Telhio Credit Union Reynoldsburg OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Telhio, your trusted partner in financial well-being, located at 8010 E Broad St, Reynoldsburg, OH 43068. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch and a commitment to excellence. With a growing membership of 67,741 individuals and total assets amounting to an impressive $1,426,297,309, we are proud to be a cornerstone of financial support in Reynoldsburg. At Telhio, we understand that banking is not just about numbers; it's about people. Our team, led by CEO Derrick Bailey and Board President Irene Smith, strives to create a welcoming environment where your financial goals can thrive. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant services and business loans, we've got you covered. While members can visit us at our branch address above, official correspondence should be sent to 96 N 4th St, Columbus, OH 43215-3115. We invite you to explore the wide range of services we offer, including online and mobile banking options for your convenience. With total deposits of $101,186,647 and a strong net worth of $128,708,980, our financial health reflects our dedication to our members' success. Our assets are not just figures; they represent the trust placed in us by our community. We're here to help you with everything from mortgages and personal loans to debt consolidation. Our branch operates with a full-time staff of 272 employees, ensuring that you receive the personalized attention you deserve. If you have questions or need assistance, feel free to call us at 614-221-3233 or send us a fax at 614-629-0122. Ready to take the next step toward achieving your financial dreams? Visit us today or explore more about our services at Telhio's Website. Your future begins here!

Branch History & Mission

Commitment to Community

At Telhio, we understand that our success is intertwined with the well-being of the communities we serve. We actively engage in outreach efforts and support local events that uplift and inspire those around us. Our shared service center enhances accessibility for members seeking assistance beyond traditional banking hours, further demonstrating our commitment to customer satisfaction. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115.

Looking Ahead

As we move forward, Telhio remains dedicated to embracing new advancements in technology while ensuring ADA compliance for all our services. Our digital offerings include online and mobile banking features designed with you in mind. Additionally, with ATM availability and drive-thru banking services for your convenience, we aim to make your experience as smooth as possible. Whether you're looking for personal loans or business banking solutions, Telhio is here to help you achieve your goals. Join us today and experience the benefits of being part of a community-focused credit union where you're not just a member you're family. For more information about becoming a member or exploring our services further, please visit Telhio's website or call us at (614) 221-3233. Together, let's build a brighter financial future!

Our Journey

Since our founding nearly nine decades ago, Telhio has remained committed to empowering individuals and families through accessible banking solutions. The mission of Telhio is clear: we strive to enhance the financial well-being of our members while supporting local initiatives and fostering community growth. This mission is reflected in every service we offer whether it's personal banking options like checking and savings accounts, auto loans, or mortgage refinancing. Our history is marked by significant milestones that have shaped who we are today. From introducing innovative banking technologies to establishing partnerships with local businesses, Telhio has consistently adapted to meet the evolving needs of our members. We take pride in being more than just a financial institution; we are a partner in your journey toward financial security.

Branch Location & Accessibility

Accessibility Features

At Telhio, we prioritize accessibility for all our members. Our branch is designed to be welcoming with ADA-compliant features, including ramps and designated parking spots close to the entrance. Whether you're visiting for a quick transaction or need more assistance, we're here to help.

Call to Action

We invite you to stop by Telhio today! Feel free to give us a call at 614-221-3233 if you have any questions or need assistance before your visit. Our friendly team is excited to help you with all your banking needs!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, and on Fridays from 8 AM to 6 PM. If weekends work better for you, our drive-thru service is open on Saturdays from 9 AM to 2 PM. With these flexible hours, we strive to accommodate your busy lifestyle.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM services are available right here at the branch for easy withdrawals and balance checks. For those who prefer a more traditional banking experience, our drive-thru banking provides a convenient way to handle deposits and simple transactions without leaving your vehicle. Plus, if you're part of a partner credit union, you can take advantage of shared services for deposits and withdrawals as well.

Member Eligibility

At Telhio, we believe that everyone deserves the chance to join our welcoming community, where you'll find support and resources tailored just for you. Becoming a member is simple! If you live, work, worship, or attend school in our service area, you're already eligible. We want to make banking accessible for everyone, so whether you're just starting out or looking to grow your financial future, we're here for you. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: http://www.telhio.org/membership-overview. Ready to take the next step? Opening an account at Telhio is a breeze! You can find all the details on how to get started by visiting https://creditcardlearnmore.com/11t3/index?ecdma-lc=09376&ecid=othe_25940. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (614) 221-3233. We can't wait to welcome you into the Telhio family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that can simplify your daily operations. Imagine having a reliable partner who provides payment processing solutions that enhance customer experiences while keeping costs manageable. Our services ensure that you can accept payments easily, allowing you to focus on what truly matters growing your business. Visit us at 8010 E Broad St Reynoldsburg Oh 43068 in Reynoldsburg, OH, or call us at (614) 221-3233 to discover how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Services

Need cash on the go? We provide comprehensive ATM services for quick withdrawals and balance checks. Our drive-thru service also allows for simple transactions like deposits and withdrawals without leaving your car, making it easier than ever to access your funds.

Business Banking Support

For our business members, we offer robust solutions through our business banking services, which include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your growth.

Convenient Digital Banking Features

We understand that convenience is paramount. That's why we've invested in online and mobile banking platforms that let you manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, banking has never been easier.

Personal Banking Solutions

Managing your finances should be easy and accessible. That's why we offer various personal banking options, including checking and savings accounts designed to fit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions can help you get on the road without breaking the bank. For those looking to settle into a new home, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Shared Branch Transactions

If you're a member of another credit union, don't worry! We offer basic shared branch transactions so you can make deposits or withdrawals wherever you are. At Telhio, we are committed to making your banking experience smooth and rewarding. If you're ready to explore these services further or have questions about how we can assist you, please don't hesitate to reach out at (614) 221-3233 or visit us at our branch location. We look forward to serving you!

Smart Financing Options

In today's world, financial flexibility is key. Our personal loans and debt consolidation services are here to assist you when life throws unexpected expenses your way. Plus, with our credit cards featuring rewards, you can earn as you spend making every purchase work for you!

Digital & Online Banking

Always Accessible

With 24/7 online banking services, you can check balances, transfer funds, and manage your accounts whenever it suits you best. You won't have to worry about banking hours; everything is available right when you need it. At Telhio, we prioritize your safety with secure access protocols, ensuring that your financial information remains protected while you enjoy the ease of digital banking. We're here to support you in achieving financial wellness through innovative solutions tailored to fit your lifestyle. Experience the convenience of modern banking today!

Key Services

You can easily access your accounts anytime through our online banking platform at https://www.telhio.org. With features like e-statements available for quick reference, you can say goodbye to paper clutter and keep all your financial documents organized. Plus, for those times when you need to sign important documents, we provide electronic signature authorization, making the process smooth and hassle-free. Need to make a payment? Our mobile payments feature allows you to pay bills or send money directly from your smartphone. You can also utilize our mobile application for on-the-go banking; it's user-friendly and packed with features that simplify banking tasks. And when it comes to transferring money between friends or family, our person-to-person transfer option makes sharing expenses easy.

Financial Strength

Growing Together

We're proud of the trust our community has placed in us, as indicated by our total share accounts reaching 158,906. This growing member base reflects our dedication to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 8010 E Broad St Reynoldsburg Oh 43068 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $-1,285,432, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,139 in used auto loans and $1,119,318,566 in total loans and leases, we're here to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with your desired vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand your enterprise. We are committed to supporting local businesses by offering personalized financing solutions that meet your unique needs. Whether you're interested in refinancing options or exploring eligibility criteria, we encourage you to check out our website for more details. At Telhio, our goal is to empower you with the financial tools necessary for success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. We aim to guide you through every step of the process, ensuring that you have the information and resources necessary to make informed decisions about your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits that cater to your spending habits while providing a reliable source of funds when needed.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Telhio