Telcoe Credit Union Sherwood AR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Telcoe, your trusted financial partner located at 2220 Wildwood Ave, Sherwood, AR 72120. Since our establishment in 1950, we have been dedicated to serving our members with integrity and care. With a strong community presence and a commitment to providing exceptional service, we proudly serve over 22,575 members who rely on us for their financial needs. At Telcoe, we understand that every member's journey is unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our total assets stand at an impressive $470,910,032, reflecting our stability and reliability as a credit union you can trust. Our leadership team, headed by CEO Kristy Vest and Board President Robert Ellis, is dedicated to fostering a supportive environment for both members and employees alike. With a talented staff of 39 employees, we are here to help you navigate your financial goals. If you need assistance or want to learn more about how we can help you achieve your financial dreams, don't hesitate to reach out! You can contact us at 501-375-5321 or visit our website at telcoe.com. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 34200, Little Rock, AR 72203. Join us at Telcoe and experience the difference of being part of a community-focused credit union that puts its members first!

Branch History & Mission

Our Commitment

In addition to our extensive services, we are committed to making banking accessible for everyone. Although we currently do not offer ATM or drive-thru services at this location, we provide comprehensive online and mobile banking options that allow you to manage your finances conveniently from anywhere. Our operating hours are designed with your schedule in mind: - Monday & Friday: 8:30 AM - 5:00 PM - Tuesday - Thursday: 8:30 AM - 4:30 PM - Saturday: 8:30 AM - 11:30 AM For official correspondence, please send mail to P O Box 34200, Little Rock, AR 72203, while visiting us at our Sherwood address for all your banking needs. If you're looking for a financial institution that values people over profits and understands the importance of community connection, look no further than Telcoe. Join us today and experience the difference that comes from being part of a credit union built on trust and service. Visit us online at Telcoe or call us at 501-375-5321 for more information on how you can become a member!

Our Mission

At the heart of Telcoe's mission is the belief that everyone deserves access to quality financial services. We are dedicated to empowering our members by offering a wide range of products, including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking services. Our goal is to help you achieve your financial dreams while fostering a sense of belonging within our community. We believe in the power of community support. That's why we actively engage in outreach programs and partnerships that uplift local initiatives. Whether it's sponsoring educational events or providing financial literacy workshops, we aim to make a positive impact beyond traditional banking.

Branch Location & Accessibility

Accessible Banking Experience

We prioritize accessibility at Telcoe. Our branch features ADA-compliant entrances and ramps to ensure everyone can access our services without difficulty. While we currently do not have drive-thru banking or ATM availability on-site, our friendly staff is always ready to assist you inside during business hours.

Convenient Location

Nestled in the heart of Sherwood, our branch is just a stone's throw away from local landmarks like the Sherwood Forest Shopping Center and the picturesque Wildwood Park for the Arts. This prime location makes it simple for you to visit us while running errands or enjoying a day out.

Operating Hours

We understand that life can be busy! That's why we're open Monday and Friday from 8:30 AM to 5:00 PM, Tuesday through Thursday from 8:30 AM to 4:30 PM, and Saturday mornings until 11:30 AM. This schedule allows you plenty of opportunities to stop by when it fits your day best.

Personalized Services

At Telcoe, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Whether you're looking for online banking options or need assistance with mortgage refinancing, our knowledgeable team is here to guide you every step of the way. If you have any questions or would like to learn more about what we offer, feel free to give us a call at 501-375-5321. We invite you to visit us at our Sherwood branch and experience the Telcoe difference firsthand!

Member Eligibility

Becoming a member of Telcoe is like joining a welcoming family that truly cares about your financial well-being. If you're living, working, or worshiping in the area, you likely qualify for membership! We aim to include as many people as possible, so whether you're a new resident or have been here for years, we invite you to explore the benefits of being part of our community. At Telcoe, members enjoy competitive rates on loans and savings, personalized service, and a variety of financial products designed to fit your needs. To get started, simply visit us at our branch located at 2220 Wildwood Ave Sherwood Ar 72120 or give us a call at (501) 375-5321. For detailed eligibility criteria and the latest updates, check out our page here: https://www.telcoe.com/about-us/become-a-member.html . When you're ready to open an account, it's a breeze just head over to https://my.telcoe.com/enroll to begin your journey with us!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, our merchant services make it easy for you to accept payments and manage transactions efficiently. Whether you're a small shop or a growing enterprise, our solutions can help streamline your operations so you can focus on what matters most serving your customers. Located at 2220 Wildwood Ave Sherwood Ar 72120 in Sherwood, AR, we're here to partner with you on your journey toward success. For more information, give us a call at (501) 375-5321 or visit us online at https://www.telcoe.com/ . Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,437,710, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

For entrepreneurs and business owners, our Business Banking services are designed with you in mind. From Merchant Services that simplify transactions to tailored Business Loans that help grow your company, we stand by our members every step of the way.

Credit Options Tailored For You

Need extra cash? Our Personal Loans & Debt Consolidation options provide flexible terms that fit your lifestyle. We understand life can throw unexpected expenses your way, and we're here to help ease that burden. Plus, don't forget about our Credit Cards with Rewards, which offer great benefits for everyday purchases.

Embracing Digital Convenience

Our digital features enhance your banking experience significantly. With Online & Mobile Banking, you can manage your finances at your convenience whether it's day or night. We also support easy ATM and cash withdrawal services so accessing your money is never a hassle. At Telcoe, we strive to make banking not just simple but enjoyable as well. If you have questions about any of our services or want more information on how we can assist you in achieving your financial goals, feel free to call us at (501) 375-5321 or visit our website at Sherwood. Join us today and experience the personalized service that makes us unique!

Personal Banking Solutions

For individuals and families, we offer Personal Banking options that include checking and savings accounts designed to help you manage your daily expenses and save for important milestones. Imagine having access to tools that simplify budgeting while ensuring your money grows safely. Our online and mobile banking services make it easy to check balances, transfer funds, and pay bills from anywhere. When it comes time to purchase a car or consolidate debt, our Auto Loans & Vehicle Financing options can get you on the road with competitive rates tailored just for you. You can easily apply online and receive a quick response so you can focus on finding the perfect vehicle. Additionally, if you're considering homeownership or refinancing, our Mortgage Loans & Refinancing services can guide you through the process smoothly.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7 at https://www.telcoe.com/ , allowing you to check balances, transfer funds, and pay bills whenever it suits you. For those who prefer mobile banking, our user-friendly mobile application gives you the power to manage your accounts right from your smartphone. Plus, with our mobile payments feature, you can make purchases quickly and securely without needing cash or cards. We prioritize your security with electronic signature authorization, making it simple for you to sign documents online while keeping your information safe. Additionally, e-statements are available to help you go paperless and easily track your financial activity. Need to send money to a friend? Our person-to-person transfer service lets you do just that with ease. It's all about making banking as accessible and straightforward as possible. At Telcoe, we believe that managing your finances should be stress-free. Whether you're on the go or settling in at home, our digital services are here to help you take control of your financial journey effortlessly.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 36,621, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $928,376 further highlight our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telcoe is your trusted partner. Visit us at 2220 Wildwood Ave Sherwood Ar 72120 or call (501) 375-5321 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $118,900,934 in share certificates and $192,814,427 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $96,721,872 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $1,110 in used auto loans and $138,612,685 in total loans and leases.

Strong Financial Health

With a net worth of $96,837,842, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,056 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,896,047 in used vehicle loans and $23,558,653 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easy for you to drive away with confidence.

Credit Lines

For those who need extra flexibility in their spending or emergency funds, our total credit lines amount to $5,000,000. This option provides you with access to funds when needed without the pressure of fixed payments until you use them. We also recognize that refinancing options may be available for many of our loan products to help you lower your monthly payments or secure better rates as your financial situation improves. For more information on eligibility and how we can assist you further, feel free to reach out at 501-375-5321 or visit us online at Telcoe. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,099,245, make buying or refinancing simple. We can guide you through the process and help you find a loan that suits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $544,328 in loans helping members manage their finances effectively. These cards provide convenience and can be a great tool for building your credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan listing goes through a rigorous verification process to confirm its legitimacy, so you can trust that the information you see is accurate.

TELCOE FEDERAL CREDIT UNION