Telhio Credit Union Hamilton OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Telhio, your trusted financial partner located at 601 Park Ave, Hamilton, OH 45013. Since our establishment in 1935, we have proudly served over 67,741 members, helping them achieve their financial goals with a personal touch. At Telhio, we believe in building strong relationships with our community, ensuring that every member feels valued and supported. As a member of the Telhio family, you'll gain access to a range of services designed to meet your banking needs whether it's checking and savings accounts, auto loans, or mortgage refinancing. With total assets exceeding $1.4 billion and total deposits reaching $101,186,647, we are committed to maintaining your trust through sound financial management. Our dedicated team of 272 employees, led by CEO Derrick Bailey and Board President Irene Smith, is here to assist you. We aim to provide personalized service that goes beyond just transactions; we strive to be a part of your journey toward financial success. While members can visit us at our Hamilton branch, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. At Telhio, we prioritize transparency and community impact. With a net worth of $128,708,980 and ample cash in hand amounting to $9,186,133, we ensure stability and reliability for all our members. Our commitment extends beyond banking; we actively participate in local initiatives that uplift and enrich the lives of those around us. Ready to experience exceptional service? Give us a call at 513-785-3561 or visit our website at Telhio to learn more about how we can help you reach your financial dreams!

Branch History & Mission

Commitment to Innovation

In today's digital world, we prioritize innovation and accessibility. Our online and mobile banking platforms allow members to manage their finances anytime and anywhere. From e-statements to mobile payments, we ensure that you can conduct your banking with ease. We are also committed to being ADA compliant so that all members have equal access to our services.

Community Focus

Telhio is not just about numbers; it's about people. We actively engage with our community through partnerships and outreach efforts aimed at improving lives. Whether it's supporting local events or providing educational resources on financial literacy, we strive to make a difference beyond traditional banking. Join us at Telhio today! Experience firsthand the dedication we have toward helping you build a brighter financial future while being an integral part of the Hamilton community. To learn more about membership benefits or open an account, visit us online at www.telhio.org or give us a call at (513) 785-3561. Together, let's work towards achieving your dreams!

Our Mission

Our mission is simple yet profound: We are dedicated to providing exceptional financial services while fostering community growth and well-being. This means offering a range of services from personal banking solutions like checking and savings accounts, auto loans, and mortgages to business banking options that help local enterprises thrive. We believe that when our members succeed, so does our community. While members can visit us at 601 Park Ave Hamilton Oh 45013, official correspondence should be sent to 96 N 4th St, Columbus, OH 43215-3115. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 am to 5 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 2 pm. We also offer ATM access and drive-thru banking for those who prefer quick transactions without stepping inside.

Branch Location & Accessibility

A Variety of Services Just for You

Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, Telhio has you covered. We also offer business banking services to support local entrepreneurs. And don't forget about our ATM availability; you can access cash whenever you need it! While members can visit us at our Hamilton location, any official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. We invite you to come by or give us a call at 513-785-3561 if you have any questions or need assistance. At Telhio, we're here to help make your banking experience simple and enjoyable!

Operating Hours Tailored for You

We want to make banking as easy as possible! Our lobby hours are from 9 AM to 5 PM from Monday through Thursday, and we open early on Fridays at 8 AM, closing at 6 PM. For those busy weekends, our drive-thru is available on Saturdays from 9 AM to 2 PM. With these flexible hours, you can easily find a time that fits into your schedule.

Visit Us with Ease

At Telhio, we understand that accessibility is key. Our branch is designed with your convenience in mind, featuring ADA-compliant ramps and ample parking options to ensure that everyone can visit us comfortably. Plus, our drive-thru service allows you to manage your banking on-the-go, whether you're depositing checks or withdrawing cash without leaving your car.

Member Eligibility

Joining the Telhio community is a wonderful way to enhance your financial journey and connect with a supportive network. At Telhio, we believe that everyone deserves access to quality financial services. To become a member, you'll need to meet certain eligibility criteria, which typically include living, working, worshiping, or attending school in specific areas around Hamilton. The good news is that becoming a member is straightforward and welcoming! You can find all the details about eligibility on our website at this link. Opening an account is just as easy; simply visit us at 601 Park Ave, Hamilton, OH 45013, or give us a call at 513-785-3561 for more information. We're here to help you every step of the way as you join us in achieving your financial goals and enjoying the many benefits that come with being part of Telhio. Whether it's personal banking options or support for small businesses, there's something for everyone. Don't hesitate to reach out or check our website for updated information!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services provide practical tools for managing transactions seamlessly. Whether you're a small shop or a large company, our payment processing solutions can help you accept payments quickly and securely, allowing you to focus on what really matters growing your business. Located at 601 Park Ave Hamilton Oh 45013 in Hamilton, OH, we invite you to explore how our business banking services can empower your entrepreneurial journey. For more information, call us at (513) 785-3561 or visit our website at https://www.telhio.org. Let's work together to make your business dreams a reality!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Plus, enjoy the convenience of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions because we know your time is valuable.

Business Solutions

If you're running a business, we offer dedicated services tailored just for you. Our Business Banking solutions include Merchant Services & Business Loans, ensuring that your financial operations are as streamlined as possible. We understand that every business has unique needs, and we're here to provide support every step of the way.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at Telhio Cu Hamilton-west, we offer robust Online & Mobile Banking features. Manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. Whether it's checking balances, transferring funds, or paying bills, we make it simple and secure.

Financing Your Dreams

When it comes to larger purchases or life milestones, our Auto Loans & Vehicle Financing help you get behind the wheel of your dream car without the hassle. If you're considering buying a home, check out our Mortgage Loans & Refinancing options that provide competitive rates and flexible terms to guide you through the process smoothly. For those looking for extra financial support, our Personal Loans & Debt Consolidation services can help manage existing debts and ease monthly payments. And don't forget about our enticing Credit Cards with Rewards, which let you earn points on everyday purchases perfect for those who love to travel or shop!

Personal Banking Made Easy

We understand that managing your finances can sometimes be overwhelming. That's why we offer Personal Banking options that include Checking & Savings Accounts designed to fit your lifestyle. Whether you're saving for a special occasion or simply need a reliable account for everyday expenses, we've got you covered.

Shared Branch Services

We also participate in shared branching, which means you can conduct basic transactions like deposits and withdrawals even if you're visiting another partner credit union. This added flexibility makes it easier than ever to access your funds wherever life takes you. At Telhio, we believe in providing comprehensive financial solutions that are straightforward and member-focused. If you have any questions about our services or would like to learn more about how we can assist you with your financial goals, don't hesitate to reach out! Call us at (513) 785-3561 or visit us online at https://www.telhio.org. We're here to help you succeed!

Digital & Online Banking

Key Features

Imagine being able to check your balance, transfer money, or pay bills right from your phone or computer. Our online banking platform allows you to do just that! You can enjoy the convenience of e-statements, which means no more paper clutter; you'll receive your statements electronically whenever you need them. Plus, with electronic signature authorization, signing documents is as simple as a few clicks no need for printing or mailing. If you're always on the go, our mobile application makes it easy to bank from the palm of your hand. You can even use mobile payments to make purchases without fumbling for cash or cards. And when you want to send money to friends or family, our person-to-person transfer feature lets you do it instantly.

Security and Accessibility

Security is our top priority. We ensure that all transactions are protected with advanced security measures so that you can feel confident when managing your money online. Our user-friendly interface means you don't have to be a tech wizard to navigate our services everything is designed for ease of use. Whether you're at home or out and about, having real-time access to your accounts empowers you to stay on top of your finances. With Telhio's digital banking tools, managing your money has never been more straightforward!

Financial Strength

At Telhio, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial health, you can trust that your money is safe and will work hard for you. With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is shown through $6,139 in used auto loans and $1,119,318,566 in total loans and leases. This lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $129,613, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,264,498. Total Share and Deposit Accounts: 158,906, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 601 Park Ave Hamilton Oh 45013 or call (513) 785-3561 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in the car you want with flexible terms and competitive interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are committed to helping them thrive.

Credit Lines and Personal Loans

If you're looking for additional flexibility in managing your finances, our total credit lines amounting to $448,741,626 provide an excellent option. Whether it's for unexpected expenses or planned purchases, having access to credit can give you peace of mind. We also offer unsecured credit card loans with a total of $0 available currently. This means we're focusing on ensuring that our offerings align closely with what our members need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. We are here to guide you through the process every step of the way, ensuring you have the support needed to make informed decisions about your future.

Refinancing Options

We recognize that circumstances change and sometimes refinancing may be necessary. If you're considering refinancing any existing loans or mortgages for better terms or lower payments, our team is ready to assist you through that process. You can reach us at our Hamilton branch located at 601 Park Ave Hamilton Oh 45013 or give us a call at 513-785-3561 during our operating hours: Monday to Thursday from 9 am to 5 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 2 pm. For more information on eligibility or to start your loan application today, visit us online at Telhio. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures fair and transparent offers for users.

TELHIO CREDIT UNION - Hamilton, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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