practices, we take pride in being more than just a bank; we are your neighbors and advocates. Our branch features modern conveniences such as ATM access and drive-thru banking for easy transactions. With operating hours designed for your convenience Monday through Saturday we strive to meet your needs when it matters most. As we look ahead, we remain dedicated to enhancing our services with digital advancements while ensuring full accessibility for all members. We recognize the importance of inclusivity in banking and are committed to making every member's experience positive. Join us at Tennessee Valley today! Experience how we can help you achieve your financial goals while being an integral part of the Chattanooga community. For more information or assistance, feel free to call us at 423-634-5100. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

Parking is ample and free, making it easy to pop in for your banking needs. We are fully ADA compliant, ensuring that everyone can access our services without any hassle. Our drive-thru service is available for those quick transactions, so you can get back on the road with ease. Plus, we offer ATM access for your convenience ideal for cash withdrawals or balance checks anytime. While members can visit us at 491 Greenway View Dr, official correspondence should be sent to the same address. Our operating hours make it easy to fit banking into your busy schedule: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and our drive-thru is ready to serve you from 7:00 a.m. to 7:00 p.m. on Monday through Saturday.

Services Tailored for You

At Tennessee Valley Eastgate Branch, we offer a range of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our team is here to help guide you every step of the way. With options like online and mobile banking, managing your finances has never been easier. Feel free to reach out at 423-634-5100 if you have any questions or need assistance. We invite you to visit us soon and discover how we can help you achieve your financial goals!

Member Eligibility

Joining the Tennessee Valley feels like stepping into a warm, welcoming community where your financial needs are prioritized. Becoming a member is easy and open to those who live, work, worship, or attend school in Hamilton County, as well as their family members. This means that if you have a connection to the area, you can enjoy all the benefits we offer! By choosing Tennessee Valley, you gain access to personalized services designed with you in mind. If you'd like to learn more about the eligibility requirements, feel free to check out our detailed information at this link. Ready to get started? Opening an account is simple! Just visit us at 491 Greenway View Dr, Chattanooga, TN 37411 or give us a call at 423-634-5100. We're here to help guide you through the process and ensure you feel right at home with Tennessee Valley. Your journey towards better financial health begins with just one step! You can also find more details about account opening here.

Business Banking & Commercial Services

Practical Merchant Services

Imagine having the tools you need to simplify transactions while focusing on what you do best running your business. Our merchant services offer solutions that streamline payment processing, making it easier for you to accept payments from customers. This means faster sales and happier clients, allowing you to concentrate on growing your business without worrying about cash flow issues. Visit us at 491 Greenway View Dr Chattanooga Tn 37411 in Chattanooga, TN, or call us at (423) 634-5100 to learn more about how our business banking services can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Transactions

In addition to digital options, we also provide basic drive-thru banking services for deposits and withdrawals. Our friendly staff is ready to assist you with simple transactions quickly. At Tennessee Valley Credit Union, we strive to meet all your banking needs under one roof. For any inquiries or assistance, please reach out at 423-634-5100. We invite you to visit us today and discover how we can support your financial journey!

Business Banking Solutions

For business owners, we offer robust solutions that include merchant services and business loans. We know how vital it is to have reliable financial support when running a business, so we're here to help with every step.

Credit Cards with Benefits

Don't forget to explore our credit cards with rewards, perfect for those who want to earn as they spend. Whether it's for everyday purchases or special occasions, our rewards program is designed to give back to you.

Digital Banking at Your Fingertips

We prioritize convenience, which is why our online and mobile banking services let you manage your accounts from anywhere. With features like mobile payments, online transfers, and person-to-person payments, handling your finances has never been easier. You can check balances or make withdrawals at our ATMs anytime.

Personal Banking Made Easy

Whether you're opening your first checking account or planning for retirement, our personal banking services are designed with you in mind. We offer checking and savings accounts that provide easy access to your money while helping you save for future goals. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options can help make your dream ride a reality, offering competitive rates that fit your budget. When it comes to homeownership, we understand that finding the right mortgage can be daunting. That's why we provide various mortgage loans and refinancing options to guide you through the process smoothly. Additionally, if you need extra cash for personal projects or debt consolidation, our personal loans are here to assist you in taking control of your finances.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, you can opt for electronic statements, so you never have to worry about losing track of important documents again. Security is a top priority at Tennessee Valley. We provide electronic signature authorization, ensuring that your transactions are protected and verified every step of the way. You can rest easy knowing that your financial information is safe with us.

Mobile Banking Convenience

For those on the go, our mobile application is a game-changer. With the app, you can manage your accounts right from your smartphone. Whether it's making payments or checking balances, everything is streamlined for ease of use. Plus, if you're into mobile payments, we've got you covered there too! Accessibility is key in today's world, and with our digital services, you have real-time account management at your fingertips. Join us at Tennessee Valley today to experience how easy banking can be!

Financial Strength

At Tennessee Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial strength, ensuring you can trust us with your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $19,913 in used auto loans and a total of $1,964,905,649 in loans and leases. Though our net income currently stands at $0, this reflects prudent management aimed at sustaining long-term growth rather than short-term gains. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $6,760,717. Total Share and Deposit Accounts: 291,539, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Tennessee Valley is your trusted partner. Visit us at 491 Greenway View Dr Chattanooga Tn 37411 or call 423-634-5100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have competitive rates and flexible terms to suit your budget.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans total $254,890,768. We provide tailored solutions to help businesses thrive in today's market.

Credit Lines and Personal Loans

If you're looking for additional financial flexibility, our total credit lines amount to $374,691,369. These lines can provide you with quick access to cash when you need it most. Plus, we also offer unsecured credit card loans though currently totaling $0, we believe in providing options for effective financial management through our personal banking services.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. We are here to help you navigate the process and find an option that fits your financial situation.

Refinancing Options

If you already have existing loans but are looking for better terms or lower rates, we offer refinancing options that could save you money over time. Contact us for more details about eligibility and how we can assist you with this process. At Tennessee Valley Credit Union, we're dedicated to helping you find the right financial products for your unique circumstances. For more information on our loan offerings or to explore eligibility options, please call us at 423-634-5100 or visit our website at tvfcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that the offers displayed are fair and transparent. Each comparison reflects current market conditions, allowing users to see what various lenders are offering in real-time.