Telhio Credit Union Columbus OH | Top Checking & Business Loans

Introduction

Welcome to Telhio, where we believe in putting our members first. Located at 3990 E Broad St, Columbus, OH 43213, our branch has been serving the community since 1935. With a commitment to fostering financial growth and security, we proudly support over 67,741 members with diverse banking needs. At Telhio, our total assets stand at an impressive $1,426,297,309, reflecting our solid foundation and dedication to your financial well-being. We offer a range of services tailored to meet individual and business needs from checking and savings accounts to auto loans and mortgage options. In fact, we've facilitated 32,931 loans and leases to help our members achieve their dreams. While you can visit us at our branch for personal service, official correspondence should be sent to our mailing address: 330 Rush Aly Suite 500, Columbus, OH 43215-. Our friendly staff is here to assist you during lobby hours on Monday, Wednesday, and Friday from 9 AM to 4 PM. Under the leadership of CEO Derrick Bailey and Board President Irene Smith, we prioritize transparency and community engagement. With a net worth of $128,708,980 and cash in hand totaling $9,186,133, you can trust that your finances are in capable hands. We invite you to explore all that we have to offer by visiting our website at Telhio.org or calling us at 614-236-3371. Let's work together to build a brighter financial future!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an active participant in local events and partnerships that benefit Columbus. Whether it's sponsoring educational programs or supporting local businesses through loans and resources, Telhio is dedicated to making a positive impact in our community. As part of our commitment to accessibility and customer service, we also emphasize digital advancements like online banking options and mobile payments. Our goal is to provide convenient solutions that make managing finances easier for everyone.

Join Us!

Experience the difference with Telhio today! We invite you to become part of our growing family. Discover how you can benefit from personalized financial services designed with your needs in mind. Visit us online at Telhio.org or give us a call at 614-236-3371 to learn more about becoming a member. Together, let's build a brighter financial future!

Our Mission

At Telhio, our mission is simple yet profound: to empower our members through financial education and support while giving back to the communities we serve. We believe that everyone deserves access to quality financial products and services tailored to their unique needs. By prioritizing member engagement and community outreach initiatives, we aim to enhance the lives of those around us. While members can visit us at 3990 E Broad St for in-person assistance during our lobby hours Monday, Wednesday, and Friday from 9 AM to 4 PM official correspondence should be sent to our mailing address at 330 Rush Aly Suite 500, Columbus, OH 43215-.

Our Story

Telhio was founded on the principle of serving our community with integrity and dedication. Over the years, we have evolved to meet the changing needs of our members while staying true to our mission. From humble beginnings, we have expanded our range of services to include personal banking accounts, auto loans, mortgages, business banking options, and cutting-edge online and mobile banking solutions. Our journey reflects significant milestones that showcase our commitment to innovation and community support. Each step forward has been guided by our focus on providing exceptional service and fostering strong relationships with those we serve. We are proud to offer shared service center availability for added convenience, making banking accessible for everyone.

Branch Location & Accessibility

Accessibility and Features

At Telhio, we prioritize making your visit as smooth as possible. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and parking spaces so that everyone can access our services comfortably. We understand that convenience matters, which is why we offer shared service center options for basic transactions if you're a member of a partner credit union.

Operating Hours

We're here for you during lobby hours on Monday, Wednesday, and Friday from 9 AM to 4 PM. If you have any questions or need assistance outside these hours, feel free to give us a call at 614-236-3371. Our friendly team is always ready to help!

Services Offered

At Telhio, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! While we currently do not have ATM services or drive-thru banking available at this location, our dedicated staff is here to assist you with all transactions directly inside the branch. Come visit us at Telhio today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

Joining the Telhio community means becoming part of a supportive family that truly cares about your financial well-being. If you're looking to become a member at our branch located at 3990 E Broad St, Columbus, OH 43213, you'll be pleased to know that eligibility is accessible for many! Typically, anyone who lives, works, or worships in the local area can apply. It's as simple as meeting these basic criteria and wanting to take charge of your financial future. By becoming a member of Telhio, you gain access to a variety of benefits, including personalized service and competitive rates on loans and savings accounts. Ready to take the next step? Opening an account is straightforward and welcoming. You can find all the details you need on our website at http://www.telhio.org/membership-overview. If you have any questions or would like assistance, don't hesitate to reach out to us at 614-236-3371. We're here to help you start your journey with us!

Business Banking & Commercial Services

Comprehensive Merchant Services

Beyond loans, we offer merchant services that make transactions easier for you. Imagine having a system that allows you to accept payments quickly and securely, helping you serve your customers better. Our merchant services come equipped with the tools you need to streamline operations and enhance customer satisfaction. Visit us at 3990 E Broad St Columbus Oh 43213 in Columbus, OH, or call us at (614) 236-3371 to discover how our business banking solutions can help turn your goals into reality. Let's grow together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently don't have an ATM at our branch, we ensure access through various networks for cash withdrawal services when needed. Plus, if you're a member of another partnering credit union, basic shared branch transactions such as deposits and withdrawals can be done seamlessly at their locations. At Telhio, we're committed to supporting you in every financial endeavor big or small. If you're ready to explore what we have to offer further or have questions about any service, don't hesitate to reach out at (614) 236-3371 or visit us at https://www.telhio.org. Let's start building a brighter financial future together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options are designed with competitive rates to help you hit the road without breaking the bank. We understand that a reliable car is essential for daily life, so we work hard to make this process smooth and straightforward.

Business Banking

For business owners, we provide robust business banking services, including merchant services and business loans. Your business deserves support tailored specifically for its growth and success. We're here to help navigate financing solutions that empower your entrepreneurial spirit.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking capabilities. With features like person-to-person payments and electronic statements, managing your finances has never been easier.

Credit Cards with Rewards

Take advantage of our credit cards with rewards that give back as you spend. Whether it's cash back on groceries or travel points for your next vacation, our cards offer benefits that enhance your purchasing power while keeping costs manageable.

Mortgage Loans & Refinancing

For those considering homeownership or looking to refinance, our mortgage loans come with flexible terms and competitive rates. Picture finally settling into your dream home with a mortgage that fits your budget! Our experts are here to guide you through every step of the process.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit any lifestyle. Need easy access to your funds? Our online and mobile banking services allow you to manage your accounts anytime, anywhere. Imagine being able to check your balance or transfer money from the comfort of your couch!

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease financial stress. With us, you can find a solution that suits your needs, allowing you to focus on what really matters your peace of mind.

Digital & Online Banking

Convenient Online Access

With our online banking platform, available at https://www.telhio.org, you can check balances, transfer funds, and pay bills without ever stepping foot in a branch. This 24/7 service means you have complete control over your money whenever it suits you. Plus, the user-friendly interface makes navigation a breeze, whether you're using a computer or a smartphone.

Mobile Banking Made Easy

Our mobile application brings all these features right to your fingertips. Need to send money to a friend? Use our person-to-person transfers feature for quick and hassle-free transactions. You can also make payments on the go with our mobile payments option perfect for those busy days when you're out and about. Whether you're checking your account balance or making payments, our services are designed for ease of use and real-time management. At Telhio, we're committed to providing you with the tools you need to manage your finances efficiently and securely. Join us today and experience banking made simple!

Stay Secure

Security is a top priority at Telhio. Our electronic signature authorization feature allows you to sign documents safely from the comfort of your home. We also provide e-statements, giving you an eco-friendly way to keep track of your financial activity while reducing clutter. You can rest easy knowing that your sensitive information is protected.

Financial Strength

At Telhio, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that understanding our financial strength builds trust and confidence among our community, which is why we are proud to share key insights into our performance. With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,139 in used auto loans and $1,119,318,566 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $-1,285,432, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, net shares available for lending and investments stand at $3,264,498, further enhancing our capacity to assist you. Total Share Accounts stand at 158,906, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 3990 E Broad St Columbus Oh 43213 or call (614) 236-3371 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We make financing simple so that you can enjoy your ride without the stress of high payments.

Business Financing

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and strive to support your journey toward success. At Telhio, we also offer refinancing options for various types of loans to help you save money or adjust your payment plans according to your current financial situation. For more information about our loan offerings or to explore eligibility options, please visit us at 3990 E Broad St Columbus Oh 43213, call us at (614) 236-3371, or check out our website at https://www.telhio.org. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you take the next step toward achieving your financial dreams!

Credit Lines

Our total credit lines amounting to $448,741,626 provide additional financial flexibility. You can access funds when needed without having to apply for a new loan each time. This can be especially useful for managing cash flow or funding large purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. We guide you through every step of the process, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards are designed to give you the freedom you need.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures fair and transparent offers for all users. By partnering with legitimate lenders, LendMesh guarantees that the information provided is reliable and up-to-date.

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