Telhio Credit Union Worthington OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Telhio, your trusted financial partner in the heart of Worthington, Ohio. Located at 6851 N High St, we have been serving our community since 1935, helping members achieve their financial goals with personalized service and a commitment to excellence. With over 67,000 members and total assets exceeding $1.4 billion, we pride ourselves on being more than just a credit union we're a part of your journey. At Telhio, we understand that every member has unique needs. That's why we offer a range of services tailored to fit individual lifestyles, from checking and savings accounts to auto loans and mortgages. Our dedicated team, led by CEO Derrick Bailey and Board President Irene Smith, is here to ensure you receive the support you need. Together, our staff of 272 employees is ready to assist you in navigating your financial path. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. We encourage you to explore our website at Telhio.org for more information about membership options and services. Our impressive financial standing includes total deposits of $101,186,647 and net worth amounting to $128,708,980. With over 32,931 loans processed, we are committed to supporting our members through every stage of their financial lives. Join us today and experience the difference that comes with being part of a community-focused credit union. Call us at 614-221-3233 or visit us during lobby hours from 9:00 AM - 5:00 PM Monday through Thursday, and later until 6:00 PM on Fridays, or stop by on Saturdays from 9:00 AM - 2:00 PM. We look forward to welcoming you into the Telhio family!

Branch History & Mission

Community Commitment

At Telhio, we take pride in giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Worthington and beyond. Our shared service center allows us to collaborate with other credit unions to enhance the banking experience for all members.

Our Journey

Since our founding, Telhio has focused on providing accessible financial solutions while fostering a sense of community among our members. Over the years, we have expanded our services and embraced modern technology to ensure that banking remains convenient and user-friendly. Today, with total assets exceeding $1.4 billion, we are not just a credit union; we are a dedicated ally in your financial journey.

Our Mission

Our mission at Telhio is simple yet profound: to empower our members through exceptional financial services and unwavering community support. We believe that everyone deserves access to quality banking options that can help them achieve their goals. Whether you're looking for personal banking products like checking and savings accounts, auto loans, or mortgage refinancing, we're here to provide guidance every step of the way. While members can visit us at 6851 N High St Worthington Oh 43085, official correspondence should be sent to 96 N 4th St, Columbus, OH 43215-3115. We also offer a range of digital services including online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere.

Visit Us Today!

We invite you to join our growing family at Telhio. Experience firsthand how our member-centric approach can help you navigate your financial landscape with confidence. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM our friendly staff is ready to assist you. For more information or to explore membership options, please call us at (614) 221-3233 or visit our website at Telhio.org. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility and Parking

At Telhio, we understand the importance of accessibility. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can visit us comfortably. Parking is readily available right outside our door, making it simple for you to stop by whenever you need us.

Get in Touch

Have questions? Feel free to give us a call at 614-221-3233. We're always happy to help! While members can visit us at our Worthington location, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. We invite you to come by Telhio today and see how we can assist with your financial journey!

Operating Hours

We are open Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you're coming in during the week or prefer a weekend visit, we've got you covered!

Services Offered

Our branch provides a wide range of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to be your one-stop financial solution. We also offer convenient ATM access and drive-thru banking for those quick transactions on the go. If you're part of another credit union, don't worry! We participate in shared services, allowing members from partner institutions to conduct basic transactions like deposits and withdrawals here as well.

Member Eligibility

Becoming a member of Telhio is like stepping into a welcoming community where your financial needs are prioritized. If you're interested in joining us, it's great to know that membership is open to those who live, work, or worship in our service area, as well as their family members. This inclusive approach means that whether you're looking for personal banking options, auto loans, or mortgage assistance, we're here for you. You can explore all the eligibility details on our website at http://www.telhio.org/membership-overview, which provides a clear overview of what it takes to join our credit union family. Opening an account with Telhio is designed to be straightforward and user-friendly. Simply visit us at our location on 6851 N High St Worthington Oh 43085 or check out the easy steps for account opening online at https://creditcardlearnmore.com/11t3/index?ecdma-lc=09376&ecid=othe_25940. If you have any questions along the way, don't hesitate to call us at (614) 221-3233. We can't wait to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that streamline your payment processes. Imagine being able to accept various payment methods easily, from credit cards to mobile payments all while keeping track of transactions effortlessly. Our tools are built to make everyday operations smoother so you can focus on what truly matters: growing your business. Visit us at 6851 N High St Worthington Oh 43085 in Worthington, OH or call us at (614) 221-3233 to learn more about how we can support your business journey!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and In-Branch Services

Need cash on-the-go? Our ATM services are available for withdrawals and balance checks at multiple locations, making it easy to access funds when you need them most. Additionally, our drive-thru banking offers a quick way to handle deposits, withdrawals, and simple transactions without leaving your car.

Business Banking Services

For our business members, we recognize that running a successful operation requires reliable financial support. Our merchant services streamline transactions, while our business loans provide the capital needed for growth and expansion. We strive to be a partner in your success by offering tailored solutions that meet your specific business needs.

Digital Banking Convenience

In today's busy world, convenience matters more than ever. That's why at Telhio Cu Worthington, we have prioritized our online and mobile banking features. Access your accounts anytime, anywhere with ease through our user-friendly platform. You can manage transactions, pay bills, and even send money to friends and family all from your smartphone or computer.

Loans and Credit Options

Whether you're planning a big purchase or need assistance managing existing debts, our personal loans and debt consolidation services can provide relief. Plus, with our credit cards that offer rewards, you can earn while you spend. These options are ideal for everyday purchases and larger expenses alike.

Personal Banking Solutions

When it comes to managing your day-to-day finances, having the right tools can make all the difference. Our checking and savings accounts are tailored to fit your lifestyle, ensuring easy access to your money whenever you need it. If you're looking for financing options, our auto loans and vehicle financing can help you get on the road quickly and affordably. For those considering home ownership or refinancing, we offer competitive mortgage loans that can ease the burden of high interest rates.

Shared Branch Transactions

If you're traveling or away from home, don't worry! We participate in shared branching which allows members of partner credit unions to complete basic transactions such as deposits and withdrawals at various locations nationwide. At Telhio, we are proud to serve our community with dedication and care. Whether you're looking for personal banking solutions or business support, we have the resources you need. For more information about any of these services or to speak with one of our friendly representatives, feel free to give us a call at (614) 221-3233 or visit us online at https://www.telhio.org. Let's start working together toward your financial success today!

Digital & Online Banking

At Telhio, we understand that managing your finances should be as easy and secure as possible. That's why we've made it a priority to offer a variety of digital and online banking services that fit your busy lifestyle. Whether you're at home or on the go, our services are designed to help you manage your money with confidence. With just a few clicks at https://www.telhio.org, you can access your accounts anytime, anywhere. Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with our mobile application, banking is even more convenient. You can carry your credit union right in your pocket! We also offer e-statements for those who prefer going paperless. It's not only eco-friendly but also helps you keep track of your finances more efficiently. When it comes to security, we've got you covered with electronic signature authorization, making transactions safe and easy. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and securely without any hassle. And if you're looking to make payments using your phone, our mobile payments feature lets you do that with ease. No matter where life takes you, Telhio is here to ensure that managing your finances is simple and secure. Dive into our digital banking world today by visiting https://www.telhio.org and experience the freedom of banking on your terms!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 6851 N High St Worthington Oh 43085 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 158,906, showing a strong and growing member base that trusts us with their finances.

Investment in Our Future

Our commitment to your financial success is further demonstrated by our $96,359,182 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member-Focused Savings

Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Lending Capacity

With $6,139 in used auto loans and $1,119,318,566 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $-1,285,432, enabling us to continue offering competitive loan rates and solid financial products for our members.

Strong Financial Health

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team will work with you to find the best option.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we also provide various credit lines and personal loans. Our total credit lines amount to $448,741,626, ensuring that you have access to funds when you need them most. These products are designed with your financial stability in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, making it easier for you to secure your dream home. If you're considering refinancing an existing mortgage, our knowledgeable staff is here to assist you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding amounts in this category at the moment, our goal is always to help members manage their finances effectively through accessible credit solutions. For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand operations. Whether starting a new venture or enhancing an existing one, we are here to support your ambitions. If you're curious about eligibility or have questions regarding refinancing options available at Telhio, feel free to reach out! You can contact us at (614) 221-3233 or visit us at our branch located at 6851 N High St Worthington Oh 43085 in Worthington, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how our loan offerings can help you achieve your financial goals today!

Loan Aggregator

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Telhio