Telhio Credit Union Columbus OH | Top Auto Loans & Mortgage Deals

Introduction

Welcome to Telhio, your trusted financial partner located at 1795 Morse Rd, Columbus, OH 43229. Since our establishment in 1935, we have dedicated ourselves to providing exceptional service and support to our community. With a total membership of 67,741, we take pride in fostering relationships built on trust and reliability. At Telhio, we understand that financial needs can vary widely among our members. That's why we offer a range of services, including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets amount to an impressive $1,426,297,309, reflecting our commitment to the financial well-being of our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 96 N 4th St, Columbus, OH 43215-3115. Led by our CEO Derrick Bailey and Board President Irene Smith, our dedicated team of 272 employees is here to assist you with personalized service tailored to your unique circumstances. Whether you're looking to save for the future or seeking financing options for your next big purchase, we're here for you every step of the way. With total deposits reaching $101,186,647 and a net worth of $128,708,980, Telhio is well-positioned to meet your financial aspirations. We also maintain a robust loan portfolio with over 32,931 loans and leases, ensuring that we can help you achieve your goals. If you're ready to explore what Telhio can do for you or have any questions about our services, don't hesitate to reach out! Call us at 614-221-3233 or visit us online at Telhio.org. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; we're deeply invested in supporting local initiatives and partnerships that enrich the lives of those around us. Whether it's through sponsorships or volunteer work, Telhio actively participates in making Columbus a better place for all residents. We also prioritize accessibility with features like ADA-compliant facilities and shared service centers. With convenient drive-thru banking available and ATMs throughout the area, we ensure that getting your banking done is hassle-free.

Join Us Today!

With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM Telhio is here when you need us most. We invite you to join our family today! Experience firsthand the benefits of being part of a credit union that truly cares about your financial journey. For more information or to get started with your membership application, please call us at 614-221-3233 or visit our website at www.telhio.org. Together, let's build a brighter financial future!

Our Journey

Since our inception, Telhio has focused on providing accessible financial services with a personal touch. Through the decades, we've adapted to the changing needs of our members while remaining true to our core mission: to enhance the financial well-being of our community. With assets totaling over $1.4 billion, we have continually invested in innovative solutions that make banking easier and more efficient for everyone we serve. As we evolved, so did our offerings. From basic savings accounts to more complex products like auto loans and mortgages, we strive to provide a comprehensive suite of services that meet the diverse needs of our membership. We've embraced technology by introducing online and mobile banking options, ensuring that our members can manage their finances anytime and anywhere.

Our Mission

At Telhio, we believe that financial success should be attainable for everyone. Our mission is not just about providing financial products; it's about building relationships and fostering growth within our community. We aim to create an environment where every member feels valued and supported. By offering personalized guidance, community outreach programs, and educational resources, we empower individuals to make informed financial decisions. While you can visit us at 1795 Morse Rd, official correspondence should be directed to 96 N 4th St, Columbus, OH 43215-3115 if you prefer mailing options.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Telhio at 1795 Morse Rd today! Experience firsthand how we can support your financial journey. Whether you want to open a new account or simply ask questions about our services, our team is eager to assist you. Don't hesitate; we're just a phone call away at 614-221-3233!

Comprehensive Banking Services

At Telhio, we offer a variety of services tailored to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we've got you covered. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Plus, enjoy the convenience of ATM access for balance checks and cash withdrawals anytime. And if you have accounts with partner credit unions, take advantage of our shared service center for deposits and withdrawals as well!

Easy Access and Amenities

At Telhio, we prioritize accessibility. Our branch features ADA-compliant entrances and ample parking to ensure everyone can comfortably access our services. Whether you're here for personal banking or need assistance with loans and mortgages, our friendly staff is ready to help. We understand that life can be busy, so we offer convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM for drive-thru services. If you need assistance outside these hours, feel free to give us a call at 614-221-3233.

Member Eligibility

At Telhio, we believe that joining our community is more than just opening an account it's about becoming part of a family that genuinely cares for its members. If you're interested in becoming a member, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. We also welcome family members of existing members, making it easy to share the benefits of membership with your loved ones. By choosing Telhio at 1795 Morse Rd Columbus Oh 43229, you gain access to a wide range of financial services tailored to your needs, from personal banking and loans to online and mobile banking options. The process to become a member is straightforward and welcoming. You can find all the details regarding eligibility at this link. Once you're ready to open an account, visit us or check out our account opening page for step-by-step instructions. If you have any questions or need assistance, don't hesitate to give us a call at (614) 221-3233. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Member and Non-Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, accepting payments should be straightforward. Our merchant services help you process transactions efficiently, allowing you to focus on what matters most serving your customers. From credit card processing to online payment solutions, we provide the tools necessary for smooth operations. Visit us at 1795 Morse Rd Columbus Oh 43229 in Columbus, OH, or give us a call at (614) 221-3233 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking

For our business members, we understand that running a business requires reliable support. That's why we offer merchant services and business loans tailored to meet the unique needs of entrepreneurs like you.

Convenient Access

We know that convenience matters in today's fast-paced world. Our ATM services allow for quick cash withdrawals and balance checks without stepping foot inside the branch. If you prefer face-to-face interactions, our drive-thru service makes simple transactions like deposits and withdrawals hassle-free.

Loans and Financing

If you're considering a new car or need help with a home purchase, look no further! We offer auto loans and vehicle financing options that make getting behind the wheel easier than ever. For those thinking about buying a home or refinancing an existing mortgage, our competitive mortgage loans can help you secure the best deal. We also provide personal loans for debt consolidation, giving you the chance to simplify your finances.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit different lifestyles. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to manage your accounts anytime, anywhere. Plus, our credit cards come with rewards that can make everyday purchases even more rewarding.

Shared Branch Services

As part of our commitment to community and collaboration, we also participate in shared branch transactions. This means if you're a member of a partner credit union, you can enjoy basic deposit and withdrawal services right here at Telhio. With all these services backed by friendly staff ready to assist you during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM you'll find everything you need under one roof. If you're ready to explore how we can serve your financial needs better or want more information about any of these offerings, don't hesitate! Call us at (614) 221-3233 or visit us online at https://www.telhio.org. Join us at Telhio Cu Northland Village today and take the next step towards achieving your financial goals!

Digital & Online Banking

Key Services

Our online banking services are available 24/7, giving you the freedom to check balances, transfer funds, and pay bills at your own pace. You can sign up for e-statements, which not only help keep your financial information organized but also contribute to a greener planet by reducing paper waste. Plus, with electronic signature authorization available, signing documents is quick and easy no more waiting for paperwork to arrive in the mail. If you're always on the go, our mobile application ensures that you have banking right at your fingertips. You can make mobile payments effortlessly and send money through person-to-person transfers with just a few taps. It's all about making your banking experience as smooth as possible while keeping security top of mind.

User-Friendly Experience

Navigating our digital services is straightforward and user-friendly. Whether you're tech-savvy or just getting started with online banking, you'll find everything you need without any hassle. We prioritize the safety of your data with advanced security measures, so you can feel confident managing your finances online. In a world that moves fast, Telhio is here to support you every step of the way. Experience the ease of managing your finances digitally today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 158,906, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments total $3,264,498, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 1795 Morse Rd Columbus Oh 43229 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $-1,285,432, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our lending capabilities. We have $6,139 in used auto loans and $1,119,318,566 in total loans and leases available for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is ready to assist you through the process. We also provide refinancing options for existing auto loans, so you can potentially lower your monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. Our experienced staff will help guide you through every step of the mortgage process, ensuring you understand your options and find the right fit for your budget.

Personal Loans

For those unexpected moments when cash flow is tight, we also offer unsecured credit card loans and personal loans to help manage your finances effectively. While we currently have $0 in unsecured credit card loans available, our flexible terms mean you can find a solution that works best for you. If you're interested in exploring your eligibility for any of our loan products or would like more information about refinancing options available to you, please don't hesitate to reach out. You can contact us at (614) 221-3233, or visit us at our branch located at 1795 Morse Rd Columbus Oh 43229 in Columbus, OH. At Telhio, we are committed to helping you achieve your financial aspirations with trustworthy service and competitive rates. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your journey towards financial success!

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