Ten Credit Union Johnson City TN | Best Auto Loans & Business Banking

Introduction

Welcome to Ten, your trusted partner in financial well-being, located at 310 Sunset Dr, Johnson City, TN 37604. Established in 1950, we have proudly served our community for over seven decades, building strong relationships with our 19,916 members and offering a wide range of financial services tailored to meet their needs. At Ten, we understand that your financial journey is unique. That's why we're committed to providing personalized solutions that help you achieve your goals. With total assets of $411,947,024 and a robust deposit base of $6,973,620, we are financially sound and well-equipped to support our members' aspirations. Our experienced team is here to assist you with everything from auto loans over 14,089 loans and leases currently issued to personal banking services. While members can visit us at our branch location on Sunset Drive, any official correspondence should be sent to the same address: 310 SUNSET DRIVE, JOHNSON CITY, TN 37604. Our dedicated leadership team, including CEO Rafael Rondon and Board President Chris Henson, ensures that we remain focused on enhancing member experiences while maintaining our commitment to the community. We invite you to explore all the services we offer from competitive loan rates to secure online banking options. With a net worth of $30,734,310 and cash in hand totaling $2,616,198, you can trust that your finances are in good hands with us. Ready to take the next step? Call us today at 423-915-0222 or visit our website at www.tencu.com to learn more about how Ten can support your financial journey!

Branch History & Mission

Welcome to Ten, where our story began in 1950, right here in the heart of Johnson City, TN. Over the years, we have grown from a small community initiative into a thriving credit union that proudly serves nearly 20,000 members. Our journey reflects our commitment to providing not just financial services, but also support and connection within our community. Located at 310 Sunset Dr, Johnson City, TN 37604, our branch is easily accessible and just a short drive from local landmarks such as the beautiful Winged Deer Park. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday until 6 PM. At Ten, we believe in empowering our members with the tools they need to achieve their financial goals. Our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We understand that banking goes beyond transactions; it's about building relationships. This mission drives every decision we make and every service we offer. With total assets exceeding $411 million, we are well-equipped to meet your needs, whether you're looking for personal banking options like checking and savings accounts or financing solutions including auto loans and mortgages. We pride ourselves on being member-focused, offering both traditional and modern banking solutions like online banking and mobile payments. Our commitment to accessibility is reflected in our ADA compliance and features like drive-thru banking and ATM availability for your convenience. Plus, with shared service centers available, members can enjoy even more ways to bank. While members can visit us at 310 Sunset Dr Johnson City Tn 37604, official correspondence should be sent to 310 SUNSET DRIVE, JOHNSON CITY, TN 37604 if different from our physical location. If you have questions or need assistance, feel free to reach out at (423) 915-0222. As part of our dedication to community outreach, we actively engage in local events and partnerships that make a difference. Whether it's sponsoring local sports teams or hosting financial literacy workshops, we're committed to giving back. Join us at Ten today and experience firsthand how we can help you navigate your financial journey. Your future starts here! Explore membership options here or open an account online here. We look forward to welcoming you into the Ten family!

Branch Location & Accessibility

Accessibility Features

At Ten Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available nearby so you can easily access our services without any hassle.

Contact Us

If you have any questions or would like to learn more about how we can assist you, please feel free to call us at 423-915-0222. We're excited to welcome you to Ten Credit Union's Sunset Branch and look forward to serving you soon!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours designed to accommodate your busy schedule. Our lobby is open from 9 AM to 5 PM on Monday through Thursday, and we extend our hours on Fridays until 6 PM. Whether you need help during the week or prefer a Friday visit, we're here when you need us!

Services Offered

While you're here at the Sunset Branch, take advantage of our variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. If you're in a rush, don't worry our drive-thru service offers quick access for deposits and withdrawals without leaving your vehicle. Plus, as part of a shared service center network, members can also perform basic transactions for partner credit unions right here.

Member Eligibility

Becoming a member of Ten is like joining a caring family that looks out for one another. If you live, work, worship, or attend school in the Johnson City area, you're already on the right track! At Ten, we believe in making banking accessible and supportive for everyone. You'll enjoy benefits such as competitive rates on loans and savings accounts, as well as personalized service from our friendly team. For detailed eligibility requirements, check out our website at https://www.tencu.com/about-us/bank-with-us/become-a-member.html. Ready to take the next step? Opening your account is easy; simply visit us online at https://app.consumer.meridianlink.com/xa/xpressapp.aspx?lenderref=thetencu110823&type=1&=&l=1&branchid=04f2d79376a4459d8a7d37c4337d81ad&noencrypt=? or give us a call at (423) 915-0222. We can't wait to welcome you to our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies transactions while you focus on running your business. Our merchant services offer solutions like payment processing and point-of-sale systems that can enhance customer experiences and streamline operations. By choosing Ten, you gain access to tools that make managing your finances easier, allowing you to concentrate on what truly matters growing your business. Located at 310 Sunset Dr Johnson City Tn 37604 in Johnson City, TN, we're here to empower your business with the resources it needs to thrive. Reach out today at (423) 915-0222 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

If you're a business owner, you'll appreciate our business banking services. From merchant services that help streamline transactions to business loans designed to fuel growth, we are here to support local businesses in Johnson City and beyond.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services so you can manage your accounts anytime, anywhere. Need cash? Our ATM services ensure easy access to your funds with locations nearby. You can also utilize drive-thru banking for quick deposits and withdrawals without leaving your vehicle.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options provide you with competitive rates and flexible terms, making homeownership achievable. Our knowledgeable staff is ready to guide you through the process, answering any questions along the way.

Personal Banking Solutions

Managing your finances shouldn't be complicated. Our personal banking services include checking and savings accounts designed for everyday needs. Whether you're saving for a vacation or managing daily expenses, we've got you covered. If you're in the market for a new vehicle, consider our auto loans and vehicle financing options that make purchasing your dream car more accessible than ever.

Shared Branch Services

We believe in making banking accessible for everyone. Our shared branch transactions allow members from partner credit unions to perform basic deposits and withdrawals right here at Sunset Branch. This means more convenience when it comes to accessing your money. At Ten, we're not just about transactions; we're about building relationships with our members. We're proud to serve our community in Johnson City and invite you to visit us or call us at (423) 915-0222 for more information about how we can help you today! Ready to take control of your finances? Explore our full range of services by visiting https://www.tencu.com/ or stop by and see us at 310 Sunset Dr Johnson City Tn 37604!

Support for Your Financial Journey

For those looking to consolidate debt or finance personal projects, our personal loans offer the support you need. Plus, with credit cards that feature rewards, you can earn while you spend. We understand that each member's journey is different, which is why we offer customized solutions to fit various financial situations.

Digital & Online Banking

Key Features

Our online banking platform allows you to view account balances, pay bills, and transfer funds all from the comfort of your home or on the go. If you're looking for quick and efficient transactions, our mobile application is ready for download, making banking even more accessible. Plus, with the ability to set up e-statements, you can enjoy a paperless experience while keeping track of your finances easily.

Real-Time Management

With features like mobile payments, you can make purchases directly from your phone without hassle. Although person-to-person transfers aren't available at this time, our other services ensure that managing your accounts is straightforward and efficient. Whether you're checking balances or making payments, everything is just a few taps away. Join us at Ten today and take advantage of these digital banking features that empower you to manage your finances effortlessly! For more information or to get started with online banking, visit us at https://www.tencu.com/ or give us a call at (423) 915-0222.

Security and User-Friendliness

At Ten, we prioritize your security. While we currently do not offer electronic signature authorization for transactions, our systems are designed with robust security measures to protect your personal information. We strive to create a user-friendly environment where you can feel confident about managing your money.

Financial Strength

At Ten, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to be a strong and reliable credit union, dedicated to serving our community in Johnson City, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $30,734,310, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,667,452 in share certificates and $88,280,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,449,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,442,860 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,357 in used auto loans and $258,339,678 in total loans and leases. Our operational efficiency is reflected in our $118,754, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $6,451,919, we maintain robust resources to support your needs. Total Share and Deposit Accounts stand at 36,021, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ten is your trusted partner. Visit us at 310 Sunset Dr Johnson City Tn 37604 or call (423) 915-0222 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For those looking for more personalized solutions, we also provide options for refinancing existing loans. If you're interested in exploring eligibility for our various loan products, feel free to reach out or visit us at 310 Sunset Dr Johnson City Tn 37604 in Johnson City, TN. You can also call us at (423) 915-0222 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Ten, we're committed to supporting our community with reliable financial solutions tailored to your needs. Whether you're planning for a big purchase or just need some extra cash flow, we're here to help you succeed financially.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,656,437 in used vehicle loans and $30,210,092 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,840,538, make buying or refinancing simple. We provide guidance throughout the process to help you navigate your path to owning a home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,648,379 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your purchasing power while keeping your finances under control.

Loan Aggregator

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TEN CREDIT UNION - Johnson City, TN

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