Tennessee Valley Credit Union Chattanooga TN | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Tennessee Valley, your trusted financial partner located at 535 Chestnut St, Chattanooga, TN 37402. Established in 1936, we are proud to serve our community with a commitment to excellence and integrity. With over 167,000 members, we strive to provide personalized banking solutions that cater to your unique needs. At Tennessee Valley, our financial strength speaks volumes. With total assets of $2,779,579,673 and deposits amounting to $621,723,995, we stand as a pillar of support for both individuals and businesses in the Chattanooga area. Our leadership team, led by CEO Todd Fortner and Board President David Longmire, is dedicated to ensuring that each member receives the attention they deserve. We take pride in offering a variety of services including personal banking, auto loans, mortgage refinancing, and business loans. Whether you're looking to save for the future or finance your next big purchase, we have the tools and resources to help you succeed. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO Box 23967, Chattanooga, TN 37422-3967. If you have any questions or need assistance, don't hesitate to reach out via phone at 423-634-3600. Join us today and discover why Tennessee Valley is more than just a credit union; we are a community dedicated to your financial well-being. Visit us online at tvfcu.com or come see us in person!

Branch History & Mission

Tennessee Valley has a proud legacy that began in 1936, when we first opened our doors in the heart of Chattanooga, TN. Over the years, we have grown and evolved into a trusted financial partner for our community, currently serving over 167,000 members with total assets of nearly $2.78 billion. Our branch is conveniently located at 535 Chestnut St, Chattanooga, TN 37402, making it easy for you to visit us and experience firsthand the services we offer. Our mission at Tennessee Valley is simple yet powerful: to provide accessible financial services while supporting our community's growth and development. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, purchasing a vehicle, or starting a business. This commitment drives us to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at 535 Chestnut St for in-person assistance during our operating hours from 8:00 a.m. to 5:00 p.m. on weekdays, official correspondence should be sent to PO Box 23967, Chattanooga, TN 37422-3967 if different from our branch address. We take pride in being more than just a credit union; we are an integral part of the Chattanooga community. Our outreach initiatives aim to strengthen local relationships through partnerships with various organizations and events. We strive to give back by supporting education programs and local charities that enhance the quality of life for all residents. In addition to our traditional banking services, we embrace technology to improve member experiences. With features like online banking, mobile payments, and e-statements available at your fingertips, managing your finances has never been easier. At Tennessee Valley Credit Union, we're dedicated to creating an environment where every member feels valued and supported. Join us today and discover how we can help you reach your financial aspirations while contributing positively to our shared community! Visit us online at tvfcu.com or call us at 423-634-3600 for more information on membership opportunities!

Branch Location & Accessibility

Convenient Access and Features

At Tennessee Valley, we prioritize your convenience. While our branch address is 535 Chestnut St, please note that any official correspondence should be sent to our mailing address at PO Box 23967, Chattanooga, TN 37422-3967. Our branch is designed with accessibility in mind. We offer ADA-compliant features, ensuring that everyone can easily navigate our space. Plus, with ample parking available nearby, you won't have to worry about finding a spot when you visit us.

Join Us!

We invite you to come by and discover how Tennessee Valley can support your financial journey. Have questions? Feel free to give us a call at 423-634-3600. We look forward to welcoming you into our community!

Operating Hours and Services

We are here to serve you Monday through Friday from 8:00 a.m. to 5:00 p.m., making it simple to fit banking into your busy schedule. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our friendly team is ready to help. Though we do not have an ATM or drive-thru services at this location, our staff is more than happy to assist you with any transactions inside the branch. If you're interested in business banking services or online solutions, we've got you covered too!

Member Eligibility

Joining the Tennessee Valley family is a warm invitation to become part of a caring community that prioritizes your financial well-being. At our branch located at 535 Chestnut St, Chattanooga, TN 37402, we welcome individuals who meet our eligibility criteria, which include living, working, or worshiping in the areas we serve. Our membership extends to immediate family members of current members as well. This means you can enjoy all the benefits we offer like competitive rates on loans and personalized service whether you're just starting your financial journey or looking for ways to enhance your existing plans. To learn more about how you can become a member and the specific eligibility details, please visit our website at https://www.tvfcu.com/about-us/become-a-member.html. When you're ready to open an account, it's as easy as clicking here: https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozadz3cfy1jv8z3poficvjx10c6fgqnm98gmbxcv6dxtxc5c_lqjrlkpglzqqys9p4now. If you have any questions or need assistance, don't hesitate to reach out at 423-634-3600 we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,388 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire additional staff, and enhance their services. - With an outstanding commercial loan portfolio of $254,890,768, we continue to drive economic growth by financing new and expanding businesses. Our dedicated team is here to guide you through the lending process, ensuring you have the capital needed to thrive.

Merchant Services

In addition to loans, we offer robust merchant services designed for convenience and efficiency. Imagine having a point-of-sale system that seamlessly processes payments, allowing you to focus on what matters most your customers. Our merchant services enable businesses to accept payments easily, manage sales data, and streamline operations. Located at 535 Chestnut St Chattanooga Tn 37402 in Chattanooga, TN, our team is ready to partner with you on your journey toward success. Give us a call at (423) 634-3600 to learn more about how we can support your business aspirations today!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, we offer comprehensive Business Banking services, including Merchant Services and Business Loans. Your business deserves the best financial support available, and we're committed to helping you grow with tailored solutions designed just for you.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether you're checking balances from the comfort of home or making quick transfers on the go, our digital tools ensure that banking with us is always easy and accessible.

Get Started Today!

Ready to explore how Tennessee Valley can serve you? Reach out at (423) 634-3600 or visit us at 535 Chestnut St Chattanooga Tn 37402 in Chattanooga, TN during our operating hours from 8:00 a.m. - 5:00 p.m., Monday through Friday. Discover firsthand how our wide array of services can help you achieve your financial goals! For more information about membership eligibility or account openings, check out our website at Chattanooga - Admin. We look forward to welcoming you as part of our community!

Home Financing

For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing options are here to help you navigate the journey smoothly. Picture yourself settling into a home that fits all your needs our team is dedicated to making that a reality by guiding you through each step of the mortgage process.

Personal Banking Solutions

Managing your finances should be straightforward and stress-free. That's why we offer Personal Banking options that include Checking & Savings Accounts designed to help you save for what matters most. Imagine having easy access to your funds while earning interest on your savings that's what we aim to provide. With our Credit Cards with Rewards, you can enjoy benefits while making everyday purchases, turning your spending into rewards effortlessly.

Personal Loans and Debt Management

Life can throw unexpected expenses your way. When it does, our Personal Loans & Debt Consolidation options allow you to manage those costs effectively. Whether you're looking to consolidate debt or cover emergency expenses, we've got flexible loan solutions that prioritize your financial well-being.

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing make it easier than ever to drive off in your dream vehicle. We understand how important it is to have reliable transportation, which is why we offer competitive rates and flexible terms tailored to fit your budget.

Digital & Online Banking

Key Features

Our members enjoy convenient features such as E-Statements, which allow you to receive your bank statements electronically. This not only saves paper but also gives you quick access to important documents whenever you need them. Plus, with electronic signature authorization, signing documents has never been easier or more secure. For those who love shopping with their smartphones, our mobile payments feature lets you make purchases quickly and safely. You can even manage everything through our mobile application, which is designed for easy navigation and functionality right at your fingertips. Need to send money to a friend or family member? Our person-to-person transfers allow you to send cash instantly without hassle. Whether it's splitting a bill or sending a gift, it's all just a few taps away. In today's fast-paced world, having reliable digital banking options is crucial. At Tennessee Valley, we prioritize your security with advanced protection measures while providing the convenience you need to manage your finances effectively. Join us today at https://www.tvfcu.com/ and experience banking made simple!

Financial Strength

At Tennessee Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable partner for your financial needs is essential. With a net worth of $394,993,089, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1421 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $568,692,690 in share certificates and $238,831,967 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $393,489,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $1,964,905,649 in total loans and leases available to support your financial goals across various sectors. This includes $19,913 dedicated to used auto loans to help you secure the vehicle you need. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 504 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at an impressive 291,539, showcasing a strong and growing member base that trusts us with their finances. With net shares of $6,760,717, we're equipped for lending and investments that directly benefit our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Valley is your trusted partner. Visit us at 535 Chestnut St Chattanooga Tn 37402 or call 423-634-3600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $355,015,464 in used vehicle loans and $358,697,719 in new vehicle loans already helping members get on the road. Whether it's for a brand-new model or a reliable used car, our financing options are designed to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $254,890,768 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and strive to support our local entrepreneurs. At Tennessee Valley, we also offer refinancing options to help you save on interest or consolidate debt. If you're unsure about your eligibility for any of our products or would like more information on how refinancing works, feel free to reach out! You can call us at 423-634-3600 during our operating hours from 8:00 a.m. to 5:00 p.m. Our knowledgeable staff is here to guide you through every step of the process. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how Tennessee Valley can assist you in achieving your financial objectives today!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we offer credit lines with a total amount of $374,691,369 available. Additionally, while we currently do not have unsecured credit card loans issued, our team is ready to assist you with any personal loan needs you may have.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $142,171,180, make buying or refinancing simple. We provide competitive rates and terms to help you secure the home of your dreams.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information you see is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make informed choices without being influenced by advertising. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users navigate their options easily. With immediate access to current rates, you can take action quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of using LendMesh in making sound financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*