Telcomm Credit Union Nixa MO | Affordable Auto Loans & ATM Services

Introduction

Welcome to Telcomm, your trusted financial partner right here in Nixa, Missouri. Established in 1940, our credit union has been dedicated to serving the community with reliable banking solutions for over 80 years. Located at 1564 N Main St, Nixa, MO 65714, we are proud to have grown our membership to 24,099 members, all while managing a robust total asset base of $310,650,507. At Telcomm, we believe that every member is more than just a number. We strive to make banking personal and accessible, whether you're seeking auto loans or a straightforward savings account. With total deposits reaching $13,861,995 and total loans amounting to 14,310, we ensure our members can access the funds they need when they need them. Under the leadership of CEO Jessica Shorney and Board President Greg Eck, our team of 80 dedicated employees is committed to providing exceptional service. Our facilities include convenient drive-thru services and ATM access for easy banking on the go. While members can visit us at our branch location, official correspondence should be sent to the same address: 1564 N Main St, Nixa, MO 65714. Whether you're looking for personal loans or business banking solutions, we invite you to explore our services further by visiting our website at telcommcu.com. Don't hesitate to reach out! Call us at 417-886-5355 for any inquiries or assistance. Join us at Telcomm today where your financial success is our top priority!

Branch History & Mission

Welcome to Telcomm, a proud part of the Nixa community since 1940. Located at 1564 N Main St, Nixa, MO 65714, our branch has grown alongside its members, evolving from humble beginnings into a thriving financial institution that serves over 24,099 members today. With total assets of $310,650,507, we are dedicated to providing accessible financial services tailored to your needs. Our mission is simple yet profound: to empower our members through exceptional service and community support. We strive to ensure that every individual who walks through our doors feels valued and understood. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, we're here for you. At Telcomm, we believe in building relationships that last. We actively engage with our community, participating in local events and outreach programs that reflect our commitment to enhancing the lives of those around us. Our staff is not just here to assist; they are your neighbors, ready to listen and provide solutions that make a real difference. While members can visit us at 1564 N Main St Nixa Mo 65714, official correspondence should be sent to 1564 N Main St, Nixa, MO 65714 if it differs from our branch address. We offer convenient operating hours from Monday to Friday, 7:30 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM, making it easy for you to get the help you need when you need it. We are proud to offer modern conveniences such as ATM availability and drive-thru banking services, ensuring that accessing your funds is quick and easy. Our digital platforms also allow you to manage your accounts online or via mobile applications, giving you flexibility in how you bank. As we look back on our history, we remain committed to moving forward with innovation while staying true to our core values of trust and community service. Join us at Telcomm and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, we can achieve more! For any questions or further information, feel free to reach out at (417) 886-5355. We look forward to serving you!

Branch Location & Accessibility

Operating Hours

We know that life can get busy, so we've tailored our operating hours to fit your schedule. Join us Monday through Friday from 7:30 AM to 5:30 PM for lobby services. On Saturdays, our drive-thru is open from 9:00 AM until noon. Feel free to give us a call at 417-886-5355 if you have any questions or need assistance.

Services and Amenities

When you visit Telcomm, you'll discover a range of services designed to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at 1564 N Main St for all their banking needs, official correspondence should be sent to the same address as it serves as both our branch and mailing address. We invite you to drop by and experience the welcoming atmosphere at Telcomm Credit Union. Whether you're a long-time member or considering joining us, we look forward to serving you!

Member Eligibility

At Telcomm, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easy! If you live, work, or worship in the area around 1564 N Main St Nixa Mo 65714, you're likely eligible to join us. We welcome individuals from all walks of life, making it simple for you to start enjoying the benefits of membership. Whether you're looking for personal banking services, loans, or just a friendly place to handle your finances, our team is here to help you every step of the way. For more detailed information about eligibility requirements, check out our dedicated page at https://telcommcu.com/join-telcomm/who-can-join-tcu/ . When you're ready to take the next step, opening an account is straightforward. You can start the process online by visiting https://telcommcu.com/open-account-online-now/ , or feel free to give us a call at (417) 886-5355 if you have any questions. Join Telcomm today and experience how we prioritize your financial well-being in a welcoming environment!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely from customers without any hassle. Our solutions make it easy for you to focus on what you do best running your business. Located at 1564 N Main St Nixa Mo 65714 in Nixa, MO, we invite you to stop by or call us at (417) 886-5355 to learn more about how our business banking solutions can help you thrive. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase that new vehicle, our competitive auto loans and vehicle financing options ensure you drive away happy without breaking the bank. Our team will work with you to find a loan that fits your budget so you can focus on enjoying your new ride.

Business Banking Support

If you're a business owner, we understand how important it is to manage your finances effectively. Our business banking services, including merchant services and business loans, are designed to support entrepreneurs at every stage. Let us help you grow your business with tailored financial solutions that work for you.

Convenient Access Options

To make banking even easier, we offer various access points including ATM services for quick withdrawals and balance checks whenever needed. Our basic drive-thru service allows for deposits, withdrawals, and other simple transactions without leaving your car perfect for those busy days! At Telcomm, convenience is key. With features like mobile payments and person-to-person transfers available through our online platform, managing your money has never been simpler. For more information about our services or to speak with one of our representatives, please call us at (417) 886-5355 or visit us at our branch. We look forward to assisting you on your financial journey!

Credit Cards with Benefits

Take control of your spending with our credit cards that come with rewards! Enjoy perks like cash back or travel points while building your credit history. It's an easy way to earn rewards on everyday purchases without any hassle.

Home Financing Made Easy

Buying a home is one of the biggest decisions you'll ever make. At Telcomm, we simplify this process with our mortgage loans and refinancing options. We'll guide you through every step, making sure you understand all your choices so that you can secure the best possible deal for your future home.

Personal Banking Solutions

Managing your finances should be simple and convenient. That's why we offer a variety of checking and savings accounts designed to fit your lifestyle. You can easily access your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills anytime, anywhere. For those moments when you need a little extra cash, consider our personal loans and debt consolidation options that can help you get back on track.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can access your accounts anytime through our user-friendly platform at https://telcommcu.com/ . Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our electronic signature authorization feature allows you to complete transactions quickly and securely without the hassle of printing or mailing documents.

Mobile Banking at Your Fingertips

Our mobile application puts banking right in your pocket. You can manage your accounts on the go, making it simple to deposit checks, pay bills, and even make person-to-person transfers with ease. Our mobile payments feature lets you shop effortlessly using just your phone no need for cash or cards!

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can view your financial statements anytime and anywhere. This not only helps keep your information secure but also contributes to a greener environment. At Telcomm, we prioritize your security while ensuring that accessing your finances is straightforward and efficient. Whether you're at home or out and about, our digital banking solutions are tailored to fit your lifestyle. Experience banking made easy with us today!

Financial Strength

Commitment to Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 76 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Continuous Investment in Growth

With $13,015,686 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,305 in used auto loans and $215,657,247 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $79,564,843 in share certificates and $37,963,542 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,891,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $41,730,432, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,343 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

Total Share and Deposit Accounts: 46,490, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $216,126. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telcomm is your trusted partner. Visit us at 1564 N Main St Nixa Mo 65714 or call (417) 886-5355 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $130,907,925 in used vehicle loans and $32,519,462 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we have financing options that can fit your budget.

Credit Lines

For those who need extra flexibility, our credit lines total $12,000,000, providing members with access to funds when they need them most. This is perfect for unexpected expenses or larger purchases where you want to avoid high-interest rates associated with traditional credit cards. If you're interested in any of our loan products or would like more information about eligibility options, please don't hesitate to contact us at (417) 886-5355. Our friendly staff is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 1564 N Main St Nixa Mo 65714 in Nixa, MO or check out our website at https://telcommcu.com/ for more details!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,480,908, make buying or refinancing simple. We provide guidance throughout the mortgage process and can help you explore refinancing opportunities to potentially lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,689,499 in loans helping members manage their finances effectively. This option allows you to make purchases while keeping track of your spending without needing collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to verified sources guarantees fair and transparent offers for users. One of the standout features of LendMesh is its emphasis on Verified Data. All loan offers come from legitimate financial institutions, ensuring users receive trustworthy information. Additionally, LendMesh operates without Sponsored Listings; lenders are not prioritized based on paid promotions. This approach allows for completely unbiased results, enabling users to make informed choices without any hidden agendas. With Real-Time Rate Comparisons, LendMesh provides up-to-date loan rates from multiple institutions. This means that users can quickly assess their options and find the best deal available in the market. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TELCOMM CREDIT UNION - Nixa, MO