Telhio Credit Union West Chester OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Telhio, your trusted financial partner in the heart of West Chester, Ohio. Located at 8249 Market Place Dr, West Chester, OH 45069, our branch has been serving the community since 1935. With a proud membership of over 67,741 individuals, we are dedicated to providing personalized banking solutions that empower you to reach your financial goals. At Telhio, we understand that every member's needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total assets amount to an impressive $1,426,297,309, reflecting our strong commitment to stability and growth for our members. We take pride in our leadership team, with Derrick Bailey as our CEO and Irene Smith as Board President. Together with our dedicated staff of 272 employees, we work tirelessly to ensure that each member receives the highest level of service possible. Whether you're visiting us for a quick transaction or seeking advice on your financial future, we're here to support you every step of the way. While members can visit us at our West Chester location, official correspondence should be sent to 96 N 4th St, Columbus, OH 43215-3115. Feel free to reach out at 614-221-3233 or explore more about our offerings on our website at www.telhio.org. Join us today and discover how Telhio can help you achieve your financial dreams!

Branch History & Mission

Community Engagement

We are dedicated to being more than just a financial institution; we actively engage with the community through various outreach programs and partnerships. By participating in local events and supporting charitable organizations, we aim to make West Chester a better place for everyone. In addition to traditional banking services, we embrace digital advancements such as online banking and mobile payments. These features ensure that you can manage your finances conveniently and securely from anywhere. Our commitment to accessibility is also reflected in our ADA-compliant facilities and shared service center options.

Join Us Today!

We invite you to experience all that Telhio has to offer. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM or give us a call at 614-221-3233. Discover how becoming a member can benefit you today! Your journey towards financial success starts here at Telhio in West Chester.

Our Mission

At the heart of Telhio's mission is a commitment to empower our members financially while making a positive impact on the community. We strive to provide exceptional service through innovative banking solutions and personalized attention. Our goal is not just to be your financial partner but also to support local initiatives and projects that uplift our neighborhood. With total assets exceeding $1.4 billion, we have the resources necessary to help you achieve your financial goals. Whether you're looking for help with a new car loan or planning for your future with a mortgage, our knowledgeable team is here to assist you every step of the way.

Branch Location & Accessibility

Accessibility Features

At Telhio, we believe that everyone deserves easy access to financial services. Our branch is fully ADA compliant, featuring ramps and accessible entrances to ensure that all members can navigate comfortably. Inside, our staff is always ready to assist you with any questions or services you may need.

Convenient Location

Nestled near the vibrant shopping areas of West Chester, our branch is easy to find and reach. You can spot us just a stone's throw from popular local spots, making it simple to fit your banking needs into your day. With ample parking available right outside, you'll never have to worry about finding a space when you visit.

Operating Hours

We understand that life can be busy! That's why we offer flexible hours: from Monday through Thursday, we're open from 9 AM to 5 PM; on Fridays, we extend our hours until 6 PM; and on Saturdays, you can take advantage of our drive-thru services from 9 AM to 2 PM.

Services Offered

Our branch provides a wide range of services designed to support both personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or even business loans and merchant services, we've got you covered. Plus, with ATM availability and drive-thru banking options for quick transactions, managing your finances has never been easier. If you ever need assistance or have questions about our services, don't hesitate to give us a call at 614-221-3233. We look forward to welcoming you soon at Telhio in West Chester! And remember, while members can visit us at 8249 Market Place Dr for all their banking needs, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115.

Member Eligibility

At Telhio, we believe that becoming a member is like joining a family where you're supported every step of the way. If you're interested in joining us, you'll be glad to know that eligibility is open to individuals who live, work, worship, or attend school in our community. We welcome everyone with open arms! To find out more about the specific eligibility criteria, feel free to visit our detailed page at http://www.telhio.org/membership-overview. Opening an account with us is straightforward and designed to be as welcoming as possible. You can easily begin your journey by visiting our account opening page, which you can find here: https://creditcardlearnmore.com/11t3/index?ecdma-lc=09376&ecid=othe_25940. If you have any questions or need assistance, don't hesitate to reach out to us at (614) 221-3233. We're excited to help you become part of the Telhio community located at 8249 Market Place Dr West Chester Oh 45069!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business smoothly without worrying about payment processing. Our merchant services provide easy ways for customers to pay, ensuring you get paid faster. From point-of-sale systems to online payment solutions, we've got what you need to keep your operations running efficiently. Located at 8249 Market Place Dr West Chester Oh 45069 in West Chester, OH, we're here to help your business thrive. For more information, contact us at (614) 221-3233 or visit our website at https://www.telhio.org.

Comprehensive List Of Services

Accessible Branch Services

We also recognize that some members prefer face-to-face interactions. Our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. Additionally, we have shared branch transactions available for partner credit union members making it easier for everyone to access their funds.

Business Banking Services

For our entrepreneurial members, we offer robust Business Banking solutions. From essential merchant services that simplify transactions to tailored business loans that support your growth, we've got you covered. Our team is committed to helping local businesses thrive in today's economy.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Telhio Cu West Chester provides comprehensive online and mobile banking services. You can manage your accounts anytime, anywhere with features such as online bill pay, mobile payments, and person-to-person transfers. Need cash? Our network of ATMs allows for easy access to funds without hassle.

Join Us Today!

With so many services available at Telhio, it's clear that we're committed to supporting you through every stage of life. Whether you're saving for the future or starting a new venture, let us be your trusted financial partner. Ready to explore what we can do for you? Visit us at 8249 Market Place Dr West Chester Oh 45069, call us at (614) 221-3233, or check out our website at https://www.telhio.org. We look forward to serving you!

Personal Banking Solutions

We understand that managing money can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only helps you save but also rewards you for your spending our Credit Cards with Rewards do just that! If you're considering purchasing a vehicle or need funds for a big purchase, our Auto Loans & Vehicle Financing options are flexible and competitive. We also provide Mortgage Loans & Refinancing solutions, whether you're buying your first home or looking to refinance your existing mortgage. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation services can help ease your financial burden.

Digital & Online Banking

At Telhio, we understand that your time is precious, which is why we offer a range of digital and online banking services designed to make managing your finances easier and more secure. Whether you're at home or on the go, our online platform provides you with 24/7 access to your accounts so you can handle your banking needs whenever it suits you. With just a few clicks at https://www.telhio.org, you can check balances, transfer funds, and pay bills all from the comfort of your own space. If you ever need to sign documents, our electronic signature authorization feature allows you to do so quickly and conveniently without needing to visit a branch in person. For those who prefer paperless banking, we provide e-statements, letting you view your account statements anytime and anywhere while helping the environment. Our mobile application makes it even easier; it's designed for straightforward navigation so you can manage your accounts right from your smartphone. Plus, with mobile payments available, making purchases has never been simpler just tap and go! Need to send money to friends or family? With our person-to-person transfer option, sending cash is as easy as sending a text message. You can rest assured knowing that all these services come with top-notch security measures in place to protect your information. Overall, the digital banking services at Telhio are crafted for accessibility and ease of use, providing real-time account management that fits seamlessly into your lifestyle. Join us in embracing a smarter way to bank!

Financial Strength

A Growing Membership Base

With total share accounts reaching 158,906, this shows a strong and growing member base that trusts us with their finances. The net shares available for lending stand at $3,264,498, further underscoring our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 8249 Market Place Dr West Chester Oh 45069 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,139 in used auto loans and $1,119,318,566 in total loans and leases, we support members' financial goals across various sectors.

Member Savings Protection

Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $129,613, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we've got options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our commercial lending solutions are here to support you. At Telhio, we prioritize making financing accessible and straightforward. If you're considering refinancing or want more information about eligibility options, please don't hesitate to contact us. We aim to provide personalized service that meets your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and discover how we can assist you in reaching your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, ensuring you have access to funds when making one of life's biggest investments.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $0 in loans available, our credit cards are designed to help you manage your finances effectively without the stress of collateral requirements.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan offer presented is fair and transparent. LendMesh prioritizes accuracy by regularly updating its information to reflect the most current rates available.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to make informed decisions tailored to your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable the platform is in helping users secure better financing options. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TELHIO CREDIT UNION - West Chester, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in West Chester, OH (45069)

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Accessibility Features

Convenient Location

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Accessible Branch Services

Business Banking Services

Convenient Online and Mobile Banking

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Financial Strength

A Growing Membership Base

Investing Back into Our Community

Member Savings Protection

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Key Benefits of Using LendMesh

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