Telhio Credit Union Fairfield OH | Best Auto Loans & Business Banking

Introduction

Welcome to Telhio, your trusted partner in financial well-being, located at 950 Deis Dr, Fairfield, OH 45014. Established in 1935, we have proudly served our members for over 85 years, building a strong community connection that goes beyond just banking. With a total membership of 67,741 and assets exceeding $1.426 billion, we are dedicated to providing exceptional financial services tailored to meet your needs. At Telhio, we understand the importance of having reliable banking options. That's why we offer a variety of services ranging from personal checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. Our commitment to serving you is reflected not only in our robust offerings but also in our impressive financial standing our total deposits amount to $101,186,647, with net worth reaching $128,708,980. Our leadership team is devoted to guiding our growth while maintaining the values that make us a community-centric credit union. Under the direction of CEO Derrick Bailey and Board President Irene Smith, we continue to innovate while honoring our legacy of trust and reliability. While members can visit us at our Fairfield location for all their banking needs, official correspondence should be sent to our mailing address: 96 N 4th St, Columbus, OH 43215-3115. Whether you're looking for competitive loan rates or convenient online banking options, Telhio is here for you. We invite you to call us at (513) 785-3586 or explore more about our services on our website at telhio.org. Let us help you achieve your financial goals today!

Branch History & Mission

Commitment to Community

Community involvement is at the heart of what we do. Telhio actively participates in local outreach initiatives and partnerships that support various causes within Fairfield and surrounding areas. We believe that by investing in our community, we can foster an environment where everyone can succeed. In today's fast-paced world, we also recognize the importance of keeping up with technological advancements. Our commitment to customer service includes digital banking solutions such as online banking, mobile payments, and e-statements making it easier than ever for our members to manage their finances anytime, anywhere.

Join Us!

At Telhio, we are not just a credit union; we are a community partner dedicated to making a positive impact on the lives of those we serve. With features like ATM access and drive-thru banking available for your convenience during our operating hours Monday through Thursday from 9 am to 5 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 2 pm we strive to make banking simple and accessible. We invite you to become part of the Telhio family! Experience the benefits of membership today by visiting us or calling at 513-785-3586. Join us in building a brighter financial future together!

Our Journey

From humble beginnings, Telhio has evolved into a trusted credit union that prioritizes the needs of its members. Located at 950 Deis Dr in Fairfield, our branch is easily accessible and positioned near key landmarks to ensure convenience for all who visit. While you can always reach us at this address, please direct any official correspondence to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. Our mission is clear: We strive to empower our members by offering a wide range of financial products and services tailored to their unique needs. Whether it's personal banking options like checking and savings accounts or loans for vehicles and mortgages, we aim to provide solutions that help individuals and families thrive financially.

Branch Location & Accessibility

Accessibility Features

At Telhio, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and designated parking spaces to make your visit comfortable and straightforward.

Contact Us Today!

Have questions or want to learn more about what we offer? Don't hesitate to call us at (513) 785-3586. Our friendly team is ready to assist you! We invite you to stop by Telhio today your community credit union where everyone is welcome!

Conveniently Located

Nestled in the heart of Fairfield, our branch is just a stone's throw away from local landmarks like the scenic Village Green Park and close to popular shopping destinations. This makes it easy to drop by while you're out running errands or enjoying a day out. Plus, we offer ample parking for all our members, ensuring you can come and go without any hassle.

Operating Hours Tailored for You

We know that life can get busy! That's why we offer flexible operating hours to suit your schedule: Monday through Thursday from 9 AM to 5 PM, Fridays from 8 AM to 6 PM, and Saturdays from 9 AM to 2 PM. We strive to be available when you need us most.

Services Offered

In addition to standard banking services like checking and savings accounts, we also provide auto loans, mortgage options, and business banking solutions. Need cash quickly? We have an ATM on-site as well as drive-thru services for quick deposits and withdrawals. If you're a member of another participating credit union, you can also take advantage of shared services right here at our branch. While members can visit us at 950 Deis Dr Fairfield Oh 45014, official correspondence should be sent to our mailing address: 96 N 4th St, Columbus, OH 43215-3115.

Member Eligibility

Becoming a member of Telhio is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're already on the right path to membership! We aim to create an inclusive community, so whether you're looking for personal banking solutions or business services, we have something for everyone. Our eligibility criteria are designed to be straightforward and easy to understand feel free to check out the details at http://www.telhio.org/membership-overview for the most up-to-date information. Opening an account with us is just as simple! You can start your journey towards membership by visiting our website or giving us a call at (513) 785-3586. Our friendly team is here to assist you with any questions you may have. Don't miss out on the benefits of being part of Telhio, where your financial goals become our priority. Explore how we can help you thrive today!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools you need to manage payments easily and efficiently. Our merchant services help streamline transactions, making it simpler for you to focus on what matters most growing your business. From point-of-sale systems to online payment options, we provide practical solutions that fit seamlessly into your daily operations. Located at 950 Deis Dr Fairfield Oh 45014 in Fairfield, OH, our team is ready to partner with you on your journey toward success. Give us a call at (513) 785-3586 or visit us today to learn more about how we can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you in the market for a new car? Our auto loans make vehicle financing straightforward and affordable. We offer flexible terms and competitive rates to help you drive away in the vehicle of your dreams. You can even get pre-approved online, saving you time when you're ready to make that purchase.

Business Banking

For entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We understand the challenges of running a business and are here to support you every step of the way.

Credit Cards with Rewards

Our credit cards come with rewards programs that give back to you as you spend. Whether it's cash back on groceries or travel points for vacations, our credit cards are designed with your lifestyle in mind.

Digital Access & Convenience

In today's fast-paced world, convenience matters. That's why Telhio offers online and mobile banking services that empower you to manage your finances anytime and anywhere. From ATM access for cash withdrawals to basic shared branch transactions for partner credit union members, we've got you covered. With extended hours including Friday evenings and Saturday mornings for drive-thru service, we're here when you need us most. If you have any questions or need assistance, don't hesitate to reach out at (513) 785-3586. We invite you to experience all that Telhio has to offer by visiting us at 950 Deis Dr Fairfield Oh 45014 or exploring more about our services on our website: https://www.telhio.org . Join us today and let us help you achieve your financial goals!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Telhio, we provide mortgage loans tailored to your situation. If you're looking to refinance, our team will work with you to find the best options available, potentially lowering your monthly payments or helping you access equity in your home.

Personal Banking

Whether you're looking to open a checking or savings account, we have personal banking options that fit your lifestyle. Our members enjoy competitive rates and user-friendly online banking features that allow you to manage your accounts from anywhere. Imagine being able to check your balance, transfer funds, or pay bills right from your smartphone or computer all available through our robust mobile application.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Whether it's for home repairs, medical bills, or other personal needs, our personal loans can help provide the necessary funds. Additionally, if you're feeling overwhelmed by multiple debts, we offer debt consolidation solutions that can simplify your financial life.

Digital & Online Banking

Key Features

One of the standout features of our digital banking service is e-statements. You can say goodbye to paper clutter and view your statements online whenever you need them. This not only helps the environment but also allows for easy tracking of your finances. Additionally, with our mobile application, managing your money on-the-go has never been simpler. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, you can take advantage of the mobile payments option, allowing you to pay for purchases right from your phone. For those who appreciate flexibility, our platform also supports electronic signature authorization. This means you can securely sign documents without needing to visit a branch in person saving you time while ensuring everything stays safe. Whether you're looking to check balances, set up alerts, or manage transactions seamlessly, Telhio has the tools to help you stay in control of your financial life. Join us today and discover how simple banking can be!

Financial Strength

Investing in Growth

With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,139 in used auto loans and $1,119,318,566 in total loans and leases.

Member Savings Secured

Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 158,906, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,264,498 further illustrate our robust financial framework. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 950 Deis Dr Fairfield Oh 45014 or call (513) 785-3586 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $-1,285,432, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We cater to all types of auto financing needs, ensuring you can find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand. We know how important it is to have reliable funding sources for your business ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. We offer competitive rates and flexible terms that can help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments or help you pay off your debt faster. Check out our eligibility criteria for more information. At Telhio, we're committed to providing personalized service and support throughout your borrowing journey. If you have questions or want to discuss which loan option might be best for you, feel free to call us at (513) 785-3586 or visit us at 950 Deis Dr Fairfield Oh 45014 in Fairfield, OH. Your financial future starts here!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Whether you're looking to build credit or need a safety net for unexpected expenses, our credit card options are designed to give you peace of mind.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all loan offers presented are fair and transparent.

TELHIO CREDIT UNION - Fairfield, OH