Temple Santa Fe Community Credit Union TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Temple Santa Fe Community Credit Union, your trusted partner in financial wellness since 1954. Located at 1750 W Avenue A, Temple, TX 76504, we pride ourselves on being more than just a financial institution; we are a community-focused credit union dedicated to serving our members' needs. With a strong membership base of 1,689 and total assets reaching an impressive $22,845,242, we are committed to fostering financial growth and stability for everyone in our community. Under the guidance of our CEO, Mike Hamby, and Board President, Guy Fowler, we strive to make banking accessible and beneficial for all. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we're here to help you every step of the way. Our dedicated team of 7 employees works hard to ensure that you receive personalized service tailored to your unique financial goals. We understand that trust is built on transparency. With total deposits amounting to $596,024 and a net worth of $1,927,621, we maintain strong financial health while providing competitive rates on loans and savings products. Our members can also take comfort in knowing that we hold $370,671 in cash on hand, ensuring that your funds are safe with us. While you can visit us at our branch location for all your banking needs, please remember that official correspondence should be sent to the same address: 1750 W Avenue A, Temple, TX 76504. We invite you to connect with us at (254) 778-7222 or explore more about our services by visiting our website at tsfccu.com. Join us today and discover how Temple Santa Fe Community Credit Union can empower you on your financial journey!

Branch History & Mission

Community Focus

We believe in the power of community. Over the years, we've partnered with local organizations and participated in outreach programs designed to uplift our neighbors and foster a sense of belonging. Our commitment extends beyond banking; it's about building strong relationships and supporting initiatives that make a real difference.

Join Us

While members can visit us at 1750 W Avenue A, official correspondence should be sent to 1750 W Avenue A, Temple, TX 76504 if needed. With total assets of over $22,845,242, we are financially stable and ready to serve you. Our lobby hours are from 9 AM to 5 PM Monday through Friday, with drive-thru services available from 7:30 AM to 5:30 PM on weekdays and 9 AM to 12:30 PM on Saturdays. If you're searching for a place that puts your financial success first while fostering community spirit, look no further than Temple Santa Fe Community Credit Union. Give us a call at 254-778-7222 today or visit our website at tsfccu.com to learn more about how we can help you thrive!

Modern Banking Solutions

As technology advances, we strive to stay at the forefront of digital banking while ensuring accessibility for everyone. Our online banking platform allows members to manage their accounts effortlessly, while our mobile payment options provide convenient access on-the-go. We also maintain ADA compliance to ensure all members can utilize our services comfortably.

Our Mission

At Temple Santa Fe Community Credit Union, our mission goes beyond simply offering financial products. We are committed to empowering our members by providing personalized service and innovative solutions that enhance their financial well-being. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, our team is here to help you navigate your options and make informed decisions.

Branch Location & Accessibility

Accessibility and Parking

We understand that accessibility is important to our members. Our branch features ADA-compliant facilities and ramps, ensuring everyone can visit us without hassle. Ample parking is available right outside, making it easy for you to come in and out quickly.

Connect With Us

If you have any questions or need assistance before your visit, feel free to give us a call at 254-778-7222. We're excited to welcome you into our community-focused environment where your financial success is our priority! Stop by today and discover how we can help you achieve your financial goals!

Convenient Location

Situated close to local landmarks, our branch is just a short drive from popular spots such as the Temple Mall and local parks. This prime location means that whether you're running errands or enjoying a day out, you can conveniently fit in your banking tasks.

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM, with drive-thru service available from 7:30 AM to 5:30 PM on weekdays and from 9 AM to 12:30 PM on Saturdays. We aim to provide flexible hours that fit your busy schedule.

Services Offered

At Temple Santa Fe Community Credit Union, we offer a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly staff is ready to assist you. While we do not have ATM services at this location, our drive-thru provides essential banking transactions like deposits and withdrawals efficiently.

Member Eligibility

Joining the Temple Santa Fe Community is more than just opening an account; it's about becoming part of a close-knit family that supports one another. If you're wondering how to become a member, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, or worships in the Bell County area can join us. This means if you're a local resident or are connected to our community in some way, you're likely eligible for membership! By joining, you'll gain access to a range of financial services tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. Getting started is easy! Just stop by our branch at 1750 W Avenue A, Temple, TX 76504, or give us a call at 254-778-7222. You can also check out more detailed eligibility requirements on our website at https://www.tsfccu.com . We're excited to welcome you into our community where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Our dedication to supporting businesses shines through in our commercial lending programs. We've funded over $0 in commercial loans for our members, helping them scale and thrive. For those outside our membership, we also offer $0 in non-member commercial loans, ensuring flexible financing solutions are available for all local businesses. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding ventures.

Merchant Services

In addition to loans, our merchant services can simplify your daily operations. Imagine having a streamlined payment system that allows your customers to pay easily and quickly no more long lines or complicated transactions. Our services help you focus on what matters most: growing your business. Ready to take your business further? Visit us at 1750 W Avenue A Temple Tx 76504 in Temple, TX, or give us a call at (254) 778-7222. Let's make great things happen together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing solutions are tailored to help you drive away in the vehicle you want without breaking the bank. We offer competitive rates and flexible terms that make purchasing or refinancing a vehicle straightforward and hassle-free.

Business Banking Services

For our business members, we offer specialized Business Banking services including Merchant Services and Business Loans. Running a small business comes with its own set of challenges, and we're here to support you every step of the way.

Convenient Access Points

In addition to our core banking services, we also provide basic Drive-Thru Banking, making it easy for you to handle deposits and withdrawals without leaving your car. While we currently do not have ATM services available at this location, our online banking tools ensure that you can access your account whenever you need it. At Temple Santa Fe Community, we're committed to serving our community with personalized service and comprehensive financial solutions. If you have any questions or would like more information about how we can assist you, don't hesitate to reach out! Call us at (254) 778-7222 or visit us online at Temple Santa Fe Community Credit Union. We're excited to help you achieve your financial goals!

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points for every dollar spent. Use these points for travel, shopping, or even cash back making each purchase more rewarding.

Home Financing Options

Homeownership is more attainable than ever with our Mortgage Loans & Refinancing services. If you're considering buying a home or looking to refinance your current mortgage for better rates, we're here to guide you through the process. Our team will work closely with you to find the right option that fits your financial situation.

Personal Banking Solutions

For those managing everyday expenses, our Personal Banking options include both Checking and Savings Accounts. Imagine having easy access to your funds while earning interest on your savings. We make it simple to keep track of your money through our Online & Mobile Banking services, where you can check balances, pay bills, and transfer funds right from your phone or computer.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help manage those costs effectively. Whether it's for medical bills, home repairs, or consolidating credit card debt, we provide options that can ease your financial burdens.

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.tsfccu.com , allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which means you'll never have to worry about paper clutter again. Go green and keep track of your financial statements right from your device. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds quickly and securely. Plus, if you're out and about, our mobile payments option lets you make transactions right from your smartphone just another way we prioritize your convenience.

Security and Accessibility

Your security is important to us. While we currently do not support electronic signature authorization for transactions, rest assured that our online banking system is built with robust security measures to protect your personal information. We strive to create a user-friendly experience that keeps you informed and secure as you manage your finances. Whether you're checking your account balance during lunch or paying bills late at night, our digital banking services are designed for real-time account management. At Temple Santa Fe Community, we're committed to making banking accessible, so you can focus on what matters most in your life. Explore all that our online services offer today!

Financial Strength

Growing Together

Total Share Accounts stand at 2,665, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $721,841. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Temple Santa Fe Community is your trusted partner. Visit us at 1750 W Avenue A Temple Tx 76504 or call (254) 778-7222 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $678,393 in share certificates and $602,782 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,927,621, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $843 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $1,333,672 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your goals with $224 in used auto loans and $13,148,453 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,081,738 in used vehicle loans and $3,086,991 in new vehicle loans already helping members get on the road. We are here to assist you whether you're purchasing a brand-new car or a reliable used one.

Credit Lines

For those who prefer flexibility, our total credit lines amount to $1,500,000. This option allows you to borrow as needed while only paying interest on what you use, making it an ideal choice for those who want access to funds without committing to a large loan upfront. Each of these loan products comes with options for refinancing and eligibility checks. We encourage all interested members to reach out and discuss how we can best assist you with your financing needs. For more information about our loans or any other services we provide at Temple Santa Fe Community, located at 1750 W Avenue A Temple Tx 76504, Temple, TX TX, please call us at (254) 778-7222. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is our priority, and we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through every step of the process so that you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $484,212 in loans helping members manage their finances effectively. These cards come with various benefits that make everyday purchases easier while allowing you to build your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that users receive fair and transparent offers. Each loan listing is verified, allowing users to compare options with confidence.

TEMPLE SANTA FE COMMUNITY CREDIT UNION - Temple, TX