Our outreach efforts extend beyond traditional banking services. We partner with local organizations and participate in community events aimed at improving the quality of life for all residents of Edgecombe County. These partnerships reflect our core belief that when our community thrives, so do we. As we look ahead, we invite you to join us at Telco. Experience firsthand how we blend personalized service with a strong commitment to community support. Together, let's build a brighter financial future! For more information or to become a member today, please visit our website or call us at 252-823-0119. Your journey towards better financial health starts here!
The mission of Telco is clear: we strive to provide exceptional financial services while actively supporting the growth and development of our community. We believe that by putting our members first and offering personalized assistance, we can make a real impact on their lives. Whether it's through low-interest loans or educational programs about financial literacy, we're dedicated to helping our members achieve their dreams. Over the years, we've embraced technology to enhance member experience while ensuring ADA compliance for all facilities. Although we currently do not have ATMs or drive-thru banking available at our branch, we focus on providing top-notch service directly through personal interactions with our staff.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, efficient payment processing is key to maintaining cash flow. Our merchant services simplify transactions, allowing you to focus on what truly matters running your business. Imagine being able to accept payments seamlessly, whether in-person or online, giving you the freedom to grow without the hassle of complicated processes. Visit us at 1720 Barlow Rd Tarboro Nc 27886 in Tarboro, NC or call us at (252) 823-0119 to learn how our business banking and commercial services can help your business thrive.
As part of the local community in Tarboro, we believe in giving back. We engage with our members not just as customers but as part of a larger family. Our commitment goes beyond transactions; it's about building relationships and supporting one another. If you're looking for financial solutions that are straightforward and accessible, visit us at 1720 Barlow Rd Tarboro Nc 27886 or call us at (252) 823-0119 during our lobby hours from 8:30 AM to 5:00 PM, Monday through Friday. We invite you to explore how Telco can support your financial journey today! For more information on our services and offerings, feel free to check out our website at Coporate Office.
In today's fast-paced world, having digital access to your finances is essential. At Telco, we prioritize making banking easier through online platforms. With our online banking system, you can check your account balances, transfer money, and manage transactions from the comfort of your home or on the go. We also offer e-statements for those who prefer digital records over paper statements, contributing to a more sustainable approach.
We understand that each member has different financial goals and challenges. That's why our staff is trained to assist you with personalized service that considers your specific situation. Whether you're planning for a big purchase or just want to ensure you're making the most of your savings, our team is here to help.
Our personal banking services are crafted with your convenience in mind. We offer ATM Services Only, ensuring that you can access your funds whenever you need them. Imagine being out and about, needing cash for an unexpected purchase or simply wanting to check your balance our ATMs provide a quick solution right at your fingertips.
At Telco, we're committed to making banking simple and accessible for you. From our user-friendly mobile app to robust online banking features, managing your finances has never been more straightforward. Explore our digital services today and discover how we can support your financial journey!
We prioritize your security. With electronic signature authorization available, signing documents is safe and easy, reducing the hassle of paperwork. You'll also benefit from e-statements that keep your financial information organized while protecting your privacy.
With our online banking platform available at https://www.telcu.com/, you can access your accounts anytime, anywhere. You can check balances, transfer funds, and manage your transactions with just a few clicks. Our 24/7 online banking services ensure that you have complete control over your finances whenever you need it. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and fast. All you need is their email or phone number to send funds in real time. Plus, if you're busy on the go, our mobile application allows you to carry your credit union right in your pocket.
Our success is evident as we proudly serve 14,275 members' accounts. This growing member base trusts us with their finances because they know we are committed to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco is your trusted partner. Visit us at 1720 Barlow Rd Tarboro Nc 27886 or call (252) 823-0119 to learn more about how we can help you achieve your financial goals.
With $6,926,092 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support is reflected in our capacity for lending; we have $840 in used auto loans and $38,416,774 in total loans and leases available to help you reach your financial goals.
Members' savings are secured through $15,584,142 in share certificates and $2,502,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,240,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our operational efficiency shines through with a net income of $34,870, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees who are dedicated to serving you with expertise and care.
With a net worth of $7,134,599, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,670,578 in used vehicle loans and $3,346,512 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms can suit your budget.
Additionally, our total credit lines available amount to $6,000,000. This provides members with access to funds when unexpected expenses arise or when you need extra cash flow for personal projects.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,802,936, make buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home buying process smoothly.
If you're considering refinancing existing loans or lines of credit, we have options that may lower your monthly payments and save you money on interest over time. Our team will work closely with you to assess your current situation and determine what refinancing solutions may be available. At Telco, our mission is to empower our members with financial tools that promote stability and growth. Whether you're purchasing a new car, buying a home, or seeking additional funds for personal use, we're here to help you every step of the way. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at (252) 823-0119 or visit us at 1720 Barlow Rd Tarboro Nc 27886 in Tarboro, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
We also offer flexible terms on unsecured credit card loans, with a total of $1,383,675 in loans helping members manage their finances effectively. Our credit card options come with no collateral requirements, making them an excellent choice for those looking to build or improve their credit history.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This rigorous sourcing process means that users receive only verified data from legitimate financial institutions.