Tennessee River Credit Union Counce TN

Introduction

Welcome to Tennessee River, your trusted financial partner located at 7030 Highway 57, Counce, TN 38326. Since our establishment in 1961, we have proudly served our community with commitment and care. With a growing membership of 1,626 individuals, we understand the unique needs of our members and strive to make banking a personal experience. At Tennessee River, we believe in transparency and trust. Our total assets stand at an impressive $17,071,260, reflecting our strong financial health. We currently manage $1,197,846 in deposits and have facilitated 628 loans to help our members achieve their dreams. Our net worth is a solid $5,071,516, ensuring that your finances are in safe hands. Led by our dedicated CEO, Jennifer Williams, and Board President, William Cromwell, our small team of five employees is focused on delivering personalized service that meets your needs. You can reach us at 731-689-3042 for any inquiries or assistance. While members can visit us at the branch for various services, official correspondence should be sent to our mailing address: P O Box 91, Counce, TN 38326. Join us as we continue to build a strong community through responsible lending and exceptional member service. Whether you're looking for a loan or need guidance on managing your finances, we invite you to stop by or give us a call today!

Branch History & Mission

At Tennessee River, we are proud of our rich history that dates back to 1961 when we first opened our doors in the heart of Counce, TN. Since then, our journey has been one of growth, community involvement, and a commitment to serving our members with integrity. Located at 7030 Highway 57, we are easily accessible to the residents of Counce and surrounding areas, providing a welcoming space for financial services. Over the years, we have grown from a small credit union into a robust financial institution with 1,626 dedicated members and total assets reaching an impressive $17,071,260. Our mission is straightforward yet powerful: to empower our members through accessible financial services while fostering community support. We believe that by helping individuals achieve their financial goals, we can also uplift the entire community. At Tennessee River, we focus not just on traditional banking but also on making a difference. We understand the importance of being involved in local initiatives and outreach programs. Our team actively participates in community events, ensuring that we remain connected to those we serve. This commitment extends beyond just providing loans or savings accounts; it's about building relationships and trust. While members can visit us at 7030 Highway 57, official correspondence should be sent to our mailing address at P O Box 91, Counce, TN 38326. We are open Monday, Tuesday, Thursday, and Friday from 7:45 AM until 4:45 PM, and Wednesday from 7:00 AM until 12:30 PM making it convenient for our members to access our services. Though we currently do not have ATM availability or drive-thru services, we are continuously exploring ways to enhance member experience through digital advancements. Your comfort is important to us; therefore, all facilities comply with ADA standards. Join us at Tennessee River and become part of a credit union that values its members and strives to make positive impacts within the community. We invite you to explore how you can benefit from our services and contribute to a brighter future together! For inquiries or assistance, feel free to call us at 731-689-3042. Let's build something great together!

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 731-689-3042. We're excited to welcome you to Tennessee River! Come visit us today and discover how we can help you achieve your financial goals.

Operating Hours

We know how busy life can get, which is why we offer convenient operating hours. You can visit us Monday, Tuesday, Thursday, and Friday from 7:45 AM until 4:45 PM Central time. On Wednesdays, we're open a bit earlier from 7:00 AM until 12:30 PM. This gives you plenty of time to stop by before or after work!

Parking and Accessibility

At Tennessee River, we prioritize making banking easy for everyone. Our branch features ample parking and is ADA compliant, ensuring that all members can access our services without any hassle. If you require assistance or have special needs, our friendly staff are always ready to help.

Services Offered

While we currently do not offer ATM or drive-thru services at this location, our dedicated team is here to provide exceptional in-branch service. We focus on delivering personalized financial solutions tailored to your needs.

Member Eligibility

At Tennessee River, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that truly cares about your financial well-being. If you're wondering whether you qualify for membership, you'll be pleased to know that our doors are open to individuals who live, work, or worship in the area surrounding 7030 Highway 57 Counce Tn 38326. This includes anyone affiliated with local businesses and organizations. So, if you have a connection to our vibrant community, you're likely eligible! You can find more detailed information about the eligibility criteria by visiting . Joining us at Tennessee River comes with numerous benefits, from competitive rates on loans and savings to personalized service that puts you first. The process of becoming a member is straightforward and welcoming just give us a call at (731) 689-3042, and we'll guide you through each step. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we're dedicated to offering robust financing options to help you achieve your goals. For non-members, we provide flexible solutions as well. Although our total non-member commercial loans stand at $0, we aim to foster economic development by offering accessible financing opportunities when they become available.

Merchant Services That Make a Difference

In addition to lending, our merchant services simplify payment processing so you can focus on what matters growing your business. Imagine seamlessly accepting payments from customers without the hassle of complicated systems. We offer practical tools that enhance your cash flow and improve customer experiences. If you're ready to take your business to the next level, visit us at 7030 Highway 57 Counce Tn 38326 or call us at (731) 689-3042. Together, we can explore how our services can support your journey toward success!

Comprehensive List Of Services

Community Commitment

At Tennessee River, we believe in building strong relationships with our members and the community. We strive to create an environment where everyone feels valued and supported in their financial decisions. Whether it's answering questions about your account or helping you plan for future goals, we are here for you every step of the way. As we continue to grow and adapt to meet the needs of our members, we invite you to visit us during our lobby hours: Monday, Tuesday, Thursday, and Friday from 7:45 AM until 4:45 PM Central, and Wednesday from 7:00 AM until 12:30 PM Central.

Connect with Us Today!

We encourage you to reach out with any questions or concerns regarding our services. Your financial well-being is important to us at Tennessee River. For more information or assistance, please don't hesitate to contact us at 731-689-3042. Join us today and discover how we can help make your banking experience exceptional!

Embracing Digital Convenience

While our physical branch provides essential services, we understand that many members prefer the convenience of digital banking. Although we currently do not offer online banking or mobile payment options, we are continuously looking at ways to enhance your banking experience. Our goal is to make managing your finances as smooth as possible. If you're unsure about how to best manage your funds or need advice on loans or savings plans, feel free to give us a call at 731-689-3042. Our knowledgeable team can guide you through available options tailored just for you.

Personalized Banking Experience

When you walk into our branch, you'll find friendly staff ready to assist you with your banking needs. One of the key services we offer is ATM Services Only. This means that while we may not have an extensive list of in-branch services, we ensure that you have access to ATMs for quick and easy cash withdrawals whenever you need them. Imagine you're out running errands or planning a family outing, and suddenly realize you need cash. With our ATM services, withdrawing money is simple and convenient, making it easier for you to enjoy your day without worry.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can check your balances, transfer funds, and manage your transactions from the comfort of your home or on the go. Although our current offerings do not include features like mobile payments or a dedicated mobile application, we are always looking for ways to enhance your banking experience. For more information about our online services, visit us at .

Secure Transactions

Your security is our top priority. Although we currently do not offer electronic signature authorization or person-to-person transfers, rest assured that all transactions through our online platform are protected with robust security measures to keep your information safe. At Tennessee River, we aim to provide a user-friendly experience that makes managing your finances easy and straightforward. Whether you're checking in on your accounts or planning for future expenses, we're here to support you every step of the way. If you have any questions or need assistance, feel free to reach out to us at (731) 689-3042. Your financial peace of mind is just a click away!

Stay Informed with E-Statements

While e-statements are not available at this time, we encourage members to stay organized by keeping track of their paper statements. This method helps ensure you have all the important information at hand when needed.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 1,626, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee River is your trusted partner. Visit us at 7030 Highway 57 Counce Tn 38326 or call (731) 689-3042 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $126,596 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $4,465,081 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $217 in used auto loans and $10,093,223 in total loans and leases.

Solid Financial Position

With a net worth of $5,071,516, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,971 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,079,355 in used vehicle loans and $2,720,507 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $200,000. This can be a great resource for unexpected expenses or planned purchases. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at (731) 689-3042 or visit us at 7030 Highway 57, Counce, TN 38326 during our operating hours: Monday, Tuesday, Thursday, and Friday from 7:45 AM until 4:45 PM Central; and Wednesday from 7:00 AM until 12:30 PM Central. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are here to help you navigate your borrowing needs with confidence and ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, our team can guide you through other available options tailored to your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans, we're committed to providing support and resources for managing finances effectively.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that users receive fair and transparent offers.

Tennessee River