Tennessee Members 1st Knoxville TN Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Tennessee Members 1st, your trusted partner in financial growth and community support, located at 112 Market Place Blvd, Knoxville, TN 37922. Since our establishment in 1946, we have dedicated ourselves to serving our members with personalized banking solutions and a commitment to excellence. With a total membership of 4,594 and assets exceeding $96,809,318, we pride ourselves on being a stable and reliable choice for all your financial needs. At Tennessee Members 1st, we understand that every member is unique. That's why we offer a range of services tailored just for you whether it's personal banking, auto loans, or business financing. Our total loans currently stand at 1,434, showcasing our commitment to empowering our members' financial journeys. Additionally, with total deposits reaching $1,257,825, you can trust us to keep your funds secure while helping you grow. Our leadership team is here to guide you every step of the way. Under the direction of CEO James Mikels and Board President Gary Beckner, our experienced team works diligently to ensure that your experience with us is seamless and rewarding. While members can visit us at our branch location for friendly service and support, official correspondence should be sent to the same address: 112 Market Place Blvd, Knoxville, TN 37922. If you have questions or need assistance, feel free to reach out at (865) 539-4344 during our lobby hours from 9 a.m. to 5 p.m., Monday through Wednesday, and until 6 p.m. on Thursdays and Fridays. Join us at Tennessee Members 1st today! Explore how we can help you achieve your financial goals by visiting our website at mymembersfirst.org or calling us directly. Your journey towards financial empowerment starts here!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Tennessee Members 1st, we embrace digital advancements that enhance member experience. Our online banking platform allows for easy access to accounts anytime and anywhere. We also provide mobile payment options and have made strides toward ADA compliance to ensure all members can easily access our services. For your convenience, we offer ATM availability and drive-thru banking at our branch making banking easier than ever. Additionally, as part of a shared service center network, members can complete transactions at various locations across the region. While you can visit us at our main location for all your banking needs, official correspondence should be sent to our mailing address at 112 Market Place Blvd, Knoxville, TN 37922.

Join Us Today!

As we look toward the future, Tennessee Members 1st remains dedicated to enhancing the lives of our members and nurturing the community around us. We invite you to join us on this journey! Experience the difference that comes from being part of a credit union that truly cares about its members. Call us today at (865) 539-4344 or visit our website to learn more about how you can benefit from membership with Tennessee Members 1st!

Our Mission

The mission of Tennessee Members 1st is simple yet profound: we strive to empower our members through quality financial services while actively supporting the communities we serve. We believe that by providing accessible banking solutions like personal accounts, auto loans, mortgages, and business financing we can help individuals and families build brighter futures. We also understand the importance of community involvement. Our efforts extend beyond traditional banking; we engage in outreach initiatives that strengthen our local ties and support those in need. Whether it's through charitable contributions or volunteer work, we aim to make a real difference in Knoxville.

Branch Location & Accessibility

Call to Action

We invite you to visit us soon! Whether you're looking to open an account or simply want more information about our services, our friendly team is here to help. Come experience the Tennessee Members 1st difference today!

Nearby Landmarks and Accessibility

Situated in the heart of Knox County, our branch is easily reachable from major roads, making it a breeze to pop in during your day. Look for us near popular local spots that many residents know well. We pride ourselves on being accessible; our facility meets ADA standards with ramps and designated parking areas to ensure everyone can visit us comfortably. While members can visit us at 112 Market Place Blvd, official correspondence should be sent to the same address as our mailing address is the same.

Operating Hours and Services

Our doors are open from 9 a.m. to 5 p.m. Monday through Wednesday and until 6 p.m. on Thursday and Friday, giving you plenty of opportunities to come by when it works best for your schedule. You can reach us at 865-539-4344 if you have any questions or need assistance. At Tennessee Members 1st, we provide a variety of services designed to meet your needs: from checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of our drive-thru service for quick transactions without leaving your vehicle! We also have an ATM available on-site for easy cash withdrawals and balance checks. If you're a member of another credit union that partners with us, feel free to utilize our shared service center for deposits and withdrawals as well.

Member Eligibility

Joining the Tennessee Members 1st family is more than just opening an account; it's about becoming part of a supportive community that genuinely cares for its members. To become a member, you'll find that eligibility is quite straightforward. If you live, work, or worship in the Knoxville area, you're likely already qualified to join us! We welcome individuals from all walks of life, making it easy for you to experience the benefits of our services tailored just for you. For complete details on eligibility criteria, feel free to check out our resource at . Once you're ready to take the next step, opening an account is a breeze! Just visit us online at http://www.mymembersfirst.org/openaccount or give us a call at (865) 539-4344 if you have any questions. Our friendly team is here to help guide you through the process and answer any inquiries you might have. We can't wait to welcome you to Tennessee Members 1st, located conveniently at 112 Market Place Blvd Knoxville Tn 37922, where your financial well-being is our top priority!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $53 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $769,344, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In addition to loans, we offer merchant services tailored for everyday operations. Picture your customers enjoying a smooth checkout experience while you efficiently manage transactions this is what our merchant services provide. We equip you with tools to accept payments easily, allowing you to focus on growing your business. Located at 112 Market Place Blvd Knoxville Tn 37922 in Knoxville, TN, our team is ready to assist you. For more information about how we can help your business succeed, give us a call at (865) 539-4344.

Comprehensive List Of Services

ATM and Cash Services

Need cash in a pinch? Our ATM services offer easy access for withdrawals and balance checks whenever you need them. Additionally, our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for busy days when time is tight.

Business Banking Services

For entrepreneurs and small business owners, Tennessee Members 1st offers robust business banking solutions. From merchant services that streamline payments to business loans that help you expand operations, we are here to support your growth journey.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking platforms that allow you to access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills on the go, our digital banking features make managing your finances simple and efficient.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed to help you manage your money effectively. For those considering a new car, our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your choice. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms. But financial planning goes beyond just these essentials. If you need extra cash for unexpected expenses or want to consolidate debt, our personal loans are a great solution. Plus, with credit cards that offer rewards, you can earn benefits on everyday purchases while building your credit.

Shared Branch Transactions

If you're a member of another partner credit union, you'll appreciate our shared branch transactions as well. You can make deposits and withdrawals conveniently without needing to visit your main branch. We invite you to explore all these services and more at Tennessee Members 1st, located at 112 Market Place Blvd Knoxville Tn 37922 in Knoxville, TN. Our friendly staff is always ready to assist you with any questions or needs you may have. Don't hesitate to reach out at (865) 539-4344, or visit us online at Branch 1 for more information! Your financial journey matters to us let's take it together!

Digital & Online Banking

Key Features

With just a few clicks on our website, available at https://www.mymembersfirst.org/ , you can enjoy the convenience of electronic statements, making it easy to track your transactions without all the paper clutter. If you're always on the move, our mobile application allows you to bank whenever and wherever you want. Plus, with features like mobile payments, you can make purchases directly from your phone no cash or cards needed! Transferring money is a breeze with our person-to-person transfer service. Whether you're splitting a bill with friends or sending money to family, it's simple and quick. And for those times when you need to sign documents electronically, our electronic signature authorization makes it hassle-free.

Security and Accessibility

Your security is a top priority for us at Tennessee Members 1st. Our online banking platform uses advanced encryption technology to keep your information safe. You can feel confident knowing that your financial details are protected while enjoying the ease of real-time account management. Join us today at Tennessee Members 1st and experience how our digital and online banking services can simplify your financial life! Whether you're checking balances, transferring funds, or managing payments, we're here to support you every step of the way.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at 8,355, showing a strong and growing member base that trusts us with their finances. This growth reinforces our position as a reliable partner for your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tennessee Members 1st is your trusted partner. Visit us at 112 Market Place Blvd Knoxville Tn 37922 or call 865-539-4344 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $9,105,126 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with 681 used auto loans and a total of $42,887,669 in loans and leases.

Secure Savings Options

Members' savings are secured through $19,901,754 in share certificates and $5,851,104 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $10,999,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,727,943 in used vehicle loans and $4,453,008 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $769,344 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, we have tailored solutions that can support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through the process every step of the way, ensuring you understand your options and helping you find the best fit for your financial situation.

Personal Loans and Credit Lines

If you're looking for personal financing options or need access to funds as needed, we also offer personal loans and credit lines totaling $12,024,502. These products give you the flexibility to handle unexpected expenses or plan for future needs without hassle. At Tennessee Members 1st, we prioritize making borrowing accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in exploring our loan products further or want to discuss eligibility options, please reach out to us at (865) 539-4344, or visit us at our branch located at 112 Market Place Blvd Knoxville Tn 37922 in Knoxville, TN. We're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit you while giving you the purchasing power you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect actual market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

TENNESSEE MEMBERS 1ST FEDERAL CREDIT UNION - Knoxville, TN