Telhio Credit Union Columbus OH | Quick Personal Loans & ATM Access

Introduction

Welcome to Telhio, your trusted financial partner in Columbus, Ohio! Located at 5380 N Hamilton Rd, we have been serving our community since 1935. With a strong commitment to our members, we proudly support over 67,000 individuals and families, helping them achieve their financial goals with confidence. At Telhio, we understand that banking is more than just transactions it's about building relationships. Our team of dedicated professionals, led by CEO Derrick Bailey and Board President Irene Smith, is here to provide personalized service tailored to your needs. Whether you're looking for a checking account, auto loan, or business financing, our diverse range of products and services has something for everyone. We are proud to have total assets of over $1.4 billion, reflecting our robust financial health and stability. With total deposits reaching $101,186,647 and a net worth of $128,708,980, you can trust that your money is safe with us. Our commitment to responsible lending is evident with a total loan portfolio that includes over 32,931 loans and leases. While members can visit us at our physical branch, official correspondence should be directed to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. We invite you to explore how we can assist you in navigating your financial journey. With convenient operating hours from Monday to Saturday and services like online banking and mobile payments available, managing your finances has never been easier. If you're ready to experience the Telhio difference or have any questions, don't hesitate to call us at 614-221-3233 or visit us online at telhio.org. Join us today and let's build a brighter financial future together!

Branch History & Mission

Community Focus

We recognize that our success is intertwined with the health of our community. That's why we actively engage in outreach efforts and partnerships with local organizations. Whether it's sponsoring events or supporting local charities, we are dedicated to making a positive impact right here in Columbus.

Modern Banking Solutions

In addition to traditional banking services, we're proud to offer digital advancements like online banking and mobile payments for convenience on-the-go. Our branch features ADA-compliant facilities ensuring accessibility for all members. With both ATM availability and drive-thru banking options, we've designed our services around your needs. As part of Telhio's ongoing commitment to customer satisfaction, we invite you to experience the benefits of membership firsthand. Join us today and discover how we can support your financial goals together! For more information or assistance, please reach out at 614-221-3233 or visit us online at Telhio.org.

Our Mission

Our mission is simple yet powerful: to enhance the financial lives of our members while giving back to the community. We strive to provide accessible banking solutions including personal accounts, auto loans, mortgage options, and business services. At Telhio, we believe that financial education is key to empowering individuals and families. That's why we invest in resources and programs that help our members make informed decisions about their finances. While members can visit us at 5380 N Hamilton Rd, official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and designated parking spots. You can feel confident knowing that everyone can access our services with ease.

Operating Hours

We know life can get busy, which is why we have flexible operating hours tailored to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. If you need assistance outside these hours or prefer not to come inside, take advantage of our drive-thru service available on Fridays from 8:00 AM to 6:00 PM and Saturdays from 9:00 AM to 1:00 PM.

Parking & Drive-Thru Convenience

Parking is ample and convenient, allowing you to visit us without any hassle. For those on the go, we offer a drive-thru service which makes quick transactions like deposits and withdrawals even easier. You can enjoy the convenience of banking from your car during our extended hours.

Services Offered

At Telhio, we provide a wide array of services designed with your financial well-being in mind. From personal banking options like checking and savings accounts, to auto loans and mortgage refinancing our goal is to help you achieve your financial dreams. We also offer shared services for partner credit union members, giving you even more flexibility when banking with us. For any inquiries or if you're ready to explore what we can do for you, don't hesitate to give us a call at 614-221-3233. We invite you to come visit us soon! Your financial journey starts here at Telhio!

Member Eligibility

Joining Telhio is like stepping into a welcoming community where your financial needs are truly understood. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! We value inclusivity and want to ensure that everyone has access to our services. For the most detailed and updated information on membership requirements, feel free to visit our eligibility page at http://www.telhio.org/membership-overview. Once you've confirmed your eligibility, opening an account at Telhio is a breeze! We offer various options tailored to fit your lifestyle and financial goals. Whether you're looking for personal banking solutions or loans for your next vehicle, we've got you covered. If you have any questions or need assistance along the way, don't hesitate to give us a call at (614) 221-3233. We're here to help you every step of the way as you join our family at Telhio, located at 5380 N Hamilton Rd Columbus Oh 43230!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, seamless payment solutions can make all the difference. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments anytime, anywhere, without hassle. That's the power of partnering with us. Visit us at 5380 N Hamilton Rd Columbus Oh 43230, Columbus, OH or call us at (614) 221-3233 to learn how we can help take your business further!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, our comprehensive business banking services cater specifically to your needs. We offer merchant services and business loans that can help streamline operations and fuel growth. Let us support your vision so you can focus on what matters most running your business.

Convenience at Your Fingertips

In today's fast-paced world, having access to banking services anytime is essential. That's why we provide robust online and mobile banking options. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, transfer funds, pay bills, and more from anywhere. Additionally, our branch features an ATM for cash withdrawals, along with basic drive-thru banking services for quick deposits and withdrawals. If you're part of another credit union within our network, take advantage of our shared branch transactions for deposits and withdrawals as well.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. At Telhio, we offer mortgage loans and refinancing options designed to put you in control of your home buying journey. Our team is ready to guide you through the process, ensuring you find the right mortgage that fits your budget and long-term plans.

Join Us Today!

At Telhio, we believe in building lasting relationships with our members by providing exceptional service and support every step of the way. We invite you to visit us at 5380 N Hamilton Rd Columbus Oh 43230, call us at (614) 221-3233, or check out our website at https://www.telhio.org for more information about how we can assist you with all your financial needs. Your financial journey starts here let's take that first step together!

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are here to simplify your experience. From checking and savings accounts that help you save for the future, to auto loans and vehicle financing that make getting on the road easier, we provide solutions that fit your lifestyle. Need to consolidate debt? Our personal loans offer a straightforward way to manage expenses without added stress.

Rewards with Every Purchase

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points for travel, cash back, or other great benefits. It's an easy way to make your spending work harder for you.

Digital & Online Banking

Key Services

With our robust online banking platform, accessible at https://www.telhio.org, you can check your balances, pay bills, and transfer money all from the comfort of your device. Plus, our mobile application brings even more features to your fingertips, allowing you to manage your account on the move. One of the standout features of our service is the ability to authorize transactions with an electronic signature. This means you can complete important documents quickly and securely without needing to visit a branch. We also provide e-statements, making it easy for you to keep track of your finances while reducing paper clutter.

Security and Accessibility

Security is a top priority at Telhio. Our online banking services are protected with advanced encryption technology to ensure that your personal information remains safe. You can also enjoy peace of mind knowing that our person-to-person transfer feature allows you to send money directly to friends and family in just a few taps no cash needed! Our mobile payments option lets you make purchases right from your phone, providing an additional layer of convenience during your daily transactions. With 24/7 online banking availability, you have full control over your finances whenever it suits you. In summary, Telhio is committed to providing accessible, user-friendly digital banking solutions tailored to fit your lifestyle. Explore all these features today by visiting us at https://www.telhio.org!

Financial Strength

At Telhio, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your hard-earned money is in safe hands, and our impressive financial metrics reflect our dedication to serving you. With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $96,359,182 in undivided earnings. These funds help us develop innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,139 in used auto loans and $1,119,318,566 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even as we work to strengthen our offerings, we remain operationally efficient. Our $129,613 reflects this efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 5380 N Hamilton Rd Columbus Oh 43230 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for ongoing operations, our team can assist you in finding the right financing solution. If you're interested in any of these loan offerings or want to explore refinancing options, please reach out to us at (614) 221-3233, or visit us at 5380 N Hamilton Rd Columbus Oh 43230 in Columbus, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to become part of our community and discover how we can help support your financial journey!

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we offer credit lines totaling $448,741,626. These can be ideal for managing unexpected expenses or making significant purchases without the hassle of applying for multiple loans. Additionally, we provide unsecured credit card loans, although currently, there is a total of $0 available for this option.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. We're here to guide you through every step of the process, whether you're purchasing a new home or refinancing an existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for all users.

TELHIO CREDIT UNION - Columbus, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Columbus, OH (43230)