Telhio Credit Union Columbus OH | Best Auto Loans & Business Banking

Introduction

Welcome to Telhio, your trusted financial partner since 1935! Nestled in the heart of Columbus at 1672 W 5Th Ave, our Grandview Office is more than just a credit union it's a community hub where members come together to achieve their financial dreams. With a strong commitment to serving over 67,741 members, we pride ourselves on offering personalized banking solutions that cater to your unique needs. At Telhio, we understand that financial journeys can be complex. That's why our dedicated team is here to provide support every step of the way. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a checking account, we've got you covered. Our total assets stand at an impressive $1,426,297,309, and with $101,186,647 in deposits and over 32,931 loans and leases granted, we have the resources to help you thrive. Our leadership team is passionate about our mission. CEO Derrick Bailey and Board President Irene Smith work tirelessly to ensure that Telhio remains a safe and welcoming space for all members. We believe in transparency and community involvement, which is reflected in our net worth of $128,708,980 and cash in hand of $9,186,133. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to 1672 W 5th Ave, Columbus, OH 43212 if different from the branch location. We invite you to explore our range of services designed just for you: from personal banking solutions like checking and savings accounts to business banking options such as merchant services and business loans. Plus, enjoy the convenience of online and mobile banking! Ready to take the next step? Visit us today or give us a call at 614-221-3233. Your financial success is just around the corner with Telhio!

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; we actively participate in community outreach initiatives aimed at making a difference in the lives of those around us. By partnering with local organizations and charities, we strive to enhance the well-being of our neighborhoods and support those in need. We also ensure that our facilities are ADA compliant and equipped with modern conveniences such as ATM access and drive-thru banking services for added convenience. Members can also benefit from shared service centers that facilitate transactions with other partner credit unions.

Join Us

As we look toward the future, we invite you to become part of the Telhio family. Experience firsthand how we prioritize your needs while remaining dedicated to enriching our community. Whether you're looking for a new account or exploring loan options, we are here to help every step of the way. Call us today at 614-221-3233 or visit our website at www.telhio.org to learn more about membership benefits and how we can assist you on your financial journey!

Our Mission

At Telhio, our mission is simple yet powerful: to empower our members by providing access to affordable financial services while supporting our local communities. We believe that everyone deserves a chance to achieve their financial goals, whether that's saving for a new home, financing a vehicle, or managing everyday expenses. Our dedication goes beyond transactions; we aim to build lasting relationships based on trust and support. With total assets exceeding $1.426 billion, we take pride in our strong financial foundation that allows us to offer competitive products such as personal banking accounts, auto loans, mortgage options, and business services. Our innovative approach includes advanced online banking solutions that make managing finances convenient and straightforward.

Branch Location & Accessibility

Welcome to the Telhio branch, conveniently located at 1672 W 5Th Ave in Columbus, OH. We're proud to be a part of the vibrant Franklin County community, making banking easy and accessible for our members. Our branch is situated near notable landmarks like the Columbus Crew Stadium and just a short drive from the bustling Grandview Heights area, which makes us easy to find and visit. At our Grandview Office, you'll enjoy a welcoming atmosphere with accessibility features that cater to everyone. Our location is ADA compliant, ensuring that all members can navigate our services comfortably. Plus, we offer ample parking space for those who choose to drive in. Our operating hours are designed with your busy schedule in mind. We're open from 9 AM to 5 PM on Monday through Thursday, 8 AM to 6 PM on Friday, and 9 AM to 2 PM on Saturday. Whether you need help with personal banking, auto loans, or online services, our friendly staff is here to assist you during these times. For added convenience, we also provide an ATM and drive-thru banking service. This means you can quickly take care of deposits and withdrawals without leaving your car. If you're a member of a partner credit union, you can also utilize our shared service center for deposits and withdrawals. If you have any questions or need assistance before visiting us at our branch, feel free to give us a call at 614-221-3233. We look forward to seeing you soon!

Member Eligibility

Joining Telhio is like becoming part of a welcoming family that truly cares about your financial well-being. To become a member, you need to meet a few simple criteria, making it easy for many people to join our community. Typically, eligibility includes individuals who live, work, or worship in the Columbus area, as well as their immediate family members. This means if you're connected to someone already part of our Telhio family, you can join too! By becoming a member, you'll gain access to a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and resources tailored to help you achieve your financial goals. Ready to take the next step? Opening an account at Telhio is straightforward and convenient! You can find more details about eligibility by visiting this link. If you have any questions or want assistance with the process, feel free to reach out to us at (614) 221-3233. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services that Work for You

But we don't stop at loans. Our merchant services simplify payment processing, ensuring you get paid quickly and efficiently. Imagine running your store without worrying about transaction delays or high fees our solutions provide the reliability you need to focus on what matters most: growing your business. Located conveniently at 1672 W 5Th Ave Columbus Oh 43212 in Columbus, OH, we're here to partner with you on your journey to success. For more information, give us a call at (614) 221-3233 or visit us online at https://www.telhio.org. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $709 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $344,925,749, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our commitment doesn't stop at personal and business banking; we strive to enhance your overall experience with additional conveniences like drive-thru banking for quick deposits and withdrawals and shared branch transactions for partner credit union members. At Telhio, we believe in making banking straightforward and accessible for everyone in our community. If you have questions or want to learn more about how we can assist you, don't hesitate to reach out at (614) 221-3233. Ready to take the next step? Visit us online at https://www.telhio.org or stop by our branch today!

Business Banking Services

For small businesses and entrepreneurs, we know how crucial it is to have reliable financial support. That's why we provide comprehensive business banking services, including merchant services and business loans that help streamline operations and foster growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily make payments, transfer funds, or check balances right from your phone or computer. We also offer access to an ATM for quick cash withdrawals and basic transactions without hassle.

Personal Banking Solutions

When it comes to managing your finances, having the right tools can make all the difference. At Telhio, we offer various checking and savings accounts tailored to fit your lifestyle. If you're considering buying a new car or need help with financing, our auto loans and vehicle financing options can get you on the road quickly. For those eyeing their dream home, our mortgage loans and refinancing services simplify the process so you can focus on settling in. If life throws unexpected expenses your way, our personal loans and debt consolidation options provide flexible solutions to help you regain control of your finances. Plus, don't forget about our credit cards with rewards that offer great benefits for everyday purchases.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your balance, view transactions, and manage your accounts whenever it suits you. If you prefer going paperless, you'll be glad to know that E-Statements are available. You can easily receive your statements electronically, keeping your financial information organized and reducing clutter. Need to send money to a friend? Our Person-to-Person Transfers feature makes it quick and easy to transfer funds directly from your account to theirs no cash required! Plus, with our Mobile Application, managing your finances is even more accessible. You can perform various tasks right from your smartphone, whether it's checking balances or making payments.

Security and Convenience

Security is a top priority for us. With Electronic Signature Authorization, you can sign documents securely without the need for physical paperwork. And if you're someone who loves using mobile wallets, you'll appreciate our Mobile Payments feature, allowing you to pay for goods and services with just a tap of your phone. At Telhio, we strive to ensure that every member has the tools they need for real-time account management and financial control. Our user-friendly interface makes navigating through your options straightforward, so you can focus on what matters most your life. Explore all these features and more by visiting us online at https://www.telhio.org. Your banking needs are just a click away!

Financial Strength

At Telhio, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which underscores our commitment to supporting your needs. With a net worth of $128,708,980, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $902 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $297,973,718 in share certificates and $320,530,033 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,313,109, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $96,359,182 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $6,139 in used auto loans and $1,119,318,566 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $-1,285,432, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 267 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 158,906, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telhio is your trusted partner. Visit us at 1672 W 5Th Ave Columbus Oh 43212 or call (614) 221-3233 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,060,075 in used vehicle loans and $98,060,062 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the right fit for your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $344,925,749 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and offer tailored financing solutions that can help drive success.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we also offer credit lines totaling $448,741,626. These can be an excellent option for those who need flexible access to funds. If you're looking for ways to manage everyday expenses or unexpected costs, our unsecured credit card loans are available as well. Currently, we have a total of $0 in unsecured credit card loans assisting members in managing their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $97,721,817, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans, we're here to help. We offer various refinancing options that could lower your payments or improve your loan terms based on current market conditions. Our dedicated team at Telhio, located at 1672 W 5Th Ave Columbus Oh 43212, is ready to assist you with any questions about our loan offerings. Feel free to give us a call at (614) 221-3233 during our operating hours: 9 AM - 5 PM Monday through Thursday, 8 AM - 6 PM on Friday, and 9 AM - 2 PM on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to supporting you every step of the way on your financial journey!

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