Ten Credit Union Cookeville TN | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Ten Credit Union, your trusted financial partner located at 1281 S Walnut Ave, Cookeville, TN 38501. Established in 1950, we have been dedicated to serving our community for over seven decades. With a membership base of 19,916 and total assets amounting to an impressive $411,947,024, we pride ourselves on offering exceptional financial services tailored to meet the needs of our members. At Ten Credit Union, we understand that your financial journey is unique. That's why we provide a range of services including personal banking, auto loans, mortgages, and business banking solutions. With $6,973,620 in total deposits and a solid net worth of $30,734,310, our commitment to your financial well-being is backed by a strong foundation. Our friendly team of 84 employees is here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1281 South Walnut Avenue, Cookeville, TN 38501. Whether you prefer online banking or face-to-face interactions, we are ready to support you with services like ATM access and drive-thru banking. Led by our CEO Rafael Rondon and Board President Chris Henson, our leadership team is passionate about fostering a community-focused environment where every member feels valued and supported. We believe in making a positive impact in Cookeville and surrounding areas. Ready to take control of your financial future? Give us a call at 931-528-8160 or visit our website at TENCU.COM to learn more about how we can help you achieve your goals. Your journey with Ten Credit Union begins today!

Branch History & Mission

Join Us

With a dedicated team led by CEO Rafael Rondon and Board President Chris Henson, we're here to guide you on your financial journey. Whether you're looking to open an account or explore loan options, Ten Credit Union is committed to helping you achieve your financial goals. We invite you to become part of our growing family at Ten Credit Union. Experience firsthand how we combine expert financial services with genuine care for our members' well-being. Visit us today or call us at (931) 528-8160 we look forward to serving you!

Modern Services with a Personal Touch

In today's fast-paced world, we understand the importance of adapting to new technologies while maintaining personalized service. Our branch offers online and mobile banking options for convenience, along with traditional services like drive-thru banking and ATM access. With operating hours designed to accommodate your busy schedule open Monday through Thursday from 9:00 AM to 5:00 PM and extended hours until 6:00 PM on Fridays we strive to make your banking experience as smooth as possible. While members can visit us at 1281 S Walnut Ave Cookeville Tn 38501, official correspondence should be sent to 1281 South Walnut Avenue, Cookeville, TN 38501. We also offer shared service centers for added convenience, allowing you to conduct transactions even if you're away from home.

Our Commitment to Community

Since opening our doors, Ten Credit Union has focused on making a positive impact in the lives of our members and the community at large. We believe in not just meeting the financial needs of our members but also supporting local initiatives that enhance the quality of life in Cookeville. Our partnerships with local organizations and participation in community events reflect our dedication to being more than just a financial institution; we are an integral part of the fabric of this community.

Branch Location & Accessibility

Local Highlights

Situated near local favorites, our branch is easily accessible and nestled close to landmarks that make finding us a breeze. With ample parking available, you can come and go without any hassle. Plus, our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can enjoy our services comfortably.

Operating Hours and Services

We understand that life can get busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends its hours until 6 PM on Fridays. Feel free to drop by during these times for personal banking services, auto loans, mortgage assistance, or even credit card options that reward you for your spending. In addition to our lobby services, we provide a drive-thru for quick deposits and withdrawals, making it easy for you to conduct simple transactions without leaving your car. We also have ATM availability on-site, allowing you to access cash at your convenience.

Shared Services

As part of our commitment to serving you better, we offer shared service center access. This means members from partnering credit unions can conduct basic transactions such as deposits and withdrawals right here at Cookeville. If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at (931) 528-8160 or visit us in person. We look forward to welcoming you soon!

Member Eligibility

At Ten, we believe that becoming a member is about joining a community that cares. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the areas we serve. This means that whether you're a student, a parent, or just someone seeking financial support in your local community, you can easily join us! Plus, as a member of Ten, you'll enjoy competitive rates on loans and savings accounts, personalized service, and a range of financial products designed with your needs in mind. Getting started is simple! You can check out all the eligibility details at https://www.tencu.com/about-us/bank-with-us/become-a-member.html for the most up-to-date information. Once you're ready to take the next step, opening an account is just a click away through our online application process found here: https://app.consumer.meridianlink.com/xa/xpressapp.aspx?lenderref=thetencu110823&type=1&=&l=1&branchid=04f2d79376a4459d8a7d37c4337d81ad&noencrypt=?. Should you have any questions along the way, feel free to reach out at (931) 528-8160. We can't wait to welcome you to our family at Ten, located at 1281 S Walnut Ave Cookeville Tn 38501!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers quickly and securely, whether in-store or online. Our services help streamline operations, allowing you to focus on what you do best running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. At Ten, we're not just a bank; we're your partner in success. Visit us at 1281 S Walnut Ave Cookeville Tn 38501 in Cookeville, TN or call us at (931) 528-8160 to discover how we can assist you on your journey.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to your unique needs.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized services under Business Banking. This includes merchant services to facilitate transactions seamlessly and business loans to help grow your enterprise. Our goal is to support local businesses in Cookeville by providing the financial tools necessary for success.

Convenient Access

At Ten, convenience is key. We provide various ways for you to manage your money easily. Our ATM & Cash Withdrawal Services allow you access to cash whenever needed. Plus, with basic drive-thru banking options available for deposits, withdrawals, and simple transactions, getting service on-the-go has never been simpler. Additionally, as part of our commitment to serving all members, we provide basic shared branch transactions for partner credit union members as well as access to basic ATM services for balance checks and withdrawals.

Credit Cards

With our Credit Cards with Rewards, enjoying your purchases while earning benefits has never been easier. Whether you're using it for everyday spending or special occasions, our cards come with perks that reward you for being a loyal member.

Loans and Financing

When it comes to financing, we've got you covered! If you're dreaming of a new car or need help with vehicle financing, our Auto Loans & Vehicle Financing options are competitive and tailored just for you. For those looking to buy a home, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. We also offer Personal Loans & Debt Consolidation options to help you manage expenses and simplify payments.

Personal Banking

We understand that managing your finances is a personal journey. That's why we provide Personal Banking options that include checking and savings accounts designed for every lifestyle. With easy access to your funds through our online and mobile banking platforms, you can check balances, transfer money, and pay bills from anywhere. Our friendly staff is always available at our branch to assist you with any questions or transactions.

Reach Out

If you're ready to explore all that we have to offer or if you have any questions about our services, don't hesitate to reach out! You can contact us at (931) 528-8160, visit us at 1281 S Walnut Ave Cookeville Tn 38501, or learn more on our website: Cookeville. We're here to assist you every step of the way!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features to help you stay on top of your finances. You can check balances, pay bills, and transfer funds with just a few clicks. Plus, our e-statements make it simple to keep track of your transactions without the hassle of paper statements. For those who love convenience, our mobile application allows you to manage your money right from your smartphone. Whether you're out shopping or relaxing at home, you can quickly send payments or check your account balance all while knowing that your information is protected.

Security and Convenience

Security is our top priority at Ten. We ensure that all transactions are safe and secure, giving you peace of mind as you bank online. While we don't currently support electronic signature authorization or person-to-person transfers, we focus on providing reliable services that meet your everyday needs. Additionally, our mobile payments feature allows you to make purchases directly from your phone, making it even easier to manage your spending on the go. Join us at Ten for a modern banking experience that combines security with convenience. Whether you're using our website or mobile app, managing your finances has never been easier!

Financial Strength

Growing Member Base

We are proud to have a strong membership base with 36,021 total share accounts, reflecting the trust our community places in us. Our net shares available for lending stand at $6,451,919, highlighting our capability to support your financial aspirations. In summary, the financial strength of Ten means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ten is your trusted partner. Visit us at 1281 S Walnut Ave Cookeville Tn 38501 or call (931) 528-8160 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $44,667,452 in share certificates and $88,280,086 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $59,449,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $118,754 which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 84 full-time employees ready to assist you with any of your banking needs.

Reinvestment for Growth

With $30,442,860 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth is evident in our lending capacity; with $2,357 in used auto loans and $258,339,678 in total loans and leases, we support our members' financial goals across various sectors.

Strong Financial Position

With a net worth of $30,734,310, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.46% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,656,437 in used vehicle loans and $30,210,092 in new vehicle loans already helping members get on the road. We have financing options available for both new and used vehicles, making it easy for you to find the perfect fit for your needs.

Credit Lines and Other Loans

In addition to our standard loan offerings, we provide access to credit lines totaling $177,159,477, allowing you greater flexibility when it comes to managing your cash flow. Whether it's for personal or business needs, our team can help you find the right solution tailored just for you. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. Our knowledgeable staff is ready to assist you in navigating through your choices to find what works best for your situation. For more information about our services or to speak with a representative, feel free to call us at (931) 528-8160 or visit us at our branch located at 1281 S Walnut Ave Cookeville Tn 38501 in Cookeville, TN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter where you are on your financial journey, Ten is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $38,840,538, make buying or refinancing simple. We're here to guide you through every step of the process, ensuring you have access to competitive rates and terms.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $5,648,379 in loans helping members manage their finances effectively. This option provides an easy way to cover unforeseen costs without the stress of high-interest rates.

Loan Aggregator

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TEN CREDIT UNION - Cookeville, TN

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