Telhio Credit Union Grove City OH | Best Auto Loans & Business Banking

Introduction

Welcome to Telhio, your trusted partner in financial well-being, located at 4236 Buckeye Pkwy, Grove City, OH 43123. Since our establishment in 1935, we've dedicated ourselves to serving our community with a personal touch and a commitment to excellence. Our branch is not just a place for transactions; it's a hub for building relationships and supporting the financial goals of our 67,741 members. At Telhio, we proudly manage total assets of $1,426,297,309, ensuring that your deposits amounting to $101,186,647 are secure and readily available when you need them. With over 32,931 loans and leases provided to our members, we strive to meet diverse financial needs through products like auto loans, mortgages, personal loans, and business financing. Our leadership team is here for you. CEO Derrick Bailey and Board President Irene Smith work tirelessly to maintain our mission of providing top-notch service while keeping our net worth at an impressive $128,708,980. We're proud of the fact that we have 272 employees who are always ready to assist you with any queries or concerns. While members can visit us at our Grove City location, official correspondence should be sent to 96 N 4th St, Columbus, OH 43215-3115. Feel free to reach out via phone at 614-221-3233 or fax us at 614-629-0122 for any inquiries. Join us today as we continue making a positive impact in the lives of our members and the community! Visit our website at Telhio.org to learn more about how we can help you achieve your financial dreams.

Branch History & Mission

Welcome to Telhio, a cornerstone of community banking in Grove City, OH. Established in 1935, our branch has grown alongside the vibrant community it serves. Over the decades, we have remained committed to providing exceptional financial services while fostering strong relationships with our members. Located at 4236 Buckeye Pkwy, Grove City, OH 43123, our branch is easily accessible and stands as a welcoming space for both new and existing members. With a rich history spanning nearly nine decades, we take pride in having built a loyal membership of 67,741 individuals who trust us with their financial needs. At Telhio, our mission is clear: we strive to empower our members through comprehensive financial solutions while actively supporting the local community. We believe that banking should be personal and accessible. Our services range from personal banking like checking and savings accounts to auto loans, mortgages, and business banking solutions. We aim to make every interaction meaningful by prioritizing your needs and offering tailored support. As part of our commitment to modern banking practices, we embrace digital advancements to enhance your experience. From online and mobile banking options to ATM services available on-site, we ensure that you have access to your accounts anytime you need them. Our drive-thru service allows for quick transactions without leaving the comfort of your vehicle. While members can visit us at 4236 Buckeye Pkwy, official correspondence should be sent to 96 N 4th St, Columbus, OH 43215-3115 if necessary. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. We also believe in giving back; our partnerships with local organizations and outreach initiatives reflect our dedication to making Grove City a better place for everyone. Whether through educational programs or community events, we're here not just as bankers but as neighbors who care. Join us at Telhio! Experience the benefits of being part of a credit union that values community spirit and member satisfaction above all else. We invite you to reach out at 614-221-3233 or visit us online at Telhio.org for more information about membership opportunities and services tailored just for you.

Branch Location & Accessibility

Convenient Location

Situated close to local shops and restaurants, Telhio is a perfect stop for all your banking needs. With ample parking available, visiting us is hassle-free. We've made sure our branch is accessible for everyone, featuring ADA-compliant entrances and ramps.

Operating Hours

Our team is here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, and on Friday from 8 AM to 6 PM. If you prefer drive-thru services, we welcome you until 6 PM on Fridays and until 2 PM on Saturdays!

Reach Out to Us

Have questions or need assistance? Feel free to call us at 614-221-3233. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. We invite you to stop by Telhio today! Experience personalized service and discover how we can help meet your financial goals.

Services Offered

At Telhio, we offer a wide range of financial services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Need to make a quick deposit or withdrawal? Our drive-thru service makes it easy for those on the go. Plus, we provide shared services for partner credit union members!

Member Eligibility

At Telhio, we believe that everyone deserves a chance to join our welcoming community of members who support one another. If you live, work, or worship in the Grove City area, you may be eligible for membership! It's as simple as that. We're committed to offering personalized financial services that cater to your needs, whether it's saving for the future or securing a loan. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.telhio.org/membership-overview. Becoming a member is not only easy but also rewarding. You can open an account and start enjoying all the benefits we have to offer, such as competitive rates on loans and savings, access to online banking, and exceptional customer service. If you're ready to take the next step or have any questions, don't hesitate to give us a call at (614) 221-3233. We're excited to welcome you into the Telhio family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer comprehensive merchant services tailored to simplify your operations. Imagine having a reliable partner that helps you accept payments seamlessly, manage transactions effortlessly, and streamline your cash flow. Our services enable you to focus on what you do best growing your business. Located at 4236 Buckeye Pkwy Grove City Oh 43123 in Grove City, OH, our dedicated team is ready to help you navigate the financial landscape with confidence. Reach out today at (614) 221-3233 to explore how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions including merchant services and business loans. Whether you're just starting out or looking to expand, our team is equipped to assist you in reaching your business goals.

Convenient Access Points

We understand that convenience is key when it comes to banking. That's why we offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. Our shared service center also allows partner credit union members to perform basic transactions seamlessly. In this digital age, we're committed to making banking as easy as possible. With features like mobile payments and person-to-person transfers available through our online platforms, managing your finances has never been more accessible. Whether you're visiting us in person or connecting online, we're dedicated to serving you every step of the way. If you have questions about any of our services or want to explore how we can help you achieve your financial goals, don't hesitate to reach out at (614) 221-3233. Join us at Telhio Cu Grove City, where every member counts! Explore all that we have to offer by visiting us online at https://www.telhio.org. We're excited to support you on your financial journey!

Home Ownership Support

Dreaming of owning a home? With our Mortgage Loans & Refinancing options, achieving home ownership is closer than ever. We work alongside you to navigate the mortgage landscape, ensuring you understand every step of the way.

Personal Banking Solutions

For those seeking to manage their day-to-day finances, our Personal Banking services include checking and savings accounts tailored to fit various lifestyles. Imagine having easy access to your funds anytime through our user-friendly Online & Mobile Banking platforms. You can check balances, make transfers, and even pay bills from the comfort of your home or on-the-go.

Rewarding Credit Card Options

Don't forget about our Credit Cards with Rewards program! Enjoy perks and benefits that come with using our credit cards while building your credit history. It's a great way to earn rewards on everyday purchases.

Simplifying Debt Management

Life happens, and sometimes managing debt can feel overwhelming. That's why we offer Personal Loans & Debt Consolidation solutions aimed at simplifying your financial responsibilities. Our goal is to help you regain control over your finances while providing support throughout the process.

Vehicle Financing Options

If you're considering purchasing a new car or refinancing your existing auto loan, look no further! We offer competitive Auto Loans & Vehicle Financing options that can help you drive away with confidence. Our team is here to guide you through the process and find the best terms suited for your situation.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is user-friendly and packed with features that simplify your financial management. You can sign documents securely with electronic signature authorization, making it easier to complete transactions without needing to visit the branch in person. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter. For those who prefer mobile banking, our mobile application brings all these services right to your fingertips. It's not just about convenience; it's about control. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and hassle-free. If you're on the go, take advantage of our mobile payments feature to make purchases directly from your phone.

Security You Can Trust

We prioritize your security at every step. Our online banking system uses advanced encryption technology to keep your information safe. Whether you're checking balances or making transfers, you can have peace of mind knowing that your personal data is protected. At Telhio, we aim to make banking easy and accessible for everyone. Our digital services empower you to manage your finances in real time, giving you the flexibility you need in today's fast-paced world. Join us today and experience how convenient banking can be!

Financial Strength

Member-Focused Savings

Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $-1,285,432, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Our Community

With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,139 in used auto loans and $1,119,318,566 in total loans and leases.

Stability and Growth

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

With $3,264,498 available for lending and investments, and a growing member base of 158,906, it's clear that more individuals trust us with their finances. This trust empowers us to keep enhancing the services we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 4236 Buckeye Pkwy Grove City Oh 43123 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support your financial needs. If you're considering refinancing options or have questions about eligibility, feel free to reach out. Our team is available at (614) 221-3233 to assist you with any inquiries you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Telhio, we prioritize transparency and strive to make financing accessible for all our members. Visit us today and discover how we can help you take the next step in your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable staff can guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards are ideal for those who want to build credit while enjoying convenient purchasing power without collateral requirements.

Loan Aggregator

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